The yield to maturity of a $1,000 par bond with an 8% semi-annual coupon and a price of $1,288 is approximately 4.41%.
To calculate the yield to maturity (YTM) of a bond, we need to find the discount rate that equates the present value of the bond's future cash flows to its current price. In this case, the bond has a $1,000 par value, an 8% semi-annual coupon, and 10 years to maturity. The coupon payments are $40 (8% of $1,000) every six months. By discounting these cash flows, along with the bond's final payment of $1,000, we can find the yield to maturity. Using a financial calculator or software, the YTM is approximately 4.41%.
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Anyone who wants to use copyright material must obtain permission from the copyright owner in the form of a ____.
Answer:
license
Explanation:
Which of the following statements best describes the process of accounting for depreciation?
A. A process that attempts to recognize loss in economic value over a period of time.
B. A process for setting aside cash so funds will be available to replace the asset.
C. A process for recognizing the cost of an asset that should be matched against revenue earned as a result of using the asset.
D. A process for recognizing all of the cost associated with using an asset in a revenue generating activity.
C. A process for recognizing the cost of an asset that should be matched against revenue earned as a result of using the asset.
The process of accounting for depreciation involves recognizing the cost of an asset over its useful life, and matching it against the revenue generated from using the asset. Depreciation represents the gradual loss in the economic value of the asset over time. By allocating a portion of the asset's cost as an expense each period, the accounting process reflects the asset's declining value and ensures that the cost is appropriately matched with the revenue it generates.
This helps in accurately determining the profitability of the business and provides a systematic approach to allocate the cost of the asset over its useful life.
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why isn't the market demand curve for labor the same as the horizontal summation of the mrp of labor curves?
The market demand curve for labor is not the same as the horizontal summation of the MRP of labor curves because "it derived from the individual demand curves of all employers in the market".
The market demand curve for labor is not the horizontal summation of the MRP curves because the MRP of labor varies across employers. The different production function, technology, and demand for the goods or services where produce.
The demand curve and labor curves also depends on the external factors and company's revenues.
That's why, the MRP of labor differs among employers.
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How do you feel about the pandemic? Vaccinations? Masks?
Answer: Pandemic: awful. Vaccine: useful; get it. Masks: not really required, your still breathing your air, just through tiny gaps in fabric.
Explanation:
just my opinion.
what business case would you make to wework to decentralize its organizational structure and empower its employees? multiple choice decentralized organizational structures may result in higher-level managers being unaware of actions taken by empowered personnel under their supervision. decentralized organizational structures can improve cross-unit collaboration. decentralized organizational structures do not encourage responsibility among lower-level managers and rank-and-file employees. decentralized organizational structures tend to facilitate quick decision making and strong leadership under crisis situations. decentralized organizational structures discourage lower-level managers and rank-and-file employees from exercising any initiative.
To decentralize WeWork's structure and empower its employees, the correct alternative would be letter b. Decentralized organizational structures can improve cross-unit collaboration.
What is a decentralized organizational structure?It corresponds to an organization that does not have a rigid hierarchy, that is, decision-making is not carried out only by top management, but shared by employees, who actively participate in important business decisions.
As advantages, the decentralized structure is capable of motivating employees and instituting a sense of valuing work, by recognizing and creating autonomy in the worker, who feels integrated into the company.
Therefore, decentralized organizational structures are ideal for making decision-making more flexible and faster, increasing integration between units and creating a culture focused on collaboration.
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Select a product you are familiar with and explain the stages of the product’s life cycle and different ways in which a company can extend its mature stage. As there are literally millions of products from which to choose, please NO duplications
I think that it is important to first understand what the product life cycle is, before we can consider how to improve it. The Product Life Cycle includes four major stages: Introduction, Growth, Maturity, and finally Decline. During the introduction stage the company is still organizing their ideas on the product and producing their model design or sample product. In the Growth stages, sales are booming and profits and increasing. Maturity stage offers the most struggle, and with proper strategy can be maintained. Then the product market becomes over saturated with competing products and the sales begin the declining stages.
In the maturity stage of the product life cycle, sales growth slows down, and the competition increases. The company has to work harder to maintain market share and profitability.
There are several ways in which a company can extend the mature stage of a product, including:
Adding new features or capabilities: The company can add new features to the product, making it more attractive to customers and differentiating it from competitors. For example, a software company could add new functionality to its product or a smartphone manufacturer could add new features to its devices.
Offering promotions or discounts: The company can offer promotions or discounts to incentivize customers to purchase the product, increasing sales and revenue. This can also help to differentiate the product from competitors.
Entering new markets: The company can expand its customer base by entering new markets, such as by targeting new geographic regions or customer segments. For example, a clothing brand could expand into new international markets or launch a new line of products for a different demographic.
Improving quality: The company can improve the quality of the product, making it more durable or reliable. This can help to differentiate the product from competitors and increase customer loyalty.
Investing in marketing and advertising: The company can invest in marketing and advertising to increase brand awareness and promote the product's unique features or benefits. This can help to maintain sales and market share, even as competition increases.
Overall, extending the mature stage of a product requires a strategic approach that considers the product's unique features, competitive landscape, and customer needs. The company must be willing to invest in product development, marketing, and customer service to maintain its position in the market and continue to drive sales and profitability.
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Assume there are external benefits associated with the production of Good X. Without government regulation, the market will: produce too much of Good X. produce too much of Good X. price Good X less than the marginal social cost. price Good X less than the marginal social cost. produce too little of Good X. produce too little of Good X. price Good X greater than the marginal cost. price Good X greater than the marginal cost.
Answer:
produce too little of Good X. produce too little of Good X.
Explanation:
A good has positive externality if the benefits to third parties not involved in production is greater than the cost. an example of an activity that generates positive externality is research and development. Due to the high cost of R & D, they are usually under-produced. Government can encourage the production of activities that generate positive externality by granting subsidies.
A good has negative externality if the costs to third parties not involved in production is greater than the benefits. an example of an activity that generates negative externality is pollution. Pollution can be generated at little or no cost, so they are usually overproduced. Government can discourage the production of activities that generate negative externality by taxation. Taxation increases the cost of production and therefore discourages overproduction. Tax levied on externality is known as Pigouvian tax.
Government can regulate the amount of externality produced by placing an upper limit on the amount of negative externality permissible
The two best places for licensees to spend their marketing dollars are in their sphere of influence and in ______.
The two best places for licensees to spend their marketing dollars are in their sphere of influence and in targeted advertising. While the sphere of influence refers to the licensee's existing network of contacts, including friends, family, and past clients, targeted advertising focuses on reaching specific audiences likely to be interested in their products or services.
By investing in targeted advertising, licensees can reach a wider audience beyond their immediate sphere of influence. This can be achieved through various channels such as online advertising, social media campaigns, search engine marketing, or even traditional advertising methods like direct mail or print media. Targeted advertising allows licensees to tailor their messages and promotions to reach potential customers who may not be aware of their offerings.
By combining efforts in their sphere of influence and targeted advertising, licensees can maximize their marketing impact. The sphere of influence helps build trust and generate referrals, while targeted advertising expands their reach and attracts new potential clients who match their ideal customer profile.
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when a private market fails to deliver an optimal quantity of goods and services it is called group of answer choices market failure. suboptimal delivery. private returns to scale.
When a private market fails to deliver an optimal quantity of goods and services, it is referred to as market failure. Market failure occurs when the free market mechanism is unable to allocate resources efficiently, leading to suboptimal outcomes. In such cases, government intervention or other corrective measures may be necessary to address the market failure and ensure the provision of goods and services at an optimal level.
Market failure is a concept in economics that describes a situation where the free market fails to achieve an efficient allocation of resources. The private market, driven by supply and demand forces, is unable to deliver an optimal quantity of goods and services to meet society's needs. This can occur due to various reasons such as externalities, market power, public goods, and information asymmetry.
Externalities, such as pollution or the impact of certain activities on third parties, can lead to market failure. When the cost or benefit of a good or service extends beyond the buyer and seller, the private market may not consider these external effects in determining prices and quantities, resulting in suboptimal outcomes.
Market power, where a single firm or a small group of firms have significant control over the market, can also lead to market failure. In such cases, the dominant players may restrict output or charge high prices, leading to inefficient resource allocation and reduced consumer welfare.
Public goods, such as national defense or clean air, have characteristics that make it difficult for private markets to provide them efficiently. The non-excludable and non-rival nature of public goods means that individuals cannot be excluded from consuming them, and one person's consumption does not diminish others' ability to consume. Without government intervention or collective action, private markets may underprovide public goods.
Information asymmetry, where one party has more information than the other, can also lead to market failure. When buyers or sellers have incomplete or asymmetric information about the quality or characteristics of a product, it can result in adverse selection or moral hazard problems, causing market inefficiencies.
To address market failures, governments may intervene through regulations, taxes, subsidies, or the provision of public goods. These interventions aim to correct the suboptimal outcomes and ensure the efficient allocation of resources to meet society's needs.
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What is the best animal?
Answer: The answer is Dogs
Explanation: Dogs are the best animal because They're not just popular- historically, the symbiotic relationship between dogs and people helped both species survive.
Companies may use ________ and ________ to allow employees to have secure, rapid access to their compensation.
Companies may use electronic payroll systems and direct deposit to allow employees to have secure, rapid access to their compensation.
Payroll is the strategy for paying representatives of a firm, to just put it. It involves gathering the rundown of representatives who need to paid, monitoring the hours worked, sorting out every worker's remuneration, speedily dispensing the installment, and checking Payroll costs. Programming that computerizes the finance cycle is known as a finance framework. These frameworks, which are utilized to follow representatives' functioning hours, figure compensations, process assessments and derivations, print pay slips, and so on, can be joined with leave and participation global positioning frameworks and worker self-administration gateways. Payroll is the complete of all advantages that a business should give to its workers to a foreordained time span or on a foreordained date.
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Advise someone on the implications of CPA on businesses
Answer:
Impact of the CPA on businesses
The main function of the Consumer Protection Act now is to protect consumers against product liability. Protection against product liability means that consumers are protected if the product they purchase from you is defective and causes further damage.
Explanation:
Hope it helps! Correct me if I am wrong :>
6. Identify a change in technology during each of the time periods in history below that you believe improved the
way marketing activities were completed. List the example and explain how it contributed to marketing during
that time.
(a) 1900s to 1930s
(b) 1930s to 1950s
(c) 1950s to 1980s
(d) 1980s to today
Answer:
Answer:
Prior to the 1950s, the production orientation generally held true due to the growing numbers of affluent and middle class people that capitalism had created.
Say’s Law states that the “production of commodities creates, and is the one and universal cause which creates, a market for the commodities produced”.
The emphasis of firms adopting a production orientation of marketing would have been based on the theory of economies of scale, which are the cost advantages that an enterprise obtains due to expansion.
2. Davidson describes two fundamentally different economic philosophies that both impact the debt crisis that the US faces. What are these philosophies? Do you agree with one more than the other?
Answer:
Davidson describes two philosophies that are represented each by the Republican Party and by the Democratic Party.
Republicans believe, according to Davidson, that the economy works best when the state keeps its hands off it. Republicans view a free market economy without government intervention as essentially a perfect machine that can coordinate the interests of vastly different goups of people (this is the concept of the invisible hand, developed by Adam Smith).
The Democrats, on the other hand, while seeing Capitalism as the most efficient economic system, believe that the capitalist economy needs to be regulated by the state, because otherwise, a free market generates undesirable effects like externalities and economic inequality.
According to Davidson, the republicans and the democrats as philosophies are two fundamentally different economic philosophies that impact the debt crisis facing the US. I agree more with the republican side of things, life can't always come with an aim of everything being "equal" and "fair".
Fatima works in a bakery and earns $120 per week. Fatima’s grandfather has given her $5,000. Fatima is going to use this money to start her own business. She is going to make cakes for special occasions such as birthdays, weddings, and religious
festivals.
1. Give an example for each of the four factors of production Fatima will use in her new business.
2. What is the ‘opportunity cost’ to Fatima of her decision to start her own business?
3. Is Fatima’s business meeting consumer ‘needs’ or consumer ‘wants’? Justify your answer.
1). The four factors that would be involved in Fatima's bakery business would be:
Land or the place where she would prepare and pack the cakes. Labor who would be involved in the production of the cakes. Capital that would be invested to incur the costs of the production. Entrepreneurship is the 'art of employing innovation and risk-taking in the business for making profits.'2). The opportunity cost of Fatima's decision to run her own bakery business would be her weekly earning of $120 per week as it is the cost of the most valuable forgone opportunity.
3). Fatima's business would assist the customers in meeting their 'wants' as she assists them in fulfilling their special and personalized demands for cakes for their various occasions like weddings, festivals, or birthdays and not for regular meals.
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Activity 3
Calculate Profit
Answer: See explanation
Explanation:
Profit is calculated as:
= Selling price - Cost price
1. Selling price = 1353
Cost price = 1230
Profit = Selling price - Cost price
= 1353 - 1230
= 123
2. Selling price = 1350
Cost price = 900
Profit = Selling price - Cost price
= 1350 - 900
= 450
3. Selling price = 1500
Cost price = 1200
Profit = Selling price - Cost price
= 1500 - 1200
= 300
4. Selling price = 2960
Cost price = 850
Profit = Selling price - Cost price
= 2960 - 850
= 2110
International law does not permit host countries to give tax breaks to foreign
companies.
True or false ?
Tax incentives for foreign corporations are not permitted under international law. This is not true.
What is international law?International law is a body of laws, norms, and standards that are commonly accepted as binding between states. It sets normative norms as well as a shared conceptual framework for governments in a variety of disciplines, including military, diplomacy, economic interactions, and human rights.
Scholars differentiate international legal institutions based on their responsibilities (the degree to which states are obliged by the rules), precision (the degree to which the laws are unequivocal), and delegation (the degree to which third parties can interpret, implement, and make rules).
International law is derived from international customs, treaties, and broad legal principles acknowledged by most national legal systems.
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A loss is when
A. Revenue is greater then expenses
B. Revenue is less than expenses
C. Revenue is equal to expenses
D. None of them
The answer is B revenue is less than expenses
which assest is the least liquid
Answer:
Land, real estate, or buildings are considered among the least liquid assets because it could take weeks or months to sell them.
An innovative business idea that no one has never had
An innovative business idea that no one has never had is Offering virtual assistance to other businesses.
What is innovative business idea ?innovative business idea can be described as an idea in business that cn be developed so that it can be a way to earn a living by providing the services or the goods to the consumer.
It should be noted that this innovation can be the one that no one has ever done or the modification of the one that has been in exisitence, however providing the virtual assistance serves as one of the innovation in business that can ring profit.
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Complete question:
State An innovative business idea that no one has never had
what is operations manager duties and responsibilities ?
The duties and responsibilities of an operations manager can vary depending on the organization and industry, but typically include the following:
Planning and organizing: Developing and implementing plans, strategies, and goals for the operation to ensure efficient and effective use of resources and achieve business objectives.
Budgeting and financial management: Preparing and managing budgets, monitoring expenses, and ensuring financial sustainability.
Process management: Overseeing and optimizing the production or service delivery process to improve quality, efficiency, and customer satisfaction.
Resource management: Managing resources such as people, materials, equipment, and technology to ensure optimal use and productivity.
Risk management: Identifying and mitigating operational risks to minimize the potential impact on the business and its stakeholders.
Performance monitoring and analysis: Developing and implementing performance metrics to measure progress and identify areas for improvement.
Leadership and team management: Providing direction, coaching, and support to team members, and creating a positive work environment that promotes teamwork, motivation, and accountability.
Continuous improvement: Promoting a culture of continuous improvement, innovation, and learning within the operation to adapt to changing business needs and drive growth.
Overall, the operations manager is responsible for ensuring the smooth and efficient functioning of the organization's operations, while also meeting the needs and expectations of customers and stakeholders.
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c. Analyse why trade unions are likely to welcome an increase in the money supply. (6)
Answer:
Prolonged inflation educates trade-union leaders to bargain in real terms by allowing for expected price movements, so that incomes rapidly adjust to, or even anticipate, changes in the price level.
I am not sure about this answer.
Increased money supply often results in lower interest rates, which encourages more investment and more money in consumers' hands, which in turn increases consumption. Trade unions respond by increasing their orders for raw materials and increasing production.
What is Trade Union?A trade union commonly referred to as a union, is a group of employees who are dedicated to "maintaining or improving the conditions of their employment," such as obtaining better wages and benefits, improving working conditions, raising safety standards, establishing complaint procedures, and creating rules governing employees' status (rules governing promotions, just-cause conditions for termination, etc.).
They also work to protect the integrity of their trade by increasing bargaining power.
The trade union negotiates labor contracts (also known as collective bargaining agreements) with employers on behalf of its members, known as the rank-and-file, through an elected leadership and negotiating committee.
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The two-month interest rates with continuous compounding in Australia and the United States are 4.2% and 3.5% per annum, respectively. The spot exchange rate is currently priced at USD 0.780 per AUD. Given the two-month forward contract on the Australian dollars in the market is currently priced at USD 0.782 per AUD, which transactions should an investor take today in order to take advantage of this arbitrage opportunity? 0 a. The forward is underpriced; the investor should buy the forward contract, borrow AUD, and lend USD O b. The forward is overpriced; the investor should sell the forward contract, borrow AUD and lend USD C. The forward is overpriced; the investor should sell the forward contract, borrow USD and lend AUD O d. The forward is underpriced; the investor should buy the forward contract, borrow USD and lend AUD
The correct transaction an investor should take today to take advantage of the arbitrage opportunity is option (B): The forward is overpriced; the investor should sell the forward contract, borrow AUD and lend USD.
To determine this, we compare the forward exchange rate of USD 0.782 per AUD with the current spot exchange rate of USD 0.780 per AUD. Since the forward rate is higher than the spot rate, it indicates that the forward contract is overpriced.
By selling the overpriced forward contract, the investor can secure USD at the higher forward rate. They can then borrow AUD at the lower interest rate in Australia and convert it into USD at the spot rate. This allows the investor to take advantage of the price discrepancy and potentially make a profit.
In conclusion, the investor should sell the overpriced forward contract, borrow AUD, and lend USD to exploit the arbitrage opportunity in the market.
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what is the primary role of consumers in a free market economy?
Answer:
The consumer is the one who pays to consume the goods and services produced.
Explanation:
As such consumers play a vital role in the economic system of a nation. In absence of effective demand the producers would lack a key to motivation
sources of FDI in Bangladesh . in which sector does Bangladesh
gets FDI and which country contributes the FDI
Foreign Direct Investment (FDI) in Bangladesh comes from various sources and is invested in different sectors.
Countries are Asian Countries , Middle Eastern Countries ,European Countries, United States.
Sectors are Garments and Textiles , Energy and Power, Telecommunications, Pharmaceuticals, Banking and Financial Services.
Some of the sources of FDI in Bangladesh include,
Asian Countries
Asian countries play a significant role in FDI inflows to Bangladesh.
Countries such as China, Japan, Singapore, South Korea, and Malaysia are among the major contributors.
Middle Eastern Countries
Middle Eastern countries, particularly those in the Gulf Cooperation Council (GCC), also contribute to FDI in Bangladesh.
Countries like Saudi Arabia, Qatar, United Arab Emirates (UAE), and Kuwait have invested in sectors such as real estate, manufacturing, and energy.
European Countries,
Several European countries have also invested in Bangladesh.
The United Kingdom, Germany, France, and the Netherlands are some of the European countries that have made significant FDI contributions.
United States,
The United States is another important source of FDI for Bangladesh.
American companies have invested in sectors such as information technology, telecommunications, and manufacturing.
Regarding the sectors that attract FDI in Bangladesh, some key sectors include,
Garments and Textiles,
The garments and textiles sector is one of the major recipients of FDI in Bangladesh.
Many international clothing brands have set up manufacturing facilities and invested in the country's booming textile industry.
Energy and Power,
Bangladesh has been attracting FDI in the energy and power sector, particularly in renewable energy projects, such as solar and wind power.
The government has undertaken initiatives to promote investment in the power sector to meet the growing energy demand.
Telecommunications,
The telecommunications sector in Bangladesh has seen significant FDI inflows.
Foreign companies have invested in mobile network operations and infrastructure development to tap into the country's growing market.
Pharmaceuticals,
The pharmaceutical industry in Bangladesh has also attracted FDI.
International pharmaceutical companies have established manufacturing facilities and invested in research and development activities.
Banking and Financial Services,
FDI has been directed towards the banking and financial services sector in Bangladesh.
Foreign banks and financial institutions have established operations and invested in the country's banking sector.
The sources of FDI and the sectors attracting investment can evolve over time,
and new trends may emerge based on changing economic conditions, government policies, and global investment patterns.
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What is the return rate for brick-and-mortar stores?
A. 10%
B. 20%
C. 3%
D. 15%
The return rate for brick-and-mortar stores that one will receive is 3%. Hence, Option C is correct.
What is the return rate?A return rate is something that an individual receives in exchange or returns for something else. One can receive this return in various cases, like when someone has lent money to someone for a particular period of time.
In other words, the return rate, or rate of return, is the amount received after making any type of investment. The amount that they will receive in addition to that particular amount is the amount that gets after the calculation of the percentage of the return rate, and that percentage is fixed.
Therefore, it is the return that one has to make after the completion of the time period for which the investment has been made. Option C is correct.
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Analyse, one way a country is likely to
benefit from the expansion of its
business
enterprises.
Answer:
earning of foreign and upliftment of the host country.
Explanation:
as a bussiness expands into other countries the profits it makes if it becomes successful are retained back to the host country as retained profits and this changes the economy as government earns part pf the revunue due to the tax earnings
If the economy is at a point on the short-run Phillips Curve such as point c3, firms and workers will ____, allowing the economy to move toward the long-run Phillips Curve
The firms and workers will adjust their inflation expectations upward at at a point on the short-run Phillips Curve and thus. allowing the economy to move toward the long-run Phillips Curve.
What is the short-run Phillips Curve?As the Phillips curve is a graphic representation that depict the relationship between the rate of unemployment and rate of change of money wages, the short-run graph will show that in the short-term, there is a tradeoff between inflation and unemployment.
However, when the economy is a point on the short-run Phillips Curve, decision may be made by firms and workers to adjust their inflation expectations upward and this will allow the economy to move toward the long-run Phillips Curve.
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According to the national communication association, which skill is considered the most valuable by employers?.
Explanation:
Listening. Being a good listener is one of the best ways to be a good communicator. ...
Nonverbal Communication. ...
Clarity and Concision. ...
Friendliness. ...
Confidence.
Empathy. ...
Open-Mindedness. ...
Respect
According to the national communication association, communication skills are the one that is considered the most valuable by the employers. Therefore, the option B holds true.
What is the significance of communication skills?Communication skills can be referred to or considered as the skills that help in determining and showcasing the level of proficiency that an individual has while being involved in a communication in a professional environment.
When employers are looking for suitable candidates, communication skills of the applicants are given the top priority in order to determine the capabilities of a person as an ideal and a potential employee to the company.
Therefore, the option B holds true and states regarding the significance of communication skills.
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The missing choices to the incomplete question have been added below for better reference.
A. Verbal
B. Communication
C. Linguistic
D. All of these
5. The source document for all cash payments is a sales invoice. (P. 60)
true or false
Answer:
false
Explanation:
A sales invoice is an accounting document addressed to a client informing them of the amount they should pay for the goods or services provided. It details the services or products provided, the date, name of the client, the amount due, among other details. The invoice does not keep information on cash payments.
The check is the document that contains information on cash payments. The checkbook will retain details of all payments, such as amount, payee, and payment date. This data is useful in cash reconciliations.
The source document for all cash payments is a sales invoice. Thus, the given statement is false.
The source document for all cash payments is not a sales invoice. A sales invoice is typically generated when a company makes a sale to a customer, documenting the details of the transaction and serving as a request for payment. However, when it comes to cash payments, the source document is usually a receipt or cash voucher.
A receipt is issued to the payer as proof of payment received, providing information such as the date, amount, payment method, and details of the transaction. Cash vouchers, on the other hand, are internal documents used within a company to track and record cash payments made.
Thus, the given statement is false.
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