Answer:
d customer
Explanation:
because people buy memberships to the gym
hope it helps
Why does ray of light coming through denser medium bend when it
enters into rarer medium?
Answer:
this occurs as a result of different refractive index of the two media
Answer:
It actually depends on the angle at which the incident ray hits the boundary face between both mediums
So if the incident ray coming from an angle enters the rarer medium it causes the refracted ray to bend away from the line of the normal
Step-by-step explanation:
I hope it was of help I tried explaining the best I could
First National Bank charges 11.7 percent compounded monthly on its business loans. First United Bank charges 11.9 percent compounded semiannually.
Answer:
a. EAR for First National Bank = 12.35%
b. EAR for First United Bank = 12.25%
Explanation:
Note: This question is not complete. The complete question is therefore provided before answering the question as follows:
First National Bank charges 11.7 percent compounded monthly on its business loans. First United Bank charges 11.9 percent compounded semiannually.
Calculate the EAR for First National Bank and First United Bank. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)
Explanation of the answers is now given as follows:
The effective annual rate (EAR) can be calculated using the following formula:
EAR = ((1 + (i / n))^n) - 1 .............................(1)
Where;
i = Annual interest rate of the bank
n = Number of compounding periods in a year
Therefore, we have:
a. Calculation of the EAR for First National Bank
i = Annual interest rate of First National Bank = 11.7%, or 0.117
n = Number of compounding periods in a year = 12
Substituting the values into equation (1), we have:
EAR for First National Bank = ((1 + (0.117 / 12))^12) - 1
EAR for First National Bank = 1.12348257790079 - 1
EAR for First National Bank = 0.12348257790079, or 12.348257790079%
Rounding to 2 decimal places as required, we have:
EAR for First National Bank = 12.35%
b. Calculation of the EAR for First United Bank
i = Annual interest rate of First United Bank = 11.9%, or 0.119
n = Number of compounding periods in a year = 2
Substituting the values into equation (1), we have:
EAR for First United Bank = ((1 + (0.119 / 2))^2) - 1
EAR for First United Bank = 1.12254025 - 1
EAR for First United Bank = 0.12254025, or 12.254025%
Rounding to 2 decimal places as required, we have:
EAR for First United Bank = 12.25%
The price of a Honda Accord
a. and the price of a Honda Accord divided by the price of a Honda Civic are both real variables
b. and the price of a Honda Accord divided by the price of Honda Civic are both nominal variables.
c. is a real variable, and the price of a Honda Accord divided by a Honda Civic is a nominal variable.
d. is a nominal variable and the price of a Honda Accord divided by the price of a Honda Civic is a real variable.
Answer:
d. is a nominal variable and the price of a Honda Accord divided by the price of a Honda Civic is a real variable.
Explanation:
In domain of economics, nominal varable are value that can be measured in terms of it's monetary value of the price that exist at that particular period of time. For instance blood type and genotype.
real value on the other hand is been measured based on goods/services, it's is the value even when inflation has set in.
Which of the following is considered a symbol that has varying meaning across cultures? A) colors. B) animals. C) numbers. D) music. E) all of the above.
Option E, Colors, animals, numbers, and music are all considered symbols that have varying meanings across cultures.
Symbols are objects, images, or sounds that represent or convey meaning. They can have different interpretations and significance depending on the cultural context. Among the options provided, colors, animals, numbers, and music are all examples of symbols that can have varying meanings across cultures.
1. Colors: Different cultures attribute different meanings and symbolism to colors. For example, while white represents purity and innocence in Western cultures, it can symbolize mourning or death in some Eastern cultures. Similarly, the color red can symbolize luck and prosperity in some cultures, while representing danger or warning in others.
2. Animals: Animals often hold symbolic meanings that vary across cultures. For instance, the lion is commonly associated with strength and courage in many cultures, while the owl may symbolize wisdom and knowledge in some societies but represent death or bad omens in others.
3. Numbers: Numbers can also carry cultural symbolism. For instance, the number 7 is considered lucky in many Western cultures, while the number 4 is associated with bad luck in some Asian cultures due to its phonetic similarity to the word for "death."
4. Music: Music is a universal language, but its symbolism and interpretation can differ across cultures. Certain melodies or instruments may be associated with specific emotions, rituals, or cultural traditions unique to a particular society.
In conclusion, colors, animals, numbers, and music are all examples of symbols that can hold different meanings and interpretations across cultures. The diverse perspectives and beliefs of different societies contribute to the variations in symbolic meanings assigned to these elements.
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According to Keynesian theory, what is the most important determinant of households' spending on goods and services
A) Autonomous consumption
B) Government spending
C) The price level
D) The interest rate
E) Disposable income
If price is initially less than minimum average total cost, resulting losses will cause firms to leave the industry eventually resulting in _____.
Answer:
industry contraction that decreases supply until price rises again to equal minimum average total cost (ATC)
Explanation:
An industry contracts when firms incur losses and leave the industry. The loss of firms or suppliers causes supply to decrease resulting in increases in price until once again the price is equal to the minimum ATC.
Implementation is the final phase of the creation of a system
a. True
b. False
2. Select all that are key drivers of procurement
a. Time
b. Purchase
c. Cost
d. process e. control
Implementation is the procurement final phase of the creation of a system. Answer: b. False Implementation is an important phase in the creation of a system, but it is not necessarily the final phase.
procurement The system development lifecycle typically consists of several phases, including requirements gathering, analysis, design, development, testing, deployment, and maintenance. Implementation is usually one of the phases within this lifecycle, but it is not always the last one. Select all that are key drivers of procurement Answer: a. Time, c. Cost, d. Process, e. Control Key drivers of procurement vary depending on the specific context and organization, but commonly recognized drivers include: a. Time: Ensuring timely procurement to meet project deadlines or operational needs. c. Cost: Obtaining goods or services at the best possible price, considering factors such as quality, value, and total cost of ownership. d. Process: Implementing efficient procurement processes that are transparent, compliant with regulations, and minimize risks. e. Control: Establishing control measures to manage procurement activities effectively.
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Is warby parker a good example of corporate social responsibility. What dimensions stand out in measuring the company's social performance?
Yes, Warby Parker is a great example of corporate social responsibility.
The company has made a commitment to donate a pair of glasses to someone in need for every pair sold. This is an example of social responsibility that directly benefits those who need it.
In terms of measuring its social performance, Warby Parker stands out in several dimensions. First, the company has taken steps to reduce its environmental impact by using recycled materials in their products and packaging, as well as using green energy sources to power their offices.
Second, the company focuses on giving back to the community, with initiatives such as the Warby Parker Classroom Scholarship Program which provides students with free eyeglasses and mentorship. Finally, the company has created a culture of philanthropy, encouraging employees to volunteer and give back to their communities.
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Which of the following are advantages of accrual basis
accounting? (Select two answers.)
It meets GAAP standards.
It is good at tracking cash flow.
olt records transactions only when cash changes har
It allows you to track money that is owed but not yet
It means you don't have to use receipts or invoices.
Answer:
My opinion is A It meets GAAP standards.
& D It allows you to track money that is owed but not yet
Explanation:
C It records all actions and E is required for a invoice if incase if it's over 100- 1000, to ensure it's possibly not being stolen or ensure they want this actions
Shalina uses the expression 3x to determine the cost of x notebooks. What is the cost of 24 notebooks? $8 $27 $62 $72.
An estimated amount of money or payment required to pay by the purchaser to the owner or manufacturer is called cost. It is a defined amount of price set by the seller for its product.
$ 72 is the cost for the notebooks.
How to determine the cost?Given,
Cost of x notebooks = 3xNumber of notebooks (x) = 24Cost of 24 notebooks = 3 (24)
Cost = 72
Therefore, option d. $72 is the cost of the notebook.
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Answer:
the answer is d
Explanation:
have a good day
differentiate between
Alkali metals and halogens
Halogens and inert gases.
an annuity is a series of equal payments at equal time intervals. true or false
True. An annuity is a series of equal payments made at equal time intervals.
An annuity is a financial arrangement where a fixed amount of money is paid or received periodically. These payments are usually made at regular intervals, such as monthly, quarterly, or annually, and are of equal amounts.
The purpose of an annuity can vary, ranging from retirement savings to insurance policies. The key characteristic of an annuity is the consistency of the payment amounts and intervals.
This regularity allows for better financial planning and budgeting, as individuals or entities can anticipate and rely on receiving or making equal payments over a specified period of time.
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One of the key strategies in managing the product life cycle is
called product modification. Describe product modification and
provide an example.
Product modification is a strategic approach in managing the product life cycle that involves making changes or improvements to an existing product to extend its market appeal, meet evolving customer needs, or address competitive challenges.
This strategy aims to enhance the product's value proposition and maintain its relevance in the market.
An example of product modification is when a smartphone manufacturer introduces a new version of their flagship phone with upgraded features and enhanced performance.
The modifications could include improvements in processing power, camera capabilities, display technology, or the addition of new functionalities like facial recognition or wireless charging.
By making these modifications, the company aims to attract new customers, retain existing ones, and stay competitive in the rapidly evolving smartphone market.
Product modification allows businesses to adapt to changing market conditions, customer preferences, and technological advancements, ensuring their products remain desirable and competitive throughout the different stages of the product life cycle.
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What are ethics ? In business
Answer: Business ethics are policies that guide the behavior of corporate entities, especially regarding controversial subjects.
Business ethics protect companies from legal liability and ensure that they treat their customers and team members with respect.
Corporate ethics codes often include subjects like social responsibility, insider trading, discrimination, corporate governance and bribery.
Explanation:
____ usually consist of 8 to 12 people involved in a discussion led by a moderator skilled in getting consumers to discuss a subject thoroughly. a. Focus groups d. Shadowing studies b. Longitudinal studies e. None of the above. c. Experiments
Focus groups usually consist of 8 to 12 people involved in a discussion led by a moderator skilled in getting consumers to discuss a subject thoroughly.
What are focus groups?
Focus groups are qualitative research in which participants are encouraged to talk freely and openly about a particular subject. The group usually comprises of 8 to 12 people involved in a discussion led by a moderator skilled in getting consumers to discuss a subject thoroughly.
Focus groups provide detailed data on what consumers think about certain products or services, how they make buying decisions, and how they react to marketing messages or advertising campaigns.
The results of a focus group can provide valuable feedback to marketers, product developers, and researchers and provide insights on how to create better products, advertisements, or promotional materials.
Focus groups help companies get a better understanding of the needs and wants of their target audience.
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The three elements of the marketing concept are __________.
a. Market share, customer needs, marketing mix
b. Customer needs, company goals, profits
c. Channel management, customer needs, profits
d. Planning, target market, social media marketing
Answer:
B. Customer needs, company goals, profits
Explanation:
How do producers and consumers think similarly and differently about price?
Answer:
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Explanation:
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Briefly describe the two types of marketing and operations models used by the insurance industry.
Answer:
The two dominant types of life/health marketing systems are the general agency and the managerial (branch office) system. General Agency System A general agent is an independent businessperson rather than an employee of the insurance company and is authorized by contract with the insurer to sell insurance in a specified territory.
Explanation:
Your welcome !
Please help I’ll reward u after I promise
make me a slide it has be base on my first apartment & I choose parkline palm beaches , answer these questions
1.city
2.state
3.zip
4.why u choose that location
5.pictures of the exterior apartment
6. Name of CommunityApartment Features
# of Bedrooms
# of Bathrooms
Square Feet
Lease Period
Amenities of Complex
Pool
Gym
Dog Park
7. Pictures of InteriorWhats included
Cable
Utilities
Water
Washer/Drver
Dishwasher
Wifi
Basic Cable
8. FinancialAmount of Security Deposit
Amount of Rent
Move In Specials
Amount for Move In
Pls answer all the questions
You can make a slide about your first apartment using the information provided below, considering costs and location, and what is included.
City: Palm Beach GardensState: FloridaZip: 33410Parkline Palm Beaches is located in a vibrant and growing community with easy access to nearby restaurants, shopping, entertainment, and outdoor activities. It is also conveniently located near major highways, making it easy to commute to work or other destinations.Name of Community: Parkline Palm BeachesApartment Features:
1, 2, and 3 bedrooms available1-2 bathrooms729 - 1,263 square feetFlexible lease periods availableAmenities of Complex:
Resort-style pool24-hour fitness centerBark parkWhat's included:
Basic cableHigh-speed internetWasher/dryer in-unitDishwasherWater and utilities includedFinancial:
Security deposit: $500 - $800Rent: $1,684 - $2,888 per monthMove-in specials vary, please contact the leasing office for detailsTotal move-in costs depend on the security deposit and first month's rent.How to make a slideTo make a slide, or a few of them, you must choose photos of the apartment complex that you have chosen. If possible, find photos of the inside of the apartment as well.
The written information you include in each slide must be consistent with the photo you are using. Thus, talk about the apartment features with photos that show the apartment on the inside, such as its kitchen and bedrooms.
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the greater a firm's sales, the greater need for financing because of greater _____ requirements.
The greater a firm's sales, the greater the need for financing because of greater working capital requirements. When sales increase, it usually leads to an increase in inventory and accounts receivable, which require additional financing to manage the growth effectively.
The greater a firm's sales, the greater the need for financing because of greater working capital requirements. Working capital is the difference between a company's current assets and current liabilities.
As a company's sales increase, it needs to invest more in inventory, accounts receivables, and other current assets to meet the increased demand for its products or services. At the same time, it may need to pay suppliers faster and offer more favorable payment terms to customers to maintain its competitive position in the market.
This puts pressure on the company's cash flow, which can be alleviated through financing. Financing options available to a company include equity financing, debt financing, or a combination of both. Equity financing involves issuing new shares of stock to investors in exchange for capital.
Debt financing, on the other hand, involves borrowing money from banks, financial institutions, or bondholders. Companies may also choose to use their cash reserves or other internal sources of financing, such as retained earnings or asset sales.
In summary, as a company's sales grow, so does its need for financing to support the increased working capital requirements. Understanding the different financing options available and their costs and benefits is crucial for a company's long-term success.
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What is the difference between a private limited company and a public limited company?
Answer:
A public limited company is a company listed on a recognized stock exchange and the stocks are traded publicly. Although, a private limited company is neither listed on the stock exchange nor they traded.
c: https://legaldocs.co.in
Case Study 6: Reorganizing Human Resources at ASP Software Read the ASP Software case (Anderson, 2005a) and consider the fo questions 1. How does the client feel about how the change has been managed at point? How do you think the management team or employees feel? 2. What has Susan done well in managing the change to this point? could she have done differently? 3. What intervention strategy and intervention activities would you r mend to Susan? How would you structure these activities? What ecom roles would Susan, the management team, and the consultant play? Nathan Miller's phone buzzed on his desk in his home office. Hi, Nathan? This is Susan McNulty, from ASP Software, I'm the vice president of human resources here. I got your name from Joan Orman at Kendall Consulting Nathan smiled. Joan had been a talented coworker during his time at Kendall se eral years ago. He had since received many referrals from her for his growing organiza tion development practice. "Of course-what can I do for you?" Nathan inquired. ASP was a familiar company to Nathan, It was a large employer in the area, a high-tech organization in a community without many technology companies. ASP built software products for Fortune 500 companies, employing about 750 software engineers in product development and 500 sales executives. Including the other support functions needed to make the company run (marketing, HR, finance, and so on), it employed almost 1,500 people in the region. Well, we're reorganizing our human resources department here at ASP, and I was asking Joan whether she knew of anyone who might be able to help us with a team- building exercise, and your name came up. Do you think you might be able to do that for us? Well," Nathan paused. "I might be able to help you with some ideas-team building could be a possibility, or there are other initiatives we could work on as well. Can you tell me a little about what you're trying to do there at ASP? Perhaps give me some c the context? Sure" Susan said. "We're changing our model from a functional model to a ill Nathan listened. He wasn't sure what a "full client management services Susan continued. "So, with this new focus on teams, it seemed important dlient management services model. Of course, that model requires a lot of teamwork and we've also had a small reduction in staff, so...." She paused for emphasis meant, but it was clearly important to Susan. change team that we conduct a team-building activity. I was hoping that maybe we
There were the first case was the deals with change in organizational design in the HR department.
The second case was the based central problem in the case is huge workload among the HR managers.
An Organizational Development Practitioner must try to look each HR functionality by empathizing
What is HR department?
A human resources (HR) department handles human resources through identifying, employing, training, and supporting new personnel. Its functions include resume review. Keeping track of personnel data.
It is about streamlining HR functions so that they may handle HR operations easily while ensuring new employee onboarding formalities.
Customers in this scenario are internal customers, or employees that are dissatisfied with the HR feature.
An Organizational Development Professional must examine each HR function through commiserating with the employees who are experiencing issues.
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if an insurance carrier agrees to pay 75% of the cost of service and requests the patient pay the remaining 25%. this is what kind of expense?
This expense falls under the category of coinsurance, depending on the given question.
An insurance carrier is what?It is a business that markets and completes insurance contracts. At some time, you will deal with an insurance carrier, whether you are looking for health insurance, renter's insurance, or life insurance. When you file any claims, they'll give you your policy and carry out the terms of the agreement.
What does an insurance company v / s insurance carrier?The company that offers an insurance plan to a consumer is an insurance company, which is often referred to as an insurance carrier. The insurance company is responsible for the underwriting of the policy, collecting the customer's monthly premium payments, and disbursing funds for any valid claims.
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yall anyone give me a mission statement to use please !!!!!
Answer:
need to know what its about?
Explanation:
Disadvantages of choosing a job that is extremely popular or in demand
The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.
What is a high demand job?This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.
The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.
The number of qualified persons may become more than the job that is available for the people to do in the long run.
Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.
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Where do banks get the majority of the money they lend?.
Answer:
Banks collect savings from households and businesses (savers) and use these funds to make loans to those who want to borrow (borrowers).
Banks assemble savings from individuals and companies (savers) and utilize these resources to provide loans to borrowers.
Financial institutions known as banks offer a variety of services pertaining to lending, managing finances, and conducting financial transactions. By enabling the movement of money and providing a range of financial goods and services, they contribute significantly to the economy resources . Banks perform the following important tasks and offer the following services:
Deposits: Banks welcome contributions from private citizens, companies, and other nonprofits. These deposits might be in the form of savings accounts, checking accounts, certificates of deposit (CDs), and other kinds of accounts. Government-backed schemes that guarantee deposits often exist to safeguard the money of clients.
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A customer needs to attach a
A. credit report
to a customer authorization form
The profits in Retained Earnings go to who?
A. the shareholders
B. the bills
C. the employees
D. no one
Answer:
A shareholders
Explanation:
the shareholders are the people who invested in the company, and have bought the stocks to receive profit from the success of the corporation
If you bought stocks, you would be earning some more because of the successful launch of a new product
emissions that result from the production of paper are a good example of a negative externality because:
Dioxin pollution created by paper manufacturing is an example of a negative externality since self-interested paper manufacturers will not consider the full cost of the dioxin pollution they generate.
What is the source of dioxin pollution?Dioxins are contaminants in the environment. They are among the "dirty dozen," a collection of hazardous substances known as persistent organic pollutants. Dioxins are a source of worry due to their high toxicity.
Dioxins are mostly industrial byproducts. They are created by a number of incineration processes, such as faulty municipal waste incineration and garbage burning, and can be discharged into the atmosphere during natural events such as forest fires and volcanoes.
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Think up a real-world or fictional situation that you can describe with either a sequential or simultaneous game. The situation could be based on a real-world business or non-business situation, a fictional example from a movie or book, a non-fictional example from a newspaper story or based on a current event, or something similar. This will take some thinking on your part as you need to come up with something unique. Note: It should NOT just be a description like "if both pick ‘up’, player 1 gets $10 and player 2 gets $20" etc. That is, there should be a description of the situation so that it is clear why the actions lead to the different outcomes. For example, see the description of the cake cutting game in part 1 of Problem Set #6 or the description of the prisoner’s dilemma in mini-lecture 5.12. Note: It should not be an example directly taken from the class mini-lectures or from a textbook (including our textbook). Note: You will probably have to simplify any real-world or fictional example so that each player only has a limited number of possible actions and to limit the number of players. For example, we limited how the first player could cut the cake in the cake cutting game in part 1 of Problem Set #6. If you simplify the game, be clear about what you are doing.
a. Describe the situation that you will model. Make sure it is clear: (i) who the players are; (ii) what possible actions each player can take; and (iii) what the players’ preferences are across outcomes.
b. Set up this game as a simultaneous or sequential game and draw the matrix or game tree that represents it. If you assign numbers to the outcomes, make sure the values you assign are consistent with the players’ preferences. If you do not, make sure it is clear what the players’ preferences are over outcomes. Note: You can either draw the game tree/matrix by hand and then photograph or scan the tree/matrix and paste it into the assignment or use the drawing/table tool in Word to draw the tree/create the matrix.
c. Find the Nash equilibrium or the sub-game perfect Nash equilibrium to this game. Underline the payoffs in simultaneous games or underline strategies or highlight the game tree path in sequential games to show what the Nash equilibrium is/are.
d. Is/are the sub-game perfect Nash equilibrium efficient? EXPLAIN.
a) Real-world situation that we can describe with sequential game:An interesting real-world sequential game is the “car-buying game”.
A buyer and a seller are the players in this game. The buyer is interested in purchasing a vehicle, and the seller is interested in selling it. The buyer is interested in purchasing the vehicle at the lowest possible price, while the seller is interested in selling it at the highest possible price. The seller, however, has an incentive to engage in a dishonesty by misrepresenting the car’s condition and history, and the buyer has an incentive to engage in another dishonesty by bargaining unreasonably.b) The matrix game is as follows:
c) Find the Nash equilibrium:At the Nash equilibrium, neither the buyer nor the seller has an incentive to deviate from their selected strategy. In this case, the Nash equilibrium is at the upper-right corner, where the seller sells a low-quality vehicle at a high price and the buyer buys it at a high price.d) Is/are the sub-game perfect Nash equilibrium efficient?In subgame-perfect equilibrium, the decision-makers optimize their payoff at each stage. This equilibrium, therefore, has an efficient result. As a result, the subgame-perfect equilibrium is an efficient equilibrium. Therefore, the subgame-perfect equilibrium is efficient.
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