Answer or comment on this question if u or sum1 u know on brainly lives on hawaii like me :P
Answers
Answer:
I know someone who lives in Hawaii right now.
Explanation:
Related Questions
A student is graduating from college in six months but will need a loan in the amount of $3,725 for the last semester. the student may receive either an unsubsidized stafford loan or a plus loan. the terms of each loan are: unsubsidized stafford loan: annual interest rate of 4.65%, compounded monthly, with a balance of $3,901.95, at the time of repayment plus loan: annual interest rate of 5.65%, compounded monthly with payment deferred until graduation which loan will have a lower balance and by how much at the time of repayment?
Answers
A loan will have a lower balance and by much at the time of repayment $142.13.
What is loan?A loan is any sum of money, a piece of property, or other tangible item that is given to another party with the understanding that it will be paid back, plus interest, at a later date. A loan was the pay with interest.
Calculated the repayment of loan:
Given,
loan in the amount of $3,725
Annual interest rate of 4.65%
compounded monthly, with a balance of $3,901.95
annual interest rate of 5.65%
monthly interest rate is 4.65% ÷ 12
monthly interest rate = 0.3875%.
monthly interest rate is 5.65% ÷ 12
monthly interest rate = 0.4708%.
balance = principal x (1 + monthly interest rate)^ number of compounding periods
balance = $3,725 x \((1 + 0.003875)^6\)
balance = $3,901.95
balance = principal x (1 + monthly interest rate)^ number of compounding periods
balance = $3,725 x \((1 + 0.004708)^6\)
balance = $4,044.08
Amount of loan = $4,044.08 - $3,901.95
Amount of loan = $142.13.
As a result, the significance of the loan will have a lower balance in period of repayment is $142.13.
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Question 1 (10 points) You are faced with a problem. You want to go to the movies with your friends and see the latest action flick. However, your mother left you firm instructions to mow the lawn. You will risk losing your allowance if you don't mow the lawn. Apply what you have learned in this course. a) Create a decision-making grid similar to the one you learned about in Unit 2. Then decide which would be the best use of your time. b) Make a choice as to which you will do. Write an explanation (at least one well- developed paragraph in length) in which you explain how you have decided to use your time and why you made that particular choice. Your explanation should include terms such as "opportunity cost" and "trade-off" and your reasoning for making the choice you made.
Answers
The dilemma is to decide whether to ignore mother's orders or comply with them in this situation.
What is Opportunity Cost?Opportunity Cost refers to the losses incurred on leaving the other possible alternatives in the decision making and choosing the one. It is the value of the best alternative choose in the process of the decision making.
In the Above situation,the individual would enjoy with friends if he goes to watch the movie However it can lead to trouble with his mother.
However, if individual does cleaning of the lawn; the price would be the fun you would have to forgo.
The best course of action would be to obey your mother because the consequences of doing otherwise are much worse.
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The marketing concept is all about meeting the consumer's_____. Choose the best answer.
A) needs
B) Wants
C) Expectations
D) None of the above
Answers
True or false:
Global marketing strategies are essential for 21st century businesses.
Answers
Answer:
true
Explanation:
Its an easier way to get your cash
:)
Excited to buy her dream car, Molly rushes into her local Volkswagen dealership. Molly picks out a
car, sits down at the financing desk, and hears the following:
"Well, we ran your credit history. You've got a really thin file -- just a year's worth of student
loan payments. The deal you saw was for 'well qualified buyers. The best deal we can offer
you is 6.6% for 60 months. A little more bad news -- the cash allowance is also based on
credit history, so you don't qualify for $500. That said, you're excited about a Volkswagen,
and I want to see you driving one, so I can do $400 for you!"
9. Molly still has a $2500 down payment. How much loan does Molly need?
10. How much will Molly's monthly payment be using the Bankrate calculator?
11. How much total interest will molly pay using this plan?
12. How many is the total cost of her car after all together?
Answers
9. The amount of loan that Molly needs with a $2,500 down payment is $22,100.
10. Molly's monthly payment is $433.
11. The total interest Molly will pay under this plan is $3,907.
12. The total cost of Molly's car is $28,507.
Loan Amount:Required cash allowance = $500
Qualified cash allowance = $400
Down payment = $2,500 (typically 10% of value)
Total price of car = $25,000 ($2,500/10%)
Loan required = $22,100 ($25,000 - $2,500 - $400)
Interest and Periodic Payment:N (# of periods) = 60 months
I/Y (Interest per year) = 6.6%
PV (Present Value) = $22,100
FV (Future Value) = $0
Results:
PMT = $433.45
Sum of all periodic payments = $26,007
Total Interest = $3,907
Total Cost of the car to Molly:Down payment = $2,500
Total periodic payments = $26,007
Total cost = $28,507 ($26,007 + $2,500)
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The coursework taken at a _____ is focused on specific career skills and trades and does not generally require further academic studies.
vocational school
private school
university
college
Answers
Answer:
Vocational school
Explanation:
Edge 2021
A person who is in charge of the following function in a company should not prepare, also the conciliations banking:
a.to Have custody of negotiable securities (securities).
b. Prepare the company's cash budget.
C. Prepare inventory reports.
d. Work with cash disbursements.
Answers
The person who is in charge of preparing inventory reports should not be responsible for preparing the reconciliations banking.
Reconciling the company's bank statements and ensuring the accuracy of cash transactions is typically a separate function that should be handled by someone independent from the inventory management process.While the other options mentioned (a, b, and d) can be appropriate responsibilities for someone in charge of cash management and control, preparing inventory reports involves tracking and reporting the company's inventory levels, valuations, and related activities. It is important to maintain a clear separation of duties and responsibilities to prevent any potential conflicts of interest or fraudulent activities. By segregating the responsibilities, companies can establish internal controls that promote accountability, accuracy, and integrity in both inventory management and cash-related processes. This segregation of duties helps to minimize the risk of errors, misappropriation of assets, and fraudulent activities.
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Locate an online tool/app or download a budget template from the Internet and practice creating a budget for yourself. Remember to follow the budgeting steps. How did you do? When done, answer the following questions: (1) Are there any ways to increase your income? For example, selling items you no longer use? (2) Are there ways to further reduce expenses each month? (3) What are your savings goals per month?
Answers
Answer:
Hope it helps
Explanation:
Step 1: Note your net income
The first step in creating a budget is to identify the amount of money you have coming in. Keep in mind, however, that it’s easy to overestimate what you can afford if you think of your total salary as what you have to spend. Remember to subtract your deductions for Social Security, taxes, 401(k) and flexible spending account allocations when creating a budget worksheet. Your final take-home pay is called net income, and that is the number you should use when creating a budget.
If you work freelance or part-time, we’ve put together some tips for managing irregular income.
Tip: If you have a hobby or a talent, you may be able to find a way to supplement your income. Having an extra source of income can also be helpful if you ever lose your job.
Step 2: Track your spending
It’s helpful to keep track of and categorize your spending so you know where you can make adjustments. Doing so will help you identify what you are spending the most money on and where it might be easiest to cut back.
Begin by listing all your fixed expenses. These are regular monthly bills such as rent or mortgage, utilities or car payments. It’s unlikely you’ll be able to cut back on these, but knowing how much of your monthly income they take up can be helpful.
Next list all your variable expenses—those that may change from month to month such as groceries, gas and entertainment. This is an area where you might find opportunities to cut back. Credit card and bank statements are a good place to start since they often itemize or categorize your monthly expenditures.
Tip: Record your daily spending with anything that’s handy—a pen and paper, an app or your smartphone. You can use this spending and budgeting tool if you have an account with Bank of America.
Step 3: Set your goals
Before you start sifting through the information you’ve tracked, make a list of all the financial goals you want to accomplish in the short-and long-term. Short-term goals should take no longer than a year to achieve. Long-term goals, such as saving for retirement or your child’s education, may take years to reach. Remember, your goals don’t have to be set in stone, but identifying your priorities before you start planning a budget will help. For example, it may be easier to cut spending if you know your short-term goal is to reduce credit card debt.
Step 4: Make a plan
Use the variable and fixed expenses you compiled to help you get a sense of what you’ll spend in the coming months. With your fixed expenses, you can predict fairly accurately how much you’ll have to budget for. Use your past spending habits as a guide when trying to predict your variable expenses.
You might choose to break down your expenses even further, between things you need to have and things you want to have. For instance, if you drive to work every day, gasoline probably counts as a need. A monthly music subscription, however, may count as a want. This difference becomes important when it’s time to make adjustments.
Step 5: Adjust your habits if necessary
Once you’ve done all this, you have what you need to complete your budget. Having documented your income and spending, you can start to see where you have money left over or where you can cut back so that you have money to put toward your goals.
Want-to-have expenses are the first area to look for spending cuts. Can you skip movie night in favor of a movie at home? Try adjusting the numbers you’ve tracked to see how much money that frees up. If you’ve already adjusted your spending on wants, evaluate your spending on needs. You may need internet at home, but do you need the fastest available?
Lastly, if the numbers still aren’t adding up, you can look at adjusting your fixed expenses. Doing so will be much more difficult and require greater discipline, but on close inspection a “need” may just be a “hard to part with.” Such decisions come with big trade-offs, so make sure you carefully weigh your options.
Tip: Small savings can add up to a lot of money, so don’t overlook the little stuff. You might be surprised at how much extra money you accumulate by making one minor adjustment at a time.
Step 6: Keep checking in
It’s important that you review your budget on a regular basis to be sure you are staying on track. You can also compare your monthly expenses to those of people similar to you. Few elements of your budget are set in stone: You may get a raise, your expenses may increase or you may have reached your goal and want to plan for a new one. Whatever the reason, keep checking in with your budget following the steps above.
Peggy started work after graduation and started investing.
Why do you think Peggy would have decided to invest?
A. to keep her finances liquid for emergencies
B. to earn compound interest
C. to minimize the risk of losing money
D. to build on her retirement fund
E. to take out a student loan for further education
Answers
Answer:
c
Explanation:
Highschool students still don’t know what to do after graduation and may lead to debt after
6 major jobs of the federal reserve
Answers
clearing checks
acting as government fiscal agent
supervising members bankers
regulate money supply
supply paper currency
setting reserve requirements
Selected transactions for Green Valley Lawn Care Company are listed below. 1. Made cash investment to start business. 2. Paid monthly rent. 3. Purchased equipment on account. 4. Billed customers for services performed. 5. Withdrew cash for owner's personal use. 6. Received cash from customers billed in (4). 7. Incurred advertising expense on account. 8. Purchased additional equipment for cash. 9. Received cash from customers when service was performed. Instructions List the numbers of the above transactions and describe the effect of each transaction on assets, liabilities, and owner's equity. For example, the first answer is: (1) Increase in assets and increase in owner's equity.
Answers
1) Increase in assets (cash) and increase in owner's equity (capital).
(2) Decrease in assets (cash) and decrease in owner's equity (expense).
(3) Increase in assets (equipment) and increase in liabilities (accounts payable).
(4) Increase in assets (accounts receivable) and increase in owner's equity (revenue).
(5) Decrease in assets (cash) and decrease in owner's equity (drawings).
(6) Increase in assets (cash) and decrease in assets (accounts receivable).
(7) Increase in expenses and increase in liabilities (accounts payable).
(8) Increase in assets (equipment) and decrease in assets (cash).
(9) Increase in assets (cash) and decrease in assets (accounts receivable).
The selected transactions for Green Valley Lawn Care Company represent typical business activities that affect the company's financial position and performance. The first transaction is a cash investment, which increases both the company's assets and owner's equity. The second transaction involves paying monthly rent, which reduces the company's cash balance and increases expenses, thereby reducing owner's equity.
The third transaction involves purchasing equipment on account, which increases the company's assets (equipment) but also increases its liabilities (accounts payable). The fourth transaction represents billing customers for services performed, which increases the company's accounts receivable (an asset) and revenue (owner's equity).
In the fifth transaction, the owner withdraws cash for personal use, which reduces the company's cash balance and reduces owner's equity. The sixth transaction represents receiving cash from customers who were billed in the fourth transaction, which reduces accounts receivable and increases the company's cash balance.
The seventh transaction represents incurring advertising expense on account, which increases expenses and increases the company's liabilities (accounts payable). The eighth transaction involves purchasing additional equipment for cash, which increases the company's assets (equipment) and reduces its cash balance. Finally, in the ninth transaction, the company receives cash from customers for services performed, which reduces accounts receivable and increases the company's cash balance.
Overall, these transactions show how a company's financial position can change as a result of various business activities. They also illustrate the importance of accurately recording and tracking financial transactions to properly manage a company's finances.
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1) Increase in assets (cash) and increase in owner's equity (capital).
(2) Decrease in assets (cash) and decrease in owner's equity (expense).
(3) Increase in assets (equipment) and increase in liabilities (accounts payable).
(4) Increase in assets (accounts receivable) and increase in owner's equity (revenue).
(5) Decrease in assets (cash) and decrease in owner's equity (drawings).
(6) Increase in assets (cash) and decrease in assets (accounts receivable).
(7) Increase in expenses and increase in liabilities (accounts payable).
(8) Increase in assets (equipment) and decrease in assets (cash).
(9) Increase in assets (cash) and decrease in assets (accounts receivable).
The selected transactions for Green Valley Lawn Care Company represent typical business activities that affect the company's financial position and performance. The first transaction is a cash investment, which increases both the company's assets and owner's equity. The second transaction involves paying monthly rent, which reduces the company's cash balance and increases expenses, thereby reducing owner's equity.
The third transaction involves purchasing equipment on account, which increases the company's assets (equipment) but also increases its liabilities (accounts payable). The fourth transaction represents billing customers for services performed, which increases the company's accounts receivable (an asset) and revenue (owner's equity).
In the fifth transaction, the owner withdraws cash for personal use, which reduces the company's cash balance and reduces owner's equity. The sixth transaction represents receiving cash from customers who were billed in the fourth transaction, which reduces accounts receivable and increases the company's cash balance.
The seventh transaction represents incurring advertising expense on account, which increases expenses and increases the company's liabilities (accounts payable). The eighth transaction involves purchasing additional equipment for cash, which increases the company's assets (equipment) and reduces its cash balance. Finally, in the ninth transaction, the company receives cash from customers for services performed, which reduces accounts receivable and increases the company's cash balance.
Overall, these transactions show how a company's financial position can change as a result of various business activities. They also illustrate the importance of accurately recording and tracking financial transactions to properly manage a company's finances.
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The reason for the PM to work on the time-phased baseline cost and plot an "S curve" for the project, is to:
A. Determine the project budget
B. Estimate project activity durations
C. Control the project costs
D. Estimate the project costs
Answers
C. Control the project costs . The reason for the project manager to work on the time-phased baseline cost and plot an "S curve" for the project is to control the project costs.
The "S curve" represents the planned cost over time, allowing the project manager to compare it with the actual cost incurred during the project execution. By analyzing the deviations between the planned and actual costs at different points in time, the project manager can take corrective actions to ensure the project stays on budget and make adjustments if necessary.
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Which question can help a writer analyze a prompt and develop a claim for an argumentative essay?
O Does the conclusion restate the claim?
O What is the main purpose of the essay?
O is supporting evidence included?
O is the claim clearly stated?
Answers
The question that can help a writer develop a claim for argumentative essay is " is supporting evidence included?"
What is an is an Argumentative essay?An Argumentative essay is one characterised by responding to a prompt or questions of a fellow in other to get ideas or win points from their claims.
In a good arguments, both parties are expected to come out more enlightened about the topic they argued about.
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investment a guarantees its holder $100 return. investment b earns $0 or $200 with equal chances (i.e., an average of $100) over the same period. both investments have equal risk.
Answers
Investments A and B both offer an expected return of $100 over the same period. However, the manner in which they provide these returns differs.
Investment A guarantees a $100 return, meaning there is no uncertainty involved, while Investment B has a 50% chance of earning $0 and a 50% chance of earning $200.
Despite the fact that both investments have equal risk, the outcomes for Investment B are more volatile due to its variable returns. This makes Investment B more suitable for investors who are willing to tolerate a higher level of risk for potentially higher returns. In contrast, Investment A would be more appropriate for risk-averse investors who prefer a guaranteed, consistent return.
In summary, the choice between Investment A and B depends on an individual's risk tolerance and preferences. While both investments have equal risk, Investment A provides a stable, guaranteed return, whereas Investment B offers the possibility of higher returns, albeit with more uncertainty.
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Describe the type of society in which there would be a high demand for a wide variety of products.
Answers
Answer:
They work together to regulate supply, Demand, and prices.
Explanation:
i got it right ;)
Answer: The correct answer is:
A society with a modern economy drives the supply and demand for products based on the production, distribution, and consumption of various goods and services. Demand for commodities (physical products) within the economy drives product price and availability. Some farm commodities require a food distribution system to deliver products from local or remote farms to the markets and consumers. In a society where the economy is healthy and thriving, the demand for goods and services would be higher for popular products, which would also drive up the prices.
Explanation: This answer has been confirmed correct.
(Cosmetology)
Select the correct answer.
Ethical violations can result in the loss of a license or certification.
A.
True
B.
False
Answers
Answer:
true
Explanation:
when looking for capital, bankers and other lenders will usually feel most comfortable investing in a/an
Answers
When looking for capital, bankers and other lenders will usually feel most comfortable investing in a business that has a strong financial track record and a solid business plan.
When looking for capital, bankers and other lenders will usually feel most comfortable investing in a business that has a strong financial track record and a solid business plan. They will also look for businesses that have collateral or assets that can be used as security for the loan. Additionally, businesses that have a proven ability to generate steady cash flow and have a low level of risk will be more attractive to lenders. Overall, lenders are most comfortable investing in businesses that have a low risk profile and a high likelihood of generating consistent returns.
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A CVS/pharmacy store is an example of a ________ business. Group of answer choices national multinational local regional boutique
Answers
Answer:
A CVS/pharmacy store is an example of a national business.
Explanation:
Carl is balancing his checking account. After comparing the bank statement to his register, he notices an outstanding debit of $58. 0. Which shows the correct amount in Carl's checking account? $51. 75 $109. 75 $167. 75 $221. 87.
Answers
Based on the current balance and the outstanding debit, the correct amount in the account is $51.75
When a person gets a debit in the bank account, it means that there is a deduction from their account.
An outstanding debit of $58 is therefore a deduction from the current balance which is $109.75
The correct amount is therefore:
= 109.75 - 58
= $51.75
In conclusion, the correct balance is $51.75
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Career Readiness Identify the examples of interests. Check all that apply. Doris wants to learn how to write poetry. Misty wants to take a class to learn about different cultures. Leroy is well liked by his classmates. Marcus treats other people with respect. Cora works hard.
Answers
Answer:
Doris wants to learn how to write poetry.
Misty wants to take a class to learn about different cultures.
Explanation:
Identify the examples of interests. Check all that apply.
Doris wants to learn how to write poetry.
Misty wants to take a class to learn about different cultures.
Leroy is well liked by his classmates.
Marcus treats other people with respect.
Cora works hard.
Answer:
1 and 2
A and B
which of these is an example of a payroll tax?
a) road usage tax
b) social security tax
c) state sales tax
d) paycheck withholding
Answers
Answer:
b) social security tax
Explanation:
Payroll tax is a tax deducted from an employee's paycheck and remitted to the authorities. Payroll tax is a component of deduction that employers make on all salaried employees.
Social security is an example of a payroll tax. It is a mandatory tax imposed by the government. Employees receive their net salaries with the payroll taxes already deducted. In other words, in payroll taxes, the employees do not come into contact with the tax amount.
what are rfid tags used for
Answers
Answer:
RFID tags are a type of tracking system that uses radio frequency to search, identify, track, and communicate with items and people. Essentially, RFID tags are smart labels that can store a range of information from serial numbers, to a short description, and even pages of data.
What accounted for the dramatic change in stock price from 1929 to 1932?
What accounted for the dramatic change in stock prices was banks closing and people lost money because the closed.
Answers
The dramatic change in stock prices from 1929 to 1932 was primarily caused by the stock market crash of 1929, also known as the Great Crash.
This crash was the worst economic downturn in the history of the industrialized world and it led to the Great Depression. The crash was caused by a combination of factors, including overvaluation of stocks, speculation, and economic and political uncertainty.
The stock market crash was triggered by a number of events, including a decline in consumer spending and business investment, a decrease in production and exports, and rising interest rates.
Additionally, many investors had borrowed money to purchase stocks, and when the market began to decline, they were unable to pay back their loans, which led to a wave of margin calls and further selling of stocks.
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a. associates degree
b. doctoral degree
c. high school degree
d. professional degree
Answers
Preparing as much as possible for your first day of work can help workers to ________. a. remember important tasks they have forgotten b. let employers see how hard working they are c. use up stores of nervous energy they have d. feel unprepared for their new challenges Please select the best answer from the choices provided A B C D
Answers
Answer:
Use up stores of nervous energy they have.Explanation:
hopes this helps:)
Answer:
C
Explanation:
Use up stores of nervous energy they have. hope its right got you guys
What is the total annual dividend received from owning 100 shares of stock A, if Company A issues a $0.15 quarterly dividend to its shareholders?
Answers
Answer:
$60/year
Explanation:
If Company A issues a $0.15 quarterly dividend to its shareholders, then the annual dividend per share would be:
$0.15/quarter x 4 quarters/year = $0.60/year
To find the total annual dividend received from owning 100 shares of stock A, we can multiply the annual dividend per share by the number of shares:
$0.60/year x 100 shares = $60/year
Therefore, owning 100 shares of stock A would result in a total annual dividend of $60.
List 5 common sections that are included in a résumé.
Answers
Answer: Contact Information
Accomplishments/Achievements
Education
Work Experience
Career Narrative
Explanation:
Answer:
Contact Information
Accomplishments/Achievements
Education
Work Experience
Career Narrative
Explanation:
Which of the following is true for a profit-maximizing perfectly competitive firm making a loss? Price equals marginal cost, but is greater than average total cost Firms will leave the industry in the
Answers
Firms will leave the industry.
In a perfectly competitive market, if a firm is making a loss, it means that the price it receives for its product is below its average total cost (ATC). In such a situation, the firm is unable to cover all its costs and is operating at a loss.
In the long run, in a perfectly competitive market, firms have the freedom to enter or exit the industry. When firms are consistently making losses, it becomes economically unsustainable for them to continue operating. As a result, firms will choose to leave the industry, seeking alternative opportunities that offer the potential for profitability.
Therefore, when a profit-maximizing perfectly competitive firm is making a loss, firms will ultimately exit the industry in the long run to avoid continued losses and seek more favorable market conditions.
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For a profit-maximizing perfectly competitive firm making a loss, firms will leave the industry in the long run if the price is below average total cost.
For a profit-maximizing perfectly competitive firm making a loss, the following is true:
In the short run, the firm will continue operating even if it is making a loss as long as the price (which equals marginal revenue in perfect competition) is greater than average variable cost. This is because the firm can cover its variable costs and contribute towards fixed costs, even if it is not covering all of its costs.
However, if the price is less than average total cost (ATC), the firm is not covering all of its costs, including both variable and fixed costs. This indicates that the firm is experiencing economic losses.
In the long run, if the firm continues to make losses, firms will eventually exit the industry. This is because in perfect competition, there is free entry and exit of firms. If firms consistently make losses, they will be unable to sustain their operations and cover their costs, leading to their exit from the market. As firms exit, the overall supply in the market decreases, which can eventually lead to an increase in price.
The exit of firms from the industry helps restore equilibrium. As firms exit, the supply decreases, reducing competition among the remaining firms. Eventually, the price may rise to a level where firms can cover their costs and make at least normal profits, or the market may reach a new equilibrium with fewer firms.
In summary, a profit-maximizing perfectly competitive firm making a loss will continue operating in the short run if the price is greater than average variable cost, but if the price is less than average total cost, firms will exit the industry in the long run.
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Why is it important to demonstrate a positive work attitude in the workplace?
O to be seen as trustworthy and reliable
O to be seen as coachable and flexible
O to be seen as willing to delegate tasks
O to be seen as easily persuadable
Answers
Answer:
the first one
Explanation:
if you aren't trustworthy you might not get as many opportunities in your workplace
Selection committees are concerned with what?
A. Succession planning, workforce planning, and popularity
B. Budget planning, workforce planning, and leadership development
C. Succession planning, workforce planning, and leadership
development
D. Succession planning, workforce planning, and unskilled workers
Answers
C. Succession planning, workforce planning, and leadership development.
Why it is?
Selection committees are typically involved in identifying and selecting candidates for important positions within an organization.
To make informed decisions, selection committees often focus on a range of factors, including succession planning (i.e., identifying potential future leaders), workforce planning (i.e., ensuring the right mix of skills and experience), and leadership development (i.e., supporting the growth and development of current and future leaders). Budget planning and unskilled workers are typically not areas of focus for selection committees.
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