on january 1, 2024, howell enterprises purchases a building for $151,000, paying $41,000 down and borrowing the remaining $110,000, signing a 7%, 10-year mortgage. installment payments of $1,277.19 are due at the end of each month, with the first payment due on january 31, 2024.

A firm is more likely to choose borrowing from a bank or issuing bonds as forms of financing if it is more established and its strategy appears likely to lead to profits in near future.

Companies that need money can keep issuing new bonds as they are able to locate willing investors.

The issuance of new bonds has no effect on the company's ownership or operations.

Stock issuance, on the contrary, adds more stock shares to the market.

This means that future earnings must be distributed to a larger group of investors.

More shares can reduce earnings per share (EPS), putting less money in the pockets of owners.

EPS is another metric that investors consider when assessing a company's health.

A falling EPS figure is generally regarded as a negative development.

The issuance of more shares also implies that ownership is now distributed among a greater number of investors.

This frequently lowers the value of each owner's shares.

Diluting the value of an investor's investment is highly undesirable because they buy stocks to make money.

Companies can avoid this outcome by issuing bonds.

Hence, A firm is more likely to choose borrowing from a bank or issuing bonds as forms of financing if it is more established and its strategy appears likely to lead to profits in near future.

Learn more about bonds:

https://brainly.com/question/25596583

#SPJ4

Answer:

You tube , computer enjneer

Explanation:

Answer:

"A possible career path that Jordan would consider taking for his future are videography, music/video editor, or even an influencer of some sort! Becoming a videographer could widen his knowledge about the electronics he enjoys working with. He could possibly turn something that he's passionate about into something small like short films on a phone all the way to a Hollywood movie."  all credit goes to foochy, the original creator of this paragraph. foochy is a brainly user.

When replenishing the petty cash fund at the end of an accounting period, assuming no shortages or overages, the amount needed to replenish would be equal to the total of the petty cash vouchers or receipts that have been issued and expended during that period.

To determine the amount needed to replenish the petty cash fund, follow these steps:

1. Collect all the petty cash vouchers or receipts that have been issued and used during the accounting period.

2. Add up the amounts recorded on each voucher or receipt. This represents the total expenditures made from the petty cash fund during the period.

3. The total of the expenditures represents the amount needed to replenish the petty cash fund.

4. Prepare a petty cash reimbursement request or voucher for the determined amount and submit it to the appropriate authority or department for reimbursement.

By replenishing the petty cash fund with the total amount of expenditures made during the period, the fund will be restored to its original balance, ready for future small cash disbursements.

To know more about  replenishing refer here

https://brainly.com/question/22671922#

#SPJ11

When replenishing the petty cash fund at the end of the accounting period, assuming no shortages or overages, the amount needed to replenish would be equal to the total of the cash receipts issued from the petty cash fund during the period.

The purpose of replenishing the petty cash fund is to bring it back to its original balance or the predetermined amount set for the fund. The process involves reimbursing the custodian of the petty cash fund for the expenditures made from the fund.

To determine the amount needed to replenish the petty cash fund, the custodian must gather all the cash receipts and supporting documentation for the expenses incurred. The total of these receipts represents the expenditures made from the petty cash fund during the accounting period.

The custodian then submits the cash receipts, along with the documentation, to the responsible individual, such as the accounting department or supervisor, for verification. Once the expenses are verified and approved, the custodian is reimbursed for the total amount of the cash receipts.

Therefore, the amount needed to replenish the petty cash fund would be the total of the cash receipts issued during the accounting period. This ensures that the petty cash fund is restored to its original balance, ready for use in the next accounting period.

Know more about cash receipts here:

https://brainly.com/question/14377358

#SPJ11

Answer:

human resources manager

Explanation:

I took the test and got 100%

The statement is true: Bonds are sold at face value when the contract rate is equal to the market rate of interest.

Bonds are often sold at face value in a situation where the contract rate is the same as the market rate of interest.

For a bonds to be sold at a discount it means that face value of the bond is equal to the book value of the bonds minus discount unamortized.

Or when the bonds rate of interest or coupon rate is lower than the bonds market rate the bond sell at discount because the bonds is sold out below the face value.

Inconclusion bonds are sold at face value when the contract rate is equal to the market rate of interest.

Learn more about bonds here:https://brainly.com/question/25965295

Answer:

d is the correct answer

Explanation:

key words like paycheck , earnings, borrow ,and pay it back leads you to believe that he is asking for a payday loan.

Everett wants to borrow money against his earnings at work and pay it back from his next paycheck. Payday loans are this kind of loan.

What is a loan?

A loan is any sum of money, a piece of property, or other tangible item that is given to another party with the understanding that it will be paid back, plus interest, at a later date.

Payday loans are classified as short-term loans. Usually come in tiny amounts and must be paid back within two to four weeks. They are legal in most states and are also referred to as cash advance loans.

As a result, option (d) is accurate.

Learn more about on loan, here:

https://brainly.com/question/7299838

#SPJ2

Answer:

Well, in sports, that's more popular than of entertainment. See, in sports, people want to know about sports scores, hey, they even bet on it. So, with the entertainment, people want to know about celebrities or famous singers, or new movies and TV shows episodes.

Explanation:

About citing, I think you're on your own with that. If you got this question from a text book, then you going to have to read.

Answer:

$27,950 and $2,329. 17

Explanation:

Bi-weekly means every two weeks.  A biweekly salary is paid once every two weeks.

One year has 52 weeks; a Biweekly salary will be paid (52/2) times in a year.

Yearly salary will be $1075 x 26

=$27,950

The monthly salary will be yearly salary divide by 12

=$27,950/12

=$2,329. 17

Answer:

Commercial Bank

Explanation:

Commercial banks are the institutions that deal with the finances. They provide loans, and accepts deposits as savings. These financial institutions are a means of financial assistance to the public. Financial services and assistance helps in the growth and establishment of the economy. The process of commercial banking is intended towards growth and the earning of profit altogether.  

When calculating the cost of equity for valuing a company and in the Weighted Average Cost of Capital (WACC), taxes are typically incorporated through the tax-adjusted cost of debt. The tax shield provided by interest expense reduces the overall cost of debt, which impacts the cost of equity and the WACC.

To incorporate taxes, the tax-adjusted cost of debt is calculated by multiplying the pre-tax cost of debt by (1 - tax rate). The tax rate used in this calculation can vary, and it is important to consider whether to use the official tax rate or the effective tax rate.

The official tax rate is the statutory tax rate set by the government. It represents the rate at which a company's taxable income is taxed. However, the effective tax rate is the actual tax rate that a company pays after taking into account deductions, exemptions, credits, and other factors that may reduce their tax liability. The effective tax rate reflects the actual tax burden of the company.

In most cases, it is recommended to use the effective tax rate when incorporating taxes in the cost of equity and WACC calculations. The effective tax rate provides a more accurate representation of the tax impact on the company's financials and is based on the actual taxes paid. It considers the company's specific tax circumstances and takes into account any tax planning strategies or tax benefits the company may have utilized.

Using the effective tax rate ensures a more realistic estimation of the tax shield provided by interest expense and provides a more accurate calculation of the cost of equity and the WACC. It aligns the analysis with the company's tax profile and reflects the actual tax impact on the company's cash flows.

In summary, when incorporating taxes in the cost of equity and WACC calculations, it is recommended to use the effective tax rate rather than the official tax rate. The effective tax rate provides a more accurate representation of the company's tax situation and ensures a more precise estimation of the tax impact on the cost of equity and overall WACC.

Learn more about statutory tax rate here:

https://brainly.com/question/30067188

#SPJ11

Answer:

the only one I can think I office procedure

Answer:

C.selling space to advertisers

Explanation:

Selling advertising space to advertisers is one of the oldest ways that magazines have been using to generate revenue. To date, advertising still accounts for a massive percentage of revenues for magazines.  Despite the emergence of other revenue streams for magazines, such as subscriptions, advertisers are still the biggest revenue source. Up to 59.5% of magazine revenue is through the sales of selling space to advertisers.

Answer:

C

Explanation:

Identify their product's unique value proposition and remove value proposition that are offered by competitors are the way they can do to make sure their product stands out from the competition.

The value proposition is a company's unique selling point that explains to potential customers why they should do business with the organization.

In most cases, a value proposition offers a clear distinction between an organization and its competitors to help customers see why they should work with one company over another.

Companies use value propositions in a number of ways. They are used internally to help various departments in a business align their tasks and goals, and they are used externally as a marketing and advertising tool to help convince customers to make a purchase.

The value proposition itself is very concise and usually only a sentence or two long and can be used for both internal and external content.

A good value proposition can take many forms. Some are complete sentences, while others are a series of short bullet points.

Regardless of format, excellent value propositions tend to have certain characteristics:

Learn more about value propositions at https://brainly.com/question/3130122.

#SPJ4

True. An effective performance review should be linked to organizational goals in order to ensure that employees are aligned with the overall direction and priorities of the company.

By connecting individual performance to the achievement of organizational goals, employees are more likely to understand how their work contributes to the success of the company and are motivated to perform at their best. This also helps to ensure that resources and efforts are focused on achieving the most important priorities of the organization.

True. An effective performance review should be linked to organizational goals, as this alignment ensures that individual performance contributes to the overall success of the organization.

To know more Performance about click here .

brainly.com/question/29558206

3SPJ11

Based on the information presented in the financial statements and additional data given, a comprehensive analysis of the financial health of a company can be conducted.

The four primary financial statements are the income statement, the balance sheet, the statement of retained earnings, and the cash flow statement. These reports offer a wealth of knowledge about the company's financial position and efficiency. The company's financial statements provide a detailed picture of its financial position, including its liquidity, solvency, and profitability. They allow the company's financial condition to be reviewed in the short, medium, and long term.
The income statement reveals the financial performance of the company during the reporting period. It presents a summary of the company's sales, cost of goods sold, gross profit, operating expenses, and net income. The balance sheet presents a snapshot of the company's assets, liabilities, and equity at a specific point in time. The statement of retained earnings provides a detailed account of the changes in a company's retained earnings during a specified time period. The cash flow statement shows how much cash a company generated and spent during the reporting period. The statement of cash flows is split into three sections operating activities, investing activities, and financing activities.
Additionally, the company's financial statements include important notes that are crucial for understanding the reports. These notes include a summary of the company's accounting policies, disclosure of unusual accounting practices, and the timing of significant events. Other information that can be used to evaluate a company's financial health includes ratio analysis, industry comparisons, and trend analysis.
A comprehensive analysis of the company's financial position and efficiency can be conducted based on the information presented in the financial statements and additional data given. These reports provide a detailed picture of the company's financial condition, allowing for a review in the short, medium, and long term. The four primary financial statements, including the income statement, the balance sheet, the statement of retained earnings, and the cash flow statement, each provide unique insights into the company's financial health. Additional information such as ratio analysis, industry comparisons, and trend analysis can be used to further evaluate a company's financial position.

To know more about the financial statements visit:

brainly.com/question/30355441

#SPJ11

Answer: Supermajority amendment.

Explanation: E

Answer:3 is activities

1 is accomplishments

2 is credentails

itwas on my quiz

In order to leverage social media ads, where you choose to advertise your product/service should also be based on your target audience and what is relevant and engaging to them.

By analyzing their demographics, interests, and online behaviors, you can identify the social media platforms or channels that align with their preferences. This ensures that your ads are seen by the right people, in the right context, maximizing their relevance and impact.

Additionally, staying attuned to trending topics, popular hashtags, and viral content within your target audience's online communities allows you to tap into what is currently captivating their attention.

By combining audience insights with relevant content, you can create compelling ad campaigns that drive engagement, increase brand visibility, and ultimately yield positive results.

Learn more about social media ads here:

https://brainly.com/question/30194441

#SPJ1

Days' sales in receivables refer to the average number of days required to receive payment on a company's sales. The ratio is often used to determine the overall health of a business's cash flow and credit policies. It is calculated by dividing the accounts receivable balance by the average daily credit sales.

The formula for calculating days' sales in receivables is as follows:

Days Sales in Receivables = (Accounts Receivable ÷ Annual Net Credit Sales) x Number of Days in Period

For instance, if a company had an accounts receivable balance of $100,000 and net credit sales of $400,000 per year, the calculation would look like this:

Days Sales in Receivables = ($100,000 ÷ $400,000) x 365= 91.25 days

This indicates that on average, it takes the company 91.25 days to collect payment on its credit sales.

As a result, the company's collection efforts and credit policies should be evaluated to see whether they can be improved. In general, a lower days' sales in receivables ratio is considered favourable, indicating that the company collects payments on its sales more quickly.

A higher ratio, on the other hand, indicates that the company takes longer to collect payments, which may have an impact on its cash flow and financial stability. Therefore, days' sales in receivables is measured as the average number of days required to receive payment on a company's sales. The ratio is calculated by dividing the accounts receivable balance by the average daily credit sales.

To know more about Average Daily Credit Sales visit:

https://brainly.com/question/28479440

#SPJ11

Answer:

if the business is florishing, as an example Medical sectors during pandemic they are going to grow till they are in a high demand

The price should be determined by discounting the future cash flows of the bond, including the annual coupon payments and the bond's principal amount at maturity, using the yield to maturity of 6.50%.

To calculate the price at which Victoria Banks should agree to purchase the Newfoundland Cobalt Corporation bonds, we need to use the yield to maturity (YTM) approach. The yield to maturity is the annualized return an investor will earn if the bond is held until maturity.

First, we determine the number of years remaining until the bond matures. Since the trade is agreed to on Aug. 30, 2016, and the bonds mature on July 31, 2027, there are 10 years remaining.

Next, we calculate the present value of the bond's future cash flows using the YTM of 6.50%. We discount the annual coupon payment of $60,000 x 9% = $5,400 each year for 10 years and the bond's principal amount of $60,000 at maturity.

Finally, we sum up the present values of the cash flows to find the price Victoria Banks should agree to for the trade, which will provide her desired yield to maturity of 6.50%.

Note: The specific calculation involves discounting the cash flows using the time value of money formulas, such as the present value of an annuity and the present value of a single sum.

By performing the calculation, the explanation can be provided within 150 words.

Learn more about price

brainly.com/question/19091385

#SPJ11

Based on a mortgage rate of 5.2 percent and a desired monthly payment of $1,475, you can borrow approximately $273,484.86 on a 30-year fixed-rate mortgage.

To calculate the maximum amount you can borrow on a 30-year fixed-rate mortgage, we need to use the formula for the monthly payment of a mortgage.

The formula is: P = (r * A) / (1 - (1 + r)^(-n))

Where:

P is the monthly payment

r is the monthly interest rate (5.2% divided by 12)

A is the loan amount

n is the total number of monthly payments (30 years multiplied by 12 months)

Rearranging the formula, we can solve for A (loan amount):

A = (P * (1 - (1 + r)^(-n))) / r

Plugging in the values:

P = $1,475

r = 5.2% / 12 = 0.00433

n = 30 years * 12 months = 360

A = ($1,475 * (1 - (1 + 0.00433)^(-360))) / 0.00433

Calculating this expression gives us the loan amount A, which represents the maximum amount you can borrow on a 30-year fixed-rate mortgage.

Please note that without the exact interest calculation method used by your lender, this is an estimate based on the given information. It is advisable to consult with a mortgage professional to get accurate information tailored to your specific situation.

To know more about interest, visit:

https://brainly.com/question/30883185

#SPJ11

Answer:

stated

Explanation:

The nominal interest rate could best be described as the stated rate.

The nominal interest rate could best be described as the stated rate. Thus, 'stated rate' is the correct answer.

The nominal interest rate, also known as the nominal rate of interest, is the interest rate that is quoted on a loan or investment without any changes or expenses. Real interest rates can be used to account for the effects of inflation. This real interest is what the lender really receives in the case of a loan.

The (effective) real rate of interest, for instance, is zero if the lender receives an interest rate of 8% from a loan and inflation is also 8%. Despite the increased nominal amount of currency received, the lender would not benefit financially from such a loan because each unit of currency would be devalued because of inflation by the same factor as 8%.

Learn more about nominal interest rates here:

https://brainly.com/question/13324776

#SPJ5

Answer:

houses are essential. a need doesn't fall in perfect competition conditions.

False. While President Reagan did reduce marginal tax rates as part of his economic policies, President Kennedy actually advocated for tax cuts across the board to stimulate economic growth and consumer spending.

The statement is false. President Reagan did indeed implement significant reductions in marginal tax rates as part of his economic policies in the 1980s. This approach, known as "Reaganomics" or supply-side economics, aimed to stimulate economic growth by incentivizing work and investment through lower tax burdens on individuals and businesses.

However, President Kennedy's approach to taxation differed from President Reagan's. Kennedy advocated for across-the-board tax cuts, including reductions in marginal tax rates, to stimulate economic growth and consumer spending. His policies were based on the belief that lower tax rates would provide individuals and businesses with more disposable income, thus encouraging increased consumption and investment.

Therefore, while President Reagan did reduce marginal tax rates to promote work and business risk-taking, the same cannot be said for President Kennedy, as he implemented tax cuts more broadly as a means to stimulate the economy.

To learn more about economy

click here brainly.com/question/951950

#SPJ11

Ok...... I get your trying to get some money or whatever. But, this site is for academic purposes..... Not advertising. Lol.

(E) Direct marketing channel function type of marketing channel are you and the company using.

The act of presenting an offer directly to a target client and providing them with a way to respond immediately is known as direct marketing. It is sometimes referred to as direct response marketing among practitioners. Advertising, in contrast, is a form of mass messaging. Toll-free phone numbers, reply cards, envelope-mailable reply forms, websites, and email addresses are all examples of response methods. The CAN-SPAM Act mandates that customers in the United States be given the option to opt-out due to the ubiquity of direct marketing and the unwanted nature of some communications. Based on vendor-defined criteria, such as the average income for a specific ZIP code, purchase history, and inclusion on other lists, intended targets are chosen from wider groups.

To know more about Direct marketing visit:

https://brainly.com/question/27538940

#SPJ4

Answer:

its like a domino effect, (you) make a choice to help one biome, that can strongly effect the animals within that habital, wheter its good or bad. like, for example, x animal is going extenict, so there is mass breeding of that animal; which leads to a huge shortage of producers and whatever is below that animal in the food chain, ultimitly causing more harm.

Explanation: