Mary deposits her paycheck into a checking account every month, and after paying bills, she consistently has $200 remaining each month. she now has $1,800 excess in her checking account. her bank requires $25 minimum to open a regular savings account, $1,000 to open a money market and $2,500 to open a cd. what would be the best option for her?

Answers

Answer 1

Answer:

6,325

Explanation:

I added it all up in got 6,325


Related Questions

the following list includes temporary accounts from the december 31 adjusted trial balance of emiko company. use these normal account balances to journalize closing entries.

Answers

Journalizing the closing entries from the December 31 Adjusted Trial Balance for Emiko Company using the temporary accounts is as follows:

Closing Journal Entries:

Debit Retained Earnings

Credit Dividends $33,000  

Debit Sales $529,000

Credit Income Summary $529,000

Debit Income Summary $17,500

Credit Sales returns and allowances $17,500  

Debit Income Summary $5,000

Credit Sales discounts $5,000  

Debit Income Summary $213,300

Credit Cost of goods sold $213,300  

Debit Income Summary $49,700

Credit Sales salaries expense $49,700  

Debit Income Summary $15,000

Credit Utilities expense $15,000  

Debit Income Summary $39,000

Credit Selling expenses $39,000  

Debit Income Summary $105,000

Credit Administrative expenses $105,000

What are closing entries?

Closing entries are the period's end journal entries to close temporary accounts to the income summary and the retained earnings.

Temporary accounts include revenues, expenses, net income or loss, and dividends.

The net result of the income summary is also closed to the retained earnings.

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Question Completion:

Dividends $33,000  

Sales $529,000

Sales returns and allowances $17,500  

Sales discounts $5,000  

Cost of goods sold $213,300  

Sales salaries expense $49,700  

Utilities expense $15,000  

Selling expenses $39,000  

Administrative expenses $105,000

A payment of $950 scheduled to be paid today and a second payment of $1,240 to be paid in nine months from today are to be replaced by a single equivalent payment. What total payment made today would place the payee in the same financial position as the scheduled payments if money can earn 4.25%?

Answers

To determine the equivalent single payment that would place the payee in the same financial position as the scheduled payments, we need to calculate the present value of both payments and find their sum.

The payment today of $950 is already in present value form since it is scheduled to be paid today.

The payment of $1,240 to be paid in nine months from today needs to be converted to its present value. We can use the formula for present value (PV):

PV = FV / (1 + r)^t,

where PV is the present value, FV is the future value, r is the interest rate, and t is the time period.

In this case, the future value (FV) is $1,240, the interest rate (r) is 4.25%, and the time period (t) is 9 months.

Converting 9 months to years, we have t = 9/12 = 0.75 years.

Calculating the present value of the second payment:

PV2 = $1,240 / (1 + 0.0425)^0.75 ≈ $1,193.35.

To find the equivalent single payment that would place the payee in the same financial position, we add the present values of both payments:

Equivalent Single Payment = PV1 + PV2 = $950 + $1,193.35 = $2,143.35.

Therefore, a total payment of $2,143.35 made today would place the payee in the same financial position as the scheduled payments if money can earn 4.25%.

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What are three ways to discover how to involved in your chosen career field

Answers

Answer:

Research industry information. ...

Find out about professional associations. ...

Research career options using LinkedIn.

Substitution and income effects of a change in price of a good may be used to explain the:

Answers

Substitution and income effects of a change in price of a good may be used to explain the: Price Effect, income effect, and substitution effect.

What is the substitution and the income effect?

The substitution effect has to do with the replacement of cheaper goods with the ones that are more expensive.

The income effect is the result of consumption that a person engages in based on their income changes.

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what are the levels of production​

Answers

Answer:

The three levels of production.

Primary. is concerned with the extraction of raw materials from the earth's surface.

For example farming and fishing.

Secondary. Is made up of:

Distribution of goods and services and trade.

COMMERCE.

Explanation:

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what is the npv of a project expected to generate $1,000 a year for 5 years assuming a discount rate of 10% and an initial outlay of $3,250?

Answers

$540.79  is the NPV of a project expected to generate $1,000 a year for 5 years assuming a discount rate of 10% and an initial outlay of $3,250.

What Is Net Present Value (NPV)?

The difference between the present value of cash inflows and outflows over time is known as net present value (NPV). The profitability of a proposed investment or project is examined using NPV in capital budgeting and investment planning.

NPV is the outcome of computations that determine the current value of a future stream of payments using the appropriate discount rate. Projects that have a positive NPV are often worthwhile pursuing, but those that have a negative NPV are not.

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how does the ex-im bank fund the financing aid it provides to facilitate exports, imports, and the exchange of commodities between the us and other countries? multiple choice question. taxes loans coupons rebates

Answers

Loans does the ex-I'm bank fund the financing aid it provides to facilitate exports, imports, and the exchange of commodities between us and other countries.

In economics, commodities are economic goods, usually resources, that are wholly or essentially fungible. That is, the market treats instances of goods as equal or nearly equal, regardless of who produced them.

A commodity futures contract is a derivative contract in which a buyer agrees to buy or sell a specified quantity of a physical commodity at a specified price on a specified future date.

Commodities are basic commodities used in trade and exchangeable for other commodities of the same kind, often used as inputs in the production of other goods and services. Traditional examples of commodities include grain, gold, beef, oil, and natural gas.

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Demand for bikes has suddenly increased, and the
market price has risen from $50 to $60.
In three to five sentences, explain how this change will
affect profits.

Answers

When the demand for bikes has considerably increased with a rise in price by $10, then the profit also increases by $10 on every bike sold.

What is meant by profit?

Profit is an incentive earned by a company by selling its products at a price higher than the original cost.

From the provided situation, it has been analyzed that there is a direct relationship between price and demand, which means an increase in demand leads to a rise in prices also. This will ultimately raise the profits of a company in respect of goods sold.

Therefore, the profits are also raised by $10 in a similar way as the rise in price by $10 due to an increase in demand for bikes.

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Answer:

Sample response: If the market price of bikes rises from $50 to $60, then the company will want to produce a larger quantity of bikes. This is because the overall marginal revenue is now higher and will be maximized differently. Before profit was maximized at six bikes, now the profit will be maximized by producing more bikes, perhaps seven.

Explanation:

100 ponits !!!! what is net income. and how do you we calculate net income.

Answers

Answer:

Net income is an entity's income minus cost of goods sold, expenses, depreciation, amortization, interest, and taxes for an accouting period.  Gross receipts / revenue less cost of doing business (including Cost of Goods Sold, operational and administrative expenses.)  Your business' bottom line - what you pay taxes on.

Explanation:

Answer:

Businesses can calculate net income by taking their total incoming revenue for a specific time period and subtracting from it all business expenses for that same time period.

Explanation:

How does wealth inequality affect the economy?

Answers

Wealth inequality affect the economy in various ways which makes it unstable.

The fact that the wealthy consume a lesser percentage of their money than the poor is one way this occurs. They conserve funds that those with lower salaries would otherwise squander. This causes the aggregate demand in economy to decline, which in turn causes unemployment.

Governments respond by decreasing borrowing rates and other measures to increase demand. Individuals with low or decreasing relative earnings continue to sustain their expenditure through borrowing as wealth inequality increases. Mortgage or consumer loan defaults can happen from even a slight increase in unemployment or interest rates, which can have disastrous effects.

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what happens when you decide to issue an initial public offering

Answers

Answer:

speaking frankly I don't know the answers but still.......

Explanation:

An IPO is essentially a fundraising method used by large companies, in which the company sells its shares to the public for the first time. Following an IPO, the company’s shares are traded on a stock exchange. Some of the main motivations for undertaking an IPO include: raising capital from the sale of the shares, providing liquidity to company founders and early investors, and taking advantage of a higher valuation

When you decide to issue an initial public offering,it means that they are offering shares of their company to the public for the first time.

The process of issuing an IPO involves several steps and can take several months to complete. The following are the steps involved:

1. Hire an Investment Bank: The company hires an investment bank or several investment banks to underwrite the IPO. The investment bank will help the company to determine the appropriate price for the shares and the number of shares to be issued.

2. File Registration Statement: The company files a registration statement with the Securities and Exchange Commission (SEC). This document provides detailed information about the company, including its financials, management team, and the risks associated with investing in the company.

3. Marketing the IPO: The investment bank(s) will work to market the IPO to potential investors. This may involve roadshows, presentations, and other promotional activities to generate interest in the IPO.

4. Price Determination: The investment bank(s) will determine the price of the shares based on the demand generated during the marketing phase.

5. Shares are Sold: Once the price has been determined, the shares are sold to investors through a process called underwriting. The investment bank(s) buy the shares from the company at the IPO price and then sell them to investors.

6. Shares Begin Trading: After the IPO, the shares of the company begin trading on a public exchange. This means that anyone can buy or sell shares in the company on the exchange.

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What are the factors of production in business?

A. land, labor, and capital
B. land, capital, and interest
C. land, labor, and customer base
D. capital, customer base, and interest

Answers

Answer:

A

Explanation:

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pension fund manager is considering three mutual funds. The first is a stock fund, the second is a long-term government and corporate bond fund, and the third is a T-bill money market fund that yields a sure rate of 5.5%. The probability distributions of the risky funds are: Expected Return Standard Deviation Stock fund (S) 15 % 32 % Bond fund (B) 9 % 23 % The correlation between the fund returns is 0.15. Suppose now that your portfolio must yield an expected return of 12% and be efficient, that is, on the best feasible CAL. a. What is the standard deviation of your portfolio? (Do not round intermediate calculations. Round your answer to 2 decimal places.)

Answers

The standard deviation of the portfolio is 7.09%.

What is the proportion of stock in minimum risky portfolio?

= [(0.23)² - (0.32*0.23*0.15)] / [(0.32)² + (0.23)² - (2*0.32*0.23*0.15)]

= 0.31421708452

= 31.42%

What is proportion of bond fund in minimum risky portfolio?

= 1 - 0.31421708452

= 0.68578291548

= 68.58%

What is the expected return of minimum risky portfolio?

= 0.3142*15% + 0.6858*9%

= 0.04713 + 0.061722

= 0.108852

What is the standard deviation of your portfolio?

= ((0.6858)² * (0.23)² * (0.3142)² * (0.33)²) + ((2 * 0.6858 * 0.3142 * 0.32 * 0.23 *  0.15))^0.5

= (0.00026747972 + 0.00475776218)^0.5

= 0.0050252419^0.5

= 0.0708889406

= 7.09%

Therefore, the standard deviation of the portfolio is 7.09%.

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f) Purchased furniture for Rs. 12,000 giving Rs. 4,000 in cash and balance on credit.
journal entry ​

Answers

The journal entry for the purchase of furniture for Rs. 12,000, with Rs. 4,000 paid in cash and the balance on credit, would be:

Debit: Furniture account for Rs. 12,000
Credit: Cash account for Rs. 4,000
Credit: Accounts Payable account for Rs. 8,000

Explanation:
- Furniture account is debited as it is an asset acquired by the business.
- Cash account is credited as the payment of Rs. 4,000 is made in cash.
- Accounts Payable account is credited as the remaining balance of Rs. 8,000 is still payable on credit.

which category of real estate license does not exist? a) broker b) broker associate c) sales associate d) business broker

Answers

The category of real estate license that does not exist is business broker.

In the real estate industry, there are several categories of licenses that individuals can obtain to legally engage in various aspects of real estate transactions. These categories typically include broker, broker associate, and sales associate. Broker: A real estate broker is an individual who has completed the necessary education, experience, and licensing requirements to operate independently and oversee real estate transactions. Brokers can work on their own or hire sales associates to work under their supervision. Broker Associate: A broker associate is a licensed real estate professional who holds a broker's license but chooses to work under the supervision of another licensed broker. They have the same qualifications and capabilities as a broker, but they operate under the umbrella of a managing broker.

Sales Associate: A sales associate, also known as a real estate agent, is an individual who has obtained a license to engage in real estate activities but must work under the supervision of a licensed broker or broker associate. They assist clients in buying, selling, or leasing properties but cannot operate independently.
However, the category of business broker specifically does not exist as a distinct real estate license category. Business brokerage typically involves the sale or purchase of businesses rather than traditional real estate properties. While real estate brokers or sales associates may engage in business brokerage as part of their services, it is not a separate license category within the realm of real estate licensing.

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Hiv and aids disproportionately impact __________ nations. a. low-income b. high-income c. industrialized d. developed please select the best answer from the choices provided. a b c d

Answers

Correct option is a: low income

Hiv and aids disproportionately impact low income nations.

Acquired immunodeficiency syndrome  or AIDS is a chronic and  potentially life-threatening condition  which is caused by the human immunodeficiency virus (HIV).

By damaging the immune system, HIV interferes with the  ability of the body  to fight with infections and diseases.

HIV is a sexually transmitted infection (STI). HIV can also be spread by contact with infected blood or it can also spread from illicit injection drug use or sharing needles of infected person.

It can also be spread from mother to child during pregnancy or at the time or  childbirth or breastfeeding.

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Recording, classifying, and summarizing economic events in a logical manner for the purpose of providing financial information for decision making is commonly called Group of answer choices auditing. economics. finance. accounting.

Answers

Recording, classifying, and summarizing economic events in a logical manner for the purpose of providing financial information for decision making is commonly called accounting.

Accounting is a fundamental process in business and financial management. It involves systematically recording financial transactions, classifying them into appropriate categories, and summarizing the information to create financial statements such as the income statement, balance sheet, and cash flow statement. These financial statements provide a snapshot of a company's financial performance, position, and cash flows, enabling decision-makers to analyze and make informed decisions about the organization's operations, investments, and financial strategies.

While auditing, economics, and finance are related disciplines, each has its own distinct focus. Auditing involves examining and evaluating financial records and statements to ensure accuracy, compliance, and reliability. Economics studies the production, distribution, and consumption of goods and services within an economy. Finance, on the other hand, focuses on managing financial resources, investments, and the financial aspects of decision making. However, accounting serves as the foundation for providing the necessary financial information in these areas.

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describe one procedure used when processing accounts.

Answers

- identifying transactions (making sure it’s reliable)
- financial statements

Co-marketing refers to outsourcing agreements in r&d between firms.

a. true

b. false

Answers

Co-marketing does not refer to outsourcing agreements in R&D between firms. It is a false statement.

Co-marketing is a collaborative marketing strategy where two or more companies work together to promote a product or service. It involves sharing marketing efforts, resources, and costs to reach a larger audience and achieve common marketing goals. In co-marketing partnerships, companies typically combine their marketing resources, such as advertising, promotions, events, and campaigns, to create a mutually beneficial marketing campaign.

Unlike outsourcing agreements in R&D, which involve contracting another company to perform research and development activities on behalf of a firm, co-marketing focuses on joint marketing activities. It allows companies to leverage each other's customer base, brand reputation, and marketing expertise to maximize the impact of their marketing efforts. By partnering with complementary businesses, companies can expand their reach, increase brand awareness, and potentially boost sales through combined marketing initiatives.

In summary, co-marketing is a collaborative marketing strategy that involves joint marketing efforts between companies, while outsourcing agreements in R&D refer to the contracting of research and development activities to external firms.

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Which statement describes an advantage of buying a home?
A. Purchasing a home builds equity.
B. Homes depreciate over time.
C. Your landlord may force you to move.
D. Your taxes increase.

Answers

A. purchasing a home does build equity

- homes usually don’t depreciate over time.
- when buying a home you don’t have a landlord.
- property taxes may go up, but that’s not an advantage.

Select the correct answer.
What is the last step in the market research process?
O Apresenting findings
O B. analyzing information
O c. making decisions
OD. developing a research plan
O E. identifying the problem
Reset
Ne

Answers

Answer:

c. making decisions

Explanation:

The last step in marketing research is decision making.  This step involves presenting findings, drawing conclusions, and deciding on the course of action to take.

The objective of any research is the get solutions to a challenge. The time and resources used in the research will go to waste if the recommendations are not implemented. While all the research steps are critical, failing to act on the findings makes the entire process worthless. Market research is a strong input to a business decision.

Answer:

uhm see now making a decision is the last thing to do

Explanation:

y bc uh u plan then decide

3. ______ are defined as goods or services that are required for health and safety.

Answers

Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.

What is the safety of goods?

A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.

Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.

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Quickly changing tooling and fixtures to reduce setup time and achieve higher flexibility and productivity is the principle of _____. Group of answer choices SMED the 5Ss andon Kanban

Answers

Quickly changing tooling and fixtures to reduce setup time and achieve higher flexibility and productivity is the principle of SMED.

SMED stands for Single Minute Exchange of Die. This refers to the concept of carrying out die changes or setups in a single-digit or "single minute" timespan. SMED is a methodology used in lean manufacturing that aims to reduce the time it takes to changeover a manufacturing procedure from one product to another. It helps organizations to become more flexible by reducing the time it takes to respond to new customer demands, which in turn leads to a rise in productivity.

SMED comprises a sequence of measures that aim to streamline the changeover process, leading to a quicker setup time. SMED is divided into two stages: external and internal. The external phase covers activities that can be completed while the production line is still running. In contrast, the internal phase focuses on activities that can only be completed once the production line has been halted. SMED involves two major steps:Identifying and separating external and internal setup stepsConverting as many internal setup steps as possible to external setup steps.To achieve higher flexibility and productivity in manufacturing, SMED implements techniques such as tooling and fixturing to reduce setup time.

Tooling refers to the set of tools, fixtures, and equipment used to manufacture a product. Fixturing, on the other hand, refers to the methods and devices used to hold, position, and support a workpiece during the manufacturing process. Together, these techniques help organizations achieve higher flexibility and productivity.

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Exercise equipment manufacturer Heavyweight, Inc. has experienced disappointing financial results due to the costs associated with shipping its products to wholesalers. This is an example of a(n) ______ cost disadvantage. Multiple choice question. forward channel ally supplier-related internal impossible

Answers

Answer:

Forward channel ally

Explanation:

The distribution channel is made up of a network of different players that help in movement a good from the manufacturer to the final consumer.

It is made up of suppliers, middle men, shipping agents, wholesalers, and retailers.

Forward channel ally are the next steps in the distribution channel.

In this instance it is the shipping agent that is supposed to transfer the goods to the wholesalers.

Heavyweight, Inc experiencing disappointing financial results due to the costs associated with shipping its products to wholesalers is a example of forward channel ally cost disadvantage

A used car costs $5000 you drive it for 4 years. You drive 10,000 miles per year. Your car insurance is $1,200 per year. You spend $400 on maintenance. Gas costs $4 and the car gets 25 miles per gallon. What is the average cost per mile over the 4 years?

Answers

Answer:

$0.445 per mile

Explanation:

Calculation for what the average cost per mile

will be over the 4 years

First step is to calculate the Insurance cost

Insurance cost = $1,200 x 4

Insurance cost = $4,800

Second Step is to calculate the Maintenance cost

Maintenance cost = $400 x 4

Maintenance cost = $1,600

Third Step is to calculate the Total mileage

Total mileage = 10,000 miles per year x 4 years Total mileage= 40,000 miles

Fourth step is to calculate the Gas cost

Gas cost =( 1 gallon/25 miles per gallon x 40,000 miles)x $4 per gallon

Gas cost = 1,600 gallons x $4 per gallon

Gas cost=$6,400

Last step is to calculate the average cost using this formula

Average cost =Initial cost+Insurance cost+Maintenance cost +Gas cost/Total mileage

Let plug in the formula

Average cost = $5,000 + $4,800 + $1,600 + $6,400/40,000 mile

Average cost= $17,800 / 40,000 miles

Average cost = $0.445 per mile

Therefore what the average cost per mile

will be over the 4 years will be $0.445 per mile

Cuba exemplifies a new direction in food production through
programs to convert citizens to a vegetarian diet.
Green Revolution high-yield grains.
urban agriculture.
using polyculture farms

Answers

Cuba is a country that has undergone significant changes in its food production practices in recent years, particularly following the economic crisis that began in the early 1990s.

One of the most notable changes has been the emphasis on converting citizens to a vegetarian diet. This shift in dietary habits has been driven in part by the need to reduce meat consumption in order to stretch limited food resources further.

At the same time, Cuba has also embraced urban agriculture as a means of increasing access to fresh produce in cities. This has involved converting unused urban spaces such as rooftops and abandoned lots into productive gardens and farms. Through this initiative, Cuba has been able to reduce its dependence on imported food and improve the nutritional content of its citizens' diets.

In addition to these initiatives, Cuba has also focused on using polyculture farms as a means of increasing food production while reducing reliance on chemical inputs. By planting a variety of crops together, polyculture farms can create a more diverse and sustainable food system that is less vulnerable to pests and diseases. This approach has allowed Cuba to reduce its dependence on the Green Revolution high-yield grains that were introduced in the mid-20th century and have been associated with environmental degradation and social inequality in many parts of the world.

Overall, Cuba's new direction in food production represents a significant departure from the industrialized model that has dominated global agriculture for decades. By emphasizing local production, sustainable practices, and a shift towards vegetarian diets, Cuba has shown that it is possible to create a more equitable and environmentally sustainable food system.

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Outline a specific strategy to implement stating how you will prevent this from
happening in the future.

Answers

I will get smarter from the stuff i have learned

a. In 2015 , Bilal had a monthly salary of $4,166.5. Assume 2015 is the base year. In 2018 , the CPI went up to 106.3. His monthly salary in 2018 was $4,800. Did the purchasing power of Bilal go up? Please show calculations and explain your answers (2) b. In 2008 , there was a major housing mortgage crisis in the U.S. economy which eventually led to recession. At that time, there was a GDP Gap or loss of 10.75%. The natural rate of unemployment in 2008 was 5.1%. What was the unemployment rate in 2008 in the U.S.? c. Germany's current inflation rate of 1.8% and France"s current inflation rate is 1.3%. Using the rule of 70 , which country will first experience doubling of prices of goods and services? \$how calculations

Answers

In this case, the base year is 2015, so we'll use the salary in 2015 ($4,166.5) and the CPI in 2018 (106.3) to calculate the adjusted salary in 2018.The formula is:Adjusted Salary in 2018 = $4,166.5 * 106.3 / 100 = $4,423.05

Comparing the adjusted salary in 2018 ($4,423.05) with Bilal's actual salary in 2018 ($4,800), we can see that his salary increased more than the adjustment for inflation. Therefore, the purchasing power of Bilal increased between 2015 and 2018.

b. The GDP Gap represents the difference between the actual Gross Domestic Product (GDP) and the potential GDP. In 2008, there was a GDP Gap or loss of 10.75%, which means the actual GDP was 10.75% lower than the potential GDP. The natural rate of unemployment, also known as the Non-Accelerating Inflation Rate of Unemployment (NAIRU), represents the unemployment rate at which inflation remains stable. In 2008, the natural rate of unemployment was 5.1%.

To calculate the unemployment rate in 2008, we need to add the GDP Gap to the natural rate of unemployment:

Unemployment Rate = Natural Rate of Unemployment + GDP Gap

Unemployment Rate = 5.1% + 10.75%

Unemployment Rate = 15.85%

Therefore, the unemployment rate in the U.S. in 2008 was approximately 15.85%.

c. To determine which country will first experience a doubling of prices of goods and services using the rule of 70, we divide the number 70 by the inflation rate to calculate the approximate number of years it will take for prices to double.

For Germany, with an inflation rate of 1.8%:

Approximate number of years = 70 / 1.8 = 38.89 years

For France, with an inflation rate of 1.3%:

Approximate number of years = 70 / 1.3 = 53.85 years

Comparing the two, Germany will experience a doubling of prices of goods and services sooner than France, as it will take approximately 38.89 years for prices to double in Germany, while it will take approximately 53.85 years for prices to double in France.

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The use of short, direct sentences with no fluff is known as ______. a. Business style b. Casual style c. Creative style d. Direct style

Answers

Answer:

A

Explanation:

The question asks you to finish the statement and supply any more words that would help it. Hence option A is correct .

What is Business Style ?

Based on this, my response would be that the phrase is referred to as a business style. If I answered your question satisfactorily, please feel free to ask any more questions.

The term "Business Style" refers to the business name that the taxpayer uses that is registered with the relevant regulatory agency in addition to its registered name or company name.

BUSINESS WRITING STYLE

This corporate writing manual uses the term "style" to describe the structure, tone, and intensity of sentences.

Academic writing style and business writing style are very different.

In a book about writing, the following statement was advised to students:scholarly writing

"As a third-year history major with a little more than $10,000 in student loan debt, I find McPherson and Schapiro's rejection of Clinton's national service plan to be short-sighted and insensitive to the experiences of many college students who are struggling to pay for their education only to face significant financial burdens after graduation.

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Ioanna's department lost productivity this week when two employees failed to report to work as scheduled. Other employees had to do the missing employees' work and were not able to completely do their regular jobs. What Ioanna's department is experiencing is _______.

Answers

Answer:

they are experiencing a lack of commitment and respect from there workers

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