Laura’s credit card has an apr of 12.04%, and it computes finance charges using the daily balance method and a 30-day billing cycle. on june 1st, laura had a balance of $606.40. she made exactly one transaction in june: a payment of $55.25. if laura’s finance charge for june was $5.71, on which day did she make the payment? a. june 8th b. june 12th c. june 15th d. june 20th please select the best answer from the choices provided a b c d

To compute the expected return and standard deviation, we will use the following formula:

Expected Return = (Return1 × Probability1) + (Return2 × Probability2) + ... + (Returnn × Probabilityn)

Standard Deviation = √[((Return1 - Expected Return)^2 × Probability1) + ((Return2 - Expected Return)^2 × Probability2) + ... + ((Returnn - Expected Return)^2 × Probabilityn)]

Given the returns and their respective probabilities:

Return: -20%, 0%, 15%, 30%, 50%

Probability: 20%, 20%, 30%, 20%, 10%

We can calculate the expected return as follows:

Expected Return = (-20% × 20%) + (0% × 20%) + (15% × 30%) + (30% × 20%) + (50% × 10%)

= -4% + 0% + 4.5% + 6% + 5%

= 11.5%

The expected return for the investment is 11.5%.

To calculate the standard deviation, we first calculate the deviations from the expected return for each return:

(-20% - 11.5%) = -31.5%

(0% - 11.5%) = -11.5%

(15% - 11.5%) = 3.5%

(30% - 11.5%) = 18.5%

(50% - 11.5%) = 38.5%

Next, we square these deviations and multiply them by their respective probabilities:

((-31.5%)^2 × 20%) + ((-11.5%)^2 × 20%) + ((3.5%)^2 × 30%) + ((18.5%)^2 × 20%) + ((38.5%)^2 × 10%)

Simplifying these calculations, we get:

Standard Deviation = √[(9.9225% × 20%) + (1.3225% × 20%) + (0.1225% × 30%) + (3.4225% × 20%) + (14.8225% × 10%)]

= √[1.9845% + 0.2645% + 0.0368% + 0.6845% + 1.48225%]

= √4.45255%

≈ 2.11%

The standard deviation for the investment is approximately 2.11%.

Therefore, the expected return is 11.5% and the standard deviation is 2.11% for the given investment with the specified returns and probabilities.

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The statement on the biggest disadvantage to third-party lists is False.

The principal hindrance associated with third-party lists is not the amount of time required for it to expand sufficiently in order to generate profitable outcomes.

Rather, the main defect lies on the possibility that such list may not conform to the specific needs and interests of a business venture, thus resulting in unproductively low response rates and marketing efforts. Furthermore, other methods of advertising could be less costly than outsourced lists; there also exists concerns among data privacy and security with respect to using them.

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Answer:

The answer is false.

Explanation:

Everybody has personal values, i.e. certain things they find most imperative throughout everyday life. This likewise stretches out to the world of work; your work values to a great extent decide your working style and inclinations.

Additionally, managers will frequently cling to certain center qualities which characterize the organization culture and how the business is lead. Arrangement with them will, no doubt, be a main factor while selecting new representatives.

Monitoring your personal values and those of the organization you're applying to will enable you to decide if the job– and the business in general – is ideal for you, and additionally finding how you can be ideal for them.

PLS MARK ME AS BRAINLIEST

Answer:

1.) Solar photovoltaic installer - a. roof of a building

2.) Ironworker - b. outdoors at great heights

3.) Construction manager - d. field office

4.) Cement Mason - c. outdoor job site

Explanation:

please correct me if I'm wrong

1.]    Gusto   "Small business owners with a team to run may find Gusto a lifesaver."

2.]  Scanner App.  "This free app for small business lets you send documents and forms on the go."

 3.]  Square. "Square is the payment app for small business right now."

  4.] Wunderlist. ...

   5.]LinkedIn. ...

   6.]PicMonkey. ...

  7.] Shopventory. ...

  8.] TripIt.

these are all ranked gusto being the best and 8 being good but not as good as the top 3

Answer:

Traditional economic system

Explanation:

It is being passed down from generation to generation

When someone sues another person, they are asking them for a remedy. The plaintiff might file a lawsuit for damages if they want monetary compensation.

Money alone cannot always solve a problem. Under those circumstances, the plaintiff may request a specific performance remedy from the court. Examples of these treatments include When a buyer demands that their task be completed in any event, such as in a contract for the sale of a special property, the construction of a home, or other arrangement relating to the property.

An action for actual damages is another name for a lawsuit seeking compensatory damages. Special or general damages may be awarded as compensation.

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Understanding the concept of culture is essential to business communicators living and working in a globalized society. Culture is a powerful force that shapes the way we think and behave. The essential characteristics that describe culture are learned, dynamic, and combines the visible and the invisible

Culture refers to the patterns of behavior and thinking that are shared by a group of people who live in a particular place or time. Culture is not something that can be directly observed. Instead, it is something that is learned from others and is passed down from one generation to the next.Culture is dynamic, which means it is constantly changing over time. Cultural changes can happen for many reasons, such as the influence of other cultures, changes in technology, or changes in political and economic conditions. Cultural changes can be slow or fast, and they can be visible or invisible.Culture combines the visible and the invisible. The visible aspects of culture include things like clothing, food, music, and art. The invisible aspects of culture include things like beliefs, values, and social norms. Both the visible and invisible aspects of culture are essential to understanding how people think and behave in different parts of the world.

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The kind of vehicle coverage that pays for damages to others or their vehicle is liability coverage. Liability coverage pays for damages caused to others or their vehicle in the event of an accident or collision.

Liability coverage is a type of auto insurance that provides financial protection to the policyholder in case they cause damage to someone else's vehicle or property while driving. It typically includes two types of coverage: bodily injury liability and property damage liability.

Bodily injury liability coverage pays for medical expenses, lost wages, and other damages if you cause an accident that results in injuries to someone else. Property damage liability coverage, on the other hand, pays for repairs or replacement of the other driver's vehicle or any other property that may have been damaged in the accident.

In most states, liability coverage is a mandatory requirement to legally operate a vehicle on public roads. The minimum amount of liability coverage required varies by state, so it's essential to check your local regulations to ensure you have adequate coverage.

To obtain coverage for own vehicle and injuries, policyholders can opt for additional types of coverage, such as collision coverage, comprehensive coverage, or personal injury protection (PIP) coverage.

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Listed common stock is considered as illiquid investment. A mutual fund is a type of financial instrument that combines investor capital with a single investing goal. The money is subsequently invested in a variety of asset classes, including equities and bonds.

A mutual fund is an investment vehicle that is professionally managed and collects money from a number of investors to buy securities. The phrase is frequently used in the US, Canada, and India, while open-ended investment companies in the UK and SICAVs in Europe are comparable global structures.

A mutual fund is a collection of funds that is professionally managed by a fund manager. A trust that invests money in stocks, bonds, money market instruments, and/or other securities after collecting funds from a number of participants who have similar investing goals.

A mutual fund is a type of financial instrument that combines investor capital with a single investing goal. The money is subsequently invested in a variety of asset classes, including equities and bonds.

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The statement that is NOT true about the board of directors is that all the directors are full-time employees of the company.

The board of directors plays a crucial role in overseeing and governing a company. While each of the statements listed describes important aspects of the board's functions and responsibilities, the statement that is NOT true is that all the directors are full-time employees of the company.

In reality, board members are typically not full-time employees of the company. They are individuals who are elected or appointed to serve on the board based on their expertise, experience, and qualifications. Board members can be a mix of insiders (such as company executives) and outsiders (independent directors who are not employed by the company). The presence of independent outside directors helps to ensure objective decision-making and effective corporate governance.

Board members are elected by stockholders, and they have the legal authority to hire, fire, and compensate the CEO. They also perform the monitoring function of the board, ensuring that the company operates in the best interest of its stakeholders. Additionally, the board can be held legally accountable for the company's actions and is responsible for strategic decision-making and providing guidance to management.

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Answer:

False.

Explanation:

Creating a budget is not about your wishes and hopes for what you want your income to be, but must be done by having a realistic perception of the income and expenses that each person has from month to month. In this way, you can project responsibly, avoiding incurring debts or other negative consequences.

Answer:

The answer is redemption.

Explanation:

The right of Redemption allows an offeror to withdraw an offer before it is accepted

Learning is a change in behavior that endures over time. Learning is defined as a relatively permanent change in behavior that results from experience. The correct option is A.

It involves the acquisition, retention, and use of knowledge, skills, and attitudes that enable individuals to adapt to their environment, solve problems, and achieve goals. Learning can occur through various processes, such as classical conditioning, operant conditioning, observational learning, and cognitive learning.

Reinforcement, prompting, and teaching are processes that can facilitate learning by providing incentives, cues, and guidance to learners. However, they are not synonymous with learning itself, which refers to the actual change in behavior that results from these processes.

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The value of the missing cash flow (Year 2) is £1,492.46.

To find the value of the missing cash flow, we need to use the present value formula as shown below:

PV = CF1 / (1 + r)¹ + CF2 / (1 + r)² + CF3 / (1 + r)³ + CF4 / (1 + r)⁴

Where PV is the present value of the cash flow stream, CF1, CF3, and CF4 are the known cash flows, CF2 is the missing cash flow, r is the discount rate, and the superscripts 1, 2, 3, and 4 refer to years 1, 2, 3, and 4, respectively.

Substituting the known values into the formula, we have:

PV = £5,933.86

CF1 = £2,000

CF3 = £1,750

CF4 = £1,250

r = 11%

Plugging in these values in the formula, we get:£5,933.86 = £2,000 / (1 + 0.11)¹ + CF2 / (1 + 0.11)² + £1,750 / (1 + 0.11)³ + £1,250 / (1 + 0.11)⁴

Simplifying the equation above gives:

£5,933.86 = £2,000 / 1.11 + CF2 / 1.2321 + £1,750 / 1.3683 + £1,250 / 1.5113

Multiplying both sides of the equation by 1.2321, we get:

£5,933.86 × 1.2321 = £2,000 × 1.1111 + CF2 + £1,750 / 1.1109 + £1,250 / 1.2143

Simplifying the equation above gives:

£7,317.46 = £2,222.22 + CF2 + £1,573.24 + £1,029.54

Combining like terms gives:

£7,317.46 = £5,825 + CF2

Solving for CF2, we have:

CF2 = £7,317.46 - £5,825CF2 = £1,492.46

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A negative net present value indicates that the project’s return is net loss

A net present values is a total sum of money that is currently available. It may be in terms of assets or revenue generated.

When there is a negative net present value, it means the revenues generated is lower that the cost of a project. This invariably leads to a loss for a particular company.

Hence a negative net present value indicates that the project’s return is net loss

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But you didn't gave any options...

Answer:

did you finish it cuase i got the same one

Explanation:

Admit the error, apologize, and present a solution if you or your company is receiving negative press as a result of anything you did incorrectly. Negative publicity won't disappear if you ignore it.

When damaging material is revealed, negative PR or publicity can take many different forms in company and can impact everything from sales to your reputation.

Various forms of unfavorable PR for your company could include: negative coverage of your business in the media, online, in publications, or on television.

In particular, we contend that by raising product awareness, unfavorable publicity might boost sales and purchase likelihood.

Negative publicity should therefore affect products differently depending on whether they are recognized or unknown. This viewpoint is supported by three investigations.

Your brand's reputation can be severely damaged in a matter of minutes by false information, negative reviews, and nasty social media remarks. Even worse, rumors spread swiftly and negatively impact the reputation of your company.

Negative publicity can have a significant impact on how potential customers see your brand. When customers publicly disparage a company, product, or service, this is known as bad publicity.

Bad publicity includes posting or publishing negative evaluations on websites, review pages, and social media accounts.

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Answer:

divide by the table and lilly pads

Explanation:

well how long is the table you divide the table from the number of lilly pads and there you go

It is a true statement that an indirect approach to organizing negative messages opens with the reasons behind the bad news before presenting the bad news itself.

This refers to a kind of letter, memo, news that conveys negative information which will likely to disappoint, upset or anger the reader, listener etc

However, the indirect approach of organizing these negative messages opens with the reasons behind the bad news before presenting the bad news itself.

Therefore, it is a true statement.

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Upon receiving the $6,000, 3-month, 6% promissory note from Dame Company in settlement of an open account receivable, Paper Company will make the following entry: Debit Notes Receivable for $6,000 and Credit Accounts Receivable for $6,000.

When Paper Company receives the promissory note from Dame Company, it needs to record the transaction in its accounting records.

The entry for this transaction involves debiting the Notes Receivable account and crediting the Accounts Receivable account.

The Notes Receivable account is used to track the amount of money owed to Paper Company through promissory notes.

By debiting this account for $6,000, Paper Company recognizes the new promissory note as an asset, indicating that it has a right to receive payment from Dame Company.

On the other hand, the credit to the Accounts Receivable account reduces the outstanding amount of the open account receivable from Dame Company.

Since the promissory note settles the open account receivable, the credit of $6,000 in the Accounts Receivable account signifies that the amount is no longer owed by Dame Company.

By making this entry, Paper Company properly records the receipt of the promissory note and adjusts its accounts to reflect the settlement of the open account receivable.

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Answer:

Both 401(k) accounts and IRAs are retirement savings accounts that allow individuals to save for retirement on a tax-advantaged basis. Contributions to these accounts are tax-deductible, and the earnings on the investments grow tax-free until they are withdrawn during retirement.

There are some benefits to having a 401(k) account or an IRA. They allow individuals to save for retirement in a tax-efficient way, and can provide a significant source of income during retirement. In addition, many employers offer matching contributions to 401(k) accounts, which can be a valuable incentive to participate.

However, there are also some drawbacks to these types of accounts. For example, they are subject to market fluctuations and the investment risk is borne by the individual. In addition, there are limits on how much can be contributed each year, which may not be enough to provide for a comfortable retirement.

Whether or not every working American needs a 401(k) account or an IRA depends on individual circumstances. For some people, these accounts may be a valuable tool for saving for retirement. For others, different types of retirement savings accounts or strategies may be more appropriate. Ultimately, it is up to each individual to determine the best approach for their own retirement planning.

Answer:

E.Not replacing whom out when Needed

Answer:

It is the 529 plan to save money for college.

Explanation:

Answer:

$8,792,544

Explanation:

Computation for the Annual OCF of the project

First step is to compute the net income

NET INCOME

Sales of new$38,106,000

($26,100×1,460 per year)

Lost sales of old -$3,960,000

[($22,000×1,780)-($22,000×1,960)]

=39,160,000-43,120,000

=-3,960,000

Variable costs $19,121,760

[($38,106,000-3,960,000)×56%]

(34,146,000×56%)

=$19,121,760

Fixed costs $1,310,000

Depreciation 1,410,000

EBIT$12,304,240

($38,106,000-3,960,000-$19,121,760-$1,310,000-1,410,000)

Tax $4,921,696

(40%×$12,304,240)

Net income $7,382,544

($12,304,240-$4,921,696)

Second step is to calculate for the company OCF using this formula

OCF = EBIT + Depreciation – Taxes

Let plug in the formula

OCF=EBIT$12,304,240+Depreciation 1,410,000-Tax $4,921,696

OCF= $8,792,544

Therefore the Annual OCF of the project is $8,792,544

Answer:

The Principle

Explanation:

There are two main parts of a loan: The principal -- the money that you borrow. The interest -- this is like paying rent on the money you borrow.

Answer:

If the weighted average cost of capital is 13% and the free cash flows are expected to continue growing at the same rate after Year 3 as from Year 2 to Year 3, ...

Explanation:

A leader is no longer thought of as a strong or influential individual telling others what to do and what not to do.

What are Leadership Styles?

Leadership styles are the behavioral strategies used by leaders to sway, inspire, and guide their subordinates. A leader's leadership style affects how plans and strategies are carried out in order to achieve specific goals while taking into account the needs and expectations of stakeholders as well as the health and well-being of their team.

To determine the best or most appropriate leadership style that inspires and influences others to achieve predetermined goals, leadership styles have been researched in a variety of contexts. The degree to which it fosters follower trust is a key component of an effective leadership style.

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The EISP component provides information on the importance of information security in the organization - True

Information on the significance of information security in the organisation is especially provided by the EISP (Enterprise Information Security Policy) component. The organization's general approach and structure for information security are described in the EISP, a policy document. Information security-related high-level declarations, objectives, duties, and recommendations are frequently included.

Even while the EISP may discuss the value of information security within the company, its main goal is to offer a thorough and organized framework for managing and protecting information assets. It assigns roles and duties, outlines procedures, and lays the basis for establishing and maintaining efficient information security practises across the organisation. It also defines the organization's security goals.

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Complete Question:

The EISP component provides information on the importance of information security in the organization - True/False