The GDS ratio is 37% and the TDS ratio is 55%.
What is the formula for calculating the Gross Debt Service (GDS) ratio?The Gross Debt Service (GDS) and Total Debt Service (TDS) ratios, we need to consider the monthly housing costs and debt payments in relation to the gross monthly household income.
The GDS ratio is calculated by adding up the monthly mortgage payment, property taxes, heating costs, and other housing costs, and then dividing that sum by the gross monthly household income. In this case, the GDS ratio is (2575 + 295 + 210 + 165) / 12550 = 0.37 or 37%.
The TDS ratio is calculated by adding up all the monthly housing costs, including the mortgage payment, property taxes, heating costs, other housing costs, personal loan payment, car loan payment, and credit card payment.
Then, divide that sum by the gross monthly household income. In this case, the TDS ratio is (2575 + 295 + 210 + 165 + 245 + 295 + 245) / 12550 = 0.55 or 55%.
The GDS ratio is 37% and the TDS ratio is 55%.
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1. Do you believe E-sports will continue to grow in the future? Why or why not?
Answer: I don’t really know but I think it will still be popular and lots of people will still play no matter what
Answer:
In terms of video games, yes. Because, everyone can play videogames, but not everyone can compete in physical sports.
Explanation:
I don't need to give an explanation since it's my opinion. So don't report this answer please...
Who heads each of the branches of federal reserve banks and looks after their functioning?
Answer: The chair of the board, governors of the federal reserve system is the chief of the federal reserve which is the central banking system of the United States.
Answer:
Board of Governors
Explanation:
Table 1 contains information about the number of new business start-ups in four cities in the UK in 2016.
Using the information in Table 1, calculate, to 2 decimal places, the number of new start-ups in Birmingham as a percentage of the number of new start-ups in London. You are advised to show your workings.
The number of start-ups in Birningham as a percentage of the start-ups in London is 8.51%.
What are percentages?
Percentage is a measure of frequency. It is the fraction of an amount that is usually expressed as a number out of hundred. The sign used to represent percentages is %.
The number of start-ups in Birningham as a percentage of the start-ups in London = (17473 / 205320) x 100 = 8.51%
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100 point question + brainliest
Mike Oxmore has 69 apples, Moe Lester has 420, what is the mass of the sun?
Answer:
The mass of the sun is - 1.989 x 10 30 kilograms
Also, 69 + 420= 489
Explanation:
Hope this helps?
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Which of the following is not true regarding the natural rate of unemployment?
A. The natural rate is calculated by averaging the unemployment rate over an extended time period.
B. The natural rate of unemployment is 0 percent when the U.S. economy is not in a recession.
C. The natural rate includes both frictional and structural unemployment.
D. The natural rate of unemployment does not include cyclical unemployment.
The statement that is not true regarding the natural rate B. The natural rate of unemployment is 0 percent when the U.S. economy is not in a recession.
The natural rate of unemployment, also known as the non-accelerating inflation rate of unemployment (NAIRU), is the level of unemployment that exists in a stable and healthy economy, with no cyclical fluctuations. It represents the unemployment rate that is consistent with full employment and stable inflation. However, it is typically not zero percent. Even in a well-functioning economy, there will always be some level of frictional and structural unemployment. Frictional unemployment occurs due to temporary transitions or job search activities by individuals, which is caused by economic downturns and business cycles.
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a buyer who says "your company is too small to meet my needs" is expressing a _____.
A buyer who says "your company is too small to meet my needs" is expressing a concern or objection related to your company's capacity or capabilities.
This concern could arise from several factors:
Capacity: The buyer may worry that the company lacks the resources, infrastructure, or personnel to handle larger or more complex orders. They may be concerned about the company's ability to deliver products or services on time, meet volume demands, or provide sufficient support.Experience: The buyer might perceive a smaller company as lacking the necessary experience or track record to handle their specific needs. They may prefer working with a larger company that has a more established reputation and a proven history of success in their industry.Stability: Some buyers may associate the size of a company with its financial stability. They may be concerned about the smaller company's ability to weather economic challenges or provide ongoing support and service.It's important to note that this perception of size may or may not be accurate. Small companies can often provide personalized attention, agility, and niche expertise that larger companies may lack. However, overcoming this objection requires addressing the buyer's concerns directly.
This could involve highlighting the company's strengths, such as specialized knowledge, flexibility, customer-centric approach, or success stories with similar clients. Providing reassurance about the company's capabilities, track record, and commitment to meeting the buyer's needs can help alleviate their concerns and build trust.
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Please help. I’m struggling. 20 points !!!!
To propose the idea of creating a partnership with another business, you will need to prepare
a formal business letter to send to the owner of Great BBQ, Hank White. This proposal should
introduce the following ideas:
Forming a partnership would allow both restaurants to sell the other's product and
merchandise.
The partnership would expand both of our businesses and customer base.
.
A more detailed meeting and presentation will follow if Great BBQ is interested.
Prepare a business letter to send to Great BBQ. (8 points)
Answer:
The letter could be somewhat like this:
Dear Hank White, CEO of Great BBQ
I am John Smith, I am the CEO of a meat distributor. I specialize in prime cuts like New York Ribeye, Tenderloin, and Wagyu Beef with the best Japanese Technique.
I am sure that as business partners, we both could do better than we do right now. I have the best raw material for your restaurant business, and you have the BBQ expertise and knowledge.
I would appreciate if you considered this letter, you can call me any time if you want to discuss further, or write me an email-.
Sincerely
John Smith
What is the exterior envelope of a structure?
Answer:
The building envelope of a usually consists of its roof, sub floor, exterior doors, windows and exterior walls.
suppose that the economy is hit by a negative real shock, such as a rapid oil price increase. what effect will this have on the price level?
There would be a leftward shift in the Solow growth curve.
What is a Solow growth model?A short-term equilibrium is achieved using the Solow Growth Model, an exogenous neoclassical model of economic growth that emphasizes growing capital accumulation, technological advancement, and labor. It demonstrates that all economies will converge or reach a steady state at the same rate of labor, savings, depreciation, and production growth. The newest economic growth theories are built on the Solow model. The higher economic growth of developing countries can now be explained using this approach. Additionally, it had correctly anticipated that China's economy would rise quickly relative to that of western countries and that war-scarred Germany and Japan would recover economically more quickly.
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Which document determines the number of shares in a company?
a stock prospectus
an annual bill of rights
a corporate charter
an annual report
Answer:
C. a corporate charter
A Corporate Charter is document determines the number of shares in a company.
What is Corporate Charter?
Corporate charter is a legal document which is issued with the Secretary of State or registrar in order to establish a company as a corporation and contain every detailed information about company's share. The corporate charter contain information about governance, structure, objectives, operation, other information about the company and information about that total company shares and how much the company is willing to sell.
Therefore, A Corporate Charter is document determines the number of shares in a company
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why adding payment options in the stands can increase a fan’s satisfaction at a sports
event?
The results of a partial least squares structural equation modeling analysis imply that aspects of the stadium, club management, and the fan-based support for the club are the most important determinants of fan satisfaction.
- BRAINLIEST answerer
Answer: The costumer would find it better and easier, which means sport event will make more profit because the fans are satisfied.
Hope this helped!
If at the end of a period, a company has $400 in cash, $100 in accounts
receivable, and $100 in accounts payable, the post-closing trial balance will
show _____worth of debits.
A. $200
O B. $400
O C. $600
O D. $500
Note that common skills are listed toward the top, and less common skills are listed toward the bottom. According to O*NET, what are common skills needed by Librarians? Check all that apply.
speaking
equipment selection
reading comprehension
operation and control
active listening
writing
Answer:
1,3,5,6
Explanation:
Answer:
(1) A. speaking
(3) C. reading comprehension
(5) E. active listening
(6) F. writing
Explanation: I'm looking at my answers right now and it shows check marks so I'm 100% correct.
The __________ makes it a crime for a seller to sell at lower prices in one geographic area than elsewhere in the United States to eliminate competition or a competitor. Multiple Choice Federal Trade Commission Act Wheeler-Lea amendment Gramm-Rudman-Hollings Act Robinson-Patman amendment Free Exercise Act
The (D) Robinson-Patman act makes it a crime for a seller to sell at lower prices in one geographic area than elsewhere in the United States to eliminate competition or a competitor.
What is the Robinson-Patman act?The Robinson-Patman Act is a federal statute that was created in 1936 to make pricing discrimination illegal. The Robinson-Patman Act amends the Clayton Antitrust Act of 1914 in order to prohibit "unfair" competition.The Robinson-Patman Act is a federal statute that prohibits pricing discrimination.The law prohibits wholesalers from charging varying pricing to different merchants.The act only applies to interstate commerce and includes an exemption for "cooperative associations."Economists and legal scholars have strongly opposed the measure on a variety of grounds.Therefore, the (D) Robinson-Patman act makes it a crime for a seller to sell at lower prices in one geographic area than elsewhere in the United States to eliminate competition or a competitor.
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Complete question:
The __________ makes it a crime for a seller to sell at lower prices in one geographic area than elsewhere in the United States to eliminate competition or a competitor.
Multiple Choice
(A) Federal Trade Commission Act
(B) Wheeler-Lea amendment
(C) Gramm-Rudman-Hollings Act
(D) Robinson-Patman act
(E) Free Exercise Act
Which of the following is an example of inventory at a company?
A.
A scooter that has been purchased at a store by a customer
B.
An employee who provides technical expertise
C.
Fancy dishes and silverware used at a restaurant
D.
A list of products that a hardware store wants to order
Answer is option c) Fancy dishes and silverware used at a restaurant
what is inventory at a company ?
The term "inventory" refers to all the products, materials, goods, and merchandise that a company has on hand and intends to sell to customers for a profit. Inventory at a manufacturing company includes raw materials utilised in production, as well as semi-finished goods stored in warehouses or on factory floors, in addition to the finished product that has been manufactured and is available for sale. In a service industry, since there is no exchange of physical stock, the inventory is mostly intangible in nature. So the service industry inventory mostly includes the steps involved before completing a sale.
Inventory is:
An asset, tangible or intangible,An asset that can be realized for revenue generation or has a value for exchange, orAn asset which is in process but is meant for sale in the market.Different types of inventory :
Raw materialsWork in progressFinished goodsMRO inventoryBuffer inventoryCycle inventoryDecoupling inventoryTransit inventoryFor any manufacturing or trading company, inventory is a crucial asset, thus it's critical for business leaders to comprehend what it truly means. In addition to the general definition, some sectors of the economy, such as manufacturing and services, employ specialised definitions that take into account all of the assets specific to those sectors. Business owners can better understand how their inventory is serving them by understanding the many forms of inventory, including those that aren't directly used in accounting.
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______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???
Answer : Monopolistic competition
Answer:
Monopolistic Competition
Explanation:
In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.
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3. In the mythical kingdom of Erehwon, the basic unit of money is the rudolf. At today's exchange rate, 4 rudolfs are equal to $1. A U.S. tourist in Erehwon wishes to purchase a guidebook to the country. The price is 6 rudolfs. How much is this in U.S. money?
(A) $1.50
(B) $6
(C) $4
(D) $24
Which three components are characteristic of a Pitch Deck? (Choose three) Question 34 options: Highly Visual 10-100 pages Highly Text-Based 10-20 slides Used to Get Investors Attention Used to Get Investor Buy-In
Based on marketing strategy, the three characteristics of a Pitch Deck include Highly Visual 10-100 pages.
What is Pitch Deck?Pitch Deck is a marketing term used to describe the presentation to sell firms or business ideas to targeted audiences, who are expected, investors.
Other characteristics of a Pitch Deck include the following:Used to Get Investors Attention Used to Get Investor Buy-InHence, in this case, it is concluded that the correct answer is options A, C, and D.
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Answer: The answer should be 10-20 slides, used to get investors attention, and highly visual. Please let me know know if i am wrong
Explanation:
trudy is an aspiring chef. she takes a job in a famous restaurant in order to learn the head chef's
Trudy's decision to take a job in a famous restaurant in order to learn from the head chef is a smart move for her career. Working under an experienced and successful chef will give her valuable knowledge, skills, and connections in the culinary industry.
Trudy can observe how the head chef manages the kitchen, interacts with staff and customers, creates and modifies recipes, and deals with challenges and opportunities. She can also assist in preparing and presenting dishes, receiving feedback and guidance from the head chef.
Trudy can learn about the ingredients, techniques, and trends that are essential for modern cuisine, as well as the history and culture of different culinary traditions.
Moreover, working in a famous restaurant can boost Trudy's reputation and exposure, as well as provide her with references and recommendations for future job opportunities. Overall, Trudy's choice to learn from a successful mentor in a prestigious restaurant can lay a solid foundation for her career as a chef.
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How long does it take to make an impression?
Several minutes
30 seconds
One hour
2 minutes
●How long does it take to make an impression?
→2 minutes
I guess.
may this helps you
bye
Explain the concept of market and market identification.
Identify communications channels used in sales promotion.
Explain types of advertising media.
Describe effective advertising layouts.
Write copy for advertisements.
Copywriting for advertisements should be concise and to the point, utilize descriptive language, use active voice, include an attention-grabbing headline, and provide a clear call-to-action.
What is Copywriting?Copywriting is the practice of crafting words and phrases in order to create promotional materials that are designed to sell products or services. It requires a great deal of creativity and an ability to write in an engaging and persuasive manner. Copywriting involves researching, understanding the target audience, creating attention-grabbing headlines and crafting persuasive copy to persuade readers to take action. It is an essential part of the marketing process and can be used to effectively reach potential customers and increase sales. Copywriters use a variety of techniques to create effective copy, such as using powerful words, creating vivid imagery, and making use of persuasive language. Copywriters must be able to understand the needs of their target audience, create compelling headlines and body copy, and be able to effectively target the right people. In addition, copywriters must be able to measure the success of their copy and make adjustments based on the results.
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________ justice is basing employees' promotions on their meaningful contributions, independent of ethnicity, age, or gender.
Merit-based justice is the practice of promoting employees based on their meaningful contributions, irrespective of factors such as ethnicity, age,or gender.
Merit-based justice focuses on creating a work environment where promotions and advancement opportunities are determined solely by an individual's performance and qualifications. It aims to eliminate discrimination and bias by evaluating employees based on objective criteria, such as job performance, productivity, skills, experience, and achievements.
By implementing merit-based justice, organizations strive to foster a culture of fairness, equality, and transparency in their promotion processes. Employees are encouraged to enhance their skills, contribute meaningfully to the organization, and achieve specific performance benchmarks. This approach ensures that promotions are earned based on merit and the ability to meet job requirements, rather than being influenced by subjective factors such as ethnicity, age, or gender.
Merit-based justice aligns with the principles of equal opportunity and diversity and inclusion, as it allows individuals from all backgrounds to compete on a level playing field. It promotes a meritocracy, where employees are rewarded based on their capabilities and contributions, ultimately enhancing employee motivation, engagement, and organizational performance.
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What does indigenous technology mean?
Answer: I hope this is helpful mark brainlist if right then no if wrong
Explanation:
Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.Technologies employed by the native inhabitants of a country and which constitute an important part of its cultural heritage and should therefore be protected against exploitation by industrialized countries; the problem of indigenous knowledge has been discussed during the Rio Conference but it does not receive much ...Types of indigenous technology in India are; (i) Generic Drugs. (ii) Thorium based Nuclear Reactors. (iii) Plastic RoadsIndigenous Technology is created within a sensory environment that builds on our sense of relationship, meaning, balance, feeling, memory and place as well as sight, sound, smell, taste and touchIndigenization is the process by which Indigenous ways of knowing, being, doing and relating are incorporated into educational, organizational, cultural and social structures of the institution.One example of Indigenous Technologies in action today can be witnessed in differential approaches to medicine. Medical technologies in the Western Scientific sense of the term might conjure images of biomedical research labs, electromagnetic monitors or imaging systems such as CT or MRI scans.Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.
What is post-industrial societyt?
Many novel technologies and numerous novel service categories were developed by post-industrialized cultures. For instance, in post-industrial cultures, ridesharing and food delivery services were developed.
What does post-industrial society prioritise?The substitution of theoretical knowledge for practical knowledge. Theoretical and ethical considerations of emerging technologies are being given more focus, which helps society avoid some of the drawbacks of their introduction, such as environmental accidents and big, widespread power outages. When manufacturing's relative importance declines and that of services, communication, and research increases, the economy is said to be in a post-industrial stage of development. In terms of work, knowledge, and education, the ideology of comment society represents a particular worldview. The established structures of industry and workers' knowledge required for practical work are rendered invisible as "knowledge work" is elevated and celebrated. For instance, in post-industrial cultures, ridesharing and food delivery services were developed.
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Jacob works part-time as a cashier at a drug store. His gross pay for the year
was $8,000. Based on his income level, the federal tax rate he'll need to pay is
10%. For his state taxes, Jacob will need to pay 5% and the FICA rate is
7.65%. What is Jacob's net pay for the year?
A. $1,812
B. $7,200
C. $6,188
D. $6,988
Answer:
Option C
Explanation:
Gross Salary of Jacob = $ 8000
Federal tax paid by him = 10% of $8000 = $800
State tax = 5% of $8000 = $400
FICA rate = 7.65% of $8000 = $612
Net Pay of Jacob = $ 8000 - $800 -$400-$612
= $6188
Hence, option C is correct
What is a sales forecast?
A. A prediction of what other businesses will make similar products
B. A prediction of how many customers a business will have visit its
store
C. A prediction as to the volume of sales that a business expects to
make in the upcoming future
A sales forecast is A prediction as to the volume of sales that a business expects to make in the upcoming future. Thus the correct option is C.
What is the objective of the sales Forecast?A sales forecast is a projection of the engagements that will go through the selling process and is a statement of anticipated sales revenue that expresses how much your organization anticipates selling within a specific time frame.
Making well-informed choices about the management of the firm, including decisions about staffing and inventory, new product lines, and prospective marketing initiatives, is aided by sales predictions.
By the use of sales forecasting, firms can more correctly predict their expenses and revenue. Time and money wasted on unsuitable candidates or customers must be reduced for better prospecting.
Therefore, option C is appropriate.
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Mikkleson Mining stock is selling for $40 per share and has an expected dividend in the coming year of $2.00, and has an expected constant growth rate of 5.00%. The company is considering issuing a 10-year convertible bond that would be priced at its $1,000 par value. The bonds would have an 8.00% annual coupon, and each bond could be converted into 20 shares of common stock. The required rate of return on an otherwise similar nonconvertible bond is 10.00%. What is the estimated floor price of the convertible at the end of Year 3?
Answer:
$926.10
Explanation:
Determine the estimated floor price of the convertible at the year 3 ending
first step : determine share price at year 3
share price at year 3 = D4 / r - g ---- ( 1 )
where : D4 ( year 4 dividend ) = 2 *(1.05)^3
r ( rate of return ) = 10 %
g ( growth rate ) = 5%
back to equation ( 1 ) = 2 *(1.05)^3 / 10 - 5 = 46.31
Finally ; estimated floor price of the convertible at year 3 ending
= 46.31 * 20 = 926.10
Cindy has been working for 8 years, and she’s built up a huge emergency fund -- $45,000, which would be 6 months of her salary. She’s hoping to earn a bit more interest than she currently is with that $45,000 just sitting in her traditional bank’s savings account. Which account would you recommend? Why?
SAVINGS ACCOUNT, CD, MONEY MARKET ACCOUNT
I will recommend she invest the $45,000 in Certificate of deposit or Money market account.
It is widely known that a traditional bank’s savings account does not provides significant interest rate for deposit unlike other account which are meant from pure investment at long term.
A certificate of deposit are issued by bank to customer promising them a certain interest rate on their deposit with them.
A money market is also an method of investing in short term market and guarantees high interest rate on deposit.
Therefore, I will recommend she invest the $45,000 in Certificate of deposit or Money market account.
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What is one thing that you wanted to achieve me to graduate college will complete your other post secondary training and education
It is basically to obtain a degree or complete a specialized training in a field of interest in order to add value to my desired goals.
What is the objective of graduating from college?The primary goal of graduating from college or completing post-secondary training is to acquire the knowledge, skills, and qualifications necessary for your desired career path. By obtaining a degree or relevant certifications, one can enhance one's job prospects, increase one's earning potential, and gain a deeper understanding of one's chosen field.
Additionally, post-secondary education often provides opportunities for personal growth, networking, and building a foundation for lifelong learning. It can broaden one's horizons, expose one to new ideas, and help one develop critical thinking, problem-solving, and communication skills.
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Businesses get paid for the value it delivers through its business model. True or False?
True. Businesses get paid for the value they deliver through their business model.
The business model is the blueprint that outlines how a company creates, delivers, and captures value. It defines how a business generates revenue by providing products or services that fulfill customer needs and solve their problems. When a business effectively delivers value to its customers, it can charge a price that reflects that value. This allows the business to generate revenue and sustain its operations.
In conclusion, businesses do get paid for the value they deliver through their business model.
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