how long do closed accounts stay on your credit report
Answers
When a credit account is closed, it stays on your credit report for a period of seven years.
The reason it remains on your credit report for that long is that it is a part of your credit history. It is important to maintain a healthy credit history because it can have a significant impact on your financial future.
Your credit report contains information about your credit accounts, such as credit cards, loans, and mortgages. It includes information about how much you owe, how long you have had the account, and whether you have made your payments on time.
The information in your credit report is used by lenders, creditors, and other organizations to determine your creditworthiness and financial responsibility. It can affect whether you are approved for credit, the interest rates you are offered, and the terms of your credit or loan.
If you want to remove a closed account from your credit report, you can try disputing the information with the credit bureaus. However, it is important to note that the bureaus are not required to remove accurate information from your credit report.
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Related Questions
K-Too Everwear Corporation can manufacture mountain climbing shoes for $13.2 per pair in variable raw material costs and $15.59 per pair in variable labor expense. The shoes sell for $114 per pair. Last year, production was 130,000 pairs. Fixed costs were $870,000. a. What were total production costs? b. What is the marginal cost per pair? Marginal cost per pair c. What is the average cost?
Answers
a. The total production costs for K-Too Everwear Corporation were $3,078,700.
b. The marginal cost per pair is $28.79.
c. The average cost per pair is $23.68.
a. To calculate the total production costs, we need to consider both the variable and fixed costs. The variable costs include raw material costs and labor expenses. The total variable costs per pair can be calculated as the sum of the variable raw material costs ($13.2) and variable labor expenses ($15.59), which is $28.79. Multiplying the variable cost per pair by the production volume of 130,000 pairs gives us the total variable production costs of $3,753,700. Adding the fixed costs of $870,000 to the total variable production costs gives us the total production costs of $3,078,700.
b. The marginal cost per pair represents the cost of producing one additional pair of shoes. In this case, the marginal cost per pair is equal to the variable cost per pair, which is $28.79.
c. The average cost per pair is calculated by dividing the total production costs by the production volume. Dividing the total production costs of $3,078,700 by the production volume of 130,000 pairs gives us an average cost per pair of $23.68.
In summary, the total production costs for K-Too Everwear Corporation were $3,078,700. The marginal cost per pair is $28.79, representing the cost of producing one additional pair. The average cost per pair is $23.68, which is obtained by dividing the total production costs by the production volume. These calculations provide insights into the cost structure and efficiency of production for the company.
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what user type is appropriate for nonprofit companies that need to provide reporting access to their board members? standard user company admin user reports only user FULL Acess user
Answers
The appropriate user type for nonprofit companies that need to provide reporting access to their board members is "Reports only user."
Reports only user reports only users can access a limited amount of data and generate reports, which is beneficial for nonprofit organizations that need to provide reporting access to their board members. This type of user is able to read data and create reports, but they are unable to make any changes or edit data. Reports-only users have access to a certain number of reports and are able to personalize the reports they want to receive. This access type is also very useful for data analysts who need to create customized reports and visualizations for board members to understand the impact of their work. They are restricted to only viewing data and cannot add, edit, or remove any data from the system. Therefore, it is appropriate for nonprofit companies that need to provide reporting access to their board members.For more questions on nonprofit companies
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The correct question would be as
What user type is appropriate for nonprofit companies that need to provide reporting access to their board members?
Company admin user
Standard user
Reports only user
Full access user
View only user
This graph shows the marginal cost of producing each additional pair of running shoe inserts.
Based on the graph, which pair of shoes has a marginal cost of $3.00?
Pair 2
Pair 4
Pair 6
Pair 7
Answers
Answer:C
Explanation:
Answer:
Pair 6 or Answer: C
Explanation:
can pottery be a job?? what would i major in for that…
Answers
Answer:
Yes, pottery can be a job. You would need a degree in ceramics to get a lasting job in pottery
Explanation:
Becky makes $8.75 an hour plus benefits, which are an additional 13.5%.
How much does Becky make per hour including benefits? *
$9.20
$
O $9.95
O $9.93
O $8.88
Answers
Answer:
$9.93
Explanation:
Becky makes $8.75, the benefits are 13.5 % of $8.75.
Including benefits, Becky makes
=8.75 + ( 13.5 /100 x $8.75)
=$8.75 (0.135 x $8.75)
=$8.75 + $1. 18125
=$9.93125
=$9.93
EA19. 5.5 Prepare the journal entry to record the sale of 2,000 units that cost $8 per unit and sold for $15per unit.
Answers
Answer:
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Explanation:
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11. What are assets?
Answers
I hope this helps
Answer:
I believe it's the last option.
Explanation:
An asset is a resource with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide a future benefit. Assets are reported on a company's balance sheet and are bought or created to increase a firm's value or benefit the firm's operations.
In 1968, the U.S. minimum wage was $1.60 per hour. In 1975, the minimum wage was $2.10 per hour. Assume the minimum wage grows according to an exponential model w(t), where t represents the time in years after 1960. (a) Find a formula for w(t). (Round values to three decimal places.) (b) What does the model predict for the minimum wage in 1960? (Round your answer to the nearest cent.) (c) If the minimum wage was $5.15 in 1996, is this above, below, or equal to what the model predicts?
Answers
The formula for the exponential model of the minimum wage and how does it predict the minimum wage in 1960 is w(t) = a ˣe^(kt), and the model predicts the minimum wage in 1960.
What is the formula for the exponential model of the minimum wage and how does it predict the minimum wage in 1960?(a) To find a formula for w(t), we can use exponential growth. Let's denote t as the time in years after 1960. We know that in 1968, the minimum wage was $1.60 per hour, which corresponds to t = 8, and in 1975, the minimum wage was $2.10 per hour, which corresponds to t = 15.
Using these two points, we can set up the exponential growth formula as w(t) = a ˣ e^(kt), where a is the initial wage, and k is the growth rate. Plugging in the values, we have 1.60 = a ˣe^(8k) and 2.10 = a ˣe^(15k). Solving these equations simultaneously will give us the values of a and k.
(b) To find what the model predicts for the minimum wage in 1960 (t = 0), we can substitute t = 0 into the formula found in part (a). This will give us the minimum wage in 1960 according to the model.
(c) To determine if the minimum wage of $5.15 in 1996 is above, below, or equal to what the model predicts, we can substitute t = 36 (since 1996 is 36 years after 1960) into the formula found in part (a). Then we can compare the calculated value with $5.15 to determine the relationship.
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How is a debit card different from a credit card?
A. A debit card is usually issued by a financial institution.
B. A debit card provides a way for people to make large purchases.
C. Spending on a debit card is limited to the funds available in an
account.
D. Spending can occur via a digital payment method.
Answers
Answer:
C
Explanation:
because thats wat ist is.- limited funds
(1 point
3. The ICorp company markets a successful line of computer equipment. Recently, they have
begun to make a new type of smart phone. The public isn't enthusiastic about the new product,
and during the first year, it does poorly on the market. To combat this, ICorp launches a new
marketing campaign, running television and radio ads, purchasing billboard space, and even
integrating their product into an episode of a highly viewed TV show. ICorp's reaction is an
example of an)
A)availability heuristic
B) representative heuristic
C) escalation of commitment
D) behavioral directive
Answers
Answer:
C
Explanation:
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Answer:
C Escalation of commitment
Explanation:
This is where "It's going to work, eventually" comes into play. Usually happens with those who think their way is the only way.
recovery of bud’s debt to credit corporation is barred by a statute of limitations when bud makes a partial payment. the creditor
Answers
When Bud makes a partial payment, a statute of limitations prevents Credit Corporation from recovering any of Bud's obligation.
The debtor may file a lawsuit without reservation to obtain the whole amount owed. Three years from the day the money was lent are the statute of limitations for debt recovery. Assume that three years after the loan, there isn't any controversy over the money. In that situation, the statute of limitations has passed, and the court is entirely within its rights to decline to hear the matter. The clause specifies that the statute of limitations will start running after three years if the lender is able to obtain an acknowledgement from the borrower regarding the amount outstanding.
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(d) Explain how the sampling methods four non-probability sampling methods:
Quota Sampling, Judgmental Sampling, Snowball Sampling, and Convenience Sampling
may be used in business administration.
You are expected to make use of short real-life examples to support your answer with appropriate referencing.
Answers
Non-probability sampling techniques are essential for data collection when population-based selection is not possible. Four of these techniques, include Quota Sampling, Judgmental Sampling, Snowball Sampling, and Convenience Sampling
Sampling is a critical tool that is widely used in business administration. Non-probability sampling techniques, on the other hand, are essential for data collection when population-based selection is not possible. Four of these techniques, including Quota Sampling, Judgmental Sampling, Snowball Sampling, and Convenience Sampling, are discussed below.
Quota Sampling: Quota sampling is a non-probability sampling technique that is widely used in market research. This method requires the population to be divided into segments or strata based on different demographic criteria, such as age, sex, and race. In this technique, the researcher defines the sample size for each stratum. For instance, if we want to survey customers for a product, we can divide them into segments like age, gender, and income and take an equal number of samples from each group. It helps to ensure that the sample is representative of the population.
Judgmental Sampling: Judgmental sampling is a non-probability sampling technique that is used when the researcher has a wealth of knowledge about the study population. The researcher uses his or her judgment to identify specific individuals or groups that are likely to have the necessary information. For example, if we want to study the work habits of employees in a company, we can use the supervisor's judgment to select employees who are most likely to provide accurate and relevant information.
Snowball Sampling: Snowball sampling is a non-probability sampling technique used in situations where the population is difficult to reach or identify. It is usually used for research on hard-to-reach populations such as drug users, prostitutes, and undocumented immigrants. In snowball sampling, the researcher starts with one participant and then asks that person to identify other participants who can also participate in the study. It helps to expand the sample size and can often yield a more representative sample.
Convenience Sampling: Convenience sampling is a non-probability sampling technique that is often used in research when the researcher selects participants based on convenience or proximity. It is used when the population is readily available and easy to access. For example, if we want to study the shopping habits of a particular group, we can go to a shopping mall and survey the first 100 people who pass by. It is a quick and easy way to gather data that can provide insights into the research question.
Non-profitability in Sampling Methods: Most of the non-probability sampling methods are less reliable than probability sampling methods. Non-probability sampling methods have a high risk of bias. For example, in quota sampling, the researcher can over-represent a particular group if he or she has some bias. Similarly, in judgmental sampling, the researcher can choose the sample that confirms his or her hypothesis. Therefore, researchers should use non-probability sampling methods with caution and understand their limitations while conducting the research.
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Which of the following statements is true? a. All colleges and universities report under the same GAAP guidelines.b. Public colleges and universities must report as special purpose governments engaged only in business-type activities. Private colleges and universities must report using FASB guidance. c. Public colleges and universities are permitted to follow either the FASB guidance or the GASB guidance. atalog Private colleges and universities must report using the FASB guidance. d. Public colleges and universities must report using GASB guidance
Answers
The statement that is true is d. Public colleges and universities must report using GASB guidance.
GASB (Governmental Accounting Standards Board) is responsible for establishing accounting and financial reporting standards for state and local governments in the United States, including public colleges and universities. GASB guidance is specifically designed for the unique needs and characteristics of governmental entities, which include public colleges and universities.
Private colleges and universities, on the other hand, do not fall under the jurisdiction of GASB, and therefore are not required to follow GASB guidance. Instead, they must report using FASB (Financial Accounting Standards Board) guidance, which is designed for non-governmental entities.
It is important to note that while public colleges and universities must use GASB guidance, they do have some flexibility in how they apply the standards. For example, they may choose to follow either the full set of GASB statements or a streamlined version known as the GASB Codification. However, they are still required to follow the basic principles and requirements of GASB guidance in their financial reporting.
Therefore, the correct option is d.
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It is the custom for paper mills located alongside the Layzee River to discharge waste products into the river. As a result, operators of hydroelectric power-generating plants downstream along the river find that they must clean up the river's water before it flows through their equipment.
If the government intervenes and corrects the externality in the situation described above, we would expect
a) the output of the paper mills to increase.
b) the price of paper from the mills to decrease.
c) production of the hydroelectric power plants to decrease.
d) production in the paper mills to decrease.
Answers
Answer: d. Production in the paper mills to decrease
Explanation:
Since they have been mandated to treat the water that is at their disposal, they have to do it. But what happens here is there would be a down time in production as some of the workers who are supposed to be carrying out their duty in the production site would be instructed to first clean the water that they have been instructed, this would lead to production in paper Mills to decrease.
The US Supreme Court did what in Piscataway Board of Education v. Taxman, 521 U.S. 1117, 117 S.Ct. 2506 (1997)?
Answers
Answer:
The case was never heard in the United States Supreme Court.
Explanation:
The board of education of Piscataway High School, New Jersey desired to remove one teaching position from the Business Education department. A hindrance to this was the fact that the two teachers being considered had indefinite appointments, and were equal in seniority. According to the state law, tenured teachers can be relieved of their duties in reverse order of seniority. Either Sharon Taxman, a white teacher, or Debra Williams an African-American teacher were to be relieved of their positions.
Taxman was chosen because African-Americans were a minority. Taxman contested this in the court. The case was never heard at the U.S Supreme court because some civil rights group wanted the case to be settled out of court. The United States Court of Appeal ruled in favor of Taxman.
SUN acquired 100% of the voting shares of MOON. In exchange, SUN issued 60,000 common shares, with a market value of $22 per share, to the common shareholders of MOON. Both companies have a June 30 year-end, and this transaction occurred on June 30, 2020.
The following are the statements of financial position of the two companies at June 30, 2020 before the transaction took place.
Statements of Financial Position June 30, 2020
SUN
Moon
Carrying Value
Fair Values
Carrying Value
Fair Values
Current assets
$ 450,000
$ 400,000
$ 200,000
$ 225,000
Capital assets (net)
14,000,000
12,000,000
1,000,000
950,000
Goodwill
200,000
-
Total
14,650,000
1,200,000
Current liabilities
$ 200,000
$ 100,000
$ 145,000
$ 150,000
Long-term liabilities
600,000
625,000
200,000
180,000
Preferred shares
-
200,000
200,000
Common shares
250,000
250,000
Retained earnings
13,600,000
405,000
14,650,000
1,200,000
Instructions: Enter all numbers without dollar signs. Round numbers to the nearest whole dollar do not enter any decimals in your number. Use commas properly. If the amount is zero, enter 0, do not leave any answers blank. For example, a properly formatted number is 125,250. Numbers incorrectly formatted with not result in any marks.
Required
Using the consolidated statement of financial position for the date of acquisition determine the following
Current assets
Capital assets (net)
Goodwill
Current liabilities
Long-term liabilities
Preferred shares
Common shares
Retained earnings
Answers
The current assets of SUN and MOON as of June 30, 2020 were $650,000 ($450,000 + $200,000) and $225,000, respectively. As per the consolidated statement of financial position, the total current assets are $875,000 ($650,000 + $225,000).
The capital assets (net) of SUN and MOON as of June 30, 2020 were $15,000,000 ($14,000,000 + $1,000,000) and $950,000, respectively. The total capital assets (net) as per the consolidated statement of financial position would be $15,950,000 ($15,000,000 + $950,000).
SUN had a goodwill of $200,000, but MOON had none. Therefore, the consolidated statement of financial position would include a goodwill of $200,000.Current liabilities of SUN and MOON were $200,000 and $145,000, respectively.
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for the economy modeled with the PPF in the picture shown here, what is the opportunity cost of each orange?
Answers
the opportunity cost for the production of each orange is the apple sacrifice.
Opportunity cost is the loss you accept to make a gain or the expense of one profit for another gain.
example of opportunity cost is something as simple as choosing between going to work and skipping work. What are you losing out on if you choose one over the other? Opportunity cost doesn't always need to apply to investments or money; it can also apply to life decisions.
In the given question the opportunity cost for the production of oranges is a sacrifice made in terms of apples
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buying behavior includes the behavior of both consumers purchasing products for personal or household use as well as organizations buying products for business use. True/False
Answers
True. Buying behavior encompasses the behavior of both consumers who purchase products for personal or household use and organizations that buy products for business use.
Consumer buying behavior focuses on understanding how individuals make purchase decisions, considering factors such as personal preferences, needs, motivations, and external influences. On the other hand, organizational buying behavior examines the purchasing decisions made by businesses, which may involve complex processes, multiple decision-makers, and considerations such as cost, quality, supplier relationships, and organizational goals. Understanding both consumer and organizational buying behavior is crucial for businesses to effectively market and sell their products or services.
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Alex owns an event management company. His customer service strategy should focus on valuing customers for the growth of the company.
Answers
Answer:
The correct answer is: "D. Both external and internal".
Explanation:
The only possible answer to fill in the space is letter D because it is reasonable to think that a company should focus both on external and internal values for customers in order to make it grow for both parts. As it is an event management company, it is very important to highlight the external demands and how they come and go with clients, agencies, and subsidiaries, while the company must take care of their internal customers who are more responsible for maintaining their strategy going on properly.
3M stock started the year at $147, and by the end of the year
had increased to $166. 3M also paid 5 in dividends during the year.
What was the percent return for 3M?
Answers
The percent return for 3M stock is approximately 16.33%.
To calculate the percent return for 3M stock, we need to consider both the change in stock price and the dividends paid.
The initial stock price of 3M was $147, and by the end of the year, it had increased to $166. This represents a price increase of $166 - $147 = $19 per share. In addition, 3M paid $5 in dividends during the year.
To calculate the percent return, we can use the formula:
Percent Return = ((Change in Price + Dividends) / Initial Price) * 100
In this case, the change in price is $19, and the dividends paid is $5. The initial price is $147.
Using the formula:
Percent Return = (($19 + $5) / $147) * 100
Percent Return = ($24 / $147) * 100
Percent Return ≈ 16.33%
Therefore, the percent return for 3M stock is approximately 16.33%.
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How does Truth-in-lending benefit consumers when shopping for a loan? a. Truth-in-lending allows consumers to be frank with the lenders and talk about very personal things. B. Truth-in-lending requires all lending institutions to eventually convert all of their loans to fixed interest rates. C. Truth-in-lending requires consumers to admit whether or not they can actually afford the loan they’re applying for. D. Truth-in-lending allows consumers to know every cost that is associated with the loans they research and apply for, and helps them reach the optimal decision.
Answers
Answer:
A
Explanation:
Truth-in-lending allows consumers to be frank with the lenders and talk about very important things
Answer: D
Explanation:
Truth-in-lending allows consumers to know every cost that is associated with the loans they research and apply for, and helps them reach the optimal decision.
taking the test rn edge 21-22
Using the inventory information in the XYZ example (At the beginning of October, the XYZ foodservice operation had $110,000 of food in inventory. During the month of October a total of $220,000 in food was purchased. At the end of October, food in inventory was valued at $90,000. What was the cost of food used for the month of October
Answers
To calculate the cost of food used for the month of October, we need to determine the change in inventory value during that period.
Beginning Inventory: $110,000
Purchases: $220,000
Ending Inventory: $90,000
We can calculate the cost of food used by subtracting the ending inventory value from the sum of the beginning inventory and purchases:
Cost of Food Used = Beginning Inventory + Purchases - Ending Inventory
Cost of Food Used = $110,000 + $220,000 - $90,000
Cost of Food Used = $330,000 - $90,000
Cost of Food Used = $240,000
Therefore, the cost of food used for the month of October in the XYZ foodservice operation was $240,000.
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Many customers value fast, fresh, flavorful food that is free of preservatives, chemicals, and antibiotics. The marketing mix factor that represents the value of the product is ______.
Answers
The marketing mix factor that represents the value of the product is : Price.
What is marketing mix?Marketing mix are set of actions hat a company uses to promote its brand or product in the market.
Price in marketing mix refers to the value we pay in exchange for the product and services offered by a company.
Elements of marketing mix are :
PricePlacePromotionProductHence, the marketing mix factor that represents the value of the product is price.
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Question 4 of 10
What is equitable relief?
A. Court-ordered action that directs parties to do or not to do
something
B. A trial decided by a jury rather than a judge
C. Monetary payments to make things right with a plaintiff
D. Damages and injunctions
SUBMIT
Answers
Answer:
A
Explanation:
A court-ordered action that directs parties to do or not to do something
Type the correct answer in the box. Spell all words correctly.
Ideally, what should more than one member of the family contribute to for a better financial position?
A family can have more than one person contributing to the household _______
for a better financial position.
Answers
A family can have more than one person contributing to the household income for a better financial position.
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After settling a legal dispute, Frank must chose one of two settlement
payment options. He can either receive an immediate lump sum payment of
$250,000, or he can receive an installment payment package with annual
payments of $25,500 spread out over a span of 10 years. Which would likely
be more beneficial to him, and why?
A. The installment package would be better because it would prevent
him from spending all of his money immediately.
B. The immediate payment would be better because it is more
money overall.
C. The immediate payment would be better because he could use the
money immediately to invest it in a safe, low return account.
D. The installment package would be better because he'll have more
money in 10 years than with the lump sum.
Answers
After settling a legal dispute, Frank must choose The immediate payment of $250,000, because it would be better as he could use the money immediately to invest it in a safe, low-return account. Therefore, option C is the correct option.
What is investing?
Investing or investment is a financial term. It is both a tool and a source to generate wealth and income. Investment means putting the money in respect of an object, as the value of the objects differs with time so the value of the money will also differ accordingly. This fact about investment makes it both, risky and profit-making at the same time.
Thus, after a legal dispute is resolved, Frank must select the $250,000 immediate payment because it would be preferable because he could use the money right away to invest it in a secure, low-return account. As a result, choice C is the best one.
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What are two disadvantages of paying by automatic payment?
Answers
The disadvantage of automatic payments:
If you have to employ your own care and support, you could feel stressed.You might, for instance, be forced to employ personnel while abiding by intricate tax and labour requirements.Digital payment systems offer the benefits of being quicker, safer, simpler to collect, and less expensive for the company. Your company's account payable department can save money on each invoice by integrating electronic payment options into the account payable process.
E-payments' greatest drawbacks include credit card fraud, repudiation of charges, and a lack of identification. The identity of the person entering the information online cannot be confirmed or authenticated. Neither a signature nor even a picture ID are required.
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The recommended questions when finding root causes of an accident consists of the following EXCEPT. A. What caused the workers' behaviour that contribute to the accident? B. Why cannot the workers think and are so careless in doing his job? C. Why was the work condition not checked and corrected earlier? D. Why the equipment used was not checked and maintained?
Answers
The recommended questions when finding root causes of an accident consists is except why cannot the workers think and are so careless in doing his job?. Option b is correct.
An accident is an unplanned event or occurrence that occurs, resulting in death or injury to people, damage to the environment, and damage to equipment or materials. The root cause of an accident is the main reason why an accident occurred. Identifying the root cause of an accident can help prevent it from happening again.
The recommended questions when finding root causes of an accident consists of the following:
What happened?What was the cause?What could be done to prevent it from happening again?Why the equipment used was not checked and maintained?What caused the workers' behavior that contributed to the accident?Why was the work condition not checked and corrected earlier?Therefore, b is correct.
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Suppose that if your income is $100,000, your tax is $20,000, but if your income is $200,000, your tax is $45,000. Such a tax is
Answers
Answer:
"Progressive" would be the correct answer.
Explanation:
A Progressive tax was indeed determined by the capability of the tax authorities to charge or compensate. It wants to inflict a lower corporate rate of taxation on low-wage earners unlike those with maximum income levels. This would be generally accomplished by establishing taxation levels for the group of tax-paying citizens based on income frequencies.That is why the aforementioned seems to be the correct approach.
bath boutique is a small company that sells specialty bath products at a premium price. they do not have much competition and are able to serve their small group of customers very well by providing excellent service. bath boutique uses which kind of targeting strategy?
Answers
Bath Boutique is probably employing a segmented or specialty targeting strategy. This kind of approach entails concentrating on a condensed, specific market sector.
Bath Boutique targets a specific specialised market. This indicates that they have isolated a small, specialised set of clients who have certain requirements and preferences, and they respond to those requirements by providing high-end bath items. They concentrate their targeting strategy on this specific market group and set themselves apart by offering outstanding service and individualised attention. Bath Boutique is able to stand out from rivals, grow their market share, and cultivate a following of devoted customers by focusing on a certain niche market. Bath Boutique distinguishes themselves from other bath product merchants by concentrating on their expertise and being able to specialise and provide a special value proposition that appeals to a certain group of clients.
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