The elasticity of savings can best be found by determining the percentage change in the quantity of savings divided by the percentage change in interest rates. This method helps to measure the responsiveness of savings to changes in interest rates. In other words, it indicates how sensitive the amount of savings is to changes in the interest rate.
To calculate the elasticity of savings, follow these steps:
1. Find the initial quantity of savings and the initial interest rate.
2. Calculate the new quantity of savings and the new interest rate after a change occurs.
3. Determine the percentage change in the quantity of savings by subtracting the initial quantity of savings from the new quantity of savings, dividing the result by the initial quantity of savings, and then multiplying by 100.
4. Determine the percentage change in the interest rate by subtracting the initial interest rate from the new interest rate, dividing the result by the initial interest rate, and then multiplying by 100.
5. Finally, divide the percentage change in the quantity of savings by the percentage change in interest rates to find the elasticity of savings.
This method is preferred because it accurately measures the responsiveness of savings to changes in interest rates, allowing for a better understanding of how people adjust their savings behavior in response to changes in the financial market.
The shape of the demand curve for financial capital is not relevant in this context, as it pertains to the relationship between the price of capital and the quantity demanded. Therefore, the correct answer is determining the percentage change in the quantity of savings divided by the percentage change in interest rates.
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A promissory note will likely be used in all:___________
A promissory note will likely be used in all situations where a loan or debt is being issued.
This includes personal loans, business loans, student loans, mortgages, and any other type of lending where a borrower is agreeing to repay the borrowed funds with interest over a set period of time.
In essence, a promissory note is a legal document that outlines the terms and conditions of the loan, including the amount borrowed, the interest rate, the repayment schedule, and any penalties or fees for late payments or default.
It serves as evidence of the debt owed by the borrower to the lender and can be used in court if necessary.
Therefore, a promissory note is a crucial component of any loan agreement and is used to ensure that both parties understand and agree to the terms of the loan.
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In 2020, Ada lived with her son, Robert, and his wife, Barbara. Ada’s only source of income was a $1,500 fully taxable pension, which she spent on clothes and recreation. Robert and Barbara paid Ada’s medical and drug expenses of $600 for the year. Robert and Barbara’s total food expense for the household was $6,000. The fair rental value of the lodging provided Ada was $1,200 for the year, based on the cost of similar room facilities. What was Ada’s total support for the year for purposes of determining whether Robert and Barbara can claim Ada as a dependent?
Answer:
$5,300
Explanation:
Calculation to determine Ada’s total support for the year
Medical and drug expenses $600
Add Lodging $1,200
Add household total food expense $2,000
($6,000/3 Ada+Robert+Barbara)
Add Source of income $1,500
Total support $5,300
($600+$1,200+$2,000+$1,500)
Therefore what Ada’s total support for the year for purposes of determining whether Robert and Barbara can claim Ada as a dependent will be is $5,300
Suppose that the cost of electrical energy is $0. 10 per kilowatt hour and that your electrical bill for 30 days is $54. Assume that the power delivered is constant over the entire 30 days
If power delivered is constant over the entire 30 days, than the power every moment is 750 watts. It can be calculated by divide total bill by 720 hours.
It is very important to calculate the cost of electricity. The cost of electricity used by customers is calculated based on the amount of electrical energy used. In the calculation, the unit of electrical energy used is kWh (kilo watt hour). From this unit, the time base is in hours.
The calculation:
A day has 24 hours, so a month has 24 × 30 = 720 hour
In a month we spent a total of $54 so per hour we were spending
54/720 = $0,075 per hour
We know the cost of one kw/hours is 0,10 kw/hours so dividing the money spent in an hour among this value we get:
0,075/0,10 = 0,75 kw
Assume that power delivered is constant, so every moment is:
0,75 x 1000 = 750 Watts
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Calvin purchased 2 fish bowls full of goldfish and 3 goldfish in a single bag. Each bowl had 6 fish in it. How many goldfish did Calvin buy? Calculate the number of fish in 1 bowl and in the bag together. Divide that number by the number of bowls. Calculate how many goldfish are in 2 fish bowls. Add that number to the number of fish in the bag. Calculate how many more goldfish are in a bowl than the bag. Multiply that number by the number of bowls. Calculate how many fish bowls there are. Add that number to the number of fish in the bag.
Answer:
How many goldfish did Calvin buy?
(2 bowls x 6 goldfish) + 3 goldfish in a bag = 15 goldfishCalculate the number of fish in 1 bowl and in the bag together.
(1 bowls x 6 goldfish) + 3 goldfish in a bag = 9 goldfishDivide that number by the number of bowls.
9 goldfish / 2 bowls = 4.5 goldfishCalculate how many goldfish are in 2 fish bowls.
2 bowls x 6 goldfish = 12 goldfishAdd that number to the number of fish in the bag.
12 goldfish + 3 goldfish = 15 goldfishCalculate how many more goldfish are in a bowl than the bag.
6 goldfish - 3 goldfish = 3 goldfish more in a bowl than in a bagMultiply that number by the number of bowls.
3 goldfish x 2 = 6 goldfishCalculate how many fish bowls there are.
2 fish bowlsAdd that number to the number of fish in the bag.
2 + 3 = 58)
What is likely to lead to an increase in the wages of university lecturers?
A an increase in the fringe benefits provided to university lecturers
B. an increase in the tuition fees paid by university students
C government policies reducing the length of the training for university lecturers
D increased demand from students to study at university
) which statement is true as it regards the expansionary fiscal policy : a) policy consist of government spending increase, tax reduction, or both, designed to increase demand and raise real gdp. b) tax reductions are short cycle less than three months. c) increase in government spending is for capital projects only. d) the government spending increase is for local projects only. a ) a is true b) b is true c) c is true d) d is true
The true statement about expansionary fiscal policy is policy consists of government spending increase, tax reduction, or both, designed to increase demand and raise real GDP. Expansionary fiscal policy is a tool used by the government to boost economic growth and activity. Option A is correct.
This can be done through increasing government spending on public projects or reducing taxes for individuals and businesses, which puts more money in their pockets and stimulates spending. Unlike option b), tax reductions under expansionary fiscal policy can last for an extended period, not just a short cycle of less than three months.
Option c) is false, as the increase in government spending can be for both capital projects and other initiatives. Option d) is also false, as the government spending increase can be on both local and national projects.
Therefore, option A is correct.
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many companies view the marketing environment as a(n) __________ element to which they must react and adapt.
Many companies view the marketing environment as an Uncontrollable element to which they must react and adapt.
Market is a place where the consumers and sellers meet in order to purchase and sell goods respectively. Market runs on many factors which include the availability of the goods, the demand for the goods and easy flow of cash. According to some companies and experts marketing environment is uncontrollable as it comes with risks too. Also, the demand for a particular good cannot be controlled by the market as it solely depends on the consumers. For example, if there is a demand of milk chocolate in the market but market has surplus of dark chocolate then the demand for milk chocolate is uncontrollable. The risk factors include economic factors as well as the political factors.
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Which statement most accurately describes a conflict of commitment? It involves a monetary gain by one party over another party. It occurs when outside activities interfere with one’s responsibilities to an employer. It occurs when an institution does not follow the financial rules from a funding source. It can only occur between an institution and an outside organization.
Answer:
It occurs when outside activities interfere with one's responsibilities to an employer
Explanation:
Conflict of commitment occurs when the commitment of an employer to a defined terms of employment is shared with other engagements, either personal or with other parties which could lead to a decline in efficiency due to loss of maximum concentration.
This may not necessarily involve monetary gain but has a whole lot of ways through which it can affect productivity as concentration is shared.
It is always good to define activities that constitute conflict of commitment right from the time of forming an employment contract so that an employee can be guided with it.
outline 2 advantages to H&H of using secondary market research
roxanne is told by her supervisor not to use the abbreviation sq why?
Roxanne's supervisor has asked her not to use the abbreviation "sq." We do not have enough information to provide a definite answer.
However, it is possible that the abbreviation "sq." has multiple meanings or is not commonly used in the context of Roxanne's work. It is also possible that her supervisor has a personal preference against the use of abbreviations. The abbreviation "sq." could have multiple meanings such as "square," "sequel," "sequence," or "squad."
Therefore, if Roxanne's work involves technical or scientific writing, her supervisor may have advised her to avoid ambiguity by not using the abbreviation "sq." Similarly, "sq." may not be commonly used in Roxanne's field, so her supervisor may have requested her to avoid using jargon or abbreviations that might not be understood by everyone.
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The complete question is : Roxanne is told by her supervisor not to use the abbreviation "SQ." Why?
a. The use of SQ is determined by individual hospital policy.
b. SQ on the ISMP list.
c. SQ has been replaced by SC.
d. Medicaid will not reimburse for this route.
1. Buyers, sellers, and producers all have someone else they are competing with for economic benefits. This is known as:
O competition
O monopoly
O collusid
O cartels
Answer:monopoly
Explanation:
WHERE DO YOU SEE YOURSELF IN 10 YEARS? Use the following prompts (you may add to them) to respond to this question in two or more well written paragraphs! What career or job will you have? What state do you want to live in? Why have you chosen this state? Will you own your own a house, rent an apartment or live at home? Will you have a family—marriage, kids? What do you hope your impact will be on your community, friends, family?
Answer:
I see myself having no family only a gf and why no kids is so I can raise them right have a house a business and work hard so they don't and I will be a, healthy man. And I am choosing this path because many people don't and fail when they have a family to take care of. Also I want to be able to ollie in the future. I want to be very successful so I can provide help to anyone who needs it and I want to have my own book motivating more people be more successful. The sate I will live in will probably be Utah or California so my fam will live well. Also I will try to homeschool the kids and teach them something new or have them go to a public school. This is what I want my future to be like but for now I have to make to come true so I have to grain. So peace have a goodnight/morning cya later or never.
fancyfoods provides a monthly bonus for servers when sales volume exceeds 120 percent of the same month last year. the size of bonus is tied to the individual server's sales of meals in comparison to an average server's sales. this system attempts to introduce a(n)
Incentive. Fancyfoods' system of providing a monthly bonus for servers when sales volume exceeds 120 percent of the same month last year is an example of an incentive system.
An incentive is a means of motivating individuals or groups to achieve a particular goal or behavior. In this case, the bonus is tied to the individual server's sales of meals in comparison to the average server's sales. This creates a competitive environment in which servers are motivated to sell more meals in order to earn the bonus. The bonus system is designed to encourage servers to work harder and sell more meals, which can help to increase sales volume and revenue for Fancyfoods.
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2. Once someone is promoted to facility manager, the job becomes easier because the person has subordinates who can help them. Therefore, they do not need to spend as many hours at the facility. a. True b. false
The statement "Once someone is promoted to facility manager, the job becomes easier because the person has subordinates who can help them. Therefore, they do not need to spend as many hours at the facility" is false because the promotion to the position of facility manager often means that more responsibilities are entrusted to the person holding that position and the job becomes more challenging.
Facility management involves a wide range of responsibilities and duties that are essential for the smooth operation and maintenance of a facility.
Once someone is promoted to the position of facility manager, they become responsible for supervising the daily operations of the facility, coordinating with various teams, overseeing facility maintenance and repairs, ensuring compliance with safety and health standards, and managing the facility's budget and resources.
As such, the job of a facility manager can become more demanding after their promotion. Although subordinates may provide support, they do not take away the facility manager's responsibility for ensuring that all aspects of the facility's operation are running smoothly.
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What can a boosted post help an advertiser achieve?
A boosted post helps an adviser to connect with the audience and gain trust.
Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.
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You have just graduated from college and are looking to buy your first car. Money is tight right now, so you are concerned with initial cost as well as ongoing expenses. At the same time, you don't want to drive a slow, outdated car like your parents do. You have narrowed your choices down to two vehicles: a Honda Enigma and a Bizzarrini Booster. Based on the numbers below, calculate the value index for each car. Which car provides you with the greatest value?
Answer:See explanation
Explanation:
Your question isn't complete but here are the figures attached to a similar question:
Dimension Importance to you Honda Enigma Bizzarrini Booster
Fuel economy 4 2 1
Reliability 3 2 1
Speed and handling 5 4 4
Aesthetics 5 3 5
After-sales support 4 4 4
Purchase price 3 4 2
To know the car that car provides the greatest value, we have to multiply their importance to the points attached. This will be:
Honda enigma:
= (4 × 2) + (3 × 2) + (5 × 4) + ( 5 × 3) + ( 4 × 4) + (3 × 4)
= 8 + 6 + 20 + 15 + 16 + 12
= 77
Bizarrini booster:
= (4 × 1) + (3 × 1) + (5 × 4) + 5 × 5) + ( 4 × 4) + (3 × 2)
= 4 + 3+ 20 + 25 + 16 + 6
= 74
From the calculations above, we can see that HOnda enigma provides the greater value
Sally spends $1,500 each month on her mortgage, mortgage insurance and property taxes. she has three credit cards with minimum monthly payments that total to $125.00 and a monthly car payment for $349.00. she currently brings in a gross monthly income of 3,750.00 from her job. calculate sally’s debt-to-income (dti) ratio. a. 40% b. 43% c. 49% d. 53% please select the best answer from the choices provided a b c d
If Sally spends $1,500 each month on her mortgage, mortgage insurance and property taxes. sally’s debt-to-income (dti) ratio is d. 53%.
How to find the debt-to-income (dti) ratio?To calculate Sally's debt-to-income (DTI) ratio, we need to first determine her total monthly debt payments and then divide that amount by her gross monthly income.
Sally's total monthly debt payments are:
Mortgage + Mortgage insurance + Property taxes = $1,500
Credit card minimum payments = $125
Car payment = $349
Total monthly debt payments = $1,500 + $125 + $349 = $1,974
To calculate Sally's DTI ratio, we now divide her total monthly debt payments by her gross monthly income:
DTI = (Total monthly debt payments / Gross monthly income) x 100%
DTI = ($1,974 / $3,750) x 100%
DTI = 52.64%
DTI = 53 % (Approximately)
Therefore, Sally's debt-to-income ratio is 53%.
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What is the best definition of global trade?
when products, service and money are exchanged between English-speaking countries
when products, service and money are exchanged between states within the USA.
when products, service and money are exchanged between counties within a state
when products, service and money are exchanged between different countries
Answer:
fourth option
Explanation:
global trade is worldwide
it is the 4th option
If a person wants to work from home in the Business, Management and Administrative careers, what is required?
a cubicle to keep the person on task
a private office to protect confidential information
proper technology to keep the person connected
proper travel arrangements to meet with customers
Answer:
C. proper technology to keep the person connected
Explanation:
Answer:
C
Explanation:
Edge 2021
before proceeding to liquidate the collateral, which step involves careful review of loan documents to ensure the bank has a valid security interest?
The first step before liquidating collateral is to perform a UCC search. This includes searching public records to determine if the bank has a valid lien on the security.
It is important to check the loan documents to ensure that the bank has a valid security, as this will determine the bank's ability to liquidate the security. The search should include a review of the UCC-1 financing statement and the underlying loan documents. In addition, it is important to check any other lenders or creditors who may have a prior lien on the security. If there are other creditors, the bank will need to determine whether their security interests are subordinate to the bank's security rights.
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yo-yo ma, a world-famous musician, left his multimillion-dollar cello in the trunk of a taxi. what might have caused him to forget something so important to him?
Parameters like: Stress or fatigue, Distraction, Routine, Multitasking are just a few possible reasons why Yo-Yo Ma might have forgotten his cello in the trunk of a taxi.
Hence, option (E) is correct choice.
Yo-Yo Ma may have left his cello in the trunk of a cab for a variety of reasons.
Among the probable causes are:
Musicians frequently have rigorous schedules that can take a toll on their physical and emotional well-being, resulting in stress and weariness. It's possible to neglect vital objects like a cello in such a state.
Routine: When we do something regularly, it might become automatic, and we don't give it any consideration. Yo-Yo Ma may have just forgotten to bring his cello with him if he routinely left it in the trunk of a cab.
Multitasking: It's probable that Yo-Yo Ma was attempting to do multiple things at once, such as respond to emails, prepare for a concert, or handle other tasks, and forgot about the cello in the process.
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The missing option should be:
Stress or fatigue
Distraction
Routine
Multitasking
All of the above
what is the act of managing the premature discontinuance of product models that perform adequately called?
Functionally competent is known as planned obsolescence.
What is an example of obsolescence?Another evidence of functional expiration in the technology sector is the array of ever-evolving cellphones and apps.Older smartphones are no longer useful because newer devices offer greater features and capabilities.
What distinguishes depreciation from obsolescence?Depreciation is the term used to describe the decline in fixed asset value that results from their motivate and inspire in the production of goods and services for a corporation. Obsolescence is the term that describes any loss its value brought on by an asset becoming outdated, old-fashioned, etc
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The ge financial management program is designed to help potential employees develop leadership and analytical skills by cycling them through short-term, key assignments in financial planning, accounting, operations analysis, auditing, forecasting, cash management, and commercial finance. What type of work challenge stressor does this demonstrate?.
Work complexity type of work challenge .
What causes complexity?Complexity can come from both inside the system and outside of it. Modern hardware, such as super-scalar CPUs, is an example of an internal source, and the requirements for modifying previously successful systems are an example of an external source.
Why is complexity important in business?Complexity problems that corporate leaders must address the fact that complexity stifles innovation, which is essential for organizations looking to develop new products and revenue sources, is particularly problematic. Collaboration and the ability of firms to communicate knowledge across teams are killed by complexity.
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If both the nominal interest rate and the expected inflation rate increase, what will happen to the real interest rate?.
Answer:
If the nominal interest rate and expected inflation rate both increase at the same rate, which means the inflation premium is compensated, the real interest rate will remain unchanged.
Explanation:
.Offering product extensions, service, and warranty is a product strategy in the __________ phase.
a) growth
b) decline
c) introduction
d) maturity
Offering product extensions, service, and warranty is a product strategy typically employed in the maturity phase of the product life cycle. The correct answer is d.
The maturity phase is characterized by a stable market, where the product has already gained widespread acceptance, and competition may be intense.
During this phase, the initial growth in sales starts to level off, and market saturation becomes a possibility. To maintain market share, attract new customers, and extend the product's life cycle, companies often employ various strategies, such as product extensions, services, and warranty offerings.
Product extensions involve introducing new variations or versions of the existing product. This strategy aims to cater to different customer preferences, expand market segments, and create additional value propositions. By providing a range of options, companies can better meet the diverse needs of customers and increase their chances of sustaining sales growth.
In addition to product extensions, offering related services can be a valuable strategy in the maturity phase. Services such as installation, maintenance, repairs, and customer support can enhance the overall customer experience and differentiate a company's offering from competitors. Providing exceptional service can lead to increased customer loyalty and satisfaction, which is crucial in maintaining market share during the maturity phase.
Warranty offerings are another aspect of the product strategy in the maturity phase. Extending warranty coverage or providing attractive warranty terms can instill confidence in customers, reduce purchase risk, and enhance the perceived value of the product. Warranty programs can contribute to customer retention, build brand reputation, and influence purchasing decisions.
By implementing these strategies during the maturity phase, companies aim to prolong the product's life cycle, mitigate the effects of market saturation, and maintain a competitive edge in a mature market.
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In which type of marketing channel are products sold by a manufacturer to a consumer without going through a retailer?.
In direct marketing channel are products sold by a manufacturer to a consumer without going through a retailer.
Any marketing that communicates or distributes directly to consumers, as opposed to doing it through a middleman like the media, is considered direct marketing. Among the delivery methods employed include mail, email, social media, and text messaging campaigns. Because it typically cuts out the middlemen, like advertising media, it is known as direct marketing.
The least effective direct marketing pitch is likely the one that is made to the most number of people. In other words, the business might pick up a few new clients while only aggravating everyone else. Many people find it difficult to stop receiving junk mail, spam emails, and texts, all of which are examples of direct marketing.
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a.)what is H-pilorie disease cause by(dunno spelling sorry)b.)can it kill
Answer:
Helicobacter pylori (H. pylori) infection occurs when a type of bacteria called Helicobacter pylori (H. pylori) infects your stomach. This usually happens during childhood. A common cause of peptic ulcers, H. pylori infection may be present in more than half the people in the world.
What is an economic indicator and why is it important? Use at least two complete sentences to provide your response.
Answer:
Answer is provided in two separate headings below.
Explanation:
Economic Indicator
They are briefly described as the figures used to understand the current position of the economy. Few examples of such are the Inflation rate, Gross Domestic Product (GDP), and Unemployment ratio compared to the populace.
Reason for Important
They are important because the information provided from them helps in grasping the state of the economy in the upcoming years. This data helps both the local and business individuals to make better decisions for their upcoming financial goals such as regarding the investment of capital, increase or decrease their employment level, buying property, etc.
What is one benefit US workers who have a college degree rather than a high school diploma?
Answer:
Those with a college degree earn nearly twice as much as those without college.
Explanation:
A college degree increases the chances of securing a higher paying job than a high school diploma. Most employers insist on college degrees for managerial or executive positions. These are the positions with good pay packages. Currently, college graduates earn nearly twice their high school diploma holders.
Answer:
D.
Explanation:
the person above me is correct
Assume that the required reserve ratio is 10 percent. If the central bank wants to increase the money supply by $20 billion, what is the specific open-market operation (type and minimum value) that the central bank needs to conduct?
Answer:
The central bank needs to conduct an open-market purchase of government securities worth at least $2 billion to increase the money supply by $20 billion, assuming a required reserve ratio of 10 percent.
Explanation:
To increase the money supply by $20 billion, the central bank needs to conduct an open-market purchase of government securities.
The minimum value of the open-market purchase can be calculated using the money multiplier formula:
Money multiplier = 1 / Required reserve ratio
Money multiplier = 1 / 0.1 = 10
The money multiplier tells us the total amount of money that can be created for each dollar of reserves held by banks.
To increase the money supply by $20 billion, the central bank needs to increase reserves by:
Reserve increase = Desired increase in money supply / Money multiplier
Reserve increase = $20 billion / 10 = $2 billion
Therefore, the central bank needs to conduct an open-market purchase of government securities worth at least $2 billion to increase the money supply by $20 billion, assuming a required reserve ratio of 10 percent.