f the inflation rate was 2.60% and the nominal interest rate was 8.00% over the last year, what was the real rate of interest over the last year? Disregard cross-product terms; that is, if averaging is required, use the arithmetic average. Round intermediate calculations to four decimal places.

Answer: $654.04

Explanation:

We are given loan payments of $700 due three months ago and $1000 due today and we are to find the amount of the final payment to be paid by the borrower. Let the amount of the final payment be x.

The borrower is supposed to make a payment of $800 in two months from now. We need to determine the value of the final payment x such that all payments are settled.

To solve this problem, we use the time value of money formula. The formula is:

PV = FV / (1 + r)t

Where PV is the present value, FV is the future value, r is the interest rate, and t is the period.

We can write down the following equations based on the information given:

700/(1+0.09)^8 + 1000/(1+0.09)^5 + 800/(1+0.09)^3 + x/(1+0.09)^0 = 0

Simplifying the above equation we get:

x = $654.04

Therefore, the amount of the final payment will be $654.04.

A person's nutrient-dense food consumption may be increased by eating more fruits, vegetables, and whole grains, as well as lean dairy and protein-rich meals while minimizing energy-dense items high in saturated fat and added sugar. Option D is the right response in this case.

Consuming more fruits, vegetables, and whole grains; eating more lean dairy and protein-rich meals; and restricting energy-dense foods high in saturated fats and added sugars are all ways to enhance nutrient-dense food intake.

Nutrient-dense foods have more nutrients per calorie. Energy-dense meals, on the other hand, are high in energy but poor in nutrients. Energy-dense foods include fatty meats, fried dishes, sweets, and sugary beverages.

Complete question:

A person can increase his or her consumption of nutrient-dense foods by doing which of the following?

A - Eating more fruits, vegetables, and whole grains

B - Eating more lean dairy and protein-rich foods

C - Limiting energy-dense foods high in saturated fats and added sugars

D - All of these

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An organizational purpose refers to what a firm exists to do, given a particular group of customers and customer needs.

Even while scholarly interest in organizational purpose has grown, there is still a dearth of academic information and empirical study on the subject. Additionally, studies that have been done have significant flaws, such as a vague conceptualization and misinterpretations that obstruct the future growth and comprehension of organizational purpose.

A for-profit business entity that offers expert services is referred to as a firm. Examples of such entities are corporations, limited liability companies (LLCs), and partnerships. Most businesses only have one location. A business firm, on the other hand, is made up of one or more physical locations that are all owned by the same person and have the same EIN.

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A first draught begins to flesh out the ideas that emerged during brainstorming. When you brainstorm, you write down all of your ideas in the order they come to you.

Brainstorming is a problem-solving method used in groups that involves the spontaneous contribution of creative ideas and solutions. This technique necessitates a lengthy, free-flowing discussion in which each group member is encouraged to think aloud and propose as many ideas as possible based on their diverse knowledge.

Brainstorming is a strategy for generating a large number of ideas to help solve a specific problem. The technique has been used for over 70 years and is still used today to engage students in problem solving. There is a general structure to follow when developing brainstorming sessions.

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This difference can be reconciled by the production volume variance of $60,000, as the total difference is equal to the production volume variance multiplied by two ($60,000 x 2 = $120,000).

Volume is the measure of the amount of three-dimensional space occupied by an object. It is typically measured in cubic units, such as cubic meters or cubic centimeters. Volume can also be expressed as the amount of space an object takes up, such as gallons, quarts, or liters.

(a) Manufacturing Cost per Unit:

Direct materials:  $3.00

Direct labor:  $4.00

Variable overhead:  $2.40

Fixed overhead:  $6.00

Total Manufacturing Cost per Unit:  $15.40

Normal-Absorption-Costing Income Statement:

Sales (50,000 units)  $750,000

Less: Cost of Goods Sold

Direct materials  $150,000

Direct labor  $200,000

Variable overhead  $120,000

Fixed overhead  $300,000

Total Cost of Goods Sold  $770,000

Gross Loss  $(20,000)

Less: Operating Expenses

Selling expenses  $50,000

Administrative expenses  $60,000

Total Operating Expenses  $110,000

Net Loss  $(130,000)

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Answer:

Net cash from investing activities      (40,000)

Explanation:

The investing activities are those that pertain to the purchase and sales of non-current assets and marketable securities.

Example of such includes the sales and purchase of property plant an equipment. Therefore, the only item to be considered here is the purchase of equipment.

                                                               $

Investing activities

Equipment purchase                        (40,000)

Net cash from investing activities      (40,000)

Answer:

Bureaucracy helps to form a rigid organisation.

Explanation:

Any corporation needs formal as well as informal work groups in the organisation for a corporation to achieve its targets it will need the presence of a bureaucratic approach.

bureaucracy in the organisation is to increase the level of formality,

better communication among the colleagues

as well as increase overall productivity.

Answer:

No

Explanation:

This is not unethical because it is a common and acceptable practice among many reputable public companies in the United States to adjust their account statements according to their objectives.

Remember, every organisation had a right to decide It's accounting methods.

In this scenario, what both parties hope to achieve is to build up confidence from potential investors.

Answer:

If quantity demanded is completely unresponsive to changes in price, demand is Perfectly inelastic.

Explanation:

Perfectly inelastic demand means that quantity demanded remains the same when price increases or decreases. Consumers are completely unresponsive to changes in price.

I hope it's helpful

Answer:

BCD is wrong on Edge 2021.| The real Answer is BDE... (Edit)

Explanation:

Using resources from comments on the anwser above (or below) and the bad rating meant that is was wrong. And was also wrong for me.

The REAL ANWSER IS BDE..

Your welcome, have a nice day!

5/28/2021

Answer:

B  false

Explanation:

they have to travel cause the help out on the plane

Answer:

False

Explanation:

Flight attendants provide their assistance on planes, which travel around the world.

Answer: An entrepreneur is someone who has an idea and who works to create a product or service that people will buy, as well as an organization to support that effort.

Explanation: An entrepreneur takes on most of the risk and initiative for their new business, and is often seen as a visionary or innovator.

The accumulated depreciation account occurs on the balance sheet and lowers the gross amount of fixed assets.

A contra account exists utilized in a public ledger to decrease the value of a connected account when the two exist netted together. A contra account's natural balance exists as the opposite of the associated account. If a debit exists the natural balance is recorded in the linked account, and the contra account documents a credit.

Contra assets merely detract from the entire value of the asset account, all one contains to do exists to add up all the assets together first. Later, add up all the depreciation. Finally, carry the aggregate depreciation and subtract it from the entire assets.

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1. The value of the stock account after Year 2 is $155,401.626.

2. The value of the stock account after Year 8 is $96,110.0674.

3. The value of the stock account after Year 11 is $96,110.0674.

4. The annual dividend income of the stock exceeds the annual interest income of the bond at the end of Year 15.

Bond interest rate: 5%

Stock dividend yield: 3.7% (10% less than S&P 500 average yield)

Stock dividend growth rate: 3% (50% of S&P 500 dividend growth rate)

We'll assume an initial investment of $100,000.

Year 1:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $100,000 + ($100,000 * 0.2337) = $123,370

1. Year 2:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $123,370 + ($123,370 * 0.2638) = $155,401.626

2. Year 8:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $155,401.626 + ($155,401.626 * (-0.3849)) = $96,110.0674

3. Year 11:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $96,110.0674 + ($96,110.0674 * 0) = $96,110.0674

4. At the end of Year 15, the dividend income of the stock exceeds the interest income of the bond.

Stock dividend income: $100,000 * 0.037 = $3,700

Bond interest income: $100,000 * 0.05 = $5,000

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Diversification reduces the risk of an investment portfolio by spreading investments across different assets and can stabilize returns, leading to a more balanced risk-return profile.

Diversification is an investment strategy aimed at reducing risk by spreading investments across different assets. The theory behind diversification is that by investing in a range of assets, the investor can reduce the risk associated with any single asset.

Diversification can help to mitigate risk and stabilize returns by reducing the impact of market volatility on the portfolio. By investing in assets that are not highly correlated, the portfolio is less likely to be affected by sharp declines in any one asset class. This helps to reduce the risk of the portfolio and create a more stable investment return over the long term.

However, diversification is not a guarantee against loss, and some investments may still suffer losses. It is important to balance the level of diversification in the portfolio with the investment objectives, risk tolerance, and other factors.

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As the world keeps advancing technologically, being tech-savvy becomes increasingly important. However, not being tech-savvy in 2023 may pose a lot of challenges. Some of these challenges are :Job Market, Learning,Communication,Security.

In conclusion, being tech-savvy in 2023 is essential to success, as the world will be driven by technology. Those who do not embrace technology may find themselves limited in terms of employment opportunities, communication, and personal security.

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Answer:

it helps the business run smoother

Explanation:

The first thing that ana should do before she has a difficult conversation with the underperforming employee is to decide what the purpose and outcome of the conversation will be therefore the correct answer is c

she should decide what the purpose and outcome of the conversation will be whether she will give the employee a written warning for instance before having a difficult conversation with an underperforming employee

it is important for the supervisor to define the purpose and outcome of the conversation this will help to ensure that the conversation is productive and focused and that the employee understands the expectations and consequences of their behavior

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no lo se xd pero solo se que hoka

This statement is True, message strategy objectives should match with the methods, or how the advertiser plans to achieve the objective.

Message strategy is important because the methods are the tools that the advertiser uses to achieve their objectives. If the methods do not match with the objectives, then the advertiser will not be able to achieve their goals.

It is important to make sure that the methods are aligned with the objectives in order to ensure that the message strategy is effective and achieves the desired results.

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Answer:              

Explanation:

A business idea is a starting point for any current or future entrepreneurs. It is essential because it is the beginning of a new life – the life of a business and the life of an entrepreneur. But, an idea is important only in the initial stage of a startup.  

Answer:

$80,000

Explanation:

From marginal analysis concepts, the break-even point is determined using the formula.

Break-even in units = fixed cost / contribution margin per unit

For this firm,

break -even = 40,000 units

Contribution margin per unit = selling price - variable costs

=$6 - $4 =$2

Therefore:

40,000 = fixed costs/ $2

Fixed costs = $40,000 x 2

Fixed costs = $80,000

Answer:

The price of trucking services would fall until equilibrium prices are reached. Only normal profit would be earned in the long run

Explanation:

A perfect competition is characterized by many buyers and sellers of homogenous goods and services. Market prices are set by the forces of demand and supply. There are no barriers to entry or exit of firms into the industry.  

In the long run, firms earn zero economic profit.  If in the short run firms are earning economic profit, in the long run firms would enter into the industry. This would drive economic profit to zero.  

Also, if in the short run, firms are earning economic loss, in the long run, firms would exit the industry until economic profit falls to zero.  

Answer:

A promissory note Is a written promise to pay a specified amount of money at a certain date

Explanation:

A promissory note is a financial documents containing a written promise by one party, that is the issuer of the document or note to pay another party a particular amount of money, when it is demanded or at a particular date in the future. Such a note contains all the terms that has to do with the indebtedness, like the principal, interest rate, maturity date, the date the note was issued and signatures.

Because Rick often gives Owen vegetables and fruits in exchange for meat, and vice versa, this scenario best describes a trade by barter.

A trade by barter refers to direct exchange of goods or services without an intervening medium of exchange or money either according to established rates of exchange or by bargaining.

A trade by barter is common among traditional societies, most particularly in those communities with some developed form of market. Product can be bartered within a group as well as between groups, although gift exchange probably accounts for most intragroup trade, particularly in small and relatively simple societies.

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Answer:

A. Three important Items to double check before submitting a loan application to underwriting.

• Completeness of data : One has to be sure that all important details are captured hence none is left out. It means that there are no missing information on the application.

• Calculations performed accurately: This means that calculations such as borrower's income, qualifying ratios are calculated accurately and also double checked for the purpose of the loan underwriting.

• Documentations required by the loan programme. All Documentations required by the loan programme must be double checked before submitting a loan application to underwriting.

B. List at least two things you would be sure to tell a borrower in preparation for closing

• I will seek clarity in terms of the money borrower would be bringing to the closing table.

• The date,time,venue of closing are essential for the closing hence will be communicated to the borrower. Also, there are no right or wrong answers that may be asked or given by the borrower during the closing.

C. List at least three calculations that are typically used during the course of mortgage loan transaction.

• Income calculation

• Front end and back end ratio (DTI ratio)

• Monthly payment.

Explanation:

The three things that Eric has done before making a loan application are as follows:

A loan is an amount given to the borrowing party at an interest rate that can be annual, monthly, or quarterly basis by the lender.

Eric should make sure the three following things:

Therefore, the three things which Eric should check have been explained above.

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