If Dave had borrowed $220 for one year at an APR of 5 percent, compounded monthly, what would have been his monthly loan payment? Use Exhibit 1B-4. (Do not round your intermediate calculations. Round your final answer to 2 decimal places. Omit the "$" sign in your response.)

Answer:

C.

Explanation:

Retail banking is a banking system that deals directly with retail consumers. Retail banking is responsible for providing financial aid to the general population. The major function of retail banking includes providing financial aid, checking and savings accounts.

Business banks, on the other hand, are also a part of the banking industry. It specifically deals with corporates and businesses, ranging from small-sized businesses to large-sized corporates. The major function of corporate banking or business banking is also to provide financial aid, checking and savings accounts.

Therefore, option C is the correct answer.

Answer:

Accumulated deprecation [End of 2021] = $4,200

Explanation:

Given:

Purchase cost on [1 sep 2019] = $18,500

Salvage value = $500

Number of year = 10 year

Find:

Accumulated deprecation [End of 2021]

Computation:

Amount of depreciation per year = [Purchase cost - Salvage value] / Number of year

Amount of depreciation per year = [18,500 - 500]10

Amount of depreciation per year = $1,800

Accumulated deprecation [End of 2021] = Depreciation in 2019 + Depreciation in 2020 + Depreciation in 2021

Accumulated deprecation [End of 2021] = [1,800(4/12)] + 1,800 + 1,800

Accumulated deprecation [End of 2021] = 600 + 1,800 + 1,800

Accumulated deprecation [End of 2021] = $4,200

Answer:

Typically, yes. It was 2013. But a lot has happened these past years. So I'm leaning on a more side of "No" since it was 2013 like I've said before. technology changes a lot.

Explanation:

Answer:

$80,000

Explanation:

Prudence allows that liabilities should not be understated and assets should not be overstated .

As the case is probable to result to a liability by the lawyers assessment , this means that it is more likely to happen and liability should be recognized . However , there is an insurance that limits the liability to the tune of $80,000 regardless of the agreement made towards the settlement.

The sum of $80,00 should be recognized as the liability in the statement of financial position

The balance on a credit card, that charges a 20% APR interest rate, the Finance charge is given as

$4.3055

This is further explained below.

Generally, The interest rate that is applied to a loan, mortgage loan, credit card, etc. is referred to as an annual percentage rate of charge, which sometimes corresponds to a nominal APR and sometimes corresponds to an effective APR.

The annual percentage rate of charge is the interest rate for the entire year, as opposed to just a monthly fee or rate. It is a fee for financing that is presented in the form of an annual rate.

Interest rate APR = 12%

Average balance = ((200*5)+(350*15)+(150*10))/30

Average balance = $258.33

Average balance*APR/12

Finance charge =\(\frac{258.33*20 \%}{12 }\)

Finance charge = $4.3055

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The following costs were incurred in May: Direct materials $ 41,000 Direct labor $ 13,000 Manufacturing overhead $ 46,000 Selling expenses $ 18,000 Administrative expenses $ 15,000 Conversion costs during the month totaled IS $87,000

Option D) $87,000 is the correct answer.

Conversion costs refer to the sum of direct labor and manufacturing overhead costs.

In this case, direct labor cost is $13,000 and manufacturing overhead cost is $46,000, so the total conversion cost is:

$13,000 + $46,000 = $59,000

Therefore, option C is incorrect.

To calculate the total manufacturing cost, we need to add the direct materials cost to the conversion cost:

$41,000 + $59,000 = $100,000

This tells us that $100,000 was spent on producing the goods during the month.

Selling and administrative expenses are not included in manufacturing cost.

Therefore, the correct answer is:

Conversion costs = Direct labor + Manufacturing overhead = $13,000 + $46,000 = $59,000

Total manufacturing cost = Direct materials + Conversion costs = $41,000 + $59,000 = $100,000

So, option D) $87,000 is the correct answer.

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Answer: task leadership

Explanation: The activities of organizing employees, of setting goals and achieving those goals set are all task leadership activities and therefore, questions put forward during an interview by a company are meant to determine if the candidate possesses task leadership. Task leadership focuses on achieving set goals and is used to develop a structured workplace with clearly defined schedules and priorities. As such, it delegates assignments, set clear processes and issue deadlines in order to ensure that members of a team would remain focused and deliver their part of the project in record time.

The correct answer is a. The short-run market supply curve for a perfectly competitive market is obtained by summing the part of each firm's MC curve that lies above its AVC curve.

This is because, in the short run, a firm will only produce if it can cover its variable costs (AVC) and contribute to its fixed costs. Therefore, any production that lies below the AVC curve will not be profitable for the firm. On the other hand, any production that lies above the AVC curve will contribute to the firm's fixed costs and hence will be produced.

When summing up the MC curves of all the firms in the market, only the portion of the MC curve that lies above the AVC curve will be included, as that is the only part that contributes to the short-run supply of the market. In a perfectly competitive market, where firms are price takers and have no market power, each firm's MC curve is identical. Therefore, the market supply curve is obtained by horizontally summing the identical portions of the MC curve that lie above the AVC curve.

It is important to note that the short-run market supply curve is upward-sloping due to the law of diminishing marginal returns. As more firms enter the market, the supply curve will shift to the right, resulting in a lower equilibrium price.

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Answer:

A homogeneous mixture is a solid, liquid or gaseous mixture that has the same proportions of its components throughout any given sample. Conversely, a heterogeneous mixture has components in which proportions vary throughout the sample.

Answer:

Hey, I'm here if you need. I'm sorry about your uncle being in the hospital, I do hope he gets better.

Answer:

People-first

Explanation:

People-first language is a form of linguistic medication style involving a speaker putting a person before describing the actual diagnosis, that is, what a person "has" rather than asserting what a person "is."

For example, “a man walks with crutches” rather than” he is disabled.” Person-first language tends to be positive and promotes abilities rather than limitations.

Hence, in this case, Referring to an individual as “a person with schizophrenia,” as opposed to “a schizophrenic,” is an example using PEOPLE-FIRST Language.

The total value of the interest tax shield at Year 0 is approximately $244.67.

The horizon value of the interest tax shield, to determine the value of the interest tax shield beyond Year 3. The formula to calculate the horizon value of the interest tax shield is as follows.

Horizon Value = Interest Expense in Year 3 × (1 + g) × (1 - tax rate) / (r - g)

Interest Expense in Year 3 is $110 .

g is the growth rate of interest expenses after Year 3.

A constant 2% in this scenario.

tax rate is the tax rate, which is stated as 25%.

r is the unlevered cost of equity, which is mentioned as 11% in the problem.

Now the horizon value:

Horizon Value = $110 × (1 + 0.02) × (1 - 0.25) / (0.11 - 0.02)

Simplifying the equation:

Horizon Value = $110 × 1.02 × 0.75 / 0.09

Horizon Value ≈ $900.67

Therefore, the horizon value of the interest tax shield is approximately $900.67.

To calculate the total value of the interest tax shield at Year 0, you need to sum up the present values of the interest tax shield for each year. The formula to calculate the present value of the interest tax shield is as follows:

Present Value = Interest Expense / (1 + r)²n

Where:

Interest Expense is the interest expense for the specific year.

r is the unlevered cost of equity, which is 11% in this case.

n is the number of years.

Now the total value of the interest tax shield at Year 0:

Total Value = Present Value Year 1 + Present Value Year 2 + Present Value Year 3

Present Value Year 1 = $75 / (1 + 0.11)²1

Present Value Year 2 = $90 / (1 + 0.11)²2

Present Value Year 3 = $110 / (1 + 0.11)²3

Total Value = $75 / 1.11 + $90 / 1.11²2 + $110 / 1.11²3

Total Value ≈ $244.67

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Answer:

Yes, the court will look to cases that have already been decided in deciding Jackson's case.

Explanation:

The court has scheduled hearing which Jackson has to attend. In this case the court will look into details of the matter and then find out the decision. If there are some difficulties in concluding the case then references will be taken from previous cases whose decisions has been decided.

Answer:

Yes, the court will look to cases that have already been decided in deciding Jackson's case.

Explanation:

I did the assignment in edge 2021.

When the price level in the United States falls relative to the price level of other countries, exports will become cheaper, imports will become more expensive, and the demand for U.S. goods will rise.

This is because when the price level of the U.S. falls, the value of the dollar decreases relative to other currencies, making U.S. exports more affordable for foreign buyers. As a result, U.S. firms will be able to sell more goods overseas, leading to an increase in exports. On the other hand, imports will become more expensive as the value of the dollar decreases. This will lead to a decrease in the demand for foreign goods in the U.S., as U.S. consumers will be less likely to purchase foreign products. Finally, the rise in exports will lead to an increase in demand for U.S. goods, which in turn will stimulate economic growth and job creation in the country. Overall, the fall in the price level in the United States relative to other countries can have a positive impact on the country's trade balance and overall economic performance.

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Answer:

considering potential sales and competition

designing surveys

analyzing data (information)

Explanation:

The tasks commonly performed by Market Research Analysts are :

Marketing research involves the methodical collection, recording, and analysis of both quantitative and qualitative information on marketing products and services issues. The objective is to recognize and evaluate how changing marketing mix elements affect customer behavior.

To evaluate potential sales of a product or service, market research analysts examine consumer preferences, economic situations, and other factors. Because most industries rely on market research, these experts are found all over the economy.

Therefore, considering potential sales and competition, designing surveys and analyzing data are some of the work of a Market Research Analysts.

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I'm sorry, I don't know what you mean. Please attach a photo/add the instructions!! Sorry

Answer:

can u please upload it

Explanation:

Answer:

1984

Explanation:

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Answer:

(C) Dividends is your yearly profit

Answer:

It is important to select suppliers carefully as suppliers can affect the businesses they provide goods to. If a supplier provides a poor quality product to a firm, it may affect the firm's reputation as the firm will need to use the goods or sell them onto their customers.

Explanation:

Suppliers are the most important link in the business chain. They can never be separated from the business itself as they act as the most important intermediary for owners and consumers.

On the other hand, investors get impacted the most as the share price of the companies are hugely impacted by the performance of the business and are appreciated when the business posts excellent results in its annual or quarterly period.

Hence, the owners as well as the investors are directly affected with the performance by the management of the business and are equally acquainted to the business.

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Answer:

A. Sticker Price

Explanation:

The full cost of attendance to an institute of higher education, including tuition, room and board, books and other costs is known as Sticker Price.

An asset turnover ratio of 2.5 means that for every $1 in assets, the firm generates $2.5 in sales. A company's sales or revenues are compared to the value of its assets using the asset turnover ratio.

The asset turnover ratio can be used to gauge how effectively a business uses its assets to produce income. The more effectively a corporation uses its assets to generate revenue, the greater its asset turnover ratio. A corporation is not effectively employing its assets to produce sales if it has a low asset turnover ratio, on the other hand. Investors can use this measure to gauge how well a company is utilising its resources to drive sales.

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To record the 40 percent income earned by Alamar from this investment, we need to use the equity method. Under the equity method, Alamar will recognize its share of Burks's net income as an increase in its investment.

First, we need to calculate Alamar's share of Burks's net income. Since Alamar has a 40 percent interest in Burks, we multiply Burks's net income of $80,000 by 40 percent:

$80,000 x 40% = $32,000

Next, we will record the income earned by Alamar:

Investment in Burks (Asset) $32,000
  Equity in Earnings of Burks (Income) $32,000

To record the investee dividend declaration, we need to decrease Alamar's investment in Burks by the amount of the dividend declared by Burks. Since Alamar has a 40 percent interest in Burks, we multiply the dividend declared by $25,000 by 40 percent:

$25,000 x 40% = $10,000

We will record the dividend declaration as follows:

Dividend Receivable (Asset) $10,000
  Investment in Burks (Asset) $10,000

To record the collection of the dividend from the investee, we will decrease the Dividend Receivable account and recognize the cash received from Burks:

Cash (Asset) $10,000
  Dividend Receivable (Asset) $10,000

Remember, these transactions are recorded using the equity method, which is used when an investor has significant influence over the investee (usually between 20-50 percent ownership). It allows the investor to recognize their share of the investee's income and dividends.

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The equity method is used when an investor has significant influence over the investee, typically defined as ownership of 20-50 percent of the voting stock.

To record the 40 percent income earned by Alamar from this investment, we need to calculate Alamar's share of Burks, Inc.'s net income. Since Alamar owns a 40 percent interest, we can calculate the income as follows:

Net income of Burks, Inc. = $80,000
Alamar's share of net income = 40% × $80,000 = $32,000

To record the 40 percent income earned by Alamar, we would make the following entry:

Investment Income (Income Statement)       $32,000
Investment in Burks, Inc. (Balance Sheet)     $32,000

To record the investee dividend declaration, we need to calculate Alamar's share of the dividend. Since Alamar owns a 40 percent interest, we can calculate the dividend as follows:

Dividend declared by Burks, Inc. = $25,000
Alamar's share of the dividend = 40% × $25,000 = $10,000

To record the investee dividend declaration, we would make the following entry:

Dividend Receivable (Balance Sheet)           $10,000
Investment in Burks, Inc. (Balance Sheet)     $10,000

To record the collection of dividend from the investee, we would make the following entry:

Cash (Asset)                                              $10,000
Dividend Receivable (Balance Sheet)     $10,000

Please note that these entries are based on the assumption that Alamar uses the equity method of accounting for its investment in Burks, Inc.

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Answer:

Yes

Explanation:

Yes, I would recommend offering more employees full-time contracts. This is because having employees that know the ins-and-outs of a company is extremely valuable. These employees are able to function with less supervision and think ahead in order to prevent problems before they occur, as well as solve current situations quickly and efficiently. By working full-time they ultimately grow with the company and are able to progress faster. This is incredibly valuable for a company and can greatly increase profits in both the short-term and long-term

Amount in account today: RM6,409.52; Additional interest earned with quarterly compounding: -RM45.56; Recommended alternative: Alternative C with a present value of RM29,926.52.

a) Calculation for the amount in the account today:

Initial deposit: RM3,400 compounded at 8% for 5 years

Additional deposit: RM1,000 compounded at 5.5% for 7 years

Calculate the amount from the initial deposit after 5 years:

Amount₁ = RM3,400 * (1 + 0.08)⁵ = RM4,954.49

Calculate the amount from the additional deposit after 7 years:

Amount₂ = RM1,000 * (1 + 0.055)⁷ = RM1,455.03

Total amount in the account today = Amount₁ + Amount₂ = RM4,954.49 + RM1,455.03 = RM6,409.52

b) Calculation for additional interest earned on a RM10,000 CD:

Compounded quarterly: RM10,000 * (1 + 0.12/4)\(^{4*4)}\) = RM14,847.72

Compounded annually: RM10,000 * (1 + 0.12)⁴ = RM14,893.28

Additional interest earned = RM14,847.72 - RM14,893.28 = -RM45.56 (slightly less with quarterly compounding)

c) Calculation for the present value of each alternative:

Alternative A: RM28,500 at the end of 3 years

Present value of A = RM28,500 / (1 + 0.11)³ = RM20,144.71

Alternative B: RM54,000 at the end of 9 years

Present value of B = RM54,000 / (1 + 0.11)⁹ = RM26,246.07

Alternative C: RM160,000 at the end of 20 years

Present value of C = RM160,000 / (1 + 0.11)²⁰ = RM29,926.52

The alternative with the highest present value is Alternative C, which has a present value of RM29,926.52.

Hence, the amount in the account today is RM6,409.52, the additional interest earned with quarterly compounding is -RM45.56, and the recommended alternative is Alternative C with a present value of RM29,926.52.

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Answer:

Gathering and Tracking the Unique Data

Explanation:

Development behind the blog post includes conducting thorough research on the target audience, industry trends, and relevant keywords, as well as identifying the specific purpose and message of the blog post.

The content should be engaging, informative, and aligned with the overall content strategy to attract and retain the target audience. Additionally, the post should incorporate effective storytelling techniques, use of visuals, and proper formatting to enhance readability. The development process involves outlining the structure, writing and editing the content, and optimizing it for search engines.

The blog post should provide value to readers, whether through sharing industry insights, offering solutions to common problems, or providing entertaining and educational content. By following these steps, the blog post will effectively market the website and products in the selected niche, driving traffic, engaging visitors, and establishing the brand as a knowledgeable authority in the industry.

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The client should purchase this stock as the stock is undervalued.

The most common technique for valuing stocks is to use the company's price-to-earnings (P/E) ratio. By dividing the stock price by the company's most recent reported earnings per share, the P/E ratio is determined (EPS). A low P/E ratio indicates that a business is providing an appealing level of value to the buyer.

You can only determine a company's current value or market value from the price of its stock. As a result, the price reflects the market value of the stock or the price reached by a buyer and a seller. The price of the stock will increase if there are more buyers than sellers.

The value of stock = Expected Dividend /(required Rate of Return - Growth Rate)

= 2/(10%-5%)

= $40

Current stock Price = $38

Hence the answer is yes, because the stock is undervalued.

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Answer:

Following are the answer to this question:

Explanation:

Some information is missing in the question. So, the correct choices can be described as follows:

i) practicing international trade

ii) exporting products

iii) participating in globalization

Answer:

B. practicing international trade

C. exporting products

D. participating in globalization

Ale jak się okazało w Polsce dniu narty nie skierowane to dniu tym świecie i jest ogóle nie ma problemu z tym że nie ma przecieku co w wszystko jutrzejszym terminie