The actual or real rate of return on the deposit is -9.94 percent. This implies that after adjusting for inflation, the deposit has resulted in a loss to the depositor.
The real rate of return on a 5,000-pound sterling deposit in a London bank can be calculated by first determining the nominal rate of return before determining the real rate of return. The nominal rate of return is calculated by adding the interest rate to the appreciation rate or subtracting the depreciation rate.The interest rate on pounds in this case is 8%, while the dollar/pound exchange rate changes from $1.42 per pound to $1.24 per pound. This implies that the pound has appreciated relative to the dollar over time, which would result in an additional profit of $0.18 per pound invested, since we obtain fewer dollars per pound.
Accordingly, the nominal rate of return on the deposit, which includes both the interest rate and the exchange rate change, can be calculated as follows:
Nominal Rate of Return = Interest Rate + Appreciation or Depreciation Rate
Nominal Rate of Return = 8% + (($1.24 - $1.42)/$1.42) * 100%
Nominal Rate of Return = 8% + (-12.676056338028176%)
Nominal Rate of Return = -4.676056338028176%
This implies that the nominal rate of return on the deposit is a loss of 4.68%. This is because the appreciation of the pound has not entirely compensated for the decrease in the value of the dollar over time.
To determine the actual rate of return, we must take into account the change in prices. Because prices increased by 5%, the actual rate of return is given by:
Real Rate of Return = (1 + Nominal Rate of Return) / (1 + Inflation Rate) - 1Real Rate of Return = (1 - 0.04676056338028176) / (1 + 0.05) - 1Real Rate of Return
= -0.09941031621979795 or -9.94%
To know more about deposit visit:
brainly.com/question/30186258
#SPJ11
suppose an economy produces only cheese and fish. in 2010, 20 units of cheese are sold at $5 each and 8 units of fish are sold at $50 each. in 2009, the base year, the price of cheese was $10 per unit and the price of fish was $75 per unit. for 2010, a. nominal gdp is $500, real gdp is $800, and the gdp deflator is 62.5. b. nominal gdp is $500, real gdp is $800, and the gdp deflator is 160. c. nominal gdp is $800, real gdp is $500, and the gdp deflator is 62.5. d. nominal gdp is $800, real gdp is $500, and the gdp deflator is 160.
The nominal GDP is $500, the real GDP is $800, and the GDP deflator is 62.5. The correct answer is option(a).
Nominal GDP is GDP likely in current prices, without adaptation for increase. Current price estimates of GDP are acquired by signifying principles of all merchandise and services caused in the current newsgathering ending. Real GDP is a measure of a country's gross household brand that has been regulated for inflation.
While nominal GDP certainly indicates inflation, real GDP uses a GDP deflator to regulate inflation, so indicating only changes in real manufacturing. Since an increase is mainly a certain number, a country's theoretical GDP is mainly higher than allure physical GDP.
To know more about Real GDP refer to: https://brainly.com/question/15171681
#SPJ4
If you could completely remove something you put online forever, what would it be?
Answer: Nothing, I just want it all if I would remove something I would of tell you. But I don’t. :)
Explanation:
where does telephone and printing goes in the trial balance
Answer:
Printing and Stationery expenses are indirect expenses. Therefore, these expenses are shown in expenses side of profit and loss account, so it will be in credit side of trial balance.
You are planning a promotion that will feature breakfast burritos Your store normally sells 175 breakfast burritos per week The promotion is scheduled to last for one week The stated goal is a sales increase of 20%. How many more breakfast burritos must be sold in order to meet the sales increase goal
Answer:
35 more burritos need to be sold.
Explanation:
Normal sales are 175 burritos per week.
The promotion target is to increase sales by 20%.
The additional sales from the promotion must be at least 20% of 175 to meet the sales goal.
20% of 175 burritos
=20/100 x 175
=0.2 x 175
=35
35 more burritos need to be sold.
Heydeman and Johnson argue that the Paycheck Fairness Act would make it easier for workers to challenge unfair pay.Select one:TrueFalse
True. According to Heydeman and Johnson, the Paycheck Fairness Act would make it simpler for employees to complain about unjust pay.
The Paycheck Fairness Act USA: What Is It?The Paycheck Fairness Act would close legal gaps in the Equal Pay Act, ending detrimental pay discrimination tendencies and bolstering women's job protections. It is one of President Biden's top initiatives for gender equality. A fact sheet on the law is available here.
Why is equal compensation for equal work important?The Equality Act of 2010 establishes a right to equal compensation for equal labour between men and women, and it governs equal pay. This includes wage equality and all other contractual requirements for people who are employed under the same contract.
To know more about employees visit:
https://brainly.com/question/27005523
#SPJ1
True. According to Heydeman and Johnson, the Paycheck Fairness Act would make it simpler for employees to complain about unjust pay.
The Paycheck Fairness Act USA: What Is It?The Paycheck Fairness Act would close legal gaps in the Equal Pay Act, ending detrimental pay discrimination tendencies and bolstering women's job protections. It is one of President Biden's top initiatives for gender equality. A fact sheet on the law is available here.
Why is equal compensation for equal work important?The Equality Act of 2010 establishes a right to equal compensation for equal labour between men and women, and it governs equal pay. This includes wage equality and all other contractual requirements for people who are employed under the same contract.
To know more about employees visit:
https://brainly.com/question/27005523
#SPJ1
current liabilities are all obligations that require, within the coming year or current operating cycle, whichever is longer: current liabilities are all obligations that require, within the coming year or current operating cycle, whichever is longer: a.the use of existing current assets.
b.either the use of existing current assets, such as cash or the creation of other current liabilities
c.the payment of cash.
d.the creations of other current liabilities.
Current liabilities are all obligations that, within the coming year or current operating cycle whichever is longer, B. either the use of existing current assets, such as cash, or the creation of other current liabilities.
Current liabilities represent short-term financial obligations that a company needs to settle within a specific time frame. They are essential to managing a business's cash flow and ensuring solvency. Existing current assets like cash, accounts receivable, or inventory are often used to fulfill these obligations.
In some cases, companies may also create other current liabilities to address their short-term obligations. This can involve acquiring short-term financings, such as a line of credit or a short-term loan, or converting one current liability into another, like refinancing short-term debt.
Understanding current liabilities is crucial for assessing a company's financial health. A healthy company should maintain a balance between its current assets and current liabilities to ensure it can meet its short-term obligations while maintaining adequate liquidity for day-to-day operations. An imbalance, such as a consistently high ratio of current liabilities to current assets, may signal potential financial difficulties and negatively affect the company's creditworthiness. Therefore, the correct option is B.
The question was incomplete, Find the full content below:
current liabilities are all obligations that require, within the coming year or current operating cycle, whichever is longer:
A. the use of existing current assets.
B. either the use of existing current assets, such as cash, or the creation of other current liabilities
C. the payment of cash.
D. the creations of other current liabilities.
Know more about Current liabilities here:
https://brainly.com/question/29341666
#SPJ11
You are considering buying a share of stock in a firm that has the following two possible payoffs with the corresponding probability of occurring. The stock has a purchase price of $15.00. You forecast that there is a 40% chance that the stock will sell for $30.00 at the end of one year. The alternative expectation is that there is a 60% chance that the stock will sell for $10.00 at the end of one year. What is the expected percentage one−year return on this stock, and what is the return standard deviation?
Answer and Explanation:
The computation is shown below;
Purchase price = $15.00
Forecasted price of $30.00 with probability of 40%:
Now
Rate of Return = (Selling Price - Purchase Price) ÷ Purchase Price
= ($30.00 - $15.00) ÷ $15.00
= 100.00%
And,
Forecasted price of $10.00 with probability of 60%:
Now
Rate of Return = (Selling Price - Purchase Price) ÷ Purchase Price
= ($10.00 - $15.00) ÷ $15.00
= -33.33%
Now
Expected Return = 0.40 × 1.0000 + 0.60 × (-0.3333)
= 0.20 or 20.00%
and,
Variance = 0.40 ×(1.00 - 0.200)^2 + 0.60 × (-0.3333 - 0.200)^2
= 0.426645
Finally
Standard Deviation = (0.426645)^(1 ÷ 2)
= 0.6532 or 65.32%
. Which of the following is a true statement regarding a performance indicator? a. All healthcare organizations are required to report a performance indicator b. Only governmental health care organizations are required to report a performance indicator. c. The purpose of reporting a performance indicator is to make it easier to compare the result of operations of not-for-profit health care organizations to those of for-profit health care organizations d. The purpose of reporting a performance indicator is to assist in evaluating the efficiency and effectiveness of a health care organization’s operating activities.
Answer:
C. The purpose of reporting a performance indicator is to make it easier to compare the results of operations of not-for-profit health care organizations to those of for-profit health care organizations.
Explanation:
performance indicator which can as well be regarded as key performance indicator is reffered to type of performance measurement, which enables evaluation of the success of an organization as well as particular activities like projects, products and
programs, that the company engage in.
It should be noted that The purpose of reporting a performance indicator is to make it easier to compare the results of operations of not-for-profit health care organizations to those of for-profit health care organizations.
plssss help
what is india’s comparative advantage in global competition?
a. low cost labor
b. access to natural resources
c. production of agricultural commodities
d. open land for building growth
e. innovation and expertise in manufacturing
India's comparative advantage in the global competition will be "Low-cost labor".
Over the past couple of years, India however has preserved significant competitive advantages throughout the production of medicines as well as a variety of tradeable commodity manufactured goods.Despite the reality that the requirements for becoming a distribution center continuously improving, certain manufacturing investments are expected to somehow be untouched by technology.
Thus the above answer i.e., "option a" is the right answer.
Learn more about the global competition here:
https://brainly.com/question/15637941
The policy is really tight on cash and wants to trim down their insurance premiums so they can devote more of their budget to paying off a large credit card debt.which coverage makes the most sense to eliminate
The coverage that makes the most sense to eliminate is d. They cannot eliminate any of this coverage -- it is all required by Federal law
What is the policy?The purpose of accident coverage is to support financial help for the repair or replacement of a vehicle that has maintained damage in an accident, however the party responsible for the accident.
Therefore, If the vehicle's profit is low, it might be ridiculous to invest in accident coverage, especially if the inferable is high, eventually resulting in the policyholder bearing a solid part of the repair expenses from their own pocket.
Learn more about insurance premiums from
https://brainly.com/question/25959370
#SPJ1
See full text below
8.The policyholder is really tight on cash and wants to trim down their insurancepremiums so they can devote more of their budget to paying off a large credit carddebt. Which coverage makes the most sense to eliminate?a.Liability coverage, because it is the most expensive part of their billb.Collision coverage, because their car is quite old and the deductible is relativelyhighc.Uninsured motor vehicle coverage, because they already have car insurance, sothey won’t ever be uninsuredd.They cannot eliminate any of this coverage -- it is all required by Federal law
what is an employee of a financial institution that will research, diversify and manage your individual stocks?
An employee of a financial institution who will research, diversify and manage your individual stocks is called a "portfolio manager" or "investment manager".
Portfolio managers are professionals who work for financial institutions such as banks, investment firms, or wealth management companies, and are responsible for managing investment portfolios on behalf of their clients.
They use their expertise to select individual stocks or other investment securities that align with their client's investment objectives, risk tolerance, and financial goals. They also monitor the performance of the portfolio and make adjustments as needed to ensure that it remains in line with the client's investment strategy.
To know more about stocks here
https://brainly.com/question/26128641
#SPJ4
true or false, Military spending changed a great deal in the 1970s.
Answer:
false
Explanation:
a motivational speach before final exams
Explanation:
Honestly, you got this! Don't stress yourself too much! You are capable of AMAZING things! I am positive you will do great on this exam! Never stop working hard, but don't forget to reward yourself! You can do anything you set your mind to!
I don't know if this helped but GOOD LUCK!!
A card issued by a bank that allows users to finance
a purchase.
Credit card
Debit card
Answer: Credit Card
Explanation:
Debit cards allow you to spend money by drawing on funds you’ve deposited at the bank.
Credit cards allow you to borrow money from the card issuer up to a certain limit in order to buy items or withdraw cash.
I hope this helps!
1.1 Read the case study below and answer the questions that follow Restaurants in Bloemfontein The economics department of the University of Free State conducted an investigation at restaurants in Bloemfontein to investigate the working conditions of waiters. The studies found discrepancies between the Basic Conditions Of Employment act and the actual working conditions of waiters. Some of the problems they uncovered included long working hours, low wage and a lack of stability. The investigators concluded that although the results in this study applied to Bloemfontein restaurants only, they were likely to apply to restaurants across the country. They therefore urged the Department of Labour to investigate further into the working conditions of the restaurant workers. SOURCE: THE SOUTH AFRICAN JOURNAL OF ECONOMIC AND MANAGEMENT SCEINCE, VOLUME 4 NUMBER 2 PAGES 263-373 1.1 List THREE ways in which the restaurant did not comply with the BCEA. Motivate your answer by quoting. 1.2 Recommend ways in which the restaurant owner can comply with the Act. 1.3 Discuss the penalties for non compliance with this Act. 1.4 Distinguish between the rights of employers and employees. Tabulate your answers. Right of employees Right of employers (
The THREE ways in which the restaurant did not comply with the BCEA. Motivate your answer by quoting are
Long working hours: The restaurant did not comply with section 9 of the Basic Conditions of Employment Act (BCEA) which specifies that an employee cannot work for more than 45 hours per week. According to the investigation, waiters at the restaurant worked for long hours, which is a violation of this provision.Low wage: The restaurant did not comply with section 6 of the BCEA, which states that employers must pay employees a wage that is not less than the prescribed minimum wage. The investigation found that the restaurant paid its waiters a low wage that was below the minimum wage, which is a violation of this provision.Lack of stability: The restaurant did not comply with section 14 of the BCEA, which provides for the right to paid annual leave. The investigation found that the waiters at the restaurant did not have job security and were not entitled to paid leave, which is a violation of this provision.What are the recommendations and penalties?To comply with the BCEA, the restaurant owner can:
Ensure that waiters work for no more than 45 hours per week.Pay waiters at least the minimum wage as prescribed by the BCEA.Provide job security and paid annual leave to waiters.Non-compliance with the BCEA can result in penalties, which may include:
A fine of up to R500,000.Imprisonment for up to one year.Both a fine and imprisonment.Compensation for affected employees.Compliance orders issued by the Department of Labour.1.4 Distinguish between the rights of employers and employees. Tabulate your answers.
Right of employees | Right of employers
The right to a minimum wage | The right to manage their business as they see fit within the law.
The right to work for no more than 45 hours per week | The right to hire and fire employees.
The right to annual leave | The right to discipline employees.
The right to a safe working environment | The right to protect their business interests.
The right to join a trade union | The right to negotiate with employees and their representatives.
learn more about rights of employers: https://brainly.com/question/30644627
#SPJ1
Collusion occurs when companies agree to drop prices and increase production.
True
or
False
When the business cycle or economic activity is declining, the economy is said to be in....?
A
the trough
B
contraction
C
expansion
D
recovery
contraction is to decline the answer is B
What is a target market?
Answer:
It’s the certain aiming group where product and stuff are aimed towards they’re being directed to that specific group.
Explanation:
A company manufacturing shirts for a discount department store decides to create a new style of cotton shirt. The company would most likely produce shirts that will:.
A firm that makes shirts for a budget department store decides to develop a new cotton shirt type. The company would most likely make shirts that are less expensive to produce.
What is the name of the business?A corporation is a legal body that represents a group of people with a common goal, whether natural, legal, or a combination of both. A company can be run by the single person or a group of person decided to operate the company.
There are options in this question that are-
sell at a high pricebe less costly to createuse a nonrenewable resourcesatisfy the wants and needs of consumersThus, option B is correct.
For further details about the name of the business, click here:
https://brainly.com/question/27870344
#SPJ1
Answer: is
Be less costly to create.
Explanation:
jane has a successful business selling office supplies to schools, offices and universities. recently a new company has been marketing office supplies to jane's customers that is less expensive than her products. this is an example of _______in porter's model for industry analysis group of answer choices power of the suppliers buyers' negotiating influence competitive rivalry among competitors threats of substitute products and services threats of new ideas
In this case, the new company is offering similar office supplies at a lower price, which is a threat to Jane's business. Jane will need to find a way to differentiate her products or reduce costs to maintain her customer base in the face of this threat.
Power of the suppliers;
Buyers' negotiating influence; Competitive rivalry among competitors; Threats of substitute products and services; Threats of new ideasThe scenario described above is an example of threats of substitute products and services in Porter's model for industry analysis.The five forces of Porter's model are the power of the suppliers, the buyers' negotiating influence, the competitive rivalry among competitors, the threats of substitute products and services, and the threats of new ideas. The model helps organizations understand the competitive forces within an industry and how they can create and maintain a competitive advantage.Jane has a successful business selling office supplies to schools, offices, and universities.
Recently, a new company has been marketing office supplies to Jane's customers that are less expensive than her products. This is an example of a threat of substitute products and services. This threat arises when there is an alternative product or service available that can replace the existing product or service.
for such more questions on products and services
https://brainly.com/question/31087096
#SPJ11
your asset allocation decision should not consider: group of answer choices your stage in life your degree of risk tolerance your expectations of economic conditions past economic conditions
Your asset allocation decision should not consider past economic conditions.
Asset allocation refers to the process of dividing an investment portfolio among different asset categories, such as stocks, bonds, and cash. The decision on how to allocate your assets should be based on your stage in life, degree of risk tolerance, and expectations of economic conditions.
Past economic conditions should not be a primary consideration, as they may not accurately reflect future economic conditions and market performance. It is important to focus on your current financial situation and future goals when making asset allocation decisions.
To know more about asset, here
https://brainly.com/question/14826727
#SPJ4
approximately how much money per consumer will be spent on the super bowl this year?
The advertising revenue from the 2021 Super Bowl, for example, set a new high of $485 million USD. Meanwhile, a 30-second ad spot during the Super Bowl broadcast is expected to cost 6.5 million US dollars in 2022.
What is the average cost of a Super Bowl party?
This year, 103.5 million people intend to host or attend a party, while another 17.8 million intend to watch the game in a bar or restaurant.
For the day, total spending on food, drinks, clothing, decorations, and other purchases is expected to reach $16.5 billion, or $85.36 per person. According to the National Retail Federation (NRF), total spending on food, drinks, apparel, decorations, and other purchases for Super Bowl
Therefore, Sunday celebrations are expected to reach $16.5 billion, or $85.36 for each of the 192.9 million adults planning to watch the game.
Learn more about the super bowl from the given link.
https://brainly.com/question/14590441
#SPJ1
Which statement regarding wage earning employees is true?
A.)wage-earning employees receive pay based on the number of hours worked
B.)Wage-earning employees do not have taxes withheld from each paycheck
C.)Wage-earning employees receive the same pay as salaried workers
D.) Wage-earning employees are always offered medical benefits
Answer:
A.)wage-earning employees receive pay based on the number of hours worked
Explanation:
Answer:
A. wage earning employees receive pay based on the number of hours worked
Explanation:
just took the q, lmk if you need help .
Trice is a fellow student who heard about your business idea and put you in contact with his brother-in-law who might have similar interests. What is the role that Trice is playing
The role that Trice is playing is:
Self selected stakeholder.
Who is a Self selected stakeholder?This refers to a person who connects entrepreneurs and people with resources so that they can have a part of the business.
With this in mind and with the role of Trice who helped to connect an entrepreneur with an investor who happened to be her brother-in-law, then she is playing the role of a Self selected stakeholder
Read more about Self selected stakeholder here:
https://brainly.com/question/13760999
When gathering information, which of the following tasks might you need to
perform?
A. Apply standards, such as measures of quality, beauty, usefulness,
or ethics
B. Fill out forms, follow procedures, and apply math and science
C. Study objects, conduct tests, research written materials, and ask
questions
O D. Seek out ideas from others and share your own ideas
SUBMIT
Answer:
c
Explanation:
study objects, conduct tests, research, and ask questions
The risk-reward relationship says:
In today's economy, personal selling has evolved to take on elements of customer service and marketing research. Why is this the case?
a. It is less expensive to deliver service and conduct research with the sales staff.
b. It is more time efficient because salespeople are already interacting with customers.
c. Personal selling focuses more on developing customer relationships than on generating transactions.
d. It allows salespeople to earn higher commissions for doing more work.
e. None of the above is correct.
straight salary
The "Personal-Selling" take on elements of customer service and marketing research is because (c) "Personal-Selling" focuses more on developing customer relationships than on generating transactions.
The "Personal-Selling" is defined as a sales-strategy that involves face-to-face interaction between a salesperson and a potential customer.
In the past, personal selling was often seen as a transactional-process where the primary goal was to close a sale.
In today's economy, personal selling has evolved to take on a more relationship-oriented approach, where the goal is to build long-term relationships with customers.
To build these relationships, salespeople must engage in activities that go beyond simply closing a sale. They must also provide customer service and support, answer questions and concerns, and conduct marketing research to understand customers' needs and preferences.
Therefore, the correct option is (c).
Learn more about Personal Selling here
https://brainly.com/question/29909959
#SPJ4
In today's economy, personal selling has evolved to take on elements of customer service and marketing research primarily because of option c. Personal selling focuses more on developing customer relationships than on generating transactions.
Marketing research is the process of collecting, analyzing, and interpreting data related to consumer preferences, buying habits, and market trends. It is a critical component of marketing strategy and helps businesses make informed decisions about product development, pricing, promotion, and distribution. Marketing research methods may include surveys, focus groups, observation, and data analysis of sales figures, customer feedback, and online activity. The insights gained from marketing research can help businesses identify new opportunities, optimize marketing campaigns, and better understand their target audience. Effective marketing research can provide businesses with a competitive advantage by helping them make data-driven decisions that lead to more successful outcomes.
Learn more about Marketing research here:
https://brainly.com/question/18723483
#SPJ11
There are ___ types of resources.
2
5
3
4
Based on the details of the scenario, determine what will most likely occur. Jillian and Chase are making a contract in which Jillian ships beaver pelts to Chase, who then makes the pelts into hats to sell. A year into their contract, it becomes illegal to buy or sell beaver pelts in the U.S.
Answer: Contract is voided
Explanation:
From the question, we are informed that Jillian and Chase are making a contract in which Jillian ships beaver pelts to Chase, who will then makes the pelts into hats to sell.
We are further told that a year into their contract, it becomes illegal to buy or sell beaver pelts in the United States. Based on the scenario explained, the contact will be voided.
A void contract is referred to as a formal agreement that cannot be enforceable and is not legitimate. Since it is illegal to either purchase or sell beaver pelts, it means that the context cannot be carried out anymore and should the be void.
A letter to your headmaster telling him the reasons you want to change your course
Respected ________, I hope you are doing great in health. I am writing this letter to you so that I can ask you the permission of course change. As I am studying (Subject or course name) from last six months or one year and continuously my GPA is Decreasing and the studies are getting difficult as the semesters are passing.
Hope this helps :)
A formal letter is being written to the headmaster telling him the reasons.
What are good reasons for changing course?Financial difficulties, problems with one's mental or emotional health, changes in one's personal situation, and picking the incorrect subject or university are all common causes for altering or leaving a degree.
It is possible to switch to a new course, either at the same institution or one at a different university or college, if you believe the course you are taking isn't quite suitable for you. Transfer procedures vary by university or college, as well as from course to course.
Regardless of the schools, change never stops. Even after the Post UTME and admissions are granted, all universities will continue to permit course changes.
Thus, A formal letter is being written to the headmaster
For more information about good reasons for changing course, click here:
https://brainly.com/question/28494727
#SPJ2