The annual lease payment is $29,000, and the equipment will be used for three years before being sold.
To determine the Net Advantage to Leasing (NAL), we need to calculate the total cost of leasing and compare it with the after-tax cost of purchasing the equipment using a loan.
The after-tax cost of purchasing the equipment using a loan is given by the formula:
After-Tax Cost of Purchasing = Interest Expense - Tax Savings = (Loan Amount x Interest Rate) - (Interest Expense x Tax Rate) = (100,000 - 30,000) x 10% - ((100,000 - 30,000) x 10% x 20%) = 5,600.
where the loan amount is the difference between the equipment cost and the estimated salvage value, and the tax rate is 20%.
The total cost of leasing is the sum of the present value of lease payments and maintenance cost. The present value of lease payments can be calculated using the formula:
The present value of lease payments can be calculated by multiplying the lease payment by the present value (PV) factor. For example, if the lease payment is $29,000 and the PV factor is 2.487, the present value of lease payments would be $72,723.
where the PV factor is the present value factor for a three-year lease with an interest rate of 10%, which is 2.487.
The total cost of leasing is:
Total Cost of Leasing = Present Value of Lease Payments + Maintenance Cost = 72,723 + 3,000 \times 3 = 81,723
Therefore, the NAL is:
NAL = Total Cost of Leasing - After-Tax Cost of Purchasing
= 81,723 - 5,600
= 76,123
Since the NAL is positive, it is more advantageous for Carmichael Cleaners to lease the equipment rather than purchasing it. The annual lease payment is $29,000, and the equipment will be used for three years before being sold.
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What impact did the hard-lockdown have on the perfect markets?
Answer:
impacts include they might lose buisness because lock downs made markets close down
they might also lose customers- (everyone is staying home, etc)
hope that helps bby<3
Project management is first and foremost:_____.
a. a people management challenge.
b. a customer service challenge.
c. a perception management challenge.
d. a budget management challenge.
Project management is primarily a people management challenge because it goes beyond budget management, customer service, and management perception. The project manager will need to tackle each of these issues head-on.
Project management refers to the management and coordination of an organization's assets to advance the completion of a particular task, event, or responsibility. The resources managed include people, money, technology, and proprietary information, and it may involve a one-time project or ongoing work.
It is clear that concentrating on what the leaders do will help you better understand leadership behavior in project management. Additionally, the ability to predict the future—known as forecasting—is a skill that a project manager should possess.
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HELPPPKDDKKD
Question 5 of 10
Creating barriers to trade can lead to which problem?
A. Consumers will be more likely to buy luxury goods in foreign
markets
O B. Domestic businesses will face more competition from foreign
companies.
C. The country will become overly reliant on foreign countries.
OD. Other countries will retaliate by creating their own barriers to trade.
Creating barriers to trade can lead to Other countries will retaliate by creating their own barriers to trade problem.
What are the reasons of trade barriers?Governments erect trade barriers to control foreign trade and safeguard domestic industries. Implementing trade barriers is done for a variety of reasons, including: 1. Protecting domestic industries: To shield their domestic industries from foreign competition, governments may impose trade barriers. Subsidies, quotas, or tariffs can all be used to achieve this. 2. National security: Trade restrictions may be put in place for the protection of the nation, such as by limiting the export of materials or sensitive technology that could be used for military purposes. 3. Environmental issues: To protect the environment, governments may impose trade restrictions on imports of products that do not adhere to certain environmental standards. 4. Anti-dumping measures: To stop businesses from flooding the market with their products at below-market prices, governments may impose tariffs or quotas.
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Using the Porter model, which generic business-level strategy is Nordstrom pursuing? What evidence supports your answer?
#1 You are driving down the highway when one of your tires suddenly blows out. You should
Pump your brakes rapidly, and steer your vehicle to control any skids.
Avoid using your brakes. Slow down gradually and concentrate on steering.
Press hard on your brake pedal and stop as quickly as you can.
For international businesses to achieve vertical differentiation, _____. a. foreign and domestic operations should be grouped in such a way that the company effectively serves the needs of all customers b. top level managers must emphasize flexibility and openness in organizational structure c. a hierarchy of authority must be created that clarifies the responsibilities of both domestic and foreign managers d. the global structure must allow decisions to be made in the most appropriate area of the organization
Answer:
a hierarchy of authority must be created that clarifies the responsibilities of both domestic and foreign managers
Explanation:
The operating expense ratio, depreciation expense ratio, interest expense ratio, and the net farm income from operations ratio will always add up to 50%. True or False?
Answer:
false
Explanation:
Faldo Corp sells on terms that allow customers 45 days to pay for merchandise. Its sales last year were $325,000, and its year-end receivables were $60,000. If its DSO is less than the 45-day credit period, then customers are paying on time. Otherwise, they are paying late. By how much are customers paying early or late? Base your answer on this equation: DSO - Credit Period = Days early or late, and use a 365-day year when calculating the DSO. A positive answer indicates late payments, while a negative answer indicates early payments.a. 21.27b. 22.38c. 23.50d. 24.68e. 25.91
Answer:
b. 22.38
Explanation:
The credit period to pay for merchandise is 45 days, sales for last year = $325,000, therefore sales/day (daily sales) = $325,000/365 = $890.41
Year-end receivables = $60,000
Company DSO = Year-end receivables/ daily sales = $60000/$890.41 = 67.38
The difference between the Company DSO and credit period determines if the payment is early or late. A positive answer indicates late payments, while a negative answer indicates early payments.
Therefore, Company DSO - credit period = 67.38 - 45 = 22.38
Since the difference is positive, it is a late payment
People that can influence a consumer’s decision making process are called:
A. Reference groups
B. Influencers
C. Instructors
D. Annoying
Answer:
B
Explanation:
People that can influence a consumer’s decision making process are called influencers.
What are two disadvantages of putting your money into savings accounts, compared to investing?.
The two disadvantages of putting money into savings accounts, instead of investing, include low rates of interest, and the effect of inflation.
What is a savings account?A savings account is described as an account kept with a bank that provides interest on the money deposited in the account. It is important to mention that savings account provides low-interest rates. However, the money deposited in the savings account remains safe and reliable. Hence, it is often considered a great option to deposit money for fulfilling short-term needs.
The two big disadvantages of putting money into savings account in the effect of inflation. It is important to mention that banks do not pay higher interest rates, and this results in the reduced value of the money kept deposited in the savings account. Secondly, the interest rates are very low compared to the other forms of investment. This low rate of interest does not provide significant returns to the deposited money.
It can be concluded that the two disadvantages of putting money into savings accounts, instead of investing, include low rates of interest and the effect of inflation.
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What is a business opportunity?
Answer:
a packaged business investment that allows the buyer to begin a business.
Explanation:
The qualitative characteristic of using the same accounting method each period over time refers to the concept of
Implementing and executing strategy successfully requires Implementing and executing strategy successfully requires:______________
A. the same kinds of creative management talent and innovative thinking capabilities as crafting strategy.
B. a financially driven process aimed at squeezing the most profit out of conducting daily operations.
C. the efforts of a company's whole management team, not just a few senior managers
D. a high caliber CEO that possesses the business vision, industry and competitive analysis skills, and entrepreneurial creativity needed to navigate the competitive landscape.
E. less managerial expertise and effort to perform well, at least in comparison with crafting a winning strategy.
Answer: C. . the efforts of a company's whole management team, not just a few senior managers
Explanation:
Planning, implementing and carrying out strategies requires a careful, collective and calculative decision to be made by all head of department and the board of an organization, because the decision taken will rub off through these departments for implementation. The decision or choice of decision should not be left to a few persons in the organization because when the ideas and plans are arranged the execution may fail as all the respective department were not involved by their heads.
In a June 2014 survey, a majority of Oregonians held Governor Kitzhaber responsible. But in that same survey, 48 percent say they would vote for his reelection. Bruce Goldberg, former head of OHA and acting head of Cover Oregon, was fired on March 18, 2014, yet by May 15 was back on full salary with OHA. Given these results, does it seem likely that anyone will bear the consequences for these mistakes? Considered who that might be.
It is unclear if anyone will face consequences for the mistakes mentioned, as there is no direct information provided regarding repercussions.
Based on the given information, it is uncertain whether anyone will be held accountable for the mistakes made by Governor Kitzhaber and Bruce Goldberg. The fact that a majority of Oregonians held Governor Kitzhaber responsible does not necessarily guarantee that he will face consequences.
Similarly, while Bruce Goldberg was fired from his position, his subsequent return to full salary with the Oregon Health Authority (OHA) indicates that there may not have been significant repercussions for his actions.
The survey results showing 48 percent support for Governor Kitzhaber's reelection do not provide any insight into the question of consequences. Without additional information, it is difficult to determine if anyone will bear the consequences for these mistakes.
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When globalization allows firm in development nations to manufacture their goods overseas in less developed countries, what typically happens? What does not?
Globalization is better for organization as it opens more opportunities, and helps in reduction of costs.
What is Globalization?Globalization is open trade that can take place around the world, the current technologies have enabled the organizations to have products from around the World.
Globalization can help organizations enjoy economies of scale. This will reduce the cost of goods sold expense for the organization and will ultimately effect positively on the profits.
While the globalization can encourage child labor, which is unethical and this is usually practiced to provide goods at a cheaper rate, as the labor cost is low for the child labor.
In this technological era the organizations have far better choices available to purchase thee goods from, the technology have enabled purchases from far countries although transit cost is a barrier, but if an organization manages the transit cost it can benefit lower cost of goods.
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A grocery store or mass-merchandiser might rely on a _____ to decide which paperback books or magazines it sells.
Answer:
A grocery store or mass-merchandiser might rely on a rack jobber to decide which paperback books or magazines it sells.
Consumers have certain rights that do NOT carry corresponding responsibilities.
Please select the best answer from the choices provided
T
F
Answer:
Explanation:Consumers have certain rights that do NOT carry corresponding responsibilities....(false is the answer)Which of the following fund types is present in every general-purpose government? A) Permanent B) General C) Special revenue. D) Capital projects.
The fund type that is present in every general-purpose government is B) General. General funds are essential in government financial operations, as they are used to account for and report financial resources not assigned to other specific funds.
General funds encompasses the general activities of the government, including public safety, administration, public works, and other day-to-day operations.
In contrast, the other fund types serve more specific purposes:
A) Permanent funds are used to account for resources that are legally restricted, where only the investment earnings can be expended for specific purposes, but the principal amount remains intact.
C) Special revenue funds are designated for revenue sources that have legal restrictions or are committed for specific purposes other than debt service or capital projects. Examples include grants and certain taxes assigned to particular projects or programs.
D) Capital projects funds are established to account for financial resources used for the acquisition or construction of major capital facilities, excluding those financed by proprietary funds or trust funds.
In summary, the General fund is present in every general-purpose government as it supports a wide range of essential governmental functions and services.
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Which of the following factors is unique to B2B buying and is not typically found in B2C buying?
Multiple Choice
- Decisions are usually made by individuals
- Most purchases are made at “list price” with cash or credit cards.
- There are a limited number of large buyers, often geographically concentrated in a specific area.
- Demand is based on consumer needs and preferences.
- Buyers engage in limited term or one-time-only relationships with many different sellers.
Answer:
There are limited number of large buyers, often geographically
Explanation:
A firm issued $15 million in preferred stock at a price of $3.25 per share. The preferred shares carry a 13% dividend, or $0.43 annually. After paying fees and costs, the firm realizes $2.89 per share issued. What is the cost of capital for this issuance of preferred stock?
Answer:
14.8%
Explanation:
Cost of capital for preferred stock can be calculated by a simple formula
Formula: Cost of preferred capital = dividend/(Current price - floatation cost)
As you can see in the question data current price - floatation cost and dividend is already given as $2.89 and $0.43 respectively. We just need to put values in formula.
Cost of preferred capital = $0.43/$2.89 x 100
Cost of preferred capital = 14.8%
What is an organized activity that provides goods and services to others at a
profit?
A. A bank
B. A charity
C. A business
D. A society
Answer: C
Explanation:
A business is any activity that provides goods or services to consumers for the purpose of making a profit.
You're given a monthly budget of $400 for social media advertising. You want to set a daily budget for February to insure you don't overspend for the month. What is your daily budget? (It is not a leap year.)
Answer:
$14.28
Explanation:
you will have a couple of cents left over at the end because you cant evenly divide 400 by 28
Simply Imagine wants to grow their company but is hindered by increasing labor costs and import quotas.
Simply Imagine should consider becoming a(n)
(A) countertrader (B) wholly owned subsidiary (C) strategically(D) mulimatiomnal (E) franchiser
Answer:
multinational
Explanation:
A multinational business operates in at least one other country apart from its home country. The company will have factories/ offices in different countries and its headquarters in the domicile state. The operations of a multinational are coordinated at its headquarters.
By becoming a multinational, simple imagine can expand in countries with relatively cheap labor. It will overcome the import quota challenge by operating from a country without restrictions or from the source state.
blossom company purchased a machine on january 1, 2019, for $980000. at the date of acquisition, the machine had an estimated useful life of 6 years with no salvage.
The Blossom Company purchased a machine on January 1, 2019, for $980,000. At the date of acquisition, the machine was estimated to have a useful life of 6 years with no salvage value.
This means that the machine is expected to be usable for 6 years and will not have any value remaining at the end of its useful life. To calculate the annual depreciation expense, we can divide the initial cost of the machine ($980,000) by its estimated useful life (6 years).
Annual Depreciation Expense = Initial Cost / Useful Life. Therefore, the annual depreciation expense for the machine would be $980,000 / 6 = $163,333.33. This means that each year, the value of the machine will decrease by $163,333.33 due to depreciation.
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Which is a source of passive income? (1 point)
O working as a consultant
O owning luxury cars
teaching about personal finance
O owning dividend stocks
Answer:
owning dividend stock is answer
Which careers are apart of the Finance career cluster?
A: Retail Agent, Pet Store Owner, Retail Buyer
B: Lawyer, Paralegal, Judge
C: Architect, General Contractor, Site Foreman
D: Fraud Investigator, Financial Analyst, Treasurer
Answer:
D, most likely
Explanation:
Answer:
Fraud Investigator, Financial Analyst, and Treasurer is the part of finance career.
Explanation:
A person interested in taking up a career in the finance field they are exposed to various options. Persons who have skills in finance can adopt certain careers like- analytics, treasuring or investigation of money. The above stated cluster of career is related to finance.
An investigator who investigates about the swindling of money is the fraud investigator; a financial analyst helps in analyzing the money policies to the clients and their investments and the treasurer handles money payments from customers.
what steps can (should) managers take to reduce security risks associated with hiring seasonal or temporary employees? (consider whether or not the secure computer user training course would be appropriate for these employees.)
Managers can take several steps to reduce security risks associated with hiring seasonal or temporary employees such as Screening and background checks, Limited access and permissions, Security awareness training, Supervision and monitoring, Exit procedures.
Screening and background checks: Implement a thorough screening process to evaluate the background and qualifications of temporary employees. Conduct background checks, verify references, and assess their trustworthiness before hiring.
Limited access and permissions: Limit the access and permissions of temporary employees to only the necessary systems, applications, and data required for their specific job responsibilities. Implement role-based access controls to restrict unauthorized access.
Security awareness training: Provide specific security awareness training tailored to the needs of temporary employees. This training should cover basic security practices, such as password hygiene, email and internet usage policies, data handling procedures, and reporting suspicious activities.
Supervision and monitoring: Assign dedicated supervisors or mentors to oversee temporary employees and monitor their activities closely. Regularly review and audit their access and usage to identify any anomalies or potential security breaches.
Clear policies and procedures: Establish clear policies and procedures related to security practices, data handling, confidentiality, and acceptable use of company resources. Ensure that temporary employees are familiar with these policies and understand their responsibilities in maintaining security.
Exit procedures: Develop robust exit procedures to ensure that access privileges of temporary employees are promptly revoked when their contract ends or their services are no longer required. Disable their accounts and retrieve any company assets or credentials they may possess.
Regarding the secure computer user training course, its appropriateness for temporary employees depends on the nature of their roles and the duration of their employment. If temporary employees will have access to computer systems and sensitive data, providing them with secure computer user training can be beneficial. However, if their roles are limited and do not involve extensive computer usage or data handling, a condensed and tailored training program focusing on essential security practices may be more suitable.
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What might you tell her about career resources and their importance in career selection?
Answer:
I would like to tell her that it is good that she has chosen her career but there is no harm in taking the help of the career resources as it will clarify her path and clear her conflicts if any. Moreover, it can help in her career selection and give her some ideas of the pros and the cons of the field she is choosing. Taking assistance of the resources can give major idea of the experiences and the instances from other’s life and can influence her decision in the positive way.
Explanation:
edge
Question 4
Not-for-profit organizations are?
Not-for-profit is a broad term for organizations that do not generate profit for their owners. All money generated by the not-for-profit business must be reinvested back into running it. Unlike nonprofits, not-for-profits are not required to operate specifically for the benefit of the public or the advancement of a social cause. A not-for-profit can simply operate to serve the goals or special interests of its members. For example, recreational sports clubs can operate as a not-for-profit.
describes the common failure of people to notice others' unethical behavior when seeing that behavior would harm the observer. (enter one word per blank.)
The bystander effect describes the common failure of people to notice others' unethical behavior when seeing that behavior would harm the observer.
The bystander effect refers to the phenomenon where individuals are less likely to intervene or help when others are present. This effect is often attributed to the diffusion of responsibility, where individuals assume that someone else will intervene, and the social influence of others' inaction.
In the context of unethical behavior, the bystander effect can cause individuals to overlook or ignore unethical behavior when others are present. For example, in a workplace, employees may fail to report unethical behavior by their colleagues if they assume that someone else will report it, or if they fear social backlash or negative consequences.
Recognizing the bystander effect can help individuals and organizations promote ethical behavior by encouraging individuals to take responsibility for their actions, providing training on ethical decision-making, and creating a culture of accountability where ethical behavior is valued and rewarded.
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