Answer:
C
Explanation:
Because the other options are check cashing or lending places.
The manager of the bank where you work tells you that your bank has $10 million in excess reserves. She also tells you that the bank has $200 million in deposits and $165 million in loans. Given this information you find that the reserve requirement must be
Answer:
25/200
Explanation:
asset - Liabilities
35 200
165
(200-165-10)/200 = 25/200
QUIIZZZ
10. Which statement is true?
(A) There are more developing than developed nations in the world.
(B) A relatively high percentage of the people in developing nations are employed in manufacturing.
(C) The populations in developing nations are growing more slowly than in the developed nations.
(D) Per capita GDP is higher in developing nations than in developed ones.
Answer:
I think your opinion D is correct answer
a long-term asset is reported on the balance sheet at its original cost plus all expenditures necessary to get the asset ready for use.
A long-term asset is reported on the balance sheet at its original cost plus all expenditures necessary to get the asset ready for use. What is a long-term asset? Long-term assets are those that the firm expects to hold and use for more than a year.
As a result, long-term assets can take a long time to produce earnings or benefits. Long-term assets may include property, plant, and equipment (PP&E), as well as any intangible assets that the company owns, such as patents or trademarks. The long-term assets are reported on the balance sheet at their original cost, which includes any expenditures required to get them ready for use.
All subsequent expenses incurred to maintain the long-term asset are expensed in the period in which they occur. This contrasts with short-term assets, which are reported on the balance sheet at their current market price.
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Explain the difference between budget surplus and budget deficit.
Answer: budget surplus is when you have more more left over after you budget and deficit is when you went over your budget.
Explanation:
Answer:
The opposite of a budget deficit is a budget surplus. When a surplus occurs, revenue exceeds current expenses and results in excess funds that can be allocated as desired. In situations in which the inflows equal the outflows, the budget is balanced.
Explanation:
The drawee is the
Question 4 options:
person who writes the check.
person who reconciles the account.
bank with which the drawer has an account.
person to whom the check is payable.
Answer:
C
Explanation:
The drawee is the bank with which the drawer has an account.
Georgina decides to take a dozen cupcakes to school to sell so she can raise money for her school trip to New Orleans. She prices the cupcakes at $5 each. At the end of the day she is disappointed that she only sold three cupcakes.
This market model is in a [______]? (this is an economics question but I can't choose that as a subject..)
The situation described refers to an economic imbalance.
Economic imbalance is an economic term that refers to:
The scenarios in which an economy does not show an equilibrium between two magnitudes that belong to it. For example:The economic imbalance commonly occurs when the supply of a product or service and its demand are not balanced, on the contrary, they suffer variations that alter the market equilibrium.
According to the above, Georgina experienced this phenomenon (economic imbalance) with her idea of selling cupcakes at her school because the supply (12 cupcakes) greatly exceeded the demand for cupcakes from her schoolmates (3 cupcakes).
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ways in which landscape can be created .plz answer this
Answer:
finding land and making the land into wha ever yu want
Explanation:
hopes this helps
If you were running a company, describe at least two things you would do to improve its productivity. (1-4 sentences.)
Answer:
Two ways I would improve productivity would be to increase labor and create incentives. By increasing labor, you'd have more opportunities to keep people at a specified area that they are competent in. If you were to create positive incentives for the workforce, people are more likely to work harder and increase the company's productivity.
Explanation:
Beck CPA firm audits the financial statements of Mary Ann Enterprises. Is implementing an off-the-shelf financial infomation system a violation of PCOAB/SEC standards? Yes оо No
YES, Beck CPA firm audits the financial statements of Mary Ann Enterprises. Is implementing an off-the-shelf financial information system a violation of PCOAB/SEC standards.
But It also depends on the specific circumstances and details of the situation. In general, implementing an off-the-shelf financial information system does not necessarily violate PCOAB/SEC standards. However, the system must meet certain criteria and standards to ensure it complies with regulatory requirements and provides accurate and reliable financial information.
If the off-the-shelf system is properly designed, implemented, and maintained, and it meets the necessary controls and audit requirements, it can be used without violating any standards. However, if the system does not meet these standards or lacks necessary controls, it could potentially lead to inaccurate or unreliable financial information, which would be a violation of PCOAB/SEC standards.
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The ability to understand people is ____ to the success of cosmetologist.
Answer:
Customer service
Explanation:
Hope this helps~! :D
All of the following will shift the supply curve of bread to the right except:
a) an increase in the price of bread
b) an improvement in technology that reduces baking costs
c) a decrease in the price of flour
d) an expectation that the price of bread will fall in the future
Explanation:
All of the following will shift the supply curve of bread to the right except an increase in the price of bread. The good price is the only supply determinant that does not cause a shift in the supply curve.
Suevania opens its doors to trade with Barvania. Barvania has a comparative advantage in theproduction of machinery. Hence, once trade occurs Suevania's consumers will buy ________machinery and pay ________ before.A) more; a higher price thanB) less; a lower price thanC) more; a lower price thanD) the same amount of; the same price asE) less; a higher price than
The correct option would be (C) more;a lower price than.Suevania's consumers will buy more machinery and pay a lower price than before.
According to the theory of comparative advantage, countries specialize in the production of goods and services in which they have a lower opportunity cost. In this case, Barvania has a comparative advantage in producing machinery. When Suevania opens its doors to trade with Barvania, it can import machinery from Barvania at a lower cost than producing it domestically.
As a result, Suevania's consumers will have access to a greater quantity of machinery at a lower price than before. This is because Barvania can produce machinery more efficiently and at a lower cost due to its comparative advantage.
In summary, when Suevania opens its doors to trade with Barvania, its consumers will benefit from access to more machinery at a lower price than before. This is due to the theory of comparative advantage, which explains how countries can benefit from specializing in the production of goods and services in which they have a lower opportunity cost.
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What is the meaning of “place” in the 4 Ps of marketing?
A. where a company is situated
B. the site of a company’s warehouse
C. the location from which a customer can purchase products
D. the location where the purchased product is kept
Answer:
C. the location from which a customer can purchase products
Explanation:
In the marketing mix, place describes the venue or the selling location. Place defines where to sell the products and how customers will get the purchased items.
Place describes the ideal locations for converting potential customers to actual paying customers. It answers the question, ''where will sales be conducted ?'' In a store, a specialized retail center, a supermarket, online, or all.
Answer:
D. the location where the purchased product is kept
Explanation:
Explain how insurance companies use statistics.
Answer:
Statistics is used to determine what risk an insured poses to an insurance company, what percentage of policies is likely to pay out, and how much money a company can expect to pay out in claims
What area represents consumer surplus after the government imposes the excise tax on the market?.
Area represents consumer surplus after the government imposes the excise tax on the market is triangle SlcS9.
He customer surplus is same to the vicinity among the call for curve and the brand-new equilibrium revenue after the imposition of the tax from an amount of zero to the brand-new equilibrium amount of consumer surplus. The deadweight loss is the triangular vicinity under the call for curve and above the deliver curve among portions Q1 and Q2. The deadweight loss suggests the autumn in general surplus that consequences from the tax.
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Which of the following four people would economists be most likely to identify as "long-term poor"? a. A custodial work whose income and responsibilities as a single parent make it impossible to return to school b. A successful white collar worker temporarily out of work while recovering from a serious traffic accident c. An engineering graduate student on financial aid who makes $5,000 per year tutoring d. A retired corporate executive with substantial saving but no prospects of future earned income
The answer is option A. A custodial worker whose income and responsibilities as a single parent make it impossible to return to school is the person most likely to be identified as "long-term poor" by economists.
Long-term poverty refers to a situation where an individual or family has been living in poverty for an extended period, often measured as at least one year or more. The factors that contribute to long-term poverty are complex and multifaceted, including low levels of education, lack of job opportunities, and inadequate social safety nets.
In this scenario, the custodial worker is facing multiple challenges, including low income and the responsibilities of being a single parent, which make it difficult to return to school and improve their job prospects. As a result, this individual is more likely to experience long-term poverty compared to the other three individuals in the scenario.
Overall, identifying individuals who are experiencing long-term poverty is an important task for economists and policymakers. By understanding the root causes of poverty and developing effective interventions, it is possible to help individuals and families break the cycle of poverty and achieve greater economic stability and mobility.
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In an essay form and in your own words, examine the advantages and disadvantages of Handy's motivation calculus model with reference to the two principles in which Maslow's hierarchy of needs operate (was learned from MG101)? Be realistic as possible and also provide Pacific Island countries related examples to support your arguments. You may use the recommended reading(s) to help you in answering the question
Handy's motivation calculus model offers advantages such as its simplicity and flexibility in understanding employee motivation. However, it also has disadvantages, including its limited focus on extrinsic rewards and potential oversimplification of complex human motivations. Examining the model in relation to Maslow's hierarchy of needs, the advantages lie in its alignment with the lower-level physiological and safety needs, while the disadvantages arise from its neglect of higher-level needs. Pacific Island countries' examples can illustrate the relevance of these principles, such as the importance of addressing basic needs for economic development but also the significance of cultural and social aspirations for long-term motivation.
Handy's motivation calculus model provides a straightforward framework for understanding employee motivation. Its advantages include simplicity and flexibility, as it focuses on identifying and satisfying individual needs through a calculation of rewards and penalties. This approach can be useful in addressing basic physiological and safety needs, which are critical for individuals in Pacific Island countries as well. For example, providing fair wages and safe working conditions can motivate employees in these regions. However, the model has limitations. One disadvantage is its emphasis on extrinsic rewards, neglecting intrinsic motivators like personal growth and self-actualization. This limitation becomes evident when considering higher-level needs in Maslow's hierarchy, such as the need for social belonging and self-esteem. In Pacific Island countries, where collectivist cultures and community ties are significant, recognition and a sense of belonging are essential motivators. Handy's model may not fully capture these aspects.
To illustrate, in Pacific Island countries like Fiji, where community and family ties are strong, employee motivation can be influenced by cultural and social aspirations beyond monetary rewards. Examples include the desire for contributing to the community's well-being or preserving cultural traditions. The model's narrow focus on financial incentives may overlook these intrinsic motivations and limit its effectiveness. In conclusion, while Handy's motivation calculus model offers simplicity and flexibility, it has disadvantages in its limited focus on extrinsic rewards and neglect of higher-level needs. Examining it in the context of Maslow's hierarchy of needs reveals its alignment with lower-level needs but highlights its shortcomings regarding higher-level aspirations. Considering Pacific Island countries, it becomes evident that addressing basic needs is important for motivation, but cultural and social aspirations also play a significant role in sustaining long-term employee engagement.
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People who live in urban areas are part of the target market for take-out via bicycle. This suggests that delivery services would most likely segment the market based on which consumer segmentation basis?.
This suggests that delivery services would most likely segment the market based on geographic consumer segmentation basis.
Define geography.The study of geography focuses on the diverse settings, locales, and regions present on the surface of the Earth as well as their interactions. It makes an effort to address the questions of why and where things are located. Geography is a modern academic discipline with ancient roots that focuses on the characteristics of places, particularly their natural environments and peoples, as well as the links between the two. The Greeks, whose words geo and graphene were combined to signify "earth writing" or "earth description," first developed and recognized it as a separate thing some 2,000 years ago. But before that, geography as we know it now developed in the Arab East and other places.
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An analyst wants to save $10,000 for a new car and currently has $8,000. If she invests the $8,000 at a 5% annual interest rate, how long will it take for this investment to reach $10,000?
Group of answer choices
4.2 years
4.6 years
5.0 years
4.9 years
5.6 years
It will take approximately 4.9 years for the investment of $8,000 at a 5% annual interest rate to reach $10,000.
To find out how long it will take for the investment to reach $10,000, we can use the formula for compound interest:
Future Value = Present Value * (1 + interest rate)^n
Future Value = $10,000
Present Value = $8,000
Interest Rate = 5% (or 0.05)
By rearranging the formula, we can solve for n (the number of years):
n = log(Future Value / Present Value) / log(1 + interest rate)
Plugging in the values:
n = log(10,000 / 8,000) / log(1 + 0.05)
Calculating this expression gives us approximately 4.9 years.
Therefore, it will take approximately 4.9 years for the investment of $8,000 at a 5% annual interest rate to reach $10,000.
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Based on historical figures, how much would you gain or lose by putting your money in a savings account compared to investing in the stock market?
A:You will lose $3.3 to 4 million by putting your money in a savings account compared to investing in the stock market.
B:You will gain $3.3 to 4 million by putting your money in a savings account compared to investing in the stock market.
C:You will lose $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market.
D: You will gain $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market.
You will gain $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market. So, the correct answer is option D.
Due to their security, dependability, and liquidity, savings accounts are a wonderful place to keep money set aside for a future need. Your emergency fund and savings for short-term objectives, such as a trip or house maintenance, can be kept in these accounts.
In addition to having immediate access to your money when you need it, savings accounts frequently provide better interest rates than checking accounts. Even some savings accounts that offer an APY greater than money market accounts may be found. While high-yield savings accounts typically pay approximately 0.6 percent annual percentage yield (APY), the average APY on savings accounts is only 0.06 percent.
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Which loan created a habit where the borrower kept coming back to request an extension?
Answer:
Extension proposals are not rare because of the buyer's perspective of bridging finance as well as the explanations for both the requirements can indeed be broad. The much more common explanations are.
Explanation:
It has required longer than planned to secure planning approvals. When a transaction has been negotiated, the borrower awaits an exchange of contracts. Additional resources as well as time are needed by the creditor to accomplish his project. Refurbishment analysis was suddenly postponed.Before actually refinancing the debt, the creditor waits for something like a new lender to conclude his thorough research. Throughout the final moment, the buyer of the creditor's property backs out, causing the borrower to bring the estate back into the marketplace. Throughout the last minute, the previous buyer refinancing the property backs out, obliging the creditor to find some mortgage company.It will be able to skip a set number of initial payments if you get a loan extension. Because of the buyer's perspective of bridging extension, finance proposals are common, and the explanations for both demands can be quite extensive.
Obtaining planning approvals has taken longer than anticipated.The borrower awaits the exchange of contracts after a transaction has been negotiated. The creditor will require additional money as well as time to complete his project.The investigation of refurbishment was abruptly postponed.The creditor waits for something like a new lender to finish his or her comprehensive research before refinancing the debt.The buyer of the creditor's property backs out at the last minute, forcing the borrower to relist the property on the market.The prior buyer refinancing the property backs out at the last minute, forcing the creditor to locate another mortgage provider.For more information related to borrower's habits on extension requests, refer to the link:
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Of the following, which is not considered a basic management function necessary to be an effective manager? a. Controlling b. Leading and motivating c. Planning
The correct answer is b. Leading Of the following,management function none is considered unnecessary to be an effective manager.
All of the options provided - controlling, leading and motivating, and planning - are considered basic management functions that are necessary for effective management.Controlling involves monitoring and evaluating the performance of employees and processes to ensure that they are meeting established goals and standards.Leading and motivating involves inspiring and directing employees to achieve common goals and objectives, as well as creating a positive work environment that fosters motivation, commitment, and job satisfaction.Planning involves setting goals, identifying tasks and resources, and developing strategies to achieve desired outcomes.All of these management function are essential for effective management and must be performed in a coordinated manner to achieve success.
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When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
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what is the name given to the development of a new good?
An invention is the name given to the development of a new good.
What an invention?Invention refers to the process of creating something that has never been made. It is a unique or novel device, method, composition or process.
An invention uses technology to solve a specific problem hence the name given to the development of a new good.
Examples of invention includes:
Manufacturing of Telephone.Manufacturing of printing press.Therefore, the name given to the development of a new good is called invention.
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A statistical measure of the degree to which securities' returns move together is called a geometric average. correlation coefficient standard deviation. variance Question 58 Which basket is low risk based on standard deviation(SD)? DC-SD 0.81 CD-SD 0.85. AB-SD 1.20 BASD 1.0
The basket with the lowest risk based on standard deviation (SD) is DC-SD with a value of 0.81.
Standard deviation is a statistical measure that quantifies the dispersion or variability of a set of data points. In the context of investments, it is often used as a measure of risk. A lower standard deviation indicates lower volatility and therefore lower risk.
Among the given options, DC-SD has the lowest standard deviation value of 0.81. This suggests that the returns of the securities in this basket have relatively less variability and are expected to be more stable compared to the other options. Lower volatility implies that the returns of the securities in DC-SD are less likely to deviate significantly from their average returns, providing a relatively lower level of risk for investors.
On the other hand, CD-SD has a standard deviation of 0.85, AB-SD has a standard deviation of 1.20, and BASD has a standard deviation of 1.0. These higher standard deviation values indicate greater variability and potentially higher risk associated with the returns of the securities in those baskets.
In summary, based on the provided standard deviation values, the DC-SD basket is considered the lowest risk option among the given choices.
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The framers gave the power to introduce money bills to the ohuse of representaitives but not the senate beauc they believed that?
Therefore, the framers of the Constitution gave the power to introduce money bills to the House of Representatives but not the Senate because they believed in the principle of representation and wanted to ensure that the people's direct representatives had control over financial matters.
The framers of the United States Constitution gave the power to introduce money bills to the House of Representatives but not the Senate because they believed in the principle of "no taxation without representation." They wanted to ensure that the people's direct representatives, who were elected by the citizens, had control over the nation's finances.
The framers believed that the House of Representatives, being closer to the people and more responsive to their needs, would better reflect the will of the people when it came to financial matters. This was because the House was elected directly by the people, while the Senators were originally chosen by state legislatures.
The House of Representatives was designed to be the chamber of Congress that was more directly accountable to the people, as they were elected every two years. On the other hand, the Senate was designed to be a more stable and deliberative body, with Senators serving six-year terms.
By granting the power to introduce money bills exclusively to the House of Representatives, the framers sought to ensure that the people's interests were protected in financial matters. This division of power also served as a system of checks and balances, preventing any single branch of government from having too much control over the nation's finances.
The framers of the Constitution gave the power to introduce money bills to the House of Representatives but not the Senate because they believed in the principle of representation and wanted to ensure that the people's direct representatives had control over financial matters. This decision was made to protect the interests of the people and maintain a system of checks and balances within the government.
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paula has agreed to make omelets and pancakes at the charity brunch. however, she forgot her pancake maker at home. guests will not be able to order any pancakes, making this a(n) . a.) assumption risk b.) deliverable risk c.) schedule risk d.) resource risk
Resource risk is the right response (d.). The danger of lacking the tools, equipment, or persons required to properly execute a project or assignment is known as resource risk.
Risk is the likelihood that something will happen that could have a negative effect on a person, an organisation, or society. It can come about from a variety of things, such as natural disasters, accidents, monetary unpredictability, and strategic choices. Several aspects of human activity, such as business, economics, healthcare, and safety, are based on the idea of risk. Identification of potential hazards, evaluation of their impact and likelihood, and development of solutions to reduce or control them are all components of risk management. The success and sustainability of organisations as well as the safety and well-being of individuals depend on effective risk management. Although it is impossible to completely eliminate risk, decision-making procedures must strike a balance between risk and benefit.
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What will happen if you do not pay off your credit card balance each month?
If you do not pay your credit card invoice in any respect, you may likely get charged a late fee, lose your grace period, and need to pay interest at a penalty fee. Your credit rating may even pass down if you fall a minimum of 30 days behind on a credit score card bill fee.
Wearing a balance does not assist your credit score score, so it is always excellent to pay your balance in complete each month.
The effect of now not paying in full every month depends on how huge of stability you're wearing as compared to your credit restrictions.
Leaving stability will not assist your credit card ratings—it will just price you cash inside the shape of the interest. Wearing excessive stability for your credit cards has a bad impact on rankings as it will increase your credit utilization ratio.
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How do office assistants show enthusiasm?
Answer:
I think things you can do to show enthusiasm are:
1. showing in your work (even if it is not your favorite)
2. Think on the bright side.
3. Smile, sit up straight, make eye contact with co-workers, and talk in a upbeat manner.
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You are the senior accountant in the audit of Granger Grain Corporation, whose business primarily involves the purchase, storage, and sale of grain products. The corporation owns several elevators located along navigable water routes and transports its grain by barge and rail. Your staff assistant submitted the following working paper analysis for your review: Review the analysis and answer questions a. b. and c. below.
GRANGER GRAIN CORPORATION
Advances Paid on Barges Under Construction—a/c 210 December 31, 20X1
Advances made:
1/15/X1—Ck. No. 3463—Jones Barge Construction Co. 100,000*
4/13/X1—Ck. No. 4129—Jones Barge Construction Co. 25,000*
6/19/X1—Ck. No. 5396—Jones Barge Construction Co. 63,000*
Total payments
188,000
Deduct cash received 9/1/X1 from City Life Insurance Co.
188,000†
Balance per general ledger—12/31/X1
$ —0—
* Traced to cash receipts journal and to duplicate deposit ticket.
† Examined approved check request and paid check and traced to cash disbursements journal.
a. In what respects is this brief analysis incomplete for audit purposes? (Do not include any discussion of specific auditing procedures.)
b. What two different types of contractual arrangements may be inferred from your assistant’s analysis?
c. What additional auditing procedures would you suggest that your staff assistant perform before you accept the working paper as being complete?
a. This brief analysis is incomplete for audit purposes as it lacks adequate documentation and verification of transactions related to the construction of barges.
It does not provide information on the terms and conditions of the contracts with Jones Barge Construction Co., nor does it detail the progress of the construction. Additionally, it does not address the accounting treatment for the advances and the insurance reimbursement, or whether these transactions have been recorded accurately in the financial statements.
b. Two different types of contractual arrangements may be inferred from the assistant's analysis: (1) A construction contract with Jones Barge Construction Co. for the building of barges, as evidenced by the advances made, and (2) An insurance claim settlement with City Life Insurance Co. related to the advances paid, as indicated by the cash received.
c. Additional auditing procedures that the staff assistant should perform before accepting the working paper as complete include:
1. Review the contracts with Jones Barge Construction Co. to understand the terms and conditions, payment milestones, and the progress of the construction.
2. Verify the accuracy and completeness of the recorded advances by examining supporting documents, such as invoices and construction progress reports.
3. Assess the accounting treatment for the advances and the insurance reimbursement to ensure they are in accordance with the applicable accounting standards.
4. Confirm the insurance claim settlement amount and its accounting treatment by reviewing the insurance policy, claim documents, and communication with City Life Insurance Co.
5. Perform analytical procedures, such as comparing the costs and timelines of the current barge construction to those of similar projects, to identify any discrepancies or unusual transactions.
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