The possibility that a risk event will occur and the possible impact it may have are two intersecting aspects that form the basis of the risk matrix. In other words, it's a tool that enables you to see how likely a risk is versus how serious it is.
The risk assessment matrix will assist your organisation in identifying and prioritising various risks by calculating the likelihood of the risk happening and the severity of the impact if it did. The risk matrix, decision tree, failure modes and effects analysis (FMEA), and bowtie model are the four often used risk assessment tools. What-if analysis, failure tree analysis, and hazard operability analysis are further methods for risk assessment.
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Simba is looking for a financial institution to give him a loan for a new house. Which of these institutions would be LEAST likely to provide this service?
savings and loan institution
credit union
brokerage firm
commercial bank
Answer:
Brokerage firm
Explanation:
Henry and Charlotte are both 28 years old.
Henry and Charlotte separated in 2018 and their divorce was finalized in January 2019. During 2019, Charlotte paid Henry alimony payments of $12,000.
Charlotte earned $85,000 in wages during 2019. Henry earned $13,000 in wages.
Henry has two children from a previous relationship. Ethan is 9 and James is 6 years old and they lived with Henry for all of 2019. Ethan and James did not provide over half of their own support.
Henry paid all the rent, utilities, and household expenses.
Henry, Charlotte, Ethan, and James are all U.S. citizens with valid Social Security numbers.
*** Who can claim Ethan and James as qualifying children for earned income credit?
A. Charlotte
B. Henry
C. Both Charlotte and Henry
D. Neither Charlotte or Henry
Answer:
B. Henry
Explanation:
The following are the requirements to qualify for earning income credit:
1. Henry and children has the number of social security
2. Henry earns $12,000 i.e. higher than that of $1 for a year
3. And both the children lived with Henry in the year 2019 not with the charlotte
So according to the above explanation only henry could qualify the children for earned income credit
Therefore the option B is correct
which of the following is true of self-managing work teams?
a. People tend to prefer self-managed teams.
b. They make decisions previously made by first-line supervisors.
c. They are most frequently found in service businesses.
d. Workers are trained to do all or most of the jobs in the unit.
e. They have no immediate supervisor.
Self-managing work teams involve several key characteristics, including worker preference, decision-making authority, industry applicability, job versatility, and absence of immediate supervisors. The correct options are option a, b, d and e.
Among the options provided, the following statements are true regarding self-managing work teams:
a. People tend to prefer self-managed teams: Self-managing work teams offer employees greater autonomy and involvement in decision-making processes, which can lead to increased job satisfaction and motivation.
b. They make decisions previously made by first-line supervisors: Self-managing teams are empowered to make decisions that were traditionally reserved for supervisors or managers. This decentralization of decision-making authority promotes efficiency, creativity, and faster responses to challenges.
d. Workers are trained to do all or most of the jobs in the unit: Self-managing teams typically involve cross-training, where team members are trained to perform multiple tasks within the unit. This versatility enables greater flexibility, collaboration, and the ability to adapt to changing circumstances.
e. They have no immediate supervisor: Self-managing teams operate with minimal or no immediate supervision. While they may still have oversight from higher-level management, the team members collectively take responsibility for managing their own work, setting goals, and resolving issues.
c. They are most frequently found in service businesses: This statement is not necessarily true. While self-managing teams can be found in service businesses, they can also be implemented in various industries and sectors where empowerment, teamwork, and flexibility are valued.
Overall, self-managing work teams offer advantages such as increased employee satisfaction, enhanced decision-making capabilities, job versatility, and a reduced reliance on immediate supervisors, making them an attractive organizational structure in many settings.
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What are the production sharing contracts (PSC) and production
sharing agreements (PSA)?
Production sharing contracts (PSC) and production sharing agreements (PSA) are agreements commonly used in the oil and gas industry. These contracts are typically made between a government or state-owned entity and an oil company.
Under a PSC or PSA, the government grants the oil company the rights to explore, develop, and produce oil and gas reserves in a specified area or block. The oil company bears the financial risks and costs associated with exploration and production activities.
In return for their investment, the oil company is entitled to a share of the produced oil and gas. The terms of the contract determine the percentage of production that the company is entitled to, often referred to as the "profit oil" or "profit gas."
The remaining portion of the production, known as the "cost oil" or "cost gas," is used to recover the costs incurred by the oil company. The government also usually receives taxes, royalties, and other forms of fiscal payments as part of the agreement.
PSCs and PSAs vary in their terms and structures, and the specific details are negotiated between the government and the oil company. These contracts are designed to promote investment in oil and gas exploration and production while ensuring a fair distribution of profits between the parties involved.
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For what reason can you infer that it might be relevant for a policy analyst to have a law degree?
A) Departments of education are in the executive branch, and most executive-branch officials have law degrees.
B) Policy analysis is a volatile job market, and it is helpful to have another field to fall back on.
C) Education policy needs to be enacted into law by our legislators and needs to comply with other state and federal laws.
D) Policy analysts tend to get sued by ideological foes, so legal knowledge is good protection.
Explanation:
i think is answer b.....m.
For those brave enough to act effectively now to stabilise and protect your business and maintain liquidity, opportunity will come." Explain whether the Statement of Cash Flows is able to illustrate the ‘liquidity' of an entity to its users and provide ONE recommendation how companies can maintain liquidity during this pandemic.
Answer:
1. Yes. Cash flows are able to illustrate liquidity.
2. Recommendations
a. Reducing levels of Inventory.
b. Negotiating Longer credit settlement period with suppliers.
Explanation:
One of the uses of a Cash flow Statement is its use in negotiating loans with bank and other lenders. Of interest to these parties is the liquidity of the entity.
Liquidity is the ability of an entity to honor its short-term obligations using its current assets. Liquidity is reflected in the Cash flow from Operating Activities of the Cash flow Statement.
Recommendation
Companies can maintain liquidity through reducing levels of inventory. Inventory ties up cash. Negotiating longer credit settlement period with suppliers can also increase liquidity.
a broad differentiation strategy works best in situations characterized by
A broad differentiation strategy works best in situations characterized by several factors- Diverse customer preferences, Technological advancements, Brand recognition, and Market saturation etc.
Diverse customer preferences: When clients have changed tastes, needs, and inclinations, a wide separation technique permits a company to offer a wide extend of items or administrations that cater to distinctive client sections. By giving one-of-a-kind and particular highlights, quality, or client encounters, the company can capture a bigger advertising share.Technological advancements: In businesses where innovation plays a vital part, a wide separation technique can be beneficial. By contributing in inquiries about and improvement, development, and progressed innovations, a company can make separate items or administrations that stand out from competitors and offer prevalent esteem to clients.Brand recognition: A solid brand nearness and notoriety can be utilized viably in a wide separation methodology. In case clients relate the brand with tall quality, development, or special highlights, a company can command premium estimating and client dependability. Brand recognition too makes a difference draw in unused clients and makes obstructions to passage for potential competitors.Market saturation: In exceedingly competitive and immersed markets, a wide separation methodology can offer assistance a company to separate itself from competitors and pick up a competitive advantage. By advertising one-of-a-kind highlights, predominant client benefits, or included esteem, the company can pull in clients who are trying to find choices or improved offerings in a swarmed showcase.Increased customer willingness to pay: When clients are willing to pay a premium for separated items or administrations, a wide separation procedure can be effective. On the off chance that clients see the included esteem, special highlights, or prevalent quality advertised by the company's items or administrations, they are more likely to select them over competitors, indeed at the next cost.Effective marketing and distribution channels: A wide separation procedure requires viable showcasing and dissemination channels to communicate and provide the one-of-a-kind esteem recommendation to clients. In the event that a company contains a solid showcasing and dispersion framework input, it can successfully reach and impact target clients, making the separation methodology more fruitful.know more about differentiation strategy
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A broad differentiation strategy works best in situations with high product variety and monopolistic competition. Businesses can differentiate their products to attract customers and meet their needs.
Explanation:A broad differentiation strategy works best in situations characterized by a high degree of product variety and monopolistic competition. When there are many different styles, flavors, locations, and characteristics available in a market, businesses can differentiate their products to stand out from competitors and attract a specific customer base. By focusing on a few core products or competencies instead of trying to offer a wide range of products, businesses can better meet the needs and preferences of their target market.
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please help
Arthur showed up five minutes late to his job interview. His interviewer will likely wonder whether he possesses which important business skill?
Group of answer choices
punctuality
responsibility
integrity
ability to follow a schedule
Answer:
D) ability to follow a schedule
Answer:
Punctuality
Explanation:
I took this test, and this was the right answer
2. Explain the public sector innovation and innovation in third
sector
2. Public Sector Innovation: Public sector innovation refers to the development and implementation of new ideas, processes, policies, or practices within government organizations or agencies.
Public sector innovation can manifest in various forms, including technological advancements, policy reforms, organizational changes, and collaborative approaches. It involves fostering a culture of experimentation, openness to new ideas, and continuous improvement within public institutions. This can be achieved through promoting knowledge sharing, providing resources for experimentation, and encouraging stakeholder involvement.
Innovation in the Third Sector:
Innovation in the third sector, also known as the nonprofit or voluntary sector, refers to the development and application of new approaches, strategies, or interventions to address social, environmental, or community challenges. The third sector includes organizations such as charities, NGOs, community groups, and social enterprises.
Innovation in the third sector often arises from the unique nature of these organizations, driven by their mission to create positive social impact rather than maximizing profits. It involves finding innovative solutions to complex social problems, mobilizing resources, and engaging with diverse stakeholders to achieve desired outcomes.
Innovation in the third sector can take various forms, including the development of new service models, collaboration with other sectors, social entrepreneurship, and the use of technology for social good. It involves adapting and responding to evolving societal needs, leveraging community knowledge and expertise, and engaging in creative problem-solving to create sustainable social change.
Both public sector innovation and innovation in the third sector play crucial roles in driving social progress , addressing societal challenges, and improving the well-being of communities. They contribute to the development of more responsive, efficient, and inclusive systems and services that benefit individuals, organizations, and society as a whole.
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13. The arithmetic average of 12%, 15% and 20% is _________. A. 15.7%B. 15%C. 17.2%D. 20%
The arithmetic average of 12%, 15% and 20% is 0.157. 15.7% Option A
What is arithmetic average?Generally, In the fields of mathematics and statistics, the sum of a group of numbers is divided by the total number of numbers in the group to arrive at the arithmetic mean or arithmetic average, which is sometimes referred to simply as the mean or the average.
x=(0.12+0.15+0.20)/3
x=0.157
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Which nims management characteristic helps to eliminate?.
Answer:
Chain of command and unity of command help to ensure clear reporting relationships exist and eliminate the confusion caused by multiple, conflicting directives. Incident managers at all levels must be able to control the actions of all personnel under their supervision.In a market economy, decisions about which goods are produced are based
on:
A. what health care organizations suggest will be best for citizens.
B. what the local community has made for generations.
C. what the government decides is important for society.
D. what businesses believe will generate the most profits.
SUBMIT
In September, you made a profit of $5,456,963 with expenses of $2,456,654. What was your total revenue?
The total revenue when the profit and expenses are given so it should be considered as the $7,913,617.
Calculation of the total revenue:We know that
Profit is $5,456,963
And, expenses is $2,456,654
We know that
Profit = Revenue - Expenses
$5,456,963 = Revenue - $2,456,654
So, the revenue is
= $5,456,963 + $2,456,654
= $7,913,617
Hence, The total revenue when the profit and expenses are given so it should be considererd as the $7,913,617.
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Contrast the actions a central bank would take to increase the quantity of money in the economy with the actions it would take to produce the opposite effect.
Briefly explain the effects of time lags on monetary policy.
Identify the three government policies for assuring safe and stable banking system
To increase the quantity of money in the economy, a central bank would typically take expansionary monetary policy measures. This can include actions such as lowering interest rates, buying government bonds or other securities through open market operations..
These actions inject liquidity into the economy, making borrowing cheaper and encouraging spending and investment, thereby increasing the money supply.
On the other hand, to reduce the quantity of money in the economy, a central bank would employ contractionary monetary policy measures. This can involve raising interest rates, selling government bonds or other securities through open market operations, and increasing reserve requirements for commercial banks. These actions decrease the availability of credit, making borrowing more expensive and reducing spending and investment, thereby reducing the money supply.
Time lags in monetary policy refer to the delays between implementing policy actions and their actual effects on the economy. There are three main types of time lags: recognition lag, decision lag, and implementation lag. Recognition lag is the time it takes for policymakers to identify a problem or change in the economy. Decision lag refers to the time it takes for policymakers to formulate and implement a response. Implementation lag is the time it takes for the policy measures to have their full impact on the economy. These time lags can make it challenging for central banks to time their policy actions correctly and achieve the desired economic outcomes.
The three government policies for ensuring a safe and stable banking system are: Deposit Insurance: Governments establish deposit insurance programs to protect depositors' funds in case a bank fails. This policy provides a safety net and maintains public confidence in the banking system. Prudential Regulation: Governments implement prudential regulations that require banks to maintain sufficient capital reserves, follow risk management practices, and adhere to specific standards to ensure the stability and soundness of the banking sector.
Central Bank Oversight: Central banks play a crucial role in monitoring and supervising banks to ensure their compliance with regulations, assess their financial health, and take necessary actions to maintain stability in the banking system. Central banks also act as lenders of last resort, providing liquidity support to banks in times of financial stress.
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what your name answer in 1 minute
Answer:
Adrean :)
Explanation:
eugh
What is an investment portfolio?
A. A selection of varied accounts
B. A selection of varied instruments
C. A selection of varied applications
D. A selection of varied stocks and bonds
Answer:
In finance, a portfolio is a collection of investments aka stocks and bonds!
A reference value involves a. comparing the costs and benefits of items from one particular manufacturer or distributor. b. products with which a consumer is familiar and items the consumer has not seen or used before.c. items of equal or greater value. d. substitute items.
Complete Question:
A reference value involves comparing the costs and benefits of?
Answer:
d. substitute items.
Explanation:
A price elasticity of demand can be defined as a measure of the responsiveness of the quantity of a product demanded with respect to a change in price of the product, all things being equal.
Mathematically, the price elasticity of demand is given by the formula;
\( Price \; elasticity \; of \; demand = \frac {Percentage \; change \; in \; price}{Percentage \; change \; in \; demand} \)
The demand for goods is said to be elastic, when the quantity of goods demanded by consumers with respect to change in price is very large. Thus, the more easily a consumer can switch to a substitute product in relation to change in price, the greater the elasticity of demand.
Generally, consumers would like to be buy a product as its price falls or become inexpensive.
Hence, a reference value involves comparing the costs and benefits of items substitute items.
A substitute item can be defined as a product (item) that a consumer sees as an alternative to another product (item) and as such would offer similar benefits or satisfaction to the consumer.
For substitute products (items), the cross-price elasticity of demand is always positive because the demand of a product increases when the price of its close substitute (alternative) increases.
In general, progressives differed from labor and farm advocates because the progressives:________
In general, progressives differed from labor and farm advocates because the progressives were mostly middle-class urban reformers.
What are progressives?
Progressives advocate for increased social and economic equality as well as advancement in feminism and homosexual rights. They also support government-run social programs, and they want social movements to have more influence in the US.
What philosophies did Progressives hold?
Progressives were those who supported the notion of human advancement and the virtues of democracy. They believed that society should be built on the idea of human rights and that it is the responsibility of the state to ensure the wellbeing of its citizens.
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Andrea has a health insurance deductible of $5,000. Her medical bills for the
year total $49,000. How much will she be required to pay out of pocket on her
annual medical bills?
A. $0
B. $33,000
C. $5,000
D. $38,000
$5,000 is the amount she will pay out of pocket on her annual medical bills.
Basically, the term of Deductible is used in Insurance. The amount of deducible refrain the Insurer from liability until a certain level of liability is reached.
In health Insurance, having a deductible of $5,000 on one's policy means the health plan benefits will start after one pays $5,000 out of his pocket.
Information given
Deductible = $5,000
Total claim = $49,000
Therefore, the Option C is correct because $5,000 is the amount she will pay out of pocket on her annual medical bills.
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Answer: C. $5,000
Explanation:
Cost data of a machine is shown in the following table with an annual rate of 12%. Calculate annual worth at end of year 2. M&O cost Retention Yr. Market Value per year 0 (First Cost) 55,000 1 35,000 45,000 2 20,000 47,500 3 15,000 50,000 4 2,000 53,500 67,854 68,476 69,289 O 63,256
The annual worth of the machine at the end of year 2, considering a 12% annual rate, is $63,256.
To calculate the annual worth at the end of year 2, we need to consider the market value of the machine at each year, taking into account the 12% annual rate. The first cost of the machine is $55,000. In year 1, the machine has a market value of $35,000, but there is also a retention of $45,000, resulting in a net market value of $10,000. In year 2, the machine has a market value of $20,000, and the net market value is $47,500 (considering the retention of $45,000). To calculate the annual worth, we discount each year's net market value using the 12% annual rate. Therefore, at the end of year 2, the annual worth is calculated to be $63,256.
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Does the United States have a crime "problem" compared to other advanced and industrialized nations? Why or why not?
Why are the definitions of crime and criminal behavior critically important to political entities? Explain.
Assessing whether the United States has a crime "problem" compared to other advanced and industrialized nations is a complex matter that requires careful analysis and consideration of various factors. It is essential to recognize that crime rates and their comparison can be influenced by numerous socio-economic, cultural, and demographic factors.
Here are some points to consider:
Crime Rates: When evaluating crime levels, it is crucial to examine various crime indicators, such as violent crime rates, property crime rates, or specific types of offenses. Comparative analysis should consider the specific types of crimes and the frequency at which they occur.
Data and Reporting: Comparing crime rates across nations can be challenging due to differences in reporting practices, data collection methodologies, and legal definitions. Variations in crime reporting and recording practices can affect the accuracy and comparability of crime statistics.
Socio-economic Factors: Crime rates are influenced by socio-economic factors such as poverty, income inequality, unemployment rates, educational attainment, and social welfare systems. These factors can vary among countries and have an impact on crime levels.
Cultural and Demographic Differences: Cultural and demographic factors, including population density, diversity, social norms, and attitudes towards crime, can also affect crime rates. These factors can differ significantly among nations, leading to variations in crime levels.
Regarding the definitions of crime and criminal behavior, they are critically important to political entities for several reasons:
Legal Framework: Definitions of crime form the foundation of a country's legal system. They define what actions are considered unlawful and provide guidelines for law enforcement, the judiciary, and the criminal justice system to identify, prosecute, and punish offenders.
Consistency and Fairness: Clear and precise definitions of crime ensure consistency and fairness in the application of laws. It helps prevent arbitrary or discriminatory enforcement and ensures equal treatment under the law.
Public Safety and Order: Defining criminal behavior helps protect public safety and maintain social order. By identifying and categorizing certain behaviors as crimes, governments can establish rules and regulations that help deter individuals from engaging in harmful actions and protect citizens from harm.
Resource Allocation: Accurate definitions of crime assist in resource allocation for law enforcement, judicial processes, and correctional systems. It enables governments to focus their efforts and resources on combating specific types of criminal behavior based on their severity and impact on society.
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For each of the following independent situations, compute the net after-tax cash flow amount by subtracting cash outlays for operating expenses and income taxes from cash revenue. The cash outlay for income taxes is determined by applying the income tax rate to the cash revenue received less the cash and noncash (depreciation) expenses. A B C
Cash revenue received $110,000 $525,000 $275,000
Cash operating expenses paid 64,000 385,000 165,000
Depreciation on tax return 14,000 32,000 25,000
Income tax rate 30% 25% 20%
The net after-tax cash flow is $22,400 for first case, $81,000 for second case, and $68,000 for third case.
Cash revenue received = $110,000
Cash operating expenses paid = $64,000
Depreciation on tax return = $14,000
Income tax rate = 30%
Cash outlays for operating expenses and depreciation = $64,000 + $14,000 = $78,000
Taxable income = $110,000 - $78,000 = $32,000
Income tax payable = 30% x $32,000 = $9,600
Net after-tax cash flow = $110,000 - $78,000 - $9,600 = $22,400
Cash revenue received = $525,000
Cash operating expenses paid = $385,000
Depreciation on tax return = $32,000
Income tax rate = 25%
Cash outlays for operating expenses and depreciation = $385,000 + $32,000 = $417,000
Taxable income = $525,000 - $417,000 = $108,000
Income tax payable = 25% x $108,000 = $27,000
Net after-tax cash flow = $525,000 - $417,000 - $27,000 = $81,000
Cash revenue received = $275,000
Cash operating expenses paid = $165,000
Depreciation on tax return = $25,000
Income tax rate = 20%
Cash outlays for operating expenses and depreciation = $165,000 + $25,000 = $190,000
Taxable income = $275,000 - $190,000 = $85,000
Income tax payable = 20% x $85,000 = $17,000
Net after-tax cash flow = $275,000 - $190,000 - $17,000 = $68,000
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For this assignment, you will create a multimedia presentation on Marketing, Sales, and Service tasks and work environments to demonstrate understanding of these careers.
Marketing is process of identifying, anticipating, and satisfying customer needs and wants through the creation, promotion, and distribution of the products or services.
What is distribution?In statistics, a distribution refers to the way in which a set of data is spread out or organized. It provides information about the possible values of a variable and how frequently those values occur. A distribution can be represented graphically using various types of charts such as histograms, box plots, and density plots. Common characteristics of a distribution include its central tendency (e.g., mean, median, mode), its spread or variability (e.g., range, standard deviation), and its shape (e.g., skewed, symmetrical). Understanding the distribution of a dataset is important in many fields, including finance, economics, and science, as it can provide insights into the underlying patterns and relationships in the data.
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The stock of wiley united has a beta of. 98. The market risk premium is 7. 6 percent and the risk-free rate is 3. 9 percent. What is the expected return on this stock?.
Converting the decimal to a percentage, the expected return on the stock of Wiley United is approximately 11.43%.
To calculate the expected return on the stock of Wiley United, we can use the Capital Asset Pricing Model (CAPM) formula:
Expected Return = Risk-Free Rate + Beta * Market Risk Premium
Given the following values:
Beta = 0.98
Market Risk Premium = 7.6% (expressed as a decimal, 0.076)
Risk-Free Rate = 3.9% (expressed as a decimal, 0.039)
Plugging in the values into the formula, we have:
Expected Return = 0.039 + 0.98 * 0.076
Expected Return = 0.039 + 0.07528
Expected Return = 0.11428
Converting the decimal to a percentage, the expected return on the stock of Wiley United is approximately 11.43%.
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Plz help me I’ll make u the brainliest ( I promise)
which one of the following statements regarding corporations is correct?A. A corporation is a separate legal entity.B. A corporation has easy transferability of ownership.C. A corporation may have the ability to raise large amounts of capital.D. A corporation's owners have unlimited liability.
A corporation is a separate legal entity is a most correct among the following regarding corporation.
Option A is correct.
Corporation:A corporation is a type of business owned by shareholders who elect a board of directors to oversee the company's operations. The business's actions and finances are the responsibility of the corporation, not the shareholders.
What is a corporation's purpose?Academics refer to the "shareholder primacy norm," and many refer to the task of corporate managers as "shareholder wealth maximization." Today, the standard response is that a corporation exists to benefit its shareholders.
What is the corporate structure?A management team and a board of directors make up the most common corporate structure in the United States. Most of the time, there are both inside directors who work every day at the company and outside directors who can make sound decisions.
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Bit rate can be scaled down by reducing the resolution and applying ____________ techniques. question 26 options:
Answer:
compression
Explanation:
Bit rate refers to the size of an electronic object that is created digitally. As for example 2 kb, 4 mb for an image or document or video, etc:
Further the size can be reduced if the image is cropped, or the resolution is decreased.
By cropping the bite rate is reduced as now the object is smaller, or in case compression technique is used, the object tends to reduce in size again.
The resolution being hd or non-hd helps to reduce the size too.
Benjamin obtained a loan of $22,500 at 5.5% compounded monthly.
How long (rounded up to the next payment period) would it take to
settle the loan with payments of $2,810 at the end of every
month?
It would take Benjamin 11 months to pay back the loan if he makes monthly payments of $2,810 at the end of every month.
Benjamin obtained a loan of $22,500 at 5.5% compounded monthly. He wishes to know how long it would take to pay back the loan if he makes monthly payments of $2,810. The payments are made at the end of each month. We are expected to determine the period it would take to settle the loan if the monthly payments are $2,810.
Because Benjamin is making monthly payments, the interest rate would also be calculated monthly.
Thus, we have
r = 5.5%/12 = 0.00458.
Also, the present value (PV) is $22,500, and the monthly payment (PMT) is $2,810.
We would need to determine the number of months it would take to pay back the loan. To achieve this, we would make use of the formula for the period (n) in the formula for the present value of an annuity.
The formula is given as:
n = -log(1- PV * r / PMT) / log(1+r)
=> n= -log(1- PV * r / PMT) / log(1+r)
=> n = -log(1- 22500 * 0.00458 / 2810) / log(1+0.00458)
=> n = 10.21 months,
rounded up to the next payment period ≈ 11 months.
Therefore, it would take Benjamin 11 months to pay back the loan if he makes monthly payments of $2,810 at the end of every month.
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The bond has a coupon rate of 5.57 percent, it makes semiannual payments, and there are 5 months to the next coupon payment. The bond has a clean price of $923 and the par value is $1,000. What is the invoice price?
If the bond has a clean price of $923 and the par value is $1,000. is the invoice price is $946.21.
How to find then invoice price?First step is to find the accrued interest
Accrued interest = ($1,000 × 5.57%) × 5/6
Accrued interest= $55.7/2 x5/6
Accrued interest= $23.21
Now let find the dirty price using this formula
Dirty price = clean price + accrued interest
dirty price = $923+ $23.21
dirty price = $946.21
Therefore the invoice price is the amount of $946.21.
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2. frank is a retired financial analyst. john is also a retired financial analyst. they both desire to work part time, so they both accepted a financial analyst position for which they share the duties. frank works in the mornings and john works in the afternoons. in this scenario, frank and john are participating in a(n)
a. employee stock ownership plan.
b. bonus plan
c. job sharng plan
d. flex time plan
Frank is a retired financial analyst. john is also a retired financial analyst. they both desire to work part time, so they both accepted a financial analyst position for which they share the duties. frank works in the mornings and john works in the afternoons. in this scenario, frank and john are participating in a(n) job sharing plan.
Analysts collect, interpret, and use complex data to develop actionable procedures to improve processes and optimize results. Every day, he or she assesses company and customer needs, obtains actionable information, and analyzes it to look for obvious trends and areas for improvement.
the definition of an analyst is to study the elements of a thing, often breaking it down into smaller parts to learn how the parts interact and what are the properties of what is being studied A psychotherapist is an example of an analyst.
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