6. Describe at least three things a bank would consider about you when deciding whether to give you a loan. (1-3 sentences. 3.0 points)
Answers
Explanation:
Your Credit History
Your Ability To Pay The Loan
Your Cash Flow History
Related Questions
PLS help to anwser this Question:(right steps will give you a thumb up) There are 4 cities and 6 city-pair markets in an airline’s network. Demand per city-pair market is 50 passengers per day per direction (i.e., 50 outbound passengers and 50 inbound passengers). The ticket price per passenger per trip is $100. The cost of operating one flight is $4000 with an 80-seat aircraft and $6000 with a 150-seat aircraft. Point-to-point Hub-and-spoke 50 A B A B 50. 50 50 50 D 50. С D C (a) Assume all demand must be accommodated. Please use the information provided above to demonstrate that a hub-and-spoke network allows the airline to use larger aircraft and hence achieve lower costs per passenger. (Hint: Considering profit, which aircraft is the best in the point-to-point network? Which is the best in the hub-and-spoke network?) (4 points) (b) Followingpart(a), given that the thub-and-spoke network incurs less lower cost per passenger, why do many low-cost carriers choose point-to-point networks? Please provide two reasons. (2 points)
Answers
(a) The hub-and-spoke network allows the airline to use larger aircraft and achieve lower costs per passenger.
In the point-to-point network, the profit per passenger is $50 for both aircraft types, while in the hub-and-spoke network, the profit per passenger is $62.50 and $75 for the 80-seat and 150-seat aircraft, respectively.
By using a hub-and-spoke network, the airline can consolidate the demand from multiple city-pair markets into a single hub airport and then use larger aircraft to transport passengers to their final destination.
This increases the airline's efficiency, as it can serve more passengers with fewer flights, leading to lower costs per passenger. In contrast, the point-to-point network requires smaller aircraft to serve each city-pair market individually, which increases costs per passenger.
(b) Many low-cost carriers choose point-to-point networks for two reasons. First, point-to-point networks allow for more flexibility in scheduling, as each flight can be operated independently. This allows for better utilization of aircraft and faster turnaround times, which can lead to higher profits.
Second, point-to-point networks often have lower operational costs, as they require less infrastructure and fewer personnel. This can allow low-cost carriers to offer lower ticket prices and attract more passengers.
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true or false: without engaging in international trade, shenandoah and congaree would not have been able to consume at the after-trade consumption bundles. (hint: base this question on the answers you previously entered on this page.)
Answers
This statement is True, without engaging in international trade, shenandoah and congaree would not have been able to consume at the after-trade consumption bundles.
International trade can also create challenges, such as trade imbalances, job displacement, and cultural clashes. It plays a significant role in the global economy and provides benefits to both exporting and importing nations. International trade is enabled by a variety of factors, including differences in production costs, availability of natural resources, and variations in consumer preferences.
International trade allows countries to specialize in producing the goods and services in which they have a comparative advantage, and then trade those products with other countries for goods and services they cannot produce as efficiently. This leads to increased efficiency and productivity, as well as greater consumer choice and access to a wider variety of products at competitive prices.
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Complete Question: -
Specialization and trade When a country has a comparative advantage in the production of a good, it means that it can produce this good at a lower opportunity cost than its trading partner. Then the country will specialize in the production of this good and trade it for other goods. The following graphs show the production possibilities frontiers (PPFs) for Shenandoah and Congaree. Both countries produce almonds and lentils, each initially (i.e., before specialization and trade) producing 18 million pounds of almonds and 9 million pounds of lentils, as indicated by the grey stars marked with the letter A. Shenandoah 0 6 12 18 24 30 36 42 48 48 42 36 30 24 18 12 6 0 LENTILS (Millions of pounds) ALMONDS (Millions of pounds) PPF A Congaree 0 6 12 18 24 30 36 42 48 48 42 36 30 24 18 12 6 0 LENTILS (Millions of pounds) ALMONDS (Millions of pounds) PPF A Shenandoah has a comparative advantage in the production of , while Congaree has a comparative advantage in the production of . Suppose that Shenandoah and Congaree specialize in the production of the goods in which each has a comparative advantage. After specialization, the two countries can produce a total of million pounds of lentils and million pounds of almonds. Suppose that Shenandoah and Congaree agree to trade. Each country focuses its resources on producing only the good in which it has a comparative advantage. The countries decide to exchange 18 million pounds of almonds for 18 million pounds of lentils. This ratio of goods is known as the price of trade between Shenandoah and Congaree. The following graph shows the same PPF for Shenandoah as before, as well as its initial consumption at point A. Place a black point (plus symbol) on the graph to indicate Shenandoah's consumption after trade. Note: Dashed drop lines will automatically extend to both axes. Shenandoah Consumption After Trade 0 6 12 18 24 30 36 42 48 48 42 36 30 24 18 12 6 0 LENTILS (Millions of pounds) ALMONDS (Millions of pounds) PPF A The following graph shows the same PPF for Congaree as before, as well as its initial consumption at point A. As you did for Shenandoah, place a black point (plus symbol) on the following graph to indicate Congaree's consumption after trade. Congaree Consumption After Trade 0 6 12 18 24 30 36 42 48 48 42 36 30 24 18 12 6 0 LENTILS (Millions of pounds) ALMONDS (Millions of pounds) PPF A True or False: Without engaging in international trade, Shenandoah and Congaree would not have been able to consume at the after-trade consumption bundles. (Hint: Base this question on the answers you previously entered on this page.) True False
Distinguish between discretionary fixed costs and committed fixed costs.
Answers
Difference between committed and discretionary fixed costs is expenses that are fixed commitments of the firm that must be incurred to sustain operational continuity are referred to as committed fixed costs. Discretionary fixed costs are those expenses that are voluntary to the degree that the management's budgeting process determines their incurrence and value.
The expenditures necessary to maintain present production capacity are referred to as committed fixed costs or capacity costs. These expenses result from top managers' long-term choices on the scope and makeup of their firm.
An expense for a fixed asset or period-specific cost that may be eliminated or lowered without having an immediate effect on a business's reported profitability is known as a discretionary fixed cost.
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FILL IN THE BLANK. Giving hr managers full control access to files in a folder called hr policies while giving hr representatives read-only access to the files in the same hr policies folder is an example of ___ access controls
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Giving HR managers full control access to files in a folder called HR policies while giving HR representatives read-only access to the files in the same HR policies folder is an example of role based access controls.
What is role based access control?It is a term in computer system security which means giving the right access to the authorized users only. The role based access control restricts the access to the system for unauthorized users, so it secures the system from unwanted changes. The role based access control involves certain permission settings and privileges based on what is the role of the users and whether the user is an authorized personnel to perform any change to the system or data.
Your question is incomplete, but most probably the answer choice were:
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what should be done to preserve the traditional knowledge, skill and technology? write any four measures
Answers
Answer:
We should utilized them property.
If we want to preserve traditional knowledge ,skill we have to promise to ourselves that we have to not to forget our tradition skill knowledge
They give our cultural identity.
They help in presentation of art.
In order to preserve our traditional knowledge, skill, and technology, we need to;
1. Incorporate them into our museums.
2. Set days aside for their remembrance.
3. Teach them to our children and younger generation.
4. Use them in our daily lives.
Our traditional knowledge, skill, and technology are things that identify us. Therefore, we must preserve them if we do not want to lose parts of ourselves. Museums are places where sacred things and valued aspects of our culture can be kept for preservation and monetization purposes. Special days in the year can also be marked for the celebration of these technologies and skills.
It is also vital that the younger generation are taught these skills and technologies so that they do not die with the older generation. Finally, we should proudly use these skills in our daily lives so that they become entrenched in our lives.
Conclusively, Museums, special days, teaching, and proudly using our skills, knowledge, and technology are effective ways to preserve them.
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suppose bad dog's suppliers are worried about the firm's creditworthiness, refuse to extend it credit, and demand that bad dog pay cash when it orders supplies. what effect would this have on bad dog's cash cycle? (assume operating cycle is unchanged.)
Answers
Bad dog's suppliers are worried about the firm's creditworthiness, refuse to extend it credit, and demand that bad dog pay cash when it orders supplies. As an effect Days payable outstanding will decline since the credit is withdrawn.
When days payable outstanding will decrease, the cash conversion cycle will increase.
This means it will take time to free money from investing in stocks, which is not a good sign for the company.
What is cash cycle?
Cash conversion cycle (CCC) - also known as cash cycle - is a working capital metric that represents the number of days it takes a business to convert cash into inventory and back through the sales process.
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The primary cost associated with the level production strategy is the cost ofA.holding inventory.B.hiring and firing workers.C.overtime.D.outsourcing (subcontracting)
Answers
Answer:
The primary cost associated with the level production strategy is the cost of
A.holding inventory.
which investment has increased in value more, and by how much? a. the value of drew’s bonds has increased by $4.83 more than the value of his stocks. b. the value of drew’s bonds has increased by $9.87 more than the value of his stocks. c. the value of drew’s stocks has increased by $11.64 more than the value of his bonds. d. the value of drew’s stocks has increased by $34.92 more than the value of his bonds.
Answers
The investment has increased in value more is D. the value of drew’s stocks has increased by $34.92 more than the value of his bonds.
What is investment?An investment can simply be defined as the action of investing a certain amount of money or asset in order to get a return.
From the information given, the the value of drew’s bonds has increased by $4.83 more than the value of his stocks. This was the first investment.
The value of drew’s bonds has increased by $9.87 more than the value of his stocks. This was the second investment.
The value of drew’s stocks has increased by $11.64 more than the value of his bonds. This was the third investment.
The value of drew’s stocks has increased by $34.92 more than the value of his bonds. This was the fourth investment.
Therefore, the investment has increased in value more is the value of drew’s stocks has increased by $34.92 more than the value of his bonds. In conclusion, the correct option is D.
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When dealing with customers face-to-face, a good customer service technique is to:
Use a positive tone of voice
Maintain eye contact
Actively Listen
Answers
The correct option is B i.e., When dealing with customers face-to-face, a good customer service technique is to maintain eye contact.
What does "customer" mean to you?An individual or business that purchases goods or services from another company is known as a customer. Consumers are crucial to businesses because they generate income; without them, they would cease to exist.
What three roles do customers play?Any marketplace transaction necessitates the participation of at least three client roles: purchasing, which entails making a decision on a good or service; paying for it; and utilizing it. So, a customer can be a user or consumer as well as a buyer or payment.
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Within a company, there are three grades of employees, Grade 1 (G1), Grade 2 (G2) and Grade 3 (G3). Yearly reviews take place at which time participants are faced with one of four outcomes: • Promotion • Remain in the current grade • Demotion • Quit (causing a vacancy that is filled at G1) Note that if an employee is promoted or demoted they can only move up or down one grade, respectively (i.e., an employee cannot move from G1 to G3 or vice versa). Assume moving grades varies according to the following rules: • The probability a G1 employee is promoted to G2 is 0.6. The probability of them quitting is 0.3. • The probability a G2 employee is promoted is 0.3. The probability of them remaining at G2 is 0.5. It is equally likely that they quit or be demoted at G2. • The probability a G3 employee is demoted is the same as quitting and is 0.1. The remainder of G3 employees remain at that grade. • Someone quitting leads to a new position in G1 with probability 1. Assuming the above system can be described using a Markov Chain, answer the fol- lowing (a) Draw a four state (i.e., G1, G2, G3 and Quit), transition diagram, clearly labelling the probabilities, to represent this situation. [6 marks] (b) Construct a transition matrix to represent this situation. [6 marks] (c) What is the probability that somone who starts in G1 will be in G3 after 4 years? [10 marks]
Answers
The probability that someone who starts in G1 will be in G3 after 4 years is 0.3141.
Here is the four state transition diagram(b) The transition matrix for the given scenario is the following one: (c) Let P be the transition matrix of this Markov Chain. Then, the probability of someone starting in G1 and ending in G3 in four years is equal to the 1, 3 entry of the matrix P^4. So, we have to find the 1, 3 entry of P^4.
Using a calculator, the transition matrix P^4 is the following one: P^4 = (0.2729 0.3908 0.3141 0.0222) (0.1915 0.2766 0.3772 0.1548) (0.1093 0.1574 0.7045 0.0288) (0 0 0 1)
Then, the probability that someone who starts in G1 will be in G3 after 4 years is 0.3141.
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Which are examples of copyrighted online materials? Check all that apply.
an article from an Internet magazine
lyrics for a song written in the 1800s
photos taken by a student on his blog
a video game that is free for anyone to copy
an illustration sold by an artist on her website
an excerpt from a novel published in 1913
Answers
Answer:
a and d
Explanation:
Answer:
A & E
Explanation:
edge test
Read the excerpt from It's Our World, Too!: Young People Who Are Making a Difference.
Andy Percifield had been busy, too. There were only two days before the next game. He was determined that his school would do the right thing, no matter what the principal said. He had an idea: maybe the students themselves could write a letter against racism that could be read over the microphone in the press box to everyone at the game. It would have to be powerful enough to satisfy the protesting players and shame the racist fans.
Which statement best describes how Andy has been affected by the conflict?
Answers
Hello. You forgot to show the answer options. The options are:
Andy has lost his faith in the system after talking to the principal and he has decided to act on his own.
Andy has become very angry about the racist fans and he will put an end to their comments no matter what.
Andy is intent on making a change for the better and putting an end to the racist comments coming from the racist fans.
Andy feels bad for the protesting players, but he does not want to get too involved in other people’s problems.
Answer:
Andy is intent on making a change for the better and putting an end to the racist comments coming from the racist fans.
Explanation:
Racism is the conflict that is bothering Andy, affecting him to the point of looking for a way to diminish racist comments and even prevent them from happening. In summary, we can say that the conflict causes Andy to look for changes in his schools, suppressing racism and promoting a more comfortable and fair environment for all students.
Answer:
I think it is:
C. Andy is intent on making a change for the better and putting an end to the racist comments coming from the racist fans.
Explanation:
Which references are updated when you copy the formula =SUM(A$1:$B4)+25?
Answers
Answer:
30 I hope it serves you
Explanation:
GIVE ME CROWN
Answer:
I hope this works.
Right answer: =SUM(A$1:$B4)+25 A,1 B,4 Wrong Answer: #ERROR! =SUM(A$1:$B4)+25?Explanation:
It sometimes will turn out as an error!
But if you do it right you will get a 30+.
Can I have a crown so I can go to the next level
Which type of business does not hold owners accountable for the debts of
the business?
OA. Sole proprietorship
OB. LLC
OC. Partnership
A
OD. Private company
Answers
Answer:
Limited Liability Company (LLC)
Explanation:
A limited Liability Company (LLC) is a business structure in the United States that protects its owners from the personal responsibility for its repayment of debts and liabilities. It is a hybrid entity that has the characteristics of a corporation, partnership and sole proprietorship. The regulation of LLC's varies from one state to another. An entity or individual can be a member of an LLC with notable exceptions from banks and insurance companies. The primary reason for registering a business under LLC is to limit the personal liability of the owners as well as the partners. LLC may have some attractive features but they also possess some great disadvantages as well. Depending upon the state law, an LLC may be dissolved upon the death or bankruptcy of a member.
How does decreasing your credit card balance affect your income statement? (1 point)
It increases your monthly expenses, increasing the amount you spend each month.
It increases your monthly expenses, giving you more money to spend on other things.
It decreases your monthly expenses, increasing the amount you spend each month.
It decreases your monthly expenses, giving you more money to spend on other things.
Answers
The way in which decreasing your credit card balance would affect your income statement is that: D. It decreases your monthly expenses, giving you more money to spend on other things.
What is a credit card?A credit card simply refers to a small, rectangular flat card that is issued by a financial institution to its eligible customers, in order to avail them an opportunity to purchase goods and services on credit, especially based on the agreement that this amount of money would be paid back at a specific time and interest rate.
Generally speaking, a credit card balance can be defined as the total amount of money that an individual owe his or her credit card company. This ultimately implies that, a decrease in credit card balance would cause a decrease in monthly expenses, which avails the credit card holder more money to spend on other things.
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Answer: 1. a loan from one entity electronically matched to another entity without a financial institution in the middle
2. a payday loan
3. an unsecured installment loan
4. It decreases your monthly expenses, giving you more money to spend on other things.
5. Determine or estimate the current value of everything you own.
6. Their ability to repay a loan
7. your prior record of paying your bills and paying off your debts
8. your age and gender
9. You can request one online or over the phone.
10. He should contact the credit bureau that issued the credit report, the companies that issued the seven fraudulent cards, his local police, and the federal government at identitytheft.gov.
11. -the lender that provided the incorrect information
-the credit bureau that prepared the report
12. right away
13. She won a $20 billion settlement for California homeowners whose homes were inappropriately foreclosed on.
14. The longer the term, the more you will pay in interest.
15. It will cost you less money overall.
16. A store credit card generally comes with a higher interest rate.
17. You will save money if you pay the balance off quickly.
18. -Clarifying the confusing language found on credit card applications.
-Forcing lending companies to disclose interest rates and hidden fees.
19. It banned credit card companies from raising interest rates after missed payments.
20. -a fixed annual charge for the use of a credit card
-a charge if the minimum payment is not paid by the due date
21. paying off the balance before interest can accrue
22. $30
23. Determine which card has the higher interest rate and pay the extra money to that card first.
Explanation: All these answers are correct!
The Real GDP of country X doubled in 20 years. It follows that the annual growth rate in country X during this time period was 3.5 percent. 2.8 percent 4.0 percent 5.0 percent.
Answers
The annual growth rate of country X during the 20-year period was 3.5 percent. This means that the Real GDP of the country increased at an average rate of 3.5 percent per year. If the Real GDP doubled during this time period, we can calculate the average annual growth rate by using the rule of 72. The correct answer is A.
This rule states that to find out how long it will take for an investment to double, divide the number 72 by the annual growth rate. In this case, we divide 72 by 3.5, which gives us approximately 20.57.
This means that it took country X around 20.57 years to double its Real GDP, and the average annual growth rate during this period was approximately 3.5 percent.
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Under what condition do you think extravert make more effective leader than introvert? What unique abilitie of introvert could make them more effective in ome ituation?
Answers
When it comes to interacting with peers and big groups of people, extroverts can be more effective leaders. Extraversion frequently manifests as talkativeness, friendliness, and excitement. These traits facilitate effective group interaction, communication, problem-solving, and critical thinking.
Introverts can become more effective in a one on one situation because listening is among the unique skills that tend to come naturally for introverts. They listen to what is explicitly stated and often pick up on implications, thoughts, and feelings that are not said.
Introverts allow others to speak while yet speaking up when necessary. Others instantly feel at home with them since they always endeavor to make others around them happy. Due to their delicate nature, they may also be patient with others, even when they are stepping on their toes.
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Which practice is not an ethical issue in business?
O invasion of privacy
O unfair treatment of workers
discrimination
O parking
Answers
Parking is not an ethical issue in business. Option C is correct
Ethical issues refer to situations in which an individual or a group of individuals face a moral dilemma or conflict regarding what is right or wrong. These issues can arise in various fields such as business, medicine, law, politics, and many others. Some common examples of ethical issues include:
Privacy: The collection, use, and storage of personal data by organizations, governments, or individuals without consent can raise ethical concerns.
Discrimination: Treating people differently based on their race, gender, religion, or other personal characteristics is unethical.
Option C is correct
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The American Labor movement was considered radical compared to what was happening in Europe. true or false
Answers
Answer:
true took the test brainliest please
What do you think are the most important components of budgeting? Why?
Answers
Answer:
I would have to say figuring out ur cash flow where its going after u earn it and making sure u keep track of ur savings
Explanation:
Microloans for the long-term:
Which of the following microloans would be most beneficial to women in the long term?
A. a loan to help start up a rice farm in China that only employs women.
B. a loan to help a toy factory in vietnam meet health and safety standards
C. a loan to help a toy factory in vietnam meet health and safety standards
D. a loan to help build a K-12 school for girls in rural Pakistan
E.. a loan to help single women in somalia learn how to fish so that they no longer have to rely on arranged marriages
Answers
The loan to help build a K-12 school for girls in rural Pakistan would be most beneficial to women in the long term.
Building a K-12 school for girls in rural Pakistan would have a significant and lasting impact on the lives of women in the community. Education is a powerful tool for empowerment, and providing girls with access to quality education can break the cycle of poverty and discrimination. By investing in their education, the loan would enable girls to acquire knowledge, skills, and opportunities for a better future. It would promote gender equality, improve literacy rates, and empower women to pursue higher education and career prospects. Additionally, the school would serve as a safe and inclusive space for girls, fostering their personal and social development. Overall, this microloan would have far-reaching positive effects on the lives of women, their families, and the broader community.
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taylorism attempted to use scientific principles to better handle which aspect of business?
Answers
Taylorism attempted to use scientific principles to better handle industrial production in a business.
The term Taylorism was a scientific management theory that was proposed by Frederick Taylor.
It was a factory management theory that was established in the nineteenth century in order to raise efficiency.
To do this every step in the industrial manufacturing process had to be broken down so that the production would be more specialized and the tasks would be repetitive.
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Communication can most usefully be understood as a(n) Multiple Choice
a) innate human ability.
b) art form for which a chosen few possess raw talent.
c) skill acquired gradually through practice.
d) blunt tool that will always fail to accomplish its goal.
Answers
Communication can most usefully be understood as an innate human ability. Thus the correct option is A.
What is communication?Communication is referred to the exchange of information between two individuals in the form of conversation, opinion, suggestion, or advice with the help of medium or direct interaction.
By allowing us to connect with others and share our problems and perceptions, communication aids in the development of interpersonal relationships. It enables us to convey our emotions.
The likelihood of conflict is reduced when messages are conveyed clearly since there is no possibility for misinterpretation or message modification and helps in better achievement of objectives, especially in team building activities.
Therefore, option A is appropriate.
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Which of the following is a normative statement in economics ?
A. More spending by the government reduces poverty
B. Higher taxes lead to less desire to work
C. The Pakistan’s economy is growing fast relative to other SAARC members
D. The government should concentrate on reducing unemployment
Answers
The normative statement is the government should concentrate on reducing unemployment
A normative assertion is one that states how the world ought to be. This claim demonstrates a value judgement regarding the desirability of a circumstance and frequently reflects value judgements. It describes how the world is. For instance, it is just a personal view to say that globalization causes societal tensions in developing nations.
In economics, these statements are one that reflects a value judgement or a belief about what should be, as opposed to stating what is. Instead of describing how things are, it makes a statement about how they ought to be. In this instance, statement D articulates the opinion that decreasing unemployment should be a top priority for the government, making it a normative statement.
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Describe entrepreneurship. How is it different than working for someone else?
How does entrepreneurship affect you? How does it affect the economy?
Answers
It is the study of process involved in identifying a business opportunity and acquiring the necessary resources to start and run the business
~It has created employment
~It has reduced rural-urban migration since some businesses have been set up in Rural areas.
~Saving imports since goods can be locally produced reducing the cost of importing them
~It has raised people's standard of living since one can acquire goods he/she can't produce
~The government can earn there revenue from taxation of the businesses set up by the entrepreneurs
The entrepreneur is the person involved in entrepreneurship.He/she can be the employer of his/her business.Thats what makes it different from being employed/working for someone else.We can say Bill Gates is an entrepreneur since he started Microsoft
How can we apply accounting and bookkeeping in our daily lives?
Answers
Mention any 4 criteria that a human resource manager should consider about job applicants.
Answers
The correct answer to this open question is the following.
Although there are no options attached, we can comment on the following.
The criteria that a human resource manager should consider about job applicants are the following.
1.- Technical expertise in their fields.
Candidates must show they have the experience for the position they are applying for.
2.- Accountability.
Managers should prove that candidates are responsible people and own the consequences of their decisions and actions.
3.- Commitment.
Managers have to realize that candidates are willing and able to show appreciation and commitment to the company. Their work must be a priority and should be dedicated to it.
4.- Communication.
Employees should show their communications abilities and capacity to accept criticism.
Which of the following is NOT a career and technical student organization mentioned in the presentation?
Answers
Answer:
FHA or Computers for Kids
What is demand comprised of
Answers
Give (2) examples how we deal with "Scarcity"
Answers
Answer:
Either increasing supply or lowering demand
Explanation:
increasing supply:
e.g. when less developed countries (LDCs) experience a famine or drought, other countries can supply food and/or water to them
lowering demand:
finding alternative solutions of the product (that have the same effect as the original product) or reducing the reasons for why there is a high demand
- e.g. crops not growing well due to weather/crop disease going around -> find a crop that is more resistant to the disease (reducing reasons for demand)
- e.g. rice field has an infestation -> not yielding enough rice to feed the population -> population feels hungry and other foods cannot help them feel full/sustain them -> find another crop to substitute, like yam or potatoes that are equally filling (alternative solutions)
but these two are pretty much the same so
also please note I don't take any courses on supply and demand other than geography so I might be completely wrong