Holly would like to plan for her daughter's college education. She would like for her daughter, who was born today, to attend college for 4 years, beginning at age 18. Tuition is currently $13,000 per year and tuition inflation is 7%. Holly can earn an after-tax rate of return of 10%. How much must Holly save at the end of each year, if she wants to make the last payment at the beginning of her daughter's first year of college

Answer: a. 11.00% - 12.00%

Explanation:

We can find the rate using Excel.

Payments are quarterly so we need to adjust the variables to quarterly figures:

Period = 10 years * 4 = 40 quarters

Present value = $4,610 (should be a negative number)

Future value = $5,000 at maturity

The effective rate will be 2.9% as shown in the attachment.

This is a quarterly figure so convert it to annual:

= 2.9 * 4

= 11.6%

It is between 11% and 12%

Answer:

rat

Explanation:

The average real wage given the CPI and Nominal wages in:

1967 is $21,188.62

1977 is $22,407.58

1987 is $22,935.74

1997 is $23,163.24

2007 is $23,973.95

2013 is $22,455.79

The paycheck of the average worker was highest in 2013.

The purchasing power of the average worker was highest in 2007.

The consumer price index measures the changes in price of a basket of good. It is used to measure inflation.

Real wages = nominal wages / cpi

Real wage in 2013 = 52,322 / 2.33 = $22,455.79

Purchasing power is the highest when the real wage is the highest.

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Answer:

Working capital

Explanation:

Working capital, also called net working capital, represents the difference between a company's current assets and current liabilities.

The difference between a firm's current assets and current liabilities is known as its "working capital." Working capital is a measure of a company's short-term financial health and represents the funds that are available to finance the day-to-day operations of the business.

Current assets include cash, accounts receivable, inventory, and other assets that are expected to be converted into cash within one year or within the normal operating cycle of the business, whichever is longer. Current liabilities, on the other hand, include accounts payable, short-term loans, and other obligations that are due within one year or within the normal operating cycle of the business. Therefore, working capital is calculated by subtracting current liabilities from current assets: Working Capital = Current Assets - Current Liabilities

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The opportunity cost of going to college is the cost of tuition, any associated costs, and any income, experience, to add on to other college expenses.

What is opportunity cost?

The potential profit lost from a missed chance is referred to as the “opportunity cost” and is the result of selecting one option over another.

The opportunity cost of the college are tuition, room, books, foods, dress, footwear, and other expenses are also included. The opportunity cost is always increases.

As a result, the opportunity cost are to go to the college as tuition fees, books, rent on hostel, and food etc.

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a. The calculated p value is  0.0025.

b. The decision regarding the null hypothesis is to  Reject the H0

c. Yes there is a difference in the mean given by the two offices.

find the difference between the set of data

30 - 26 = 4

22 - 19 = 3

25 - 20 = 5

19 - 15 = 4

26 - 19 = 7

find the average of the set of scores

24.4 , 19.8, 1.52

Hypothesis formulation

H0: µ1 = µ2

Ha: µ1 ≤ µ2

Decide the test statistic and the level of significance:

alpha = 0.05

df = 5 - 1 = 4

upper critical value at the level of significance = 2.7764

lower critical value at the level of significance = -2.7764

The decision rule

Reject H0 if |t| > 2.7764

Test statistics calculating

bar x1 - bar x2 =

24.4 - 19.8 = 4.6

standard error = s / √n

= 0.6798

t statistic = 4.6 / 0.6798

= 6.767

The decision would be given that 6.7670 > 2.7764, we would have to reject the null hypothesis and accept the alternate hypothesis.

the p value is given as 0.0025. This is the probability of rejecting the true H0

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The implied earnings yield be 4.1%.

Thus, the correct option is B.

The net advantages of a corporation's operations are its earnings. Additionally, earnings are the source of corporation tax obligations.

EBIT and EBITDA are two additional terms that are more specifically utilized for a study of certain areas of company operations. There are other other names for earnings that are frequently used, including income and profit.

Earnings are the sum of money that a person or organization receives over a specific time period.

They can be found on an income statement for a business and are used to gauge how profitable it is. Better financial performance is typically indicated by higher recurring earnings, which can also have a beneficial effect on stock values.

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Answer:

The rate that can be expected on a Treasury bill is 5.41%.

Explanation:

As per Fisher's equation:

Nominal rate = (1 + Real rate) * (1 + Inflation rate) - 1

Nominal rate = (1 + 0.0365) * (1 + 0.017) - 1

Nominal rate = 5.41%

PLEASE GIVE THANKS AND RATING FOR MY HARDWORK :)

Resourcefulness is the trait that represents the ability to find solutions and achieve goals even with limited resources.

Resourcefulness is a valuable trait that empowers individuals to overcome limitations and achieve their goals even when faced with limited resources. It involves the ability to think creatively, adapt to changing circumstances and make the most of available assets.

Resourceful individuals are adept at finding innovative solutions, leveraging their existing resources efficiently and identifying alternative approaches when necessary. They possess a problem-solving mindset that allows them to navigate challenges and constraints effectively often leading to successful outcomes despite the scarcity of resources.

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Answer:

1. Journal Entry                        Debit        Credit

  Raw materials inventory      $73,400

   ($72,000 + $1,400)

          Accounts payable                          $73,400

   (Being raw materials purchase on credit)

2. Journal Entry                        Debit        Credit

  Work in process                      $64,300

   ($64,000 + $300)

        Raw materials inventory                    $64,300

                   Raw Material Inventory Account

Beginning balance    $36,000  |  Work in process $64,300

Purchase                    $73,400  |                                          

                                                   | Ending balance    $45,100

                                                   |  ($36,000 + $73,400 - $64,300)

Answer:

Porter's Five Forces is a framework for analyzing a company's competitive environment. The number and power of a company's competitive rivals, potential new market entrants, suppliers, customers, and substitute products influence a company's profitability.

There are different kinds of skills. One of the skills that most leads to success in the workplace is  working well as part of a team.

It is very essential to note that  when one work with others in a work place, it is good to depends on others sometimes and this can bee done through interaction.

Positive interactions in the workplace often increase good feelings, increase morale and boast work satisfaction.  Success in the workplace is not based on intelligent you are or your qualifications.

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Answer:

First things first, you need to know how much money you have and what regular fixed expenses you have. Setting up a budget can help. When you don’t have a lot of money coming in, it’s important to check your bank statements regularly and budget accordingly so you have enough to cover your basic needs, like rent and utilities.

If you’re not sure how to set up a budget, try Suncorp’s Budget Planner. It’s free to use and calculates the difference between your income and expenses when you input your information. A little knowledge can go a long way, especially if you’re new to budgeting. In some cases, you might be entitled to financial support from government agencies if you have a low income. Centrelink offers a low income Health Care Card which, if you’re entitled to it, offers discounted services for public transport and medication.

The Department of Human Services has information on income support, so it can be a good idea to do your own research to find out what you’re entitled to ahead of time. Saving money on things like food and entertainment is possible (even on a low income). You could try buying basic food items (think dried fruit, coffee or tea) in bulk, or look for the generic brand instead of the more expensive named options.

Get creative when it comes to entertainment options too. Keep an eye out for free activities in your local area, such as outdoor concerts. You can also pay a visit to your local library, where you can borrow books, DVDs and other resources for free! Paying attention to how you spend your money will help you avoid the temptations of impulse purchases as well.

Answer: True

Explanation: In my opinion it may be true because if it succeeds somewhere else its most likely to succeed in other places too

Hope This Helps!

A research proposal is a document that outlines a researcher’s plan to conduct a specific research project.

A research proposal is a document that outlines the research project that one intends to undertake. It provides a summary of the background and rationale for the proposed study, outlines the research objectives and methods, and identifies potential resources and risks. The research proposal also serves as a map for the researcher in order to ensure the completion of the project within a specific timeline and budget. The research proposal should be free from plagiarism and should be written in an organized and professional manner.

The format of a research proposal may vary depending on the field of research, the institution, and the funding body.

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For implemented policies reflects the model of sustainable development when these policies met the necessary prerequisites to achieve balance between economic growth, social inclusion, and environmental protection. Then and only then will can it reflect the model of sustainable development.

As explained above, there are 3 primary pillars vital to the sustainable development model. The first and perhaps most discussed is economic growth for obvious reasons of providing for oneself and one's own family. This is the driving force of past development models. As global warming occurs, and the rapid deterioration of the environment, as well as massive global disasters in the past hundred years; people became increasingly aware of the dangers of not coexisting with nature and other creatures, will only result in their demise or worse.

Social inclusion, the necessity to include everyone to partake in the effort to get together and pursue sustainable development so that everyone could benefit. At this point, people realized that trying to save the environment and prevent global disasters require not just a handful of people, but the entire population of the planet. Social inclusion aims to educate and help others be aware of the dangers, working together to solve the crisis facing humanity, should there be no changes in the way the population of the planet consumes products, food, and create dangerous waste.

From then on, environmental protection became critical in saving the planet's ever-dwindling resources, wildlife from extinction, and damaging the environment from toxic products and wastes. The necessity to protect the planet from over-harvesting, over-exertion of humanity's capacity over the planet's other wildlife and ecosystems, and to preserve what's left for future generations; became the number one priority of nations around the world as scientists sound the alarm on the approaching yet preventable apocalypse.

In essence, the future is no longer just about exhausting non-renewable resources, piling up the planet with pollution, and leaving poorer countries to fend for themselves. Instead, the whole idea of the model of sustainable development relies on every single person to do their bid and help create sustainable development that would be able to support economic growth, yet controlling the amount of waste and finding means of creating less harm for the planet, and minimizing the environmental impacts in the hope of nurturing nature to be able to support flourishing wildlife once again; all of which would help future generations to survive and flourish.

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Answer:

In simple words, Agile architecture, in fact, speeds up the distribution of original market value and ensures that quality is maximized during the implementation system by a process of constant preparation and feedback.

Projects are finished in shorter iterations, rendering them more achievable, thanks to the incremental design of the agile process. It also makes it possible to roll out goods efficiently and make adjustments at any time throughout the phase

some of the key to being an agile manufacturer are Product design that is flexible and customer-focused, information technology, corporate partners, and a knowledge culture.

Agile manufacturer are the extremely strong on changing their features while keeping an eye on the competitors. They ensure the customer turning speed and agility to get the competitive advantage. it is the best approach in today's world.

Thus, product design that is flexible and customer-focused

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Answer:

Then, get yourself a job if you want money, even if it's one of the lamest jobs, get a job. Some people want money but, don't want to work. Others do work but, don't reviece money. Don't be like those people.

Explanation:

Answer: it would active hours

Explanation: Simply, that is your active hours on your computer

The correct answer is: (A) Active hours

Energetic hours discover the time frame while you anticipate the device to be in use. automated restarts after an update will arise outdoor during the energetic hours. via default, lively hours are from eight AM to 5 PM on pcs and from 5 AM to eleven PM on phones. customers can trade the active hours manually.

It is referred to as energetic hours. active hours are a time variety you could set to permit your computer to recognize whilst you're commonly the usage of your tool, so it might not restart robotically throughout the one's instances.

What is the means of energetic hours in home windows 10?

Energetic hours allow home windows to understanding while you're typically at your laptop. we'll use that data for agenda updates and restarts when you're no longer the usage of the pc.

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The probability that fewer than two machines will be inoperative during a particular day is approximately 0.982201, or 98.22%.

To find the probability that fewer than two machines will be inoperative during a particular day, calculate the probability of having zero or one machines inoperative.

Denote the event "a machine becomes inoperative during a given day" as A. The probability of this event is given as P(A) = 0.002.

To calculate the probability of fewer than two machines being inoperative, calculate the probability of zero machines being inoperative (P(0)) and the probability of one machine being inoperative (P(1)), and then sum them up.

The probability of zero machines being inoperative is given by:

P(0) = (1 - P(A))¹⁰⁰

= (1 - 0.002)¹⁰⁰

= 0.980198

The probability of one machine being inoperative is given by:

P(1) = 100 × P(A) × (1 - P(A))^99

= 100 × 0.002 × (1 - 0.002)^99

= 0.198003

Now, calculate the probability of fewer than two machines being inoperative:

P(fewer than two) = P(0) + P(1)

= 0.980198 + 0.198003

= 0.982201

Therefore, the probability that fewer than two machines will be inoperative during a particular day is approximately 0.982201, or 98.22%.

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Programme decision: A program decision is a decision that affects or is affected by a program, and may be a decision to implement, modify, or terminate a program.

Non-programme decision: A non-program decision is a decision that is not related to a program, and may include decisions related to policies, procedures, operations, staffing, and resources.

Decision matrix: A decision matrix is a tool that is used to evaluate and prioritize options based on a set of criteria.

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Option A is correct,  A new table will be created that contains both Sales Order ID and Product ID as its composite primary key is a correct statement.

A column or collection of columns in a table usually includes values that uniquely identify each row in the table. It is referred to as the table's primary key and upholds the table's entity integrity.

Identifiers are a string of numbers used to designate a certain product. They are essential for assisting clients in finding things online, particularly those from other countries. One of the components that exist in both the online and offline worlds is ID. It links services and goods that are related to finance and those that are not. The fundamental goal of identification is to make every product recognizable, even when several goods with the same shape and substance are produced.

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Answer:

A net worth statement

Explanation:

A net worth statement is a financial report/ document that shows the assets and liabilities - both short and long-term - of an individual or company. The net worth is the result of deducting liabilities from assets.

The net worth statement paints a picture of a person or an entity's current financial position. Assets represent what a person owns, while liabilities are what they owe.

If the central bank can act as a lender of last resort during a banking panic, banks can satisfy customer withdrawal needs and eventually restore the public's faith in the banking system.

A financial institution is a monetary group certified to receive deposits and make loans. There are several varieties of banks inclusive of retail, commercial, and investment banks. In maximum nations, banks are regulated by using countrywide authorities or vital financial institutions.

Although banks do many things, their number one position is to soak up funds—called deposits—from people with money, pool them, and lend them to individuals who need a price range. Banks are intermediaries among depositors (who lend money to the bank) and debtors (to whom the financial institution lends money).

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The value that can be gotten from Data analytics  is that it can aid companies to have broad knowledge of market segments,  and can help to increase their market share as well as revenue growth.

The risks of not using data visualization is that the company may not be be able to  to maintain the audience's interest with information.

For example, data analytics can help businesses find underdeveloped market areas, anticipate client wants, and improve their product offers. Businesses that use data analytics to acquire a competitive edge can grow their market share, accelerate revenue growth, and strengthen their brand.

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According to House’s revised path-goal theory, the style of a leader varies depending on D. employee characteristics and environmental factors.

The path-goal theory posits that the behavior of a leader is contingent on the motivation, performance, and satisfaction of their workers.

According to House’s revised path-goal theory, a leader’s style should vary depending on employee characteristics and environmental factors.

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