An annual contribution of $3,000 to a retirement account that earns 7% will be worth approximately _____ in 20 years. (Round to the nearest whole tens place)
Question 4 options:
$60,000
$96,780
$100,000
$110,360
$122,990
Answers
An annual contribution of $3,000 to a retirement account that earns 7% will be worth approximately $96,780 in 20 years (rounded to the nearest whole tens place).
To calculate the future value of the annual contributions, we can use the formula for compound interest:
Future Value = Present Value × (1 + Interest Rate)^Number of Periods
In this case, the present value is $3,000, the interest rate is 7% (or 0.07), and the number of periods is 20 years.
Future Value = $3,000 × (1 + 0.07)^20
Calculating this expression gives us approximately $96,780.
Therefore, the retirement account will be worth approximately $96,780 (rounded to the nearest whole tens place) after 20 years of annual contributions.
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Related Questions
Hasbro views the toy market as composed of four age groupings, each with different needs and desires. Hasbro is using a(n) targeting strategy for its groups, which are known as
Answers
A target market strategy is a business plan that aims to increase sales and brand recognition within a certain demographic of customers.
What is a target market strategy?A target market strategy is a business plan that aims to increase sales and brand recognition within a certain demographic of customers. To do this, firms develop their strategies depending on the demography of the market, which is the area or group targeted for the selling of products. Target markets offer the chance for more business and higher sales.Companies identify potential target markets by breaking down big markets into smaller segments based on traits shared by current or potential clients. Businesses can create specialized marketing strategies, make thorough sales projections, and boost profits by increasing product sales by concentrating on a certain market segment.To Learn more About target market strategy refer to:
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In a venture capital firm, what does the word "capital" refer to? Question 5 options: a. the capital of the state where it's located
b. the capital, or money, they invest in businesses c. the way they use capital letters for all their communications
d. where their offices are housed in the state capitol building
Answers
In a venture capital firm, the word "capital" refers to B. the capital, or money, they invest in businesses.
Venture capital firms are financial institutions that specialize in providing funding to start-ups and emerging businesses, often in exchange for equity or ownership stakes in these companies. They play a critical role in the growth and development of innovative businesses by providing the financial resources and guidance necessary to scale and succeed.
The term "capital" in this context refers to the financial resources the firm allocates for investments in these companies. This capital can come from various sources, including private investors, institutional funds, or the firm's own resources. Venture capital firms use their expertise and networks to identify promising companies, evaluate their potential, and support their growth through strategic capital deployment.
In summary, the word "capital" in a venture capital firm is related to the money they invest in businesses, supporting their growth and development by providing the necessary financial resources. This usage of the term is not related to the location of the firm or the way they use capital letters in their communications. Therefore, the correct option is B.
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Answer:
ITS B
Explanation:
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How long after the aircraft flies directly above a ground observer is the sound of the aircraft heard by the ground observer
Answers
The time it takes for the sound of an aircraft to reach a ground observer after it flies directly above them depends on the speed of sound and the distance between the aircraft and the observer.
The speed of sound is approximately 343 meters per second (or 1,125 feet per second) at sea level and under standard atmospheric conditions. However, it can vary slightly depending on factors such as temperature, humidity, and altitude.
To calculate the time it takes for the sound to reach the ground observer, you need to know the distance between the aircraft and the observer and divide it by the speed of sound.
1. Speed of Sound Variations: The speed of sound is not constant and can vary based on several factors. It typically decreases with decreasing temperature, so colder air can slow down the speed of sound. Additionally, humidity and altitude can also affect the speed of sound.
2. Sonic Boom: In certain cases, such as when supersonic aircraft are involved, a sonic boom may occur. A sonic boom is a loud noise caused by shock waves created by an object moving through the air faster than the speed of sound. The sonic boom is often heard as a sudden and sharp sound, distinct from the continuous noise of a flying aircraft.
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Which of the following is NOT a repayment plan option?
O Extended repayment plan
O Loan forgiveness repayment plan
O Income sensitive repayment plan
O Graduated repayment plan
Answers
Answer: Loan forgiveness repayment plan.
Explanation:
The Extended Repayment Plan: This is a repayment plan option whereby the loan can be paid back for a period of about 25 years.
The Income-Sensitive Repayment Plan: This is a repayment plan option for those who want low income. Here, payment can either increase or reduce based on what the person earns annually.
The Graduated Repayment Plan: This is a repayment plan option which increases every two years.
The loan forgiveness repayment plan is not a repayment plan option.
Frito-Lay, the massive Dallas-based subsidiary of PepsiCo, has 38 plants and 48,000 employees in North America. Seven of Frito-Lay’s 41 brands exceed $1 billion in sales. The production process at Frito-Lay is designed for large volumes and small variety, using expensive special-purpose equipment, and with swift movement of material through the facility. Product-focused facilities, such as Frito-Lay’s, typically have high capital costs, tight schedules, and rapid processing. Frito- Lay’s facilities are located regionally to aid in the rapid delivery of products because freshness is a critical issue. Sanitary issues and necessarily fast processing of products put a premium on an efficient layout. Production lines are designed for balanced throughput and high utilization. Cross-trained workers, who handle a variety of production lines, have promotion paths identified for their particular skill set.
The supply chain is integral to success in the food industry; vendors must be chosen with great care. Moreover, the finished food product is highly dependent on perishable raw materials. Consequently, the supply chain brings raw material (potatoes, corn, etc. ) to the plant securely and rapidly to meet tight production schedules. For instance, from the time that potatoes are picked in St. Augustine, Florida, until they are unloaded at the Orlando plant, processed, packaged, and shipped from the plant is under 12 hours. The requirement for fresh product requires on-time, just-in-time deliveries combined with both low raw material and finished goods inventories. The continuous-flow nature of the specialized equipment in the production process permits little work-in-process inventory. The plants usually run 24/7. This means that there are four shifts of employees each week.
a. Develop an ITO and SIPOC model based on information in the scenario.
b. Apply four V’s of operation on Frito-Lay. Mention each V as high, moderate or low with one liner reason.
c. Suggest how we can determine the productivity in this case. No calculation is required, just show possible data.
d. Make a comparison how operations of Frito lay is different from a service restaurant (you can assume a restaurant of your choice).
e. Given a bakery located opposite to your proposed service restaurant makes 1,500 loaves per month with a labor productivity of 2. 344 loaves per labor-hour. Calculate number of workers working there? (Hint: Each worker works 160 hours per month. )
Answers
a. ITO model:
Inputs: Raw materials (potatoes, corn, etc.), specialized equipment, cross-trained workers
Transformation process: Large volume production with small variety, quick material movement, high utilization production lines, continuous-flow nature of specialized equipment
Outputs: Finished food products, shipped to customers
SIPOC model:
Suppliers: Raw material suppliers (potato and corn farmers)
Inputs: Raw materials (potatoes, corn, etc.)
Process: Production process using specialized equipment, cross-trained workers
Outputs: Finished food products (chips, snacks)
Customers: Retailers, consumers
b. Four V’s of operation on Frito-Lay:
Volume: High volume due to the large number of plants and employees, as well as the high demand for their products.
Variety: Low variety due to the production process being designed for large volumes and small variety.
Variation: Moderate variation due to the need to manage perishable raw materials and tight production schedules.
Visibility: Low visibility since the production process is designed for efficiency and speed, and not for customer interaction.
c. To determine productivity in this case, we can track the output of finished food products and compare it to the inputs of raw materials and labor hours. We can also track the efficiency of the production process by measuring the utilization of the specialized equipment and cross-trained workers.
d. Frito-Lay's operations are different from a service restaurant in several ways. For example, Frito-Lay's production process is designed for large volumes and small variety, whereas a restaurant's operations require more flexibility to accommodate a variety of menu items. Additionally, Frito-Lay's production process relies heavily on specialized equipment and the efficient movement of material through the facility, while a restaurant's operations rely more on the skills and interactions of its employees with customers.
e. Number of workers in the bakery:
Labor productivity = Output / Labor hours
2.344 = 1,500 / (x * 160)
x = 3.22
Rounding up, there are 4 workers in the bakery (since you cannot have a fraction of a worker).
Based on what we are learning in Chapter 2, who are the various stakeholder groups that a business
should be paying attention to?
Answers
Based on what we are learning in Chapter 2, there are several stakeholder groups that a business should be paying attention to.
These groups are individuals or organizations that are impacted by the actions of the business and can have a significant influence on the success or failure of the organization.
The first group is customers, who are the primary source of revenue for any business. It is important for a business to understand the needs and preferences of its customers and to provide high-quality products and services to meet those needs.
Another group is employees, who are critical to the success of the business. A company must provide a safe and healthy work environment, fair compensation and benefits, and opportunities for growth and development to retain employees and maximize their productivity.
Investors and shareholders are also important stakeholders. They provide capital to the business and expect a return on their investment. It is important for the business to maintain financial stability and provide regular updates on performance to these stakeholders.
Finally, communities and society at large are important stakeholders. A business must consider the impact of its actions on the environment and the community and strive to be a good corporate citizen. This includes ethical and socially responsible behavior and engagement in philanthropic activities.
Overall, businesses must pay attention to a wide range of stakeholder groups in order to achieve long-term success and sustainability.
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What is the decrease in the overall value of an asset called?
ОА.
depreciation
OB.
deceleration
Ос.
amortization
OD
disinvestment
Answers
Answer:
C Amortization
Explanation:
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Answer:
depreciation
Explanation:
explain specifically why firms should be held liable when targeting developing countries for low-wage worker by providing real time example.
Answers
Firms should be held liable when targeting developing countries for low-wage workers because it can lead to exploitation, violation of labor rights, and perpetuation of poverty. An example of this is the 2013 Rana Plaza collapse in Bangladesh.
The building housed several garment factories supplying major global brands. The incident resulted in the deaths of over 1,100 workers and highlighted the dangerous working conditions and low wages prevalent in the industry. The responsibility of the firms involved was questioned, as they had chosen to outsource production to take advantage of cheap labor without adequately ensuring the safety and well-being of the workers.
Holding firms accountable in such cases is essential for several reasons. Firstly, it ensures that companies are held responsible for the ethical and social consequences of their actions. By targeting developing countries solely for low-wage workers, firms contribute to a cycle of poverty and exploitation, hindering sustainable development. Holding them liable encourages them to adopt fair labor practices, improve working conditions, and pay workers a living wage.
Secondly, liability acts as a deterrent against unscrupulous business practices. When companies face legal and reputational consequences for exploiting workers in developing countries, it sends a message that such actions are unacceptable. This can discourage other firms from engaging in similar practices and incentivize them to prioritize worker rights and well-being.
In conclusion, firms should be held liable when targeting developing countries for low-wage workers due to the negative impacts it can have on labor rights and poverty. The Rana Plaza incident serves as a tragic example, highlighting the need for accountability in the pursuit of cheap labor. Holding firms responsible not only ensures justice for affected workers but also encourages responsible business practices and promotes fair treatment and dignity for workers worldwide.
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8.
Mathematical economics involves the application of statistical
tools to estimate economic models.
a. True
b. False
Answers
The statement "Mathematical economics involves the application of statistical tools to estimate economic models" is true.
Explanation:- Mathematical economics is a quantitative approach to economic analysis. It employs mathematical techniques and models to study and explain economic theories and relationships. Mathematical economics is critical for understanding economic phenomena, creating policies, and predicting outcomes.
Statistical tools are an essential part of mathematical economics. They are used to estimate economic models and test economic theories. Econometric methods and statistical inference are used to determine the relationships between economic variables. Mathematical economics is not only essential to economists but also to policymakers, government officials, and businesses who want to make sound economic decisions.
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Flight Café prepares in-flight meals for airlines in its kitchen located next to a local airport. The company’s planning budget for July appears below:
Flight Café Planning Budget For the Month Ended July 31
Budgeted meals (q) :18,000
Revenue ($4.50q) : $81,000
Expenses:
Raw materials ($2.40q) : 43,200
Wages and salaries ($5,200 + $0.30q) : 10,600
Utilities ($2,400 + $0.05q) : 3,300
Facility rent ($4,300) : 4,300
Insurance ($2,300) : 2,300
Miscellaneous ($680 + $0.10q) : 2,480
Total expense : 66,180
Net operating income : $ 14,820
In July, 17,800 meals were actually served. The company’s flexible budget for this level of activity appears below:
Flight Café - Flexible Budget For the Month Ended July 31
Budgeted meals (q) : 17,800
Revenue ($4.50q) : $ 80,100
Expenses:
Raw materials ($2.40q) : 42,720
Wages and salaries ($5,200 + $0.30q) : 10,540
Utilities ($2,400 + $0.05q) : 3,290
Facility rent ($4,300) : 4,300
Insurance ($2,300) : 2,300
Miscellaneous ($680 + $0.10q) : 2,460
Total expense : 65,610
Net operating income : $ 14,490
Required: show all the work process:
1. Calculate the company’s activity variances for July. (Hint: Refer to Exhibit 9–6.)
2. Which of the activity variances should be of concern to management? Explain.
Answers
To calculate the activity variances for July, we need to compare the actual results (17,800 meals served) with the flexible budget amounts.
Calculate the company's activity variances for July:
a. Revenue Variance:
Actual Revenue - Flexible Budget Revenue
= $81,000 - $80,100
= $900 (Favorable)
b. Expense Variances:
Raw Materials Variance:
Actual Raw Materials Cost - Flexible Budget Raw Materials Cost
= $43,200 - $42,720
= $480 (Unfavorable)
Wages and Salaries Variance:
Actual Wages and Salaries Cost - Flexible Budget Wages and Salaries Cost
= $10,600 - $10,540
= $60 (Favorable)
Utilities Variance:
Actual Utilities Cost - Flexible Budget Utilities Cost
= $3,300 - $3,290
= $10 (Favorable)
Facility Rent Variance:
Actual Facility Rent Cost - Flexible Budget Facility Rent Cost
= $4,300 - $4,300
= $0 (No Variance)
Insurance Variance:
Actual Insurance Cost - Flexible Budget Insurance Cost
= $2,300 - $2,300
= $0 (No Variance)
Miscellaneous Variance:
Actual Miscellaneous Cost - Flexible Budget Miscellaneous Cost
= $2,480 - $2,460
= $20 (Favorable)
The activity variances that should be of concern to management are:
Raw Materials Variance: This variance is unfavorable, indicating that the actual cost of raw materials exceeded the flexible budget amount. Management should investigate the reasons for this increase and take necessary actions to control raw material costs.
Miscellaneous Variance: Although this variance is favorable, it is relatively small. However, management should still review the reasons for the variance to ensure there are no underlying issues affecting miscellaneous expenses.
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A. trade-off
B. investment
C. frontier
D. growth
Answers
Answer:
The answer is "Option C"
Explanation:
The curve on the graph is also known as the arc, which is used in the connected mixture of perceptual lines to three additional lines in standard dual points. The Frontier production options is a nice graph of all the various output mixture of different products which can be produced utilizing existing techniques and knowledge.
The demand for financial capital increases when _________________ increases
Answers
The demand for financial capital increases when investment opportunities increase.
This is because businesses need financial capital in order to make investments and expand their operations. As more investment opportunities become available, the demand for financial capital also increases. This is a basic principle of economics, as businesses need financial capital in order to grow and take advantage of new opportunities.
In addition, the availability of financial capital can also impact the level of investment opportunities in an economy. If financial capital is scarce, businesses may not be able to access the funds necessary to take advantage of profitable opportunities, which could limit economic growth
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Hey, can I please get some help? Thank you!
Answers
2.When interest rates are rising, both businesses and consumers will cut back on spending. This will cause earnings to fall and stock prices to drop. ... As interest rates move up, the cost of borrowing becomes more expensive. This means that demand for lower-yield bonds will drop, causing their price to drop.
Bambi is buying a property on an installment sales contract. Due to her financial interest in the property, she retains equitable title. What does the seller retain
Answers
Answer:
Legal title
Explanation:
A contract can be defined as an agreement between two or more parties (group of people) which gives rise to a mutual legal obligation or enforceable by law.
There are different types of contract in business and these includes: fixed-price contract, cost-plus contract, bilateral contract, implies contract, unilateral contract, adhesion contract, unconscionable contract, option contract, express contract, etc.
Mutual assent is a legal term which represents an agreement by both parties to a contract. When two parties to a contract both have an understanding of the parameters, terms and conditions surrounding a contract, it ultimately implies that they are in agreement and this is generally referred to as mutual assent
In this scenario, Bambi purchased a property using an installment sales contract.
An equitable title can be defined as the right of an individual to use and enjoy an asset (property) due to his or her financial interest in the asset.
On the other hand, a legal title can be defined as the actual (absolute) ownership of a property that is recognized and enforceable in a court of competent jurisdiction.
Hence, Bambi would retain an equitable title from the purchase of the property due to her financial interest in this property while the owner of the property (seller) retains a legal title.
A contract is defined as an agreement that defines and binds the personally legally. It may involve the exchange of goods and services.
Since he is buying a property on an installment of the sales contract which due to her financial insurers in the property remain entitled is know as the legal title. It represents the actual ownership of the proper and is visible by the public records.Learn more about the due to her financial interest in the property
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NW Solar, Inc.
Company HQ in the Atlantic Ocean—there are two equity positions.
One in the US and one in China. Write an outline of the 10
management policies and practices for your global company.
Answers
Outline of the 10 management policies and practices for NW Solar Inc. global company NW Solar Inc. is a global company with headquarters in the Atlantic Ocean. The company has equity positions in the US and China. Here is an outline of the 10 management policies and practices for the company:
1. Hiring policies: NW Solar Inc. should have fair hiring policies that promote equal opportunities. The company should hire people based on their qualifications, skills, and experience.
2. Training and development policies: The company should have a policy that provides employees with opportunities for training and development. This will help them acquire new skills and knowledge that will help them perform better.
3. Performance evaluation policies: The company should have a performance evaluation policy that provides employees with feedback on their performance. This will help them identify areas that they need to improve on.
4. Compensation policies: The company should have a fair compensation policy that rewards employees for their hard work.
5. Employee benefits policies: The company should provide employees with benefits such as health insurance, retirement plans, and paid time off.
6. Diversity policies: The company should promote diversity and inclusivity in the workplace.
7. Health and safety policies: The company should have policies that promote the health and safety of its employees.
8. Ethical policies: The company should have ethical policies that guide its operations.
9. Environmental policies: The company should have policies that promote environmental sustainability.
10. Communication policies: The company should have policies that promote open communication between employees and management.
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The college admissions scandal, which is described in the Management in Action case, breaches what level of Carroll’s global corporate social responsibility period?Multiple ChoiceA. legalB.economicC.philanthropicD.global
Answers
Option (A). The college admissions scandal legal goes beyond Carol's global CSR commitments.
What does the term scandal mean?
Scandal means reputational loss or damage caused by an actual or apparent violation of good morals or decency: shame. Three.: Malicious or defamatory gossip. Four. : Anger, irritation, or confusion caused by an apparent violation of morality, decency, or religious opinion.
Is scandal a crisis?
This paper adopts the definition of crisis as a sudden, unexpected event that negatively impacts an organization, and defines scandal as a type of crisis (Sims, 2009), an unethical act or event that provokes anger and response. (Kuhn and the Ashcraft, 2003; Tucker and Melewar, 2005).
How do you survive a scandal?
Communication is key to surviving a scandal, but knowing how to communicate and the steps to take to achieve the desired outcome is important. Assess the facts, prepare your message, and deliver information while maintaining a positive and respectful attitude.
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Buster has had a serious medical condition for many months. He has used up all of his sick leave and vacation days, as well as 10 weeks of intermittent Family Medical Leave Act leave. He asks for an additional two weeks off. Which of the following is true? A. Buster's employer can fire him because he wants to take more leave B. Buster cannot be fired for reasons aside from his need to take leave. C. Buster cannot take any more leave if he has also used up his sick leave and vacation days. D. Buster is entitled to the leave he is asking for.
Answers
Answer:
C. Buster cannot take any more leave if he has also used up his sick leave and vacation days.
Explanation:
Buster has used up all the sick leaves and the vacation leaves and is asking for additional two more weeks off even after taking the ten-week of intermediate family leave he should be not allowed to take more leaves. Through he cannot be fired due to his serious condition but if he has finished all the sick leaves he should not be given.Answer:
b
Explanation:
importance of opportunity cost to individual
Answers
\(answer \)
Opportunity Cost: By choosing to go to spend time and money on things like classes and computers ,you are necessarily choosing not to spend it on something else, like going on vacation. ... By doing so, individuals are maximizing the amount that they can get out of their resources (time, money, effort , etc.).
Explanation:
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What are the 7 types of advertising?
Answers
The 7 Forms of Marketing & How They Benefit Businesses Advertising on social media. advertising for paid search. Print marketing. Public service announcements.
What are the main types of advertising?Different types of advertising, advertising for paid searches. marketing on social media. marketing that is native. Publicity on display. advertisements in print. public service announcements. advertising on the street. Product listing advertisements, display ads, demand-side platform ads, affiliate ads, native ads, social media ads, video ads, and email ads are the eight primary categories of online advertising. Consumer demands and requirements, cost to meet, ease of purchase, and communication make up the new 4Cs, which will replace the traditional 4Ps of marketing (Lauterborn, 1990).
You can choose between three different types of digital advertising: Advertisements on social media, display ads, and paid search ads. Advertising strategies can be divided into two categories: institutional advertising and product advertising. To promote a company's brand, institutions advertise. Evangelism, Experience, Everywhere, and Exchange are the "4Es" of marketing.
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The characteristics listed below apply either to active or passive margins. Select all the characteristics of active margins.
1.) Ocean trenches possible
2.) Represents a plate boundary
3.) Modified by tectonic movement and volcanoes
Answers
Active margins are characterized by the following features: Ocean trenches possible; represents a plate boundary; modified by tectonic movement and volcanoes. These characteristics apply to active margins.Active margins:Active margins are the areas of continental shelves that are within the boundaries of tectonic plates and are affected by plate motion.
It is located on the leading edge of the continent, near a tectonic plate boundary and is associated with high seismic and volcanic activity. The coastline in these regions is generally steep and rocky with a narrow continental shelf. These regions are marked by deep-sea trenches and steep, narrow continental shelves.Therefore, the correct option is:1.) Ocean trenches possible Represents a plate boundary Modified by tectonic movement and volcanoes
These characteristics apply to active margins.Active margins:Active margins are the areas of continental shelves that are within the boundaries of tectonic plates and are affected by plate motion. The coastline in these regions is generally steep and rocky with a narrow continental shelf. These regions are marked by deep-sea trenches and steep, narrow continental shelves.Therefore, the correct option is Ocean trenches possible Represents a plate boundary Modified by tectonic movement and volcanoes
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corporation has municipal bonds classified as a held-to-maturity at december 31, 2020. these bonds have a par value of $
Answers
The corporation has municipal bonds classified as a held-to-maturity on December 31, 2020. these bonds have a par value of $ 871,000.
Short-time period bonds mature in a single to three years, whilst long-time period bonds might not mature for more than a decade. normally the interest on municipal bonds is exempt from federal income tax. The hobby will also be exempt from state and neighborhood taxes if you reside within the state in which the bond is issued. when you buy a municipal bond you are loaning cash to the provider in change for a set number of interest payments over a predetermined period.
At the end of that duration, the bond reaches its adulthood date, and the total amount of your unique investment is again to you. they intend to personal bonds as lengthy-term investments to be held to adulthood buyers may wish or want to promote their bonds previous to their said maturity. There are risks and fees associated with selling a municipal bond previous to maturity. whilst the interest earnings are typically tax exempt for municipal bonds capital gains found from selling a bond are a challenge to federal and country taxes.
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Drivers can incur fines for the following reasons:
A. Obstructing driveway issues on Complaint $60.50
B. Parking in a Handicap space/no plate or card $200.00
C. Parked on sidewalk $25.00
D. All the Above
Answers
Answer:
D. All of the above
Explanation:
Answer:
All of the above
Explanation:
You can deduct money on all these reasons
Which is the best description of a balance sheet? (1 point)
Answers
Answer: the balance sheet is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. Balance sheets can be used with other important financial statements to conduct fundamental analysis or calculate financial ratios.
Tasks performed by a housekeeper might include:
A.) check-in guests
B.) vacuum
C.) replace bedcovers
D.) dust
(please help :D)
Answers
Answer:
c and d
Explanation:
Answer:
b, c, or d................
True or False: After calculating how much money you have left after paying for all of your monthly expenses, you can
olan on spending up to 50% of that amount on car expenses
Answers
Based on microeconomic theory, it is true that after calculating how much money you have left after paying for all of your monthly expenses, you can
plan on spending up to 50% of that amount on car expenses.
Note that after making a payment on living expenses, such as rent, mortgage, utilities, loans, car payments, and food, the money that remains is discretionary income.
This discretionary income can be used as savings, investment, or spending on your discretionary expenses such as vacations and travel expenses, car expenses.
This is because discretionary expenses are categorized under wants instead of needs.
Thus, given that planning for car expenses is a want, then the statement in the question is True.
Hence, in this case, it is concluded that the correct answer is "True."
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What statement about credit is FALSE? a) Credit for personal consumption can increase your net worth. b) Credit can result in significant interest charges. c) Credit can reduce the amount of money an
Answers
The false statement about credit is "Credit for personal consumption can increase your net worth." The correct option is a).
Credit is a borrowing arrangement where individuals or businesses can obtain funds from a lender with the promise to repay the borrowed amount, usually with interest, at a later date. While credit can provide financial flexibility and opportunities, it is important to understand its implications.
Option a) is false because credit for personal consumption, such as using a credit card to purchase non-essential items or going on vacations, does not typically increase your net worth. Net worth is the value of your assets (such as savings, investments, or property) minus your liabilities (such as debts or loans). When you borrow money for personal consumption, you are essentially increasing your liabilities without necessarily increasing your assets. This can result in a negative impact on your net worth.
On the other hand, options b) and c) are true statements about credit:
b) Credit can result in significant interest charges. When you borrow money using credit, such as through a credit card or a loan, the lender typically charges interest. Interest is the cost of borrowing money, and it can accumulate over time. If you do not pay off your credit balance in full or make timely payments, the interest charges can add up, making credit more expensive in the long run.
c) Credit can reduce the amount of money available for other expenses. When you use credit, you are essentially borrowing against your future income. This means that a portion of your income will need to be used to repay the borrowed amount, including any interest charges. As a result, you may have less money available for other expenses or savings goals. It is important to budget and manage your credit responsibly to ensure that you can meet your financial obligations and maintain a healthy financial situation.
In summary, credit for personal consumption does not typically increase your net worth. However, credit can result in significant interest charges and reduce the amount of money available for other expenses. It is important to use credit responsibly and understand its impact on your overall financial situation.
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The following graph presents the market for keyboards in 2016. Between 2016 and 2017, equilibrium quantity of keyboards remained constant, but the equilibrium price of keyboards increased. Given this information, you can conclude that between 2016 and 2017, the supply of keyboards ___ and the demand for keyboards ____.
Make changes to The graph to illustrate your answer by showing the positions of the supply and demand curves in 2017.
Select and drag one or both of the curves to the desired position. Curves will snap into position, so if you try to move a curve and it snaps back to its original position, just drag get a little farther
Answers
Between 2016 and 2017, the supply of keyboards decreased and the demand for keyboards increased. This would result in an increase in the equilibrium price and a constant equilibrium quantity. The supply curve would shift leftwards and the demand curve would shift rightwards, both relative to the original positions in 2016.
What is equilibrium price?The term "equilibrium pricing" in economics refers to the price at which consumers' willingness and ability to buy an equal amount of an item or service as suppliers' willingness and ability to deliver that same amount. There is neither an excessive supply of goods nor an excessive demand, signalling a market in equilibrium where the forces of supply and demand are balanced. Since buyers and sellers may freely exchange goods and services at the equilibrium price, there are no market pressures to modify the price at that point. Up until a change occurs, such an increase or reduction in supply or demand, the market will continue in an equilibrium condition until it adjusts and finds a new equilibrium price.
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It is a good idea to get and use an many credit cards as possible to build credit history. True False
Answers
Which statement best summarizes the relationship between investments and
productivity?
A. Companies with high levels of productivity never need to worry
about investment.
B. Companies use investments to reduce their need for high levels of
productivity.
C. Companies with poor productivity use investments to become
more efficient
D. Companies use investments to reduce the opportunity cost of loy
productivity
SUBMIT
PREVIOUS
Answers
Answer:
The answer is D
Explanation:
companies invest to make money without using high levels of productivity
winn co. signs a 60 day note payable for a $15,000 copy machine with an interest rate of 8%. winn will record total interest expense of:
Answers
Answer: $200
Explanation:
The total interest expense that should be recorded is $200.
Given that,
winn co. signs a 60 day note payable for a $15,000 copy machine with an interest rate of 8%.Here we assume 360 days in a year.Based on the above information, the calculation is as follows:
= $15,000 ×8% × 60 ÷ 360
= $200
Therefore we can conclude that the total interest expense that should be recorded is $200.
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