Amounts owed to vendors for merchandise or services purchased on credit are called?

The correct answer is option C that is in order to find a successful project, the PEI will have lost a lot of money on other losing projects.

Seed Financing is one of the steps in raising a successful startup into a company or brand. It is the initial step, and it involves the process of capital raising. It is also known as Seed funding, seed capital or seed money. It is quite informal as compared to the other forms of financing such as venture capital. This financing technique is done to support the initial finance building of any startup or company. For example, the elements from seed financing can be used in research purposes, development of prototypes, operational expenses and even in legal matters. Since it involves investment in the early stage it is considered as the riskiest as no one knows whether the company will flourish or sink.

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Zappos' unique staffing practices prioritize cultural fit over qualifications, emphasizing alignment with core values and offering a comprehensive training program called "The Offer."

Zappos is known for its distinctive approach to staffing, which focuses on cultural fit rather than solely on qualifications and experience. The company believes that hiring individuals who align with its core values and culture leads to a more engaged and productive workforce.

To ensure cultural compatibility, Zappos implements a rigorous hiring process that includes multiple interviews and a unique training program called "The Offer." During "The Offer," new hires are immersed in the company's culture for several weeks, with the option to leave the company at any time, receiving a bonus if they choose to do so.

This process aims to identify individuals who genuinely embrace the company's values and are committed to long-term engagement. By prioritizing cultural fit, Zappos fosters a work environment where employees are more likely to thrive and contribute to the company's success.

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Answer:

when you divide

Explanation:

She must report taxable income of $125,000. If Sue chooses the annuity option, she must report taxable income of $38,400 per year. If Sue's nursing home bills amounted to only $36,000 per year.

A) If Sue chooses the lump sum settlement, she must report the excess of the settlement over her premiums paid as taxable income. Therefore, she must report $145,000 as taxable income ($225,000 - $80,000).

B) If Sue elects the annuity, she must determine the portion of each payment that is a return of her premium and the portion that is taxable income. If Sue's life expectancy is 8 years, the exclusion ratio is 66.9% (i.e., $80,000 premiums paid / $120,000 expected return). Therefore, each monthly payment of $3,200 will consist of $2,144 (66.9% of $3,200) return of premium and $1,056 ($3,200 - $2,144) taxable income. Sue must report $12,672 ($1,056 x 12) as taxable income each year.

C) If Sue's nursing home bills amounted to only $36,000 per year, her taxable income would be lower because the exclusion ratio would be higher. With nursing home bills of $36,000 per year, the exclusion ratio would be 77.8% (i.e., $80,000 premiums paid / $103,200 expected return). Therefore, each monthly payment of $3,200 will consist of $2,489 (77.8% of $3,200) return of premium and $711 ($3,200 - $2,489) taxable income. Sue must report $8,532 ($711 x 12) as taxable income each year.

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Answer: operating budget

Explanation:

In the given scenario in the question, we can deduce that the management is in the process of planning the operating budget of the company.

The operating budget simply refers to the money that's needed by the company for it to run efficiently. It is made up of the manufacturing costs, sales budget, selling expenses, and the administrative expenses.

A. The maximum amount of new loans that this bank can make is $2580, B. Assume that the bank makes these loans. the new balance sheet looks like Cash=$7,920 and Loans=$91,080, C. the money supply increased by $25,080. D. If the money multiplier is 5, money will ultimately be created by this event is  $125,400, E. If the Fed wanted to implement a contractionary monetary policy using reserve requirements, this would increase reserve requirements.

Here are detailed answers to each question,

A. What is the maximum amount of new loans that this bank can make?

This bank may provide new loans up to a maximum of $25,080. This is computed by deducting the bank's cash holdings of $33,000 from the revised reserve requirement of $7,920 (8% of $99,000), giving us $25,080.

B. Assume that the bank makes these loans. What will the new balance sheet look like?

If the bank makes the new loans, it will have the following balance sheet:

balance is given below in the image.

Because the new loans were produced by the bank providing additional demand deposits to its clients, the bank's loans and demand deposits have grown by the same amount.

C. By how much has the money supply increased or decreased?

Because the new loans produced new money in the economy, The money supply increased by the amount of new loans that were made: $25,080.

D. If the money multiplier is 5, how much money will ultimately be created by this event?

If the money multiplier is 5, then ultimately this event will create a total of 5 x $25,080 =$125,400,

$125,400 in new money.

E. If the Fed wanted to implement a contractionary monetary policy using reserve requirements, how would that work?

The Fed would increase the reserve requirement if it wanted to adopt a contractionary monetary policy. Banks would have less money available for lending as a result of having to keep more cash in reserve. Less money would be accessible as a result, and less business would be conducted.

Hence, we observed how changing the reserve requirement may have an impact on the money supply. Banks have greater spare reserves when the reserve requirement is reduced, which they may utilize to make additional loans. This expands the money supply.

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Answer:

physically lift heavy items

Explanation:

pick materials based on order of delivery (that makes sense so you know when everything comes in)

pick materials based on due date (that makes sense so you how to plan and order everything to line up right)

pick materials using a pre-programmed, efficient route (that makes sense so you have a guide! You won't have to stress this way and it's seems simple.)

physically lift heavy items (that doesn't makes sense if they're heavy you'll be wasting your time fighting up with it. Have people help do that.)

Answer:

Explanation:

Changes in the supply of melon

is brought about both positive and negative factors affecting supply of melon apart from the price of melon

Companies are involved in promotion of  sustainably harvested rain-forest products in order to gain an a competitive advantage.

A competitive advantage means an advantage possess by a firm that allow them to produce goods or services better or more cheaply than its rivals.

In conclusion, the companies are involved in promotion of  sustainably harvested rainforest products in order to gain an a competitive advantage.

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Decisions under centralization take longer to make since they must be approved by all authorities, which is dependent on a single organization. Decentralization, on the other hand, has shown to be more effective in decision-making when decisions are made closer to the actions. Centralization provides for all-encompassing leadership and coordination.

Subsidiary refers to an organization that is controlled by a parent or holding firm. It's common for the parent company to own the bulk of the subsidiary business. The parent business thereby takes control over the subsidiary. Being the majority shareholder can sometimes be enough to acquire control.

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Individuals benefit from diverse experiences on their resume, as these experiences contribute to their personal and professional development.  These experiences contribute to their career development and increase their chances of success in future endeavors.

By participating in various roles and responsibilities, individuals gain valuable skills and knowledge that can be applied to future opportunities.

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Answer:

They are a more reliable means of help in anything.

One benefit is that when my family gets sick, the government pays for the NHS and we can easily get the antibiotics and care for either a lot cheaper or it would be free

Cloves played an important role in European voyages of discovery, especially during the period of exploration in the 15th and 16th centuries. Cloves were highly valued for their medicinal properties and for their culinary uses.

They were used to preserve food, as a flavoring agent for various dishes and even as an ingredient in some medicines. Cloves were also used as trade commodities and were traded between Europe, Africa and the Middle East, allowing for a form of early globalization. Cloves were also used by sailors and early astronomers to help navigate their ships by providing a means of tracking the position of the sun and stars.

In addition, cloves were used in the production of gunpowder and other explosives, allowing for the development of warfare strategies that allowed European explorers to conquer and colonize other parts of the world. Cloves thus played an important role in European voyages of discovery, providing explorers with practical and economic advantages, helping them expand their knowledge and explore new lands.

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Scarcity is one of the fundamental concepts in economics. It illustrates a mismatch between the demand for a service and its supply. Therefore, scarcity may limit the choices available to consumers, who ultimately drive the economy.

The term "scarcity" refers to the universal truth that there are finite amounts of both human and nonhuman resources, and that even the most advanced technological knowledge can only create finite maximum quantities of any economic good. There wouldn't be any economic goods, or comparatively scarce products, if the conditions of scarcity didn't exist and a "unlimited amount of every good could be generated or human demands entirely met." A product or service that is rare is one that the market or the public at large may find to be in high demand. Another facet of scarcity is one person's inability to buy products. Scarcity's opposite is abundance.

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Answer:

given the nature of the product and target audience, because advertising to target the audience and the public relations, and also the the direct marketing. .

Explanation:

The balance on a credit card, that charges a 20% APR interest rate, the Finance charge is given as

$4.3055

This is further explained below.

Generally, The interest rate that is applied to a loan, mortgage loan, credit card, etc. is referred to as an annual percentage rate of charge, which sometimes corresponds to a nominal APR and sometimes corresponds to an effective APR.

The annual percentage rate of charge is the interest rate for the entire year, as opposed to just a monthly fee or rate. It is a fee for financing that is presented in the form of an annual rate.

Interest rate APR = 12%

Average balance = ((200*5)+(350*15)+(150*10))/30

Average balance = $258.33

Average balance*APR/12

Finance charge =\(\frac{258.33*20 \%}{12 }\)

Finance charge = $4.3055

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1. The stakeholders in the credit card industry include banks, credit card companies, and consumers.

2. The government has a responsibility to ensure that the industry operates in a fair and safe manner.

3. Yes. Because it also engages in unethical business practices. The consumer is responsible for their spending habits

1. The stakeholders in the credit card industry include banks, credit card companies, and consumers. Banks and credit card companies gain from high interest rates, fees, and late payments, while consumers lose when they take on more debt than they can handle or when they face unfair practices.

2. The government has a responsibility to ensure that the industry operates in a fair and safe manner. The documentary highlights that the government has failed to do this, as lenders have taken advantage of consumers.

3. It is difficult to assign blame to either the consumer or the credit card company. Ultimately, the consumer is responsible for their spending habits, but the credit card companies are also engaging in unethical business practices. Therefore, both the consumer and the credit card companies should take responsibility for their actions.

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1. Continuous Performance Management (CPM) is an ongoing process that aligns employee objectives, performance, and development with strategic priorities.

2. Merit pay for individuals in teams can create issues such as competition, individual focus, lack of collaboration, and perceived unfairness.

3. Performance appraisal is a formal process that evaluates employee performance against established criteria to provide feedback and inform decisions.

1. Continuous Performance Management (CPM) refers to a dynamic, ongoing process that seeks to align employee objectives, performance, and development with the organization's strategic priorities.

It differs from traditional performance management approaches that rely on formal, annual appraisal sessions that are often disconnected from day-to-day job responsibilities and objectives. The key feature of CPM is that it provides continuous feedback to employees, often in real-time, on how well they are performing against their goals and how they can improve their skills, abilities, and job performance.

2. Key Issues Related to Merit Pay for Individuals in Teams Merit pay refers to a pay system that rewards employees for their individual performance, rather than their seniority or other factors. While merit pay can provide a strong incentive for individual employees to perform at their best, it can also create several issues for teams, including competition between team members, a focus on the individual rather than team goals, a lack of motivation to collaborate or share knowledge, and resentment among team members who feel that they are not being rewarded fairly.

3. Performance Appraisal is a formal, structured process that evaluates employee performance against a set of established criteria, often based on job-specific competencies or performance standards. The purpose of performance appraisal is to provide feedback to employees on their strengths and areas for improvement and to inform decisions related to promotions, pay increases, and other rewards. The key components of performance appraisal include setting clear performance objectives, providing regular feedback to employees, evaluating performance against established criteria, and using the results of the appraisal to inform decision-making.

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Answer: An exception based on contract theory.

Explanation:

Contract theory is an agreement reached by two parties over a set of deal to be entered, these negotiation met guides what the agreement is all about, violators of the agreement would attract extra bodies(Law makers) to come into their decision. At Ilc, if the guitar producers only release their workers based on good cause, it's seen as a contract theory, based on what both parties agreed.

Answer:  When a company earns income

Explanation: the value of a company's assets minus its liabilities. It is calculated ((Total Fixed Assets + Total Current Assets) – (Total Current Liabilities + Total Long Term Liabilities)).

Purchase discounts and returns/allowances would impact the costs in inventory when recorded at the gross invoice price.

Recording inventory at the gross invoice price means that the costs associated with the inventory include all expenses directly related to the purchase, such as purchase price, shipping, handling, and any applicable taxes. The following factors would affect the costs in inventory:

1. Purchase Discounts: If the company receives purchase discounts, such as a discount for early payment, the costs in inventory would be reduced. The discount amount would be deducted from the gross invoice price, resulting in a lower cost of inventory.

2. Purchase Returns or Allowances: If the company returns or receives allowances for damaged or defective goods, the costs in inventory would be decreased. The return or allowance amount would be subtracted from the gross invoice price, reducing the cost of inventory.

In both cases, the adjustments would result in a decrease in the recorded costs in inventory, reflecting the reduced amounts paid or credited back to the company.

Purchase discounts and returns/allowances would impact the costs in inventory when recorded at the gross invoice price. Purchase discounts would reduce the costs, while returns or allowances would further decrease the recorded costs, reflecting the actual amount paid or credited for the inventory.

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The demand for financial capital increases when investment opportunities increase.

This is because businesses need financial capital in order to make investments and expand their operations. As more investment opportunities become available, the demand for financial capital also increases. This is a basic principle of economics, as businesses need financial capital in order to grow and take advantage of new opportunities.

In addition, the availability of financial capital can also impact the level of investment opportunities in an economy. If financial capital is scarce, businesses may not be able to access the funds necessary to take advantage of profitable opportunities, which could limit economic growth

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All three levels of professionals are required to run an organization or a business smoothly. Justify this statement.

Answer:

It is TRUE that All three levels of professionals are required to run an organization or a business smoothly.

The three levels of professional required are:

Top-level management

Middle-level management

Low-level management

Explanation:

Top-Level Management

Top-level managers or professionals are the people that involve in taking an extensive means of actions or decisions for the firm or business as a whole and focus on the long-term success of the business or company. They take up roles such as Chief Operations Officer (COO), ), Chief Financial Officer (CFO), Chief Executive Officer (CEO), etc.

Middle-Level Management

Middle managers or professionals are an essential part of an organization and they are involved in the intermediate management operation whose responsibility involved supervising the lower-level managers to meet the company's goals. For example, they are General managers, branch managers, department managers, etc.

Low-Level Management

Low-level managers or professionals are a core part of organizations, they ensure there is a practical technique and creativity with strong interpersonal skills to maximize particular operational processes to achieve organizational success. For example, they are Office Manager, Shift Supervisor, Store Manager, etc.

For a 6-year asset, the depreciation rate would be calculated at approximately 12%.

Depreciation is a procedure for calculating the value of an asset over its useful life. Each asset will decrease in value within a certain period of time. Therefore, the company must know the depreciation of assets in order to develop in a balanced way.

The double-declining balance method is used to calculate depreciation on a 6-year asset, and the depreciation rate is generally calculated at twice the straight-line rate. Therefore, for a 6-year asset, the depreciation rate would be calculated at approximately 2 x 6 = 12%.

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Answer:

Classical economists argue that wages—the price of labor—are determined (like all prices) by supply and demand. They call this the market theory of wage determination. ... Long story short: the price of labor is determined in the free market just like every other price, by the intersection of supply and demand.

Explanation:

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A person-to-person payment app could be used in each of the following scenarios EXCEPT:

i. Tina pays her neighbor $200 for breaking his window with a softball.

ii. Mia pays Randy the delivery driver from Cheesy Pizza Co. for a pizza she orders for her Spanish study group.

iii. Ahmed's soccer coach pays the team's registration fee for a big tournament, and each player then owes him $35 for their share of the registration fee.

iv. Rafael writes the whole monthly rent check to the landlord, and his roommates Valerie and Carlos pay Rafael for their share of the monthly rent. The correct answer is (i) Tina pays her neighbor $200 for breaking his window with a softball.

In this scenario, a person-to-person payment app may not be the most suitable option. This situation involves compensation for property damage, which typically falls under insurance claims, personal agreements, or legal settlements. A person-to-person payment app is more commonly used for everyday transactions, splitting bills, paying friends, or making purchases.

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c. the planned or forecasted costs. budgeted costs refer to the estimated or projected costs that an organization plans to incur in the future. These costs are typically based on forecasts, budgeting processes, and anticipated expenses for specific activities or projects.

They represent the financial resources allocated or earmarked for various purposes within an organization. Budgeted costs are forward-looking and help in financial planning, resource allocation, and decision-making. They are not based on past expenditures but rather on expected future expenses.

Budgeted costs, option c, refer to the planned or forecasted costs that an organization anticipates incurring in the future. These costs are not based on the expenses incurred in the past, such as costs incurred two years ago (option a) or last year (option b). Instead, they represent the projected expenses for specific activities or projects based on financial forecasts and budgeting processes. Budgeted costs play a crucial role in financial planning, as they help allocate resources, make informed decisions, and ensure that sufficient funds are available for planned activities.

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The resistance by the regional executives is primarily an example of resistance due to the fear of the unknown.

They fear that the restructuring would weaken their power and reduce their salaries in the long term. They are comfortable with the current system and are unsure of how the proposed changes would affect them. The product leaders, on the other hand, resist the restructuring due to the not-invented-here syndrome, as they feel that things work just fine the way they are. Overall, resistance to change is common in organizations, and it is important for leaders to understand the underlying reasons behind it to effectively manage and implement change.

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