The approximate standard deviation of the rates of return in the portfolio is approximately 3.57%.
To find the approximate standard deviation of the rates of return in the portfolio, we can use the normal distribution and the given information about the mean rate of return and the 80th percentile.
We know that the mean rate of return is 12%, which represents the 50th percentile in a normal distribution. We also know that the 80th percentile corresponds to a rate of return of 15%.
Using this information, we can use the standard normal distribution table or calculator to find the z-score that corresponds to the 80th percentile.
The z-score is a measure of how many standard deviations a value is from the mean in a normal distribution. In this case, the z-score is approximately 0.84.
We can use the formula for the z-score to calculate the standard deviation of the rates of return:
z = (x - μ) / σ
where z is the z-score, x is the value corresponding to the 80th percentile (15%), μ is the mean rate of return (12%), and σ is the standard deviation of the rates of return.
Rearranging this formula to solve for σ, we get :
σ = (x - μ) / z
Plugging in the values we have, we get :
σ = (15% - 12%) / 0.84 = 3.57%
Therefore, the approximate standard deviation of the rates of return in the portfolio is approximately 3.57%.
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What other considerations do manufacturers have when deciding on the dimensions of the cans, besides minimizing the amount of material used
Answer:
Imagine that you are an engineer for a soda company, and you are tasked with finding the most economical shape for its aluminum cans. You are given a set of constraints: the can ust hold a volume V of liquid and be a cylindrical shape of height h and radius r, and you need to minimize the cost of the metal required to make the can.
(a) First, ignore any waste material that is discarded during the manufacturing process and just minimuze the total surface area for a given volume V. Using this constraint, show that the optimal dimensions are achieved when h = 2t.
(b) Next, take the manufacturing process into account. Materials for the cans are fut from flat sheets of metal. The cylindrical sides ar made form curved rectangles, and rectangles can be cut from sheets of metal with virtually no waste. However, when the disks of the top and bottom of the can are cut from flat sheets of metal, there is significant waste material. Assume that the disks are cut from squares with side lengths of 2r, so that one disk is cut out of each square in a grid. Show that in this case the amount of material is minimized when: h÷r = 8÷π ≈2.55 .
(c) It is far more efficient to cut the disks from a tiling of hexagons than from a tiling of squares, as the former leaves far less waste material. Show that if the disks for the lids and bases of the cans are cut from a tiling of hexagons, the optimal ratio is h ÷ r = 4√3 ÷ π ≈ 2.21 . Hint: The formula for the area of a hexagon circumscribing a circle of radius r is A = 6r ^2 ÷ √3.
(d) Look at a variety of aluminum cans of different sizes from the supermarket. Which models from problems a-c best approximate the shapes of the cans? Are the cans actually perfect cylinders? Are there other assumptions about the maufacture of the cans that we should take into account? Do a little bit of research, and write a response to answer some of these questions by comparing our models to the actual dimensions used.
Explanation:
did u get it if yes give me brilliant star
17. Lewis signed a contract for the rights to all timber located on Nine Mile Mine. He agreed to pay $70 per thousand board feet ($70/mbf). As he began work, Nine Mile became convinced that Lewis lacked sufficient equipment to do the job well and forbade him to enter the land. Lewis sued. Nine Mile moved for summary judgment. The mine offered proof that the market value of the timber was exactly $70/mbf, and Lewis had no evidence to contradict Nine Mile. The evidence about market value proved decisive. What is the issue
After the third year, the dividend will grow at a constant rate of 5% per year. The required return is 10%. What is the price of the stock today
Using the Gordon Growth Model, with a constant dividend growth rate of 5% per year and a required return of 10%, the estimated price of the stock today is $21.
To determine the price of the stock today, we can use the Gordon Growth Model, also known as the Dividend Discount Model (DDM).
The formula for the Gordon Growth Model is: P = D / (r - g),
where P is the price of the stock, D is the expected dividend in the next period, r is the required return, and g is the constant growth rate of dividends.
In this case, we are given that the dividend will grow at a constant rate of 5% per year after the third year and the required return is 10%.
However, we are not given the value of the dividend.
To calculate it, we can use the formula: D = D0 * (1 + g),
where D0 is the dividend in the current period.
Since we don't have the current dividend (D0), we need to make an assumption or estimate it.
Let's assume that the dividend in the current period is $1.
Now, we can calculate the expected dividend in the next period:
D = $1 * (1 + 0.05)
= $1.05.
Now, we can plug the values into the Gordon Growth Model formula:
P = $1.05 / (0.10 - 0.05)
= $21.
Therefore, the price of the stock today is estimated to be $21.
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assume you are a new hire in the accounting department of an organization. one of your responsibilities is the reconciliation of the operat- ing account. after the end of the month you are given a copy of the bank statement and the canceled checks, and are instructed to perform your reconciliation. you notice that there are some faint markings on a portion of the bank statement that could be alterations. what steps would you take in performing the reconciliation?
If any potential fraud or errors are identified, they should be promptly reported to a supervisor or manager.
If I were in this situation, I would take the following steps in performing the reconciliation: First, I would carefully examine the bank statement and canceled checks to determine if there are any discrepancies between the two documents.
Next, I would compare the transactions on the bank statement to the transactions recorded in the organization's accounting records, such as the general ledger or cash disbursement journal. As part of this comparison, I would investigate any transactions that do not appear to match or that are not accounted for in the organization's records.
If I notice any faint markings or alterations on the bank statement, I would bring this to the attention of my supervisor or manager, as it could indicate fraudulent activity or errors in the bank's records. Depending on the nature and extent of the markings, I may also need to contact the bank to obtain a clean copy of the statement or to clarify any discrepancies. Once I have completed my investigation and resolved any discrepancies or errors, I would prepare a reconciliation report that summarizes the differences between the bank statement and the organization's accounting records.
Finally, I would make any necessary adjustments to the accounting records to ensure that they accurately reflect the organization's financial transactions and balances. In summary, performing a bank reconciliation requires careful examination of the bank statement, comparison to the organization's accounting records, investigation of any discrepancies, and reporting of the findings. If any potential fraud or errors are identified, they should be promptly reported to a supervisor or manager.
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Select the positive adjustments to the basis of an S corporation shareholder's stock investment.
A.Positive adjustments include distributions excluded from gross income, the allocable share of ordinary losses that are not taken due to recognition rules, and the allocable share of ordinary income and separately stated income and gain items.
B.Positive adjustments include additional capital contributions made during the tax year and the allocable share of ordinary income and separately stated income and gain items.
C.Positive adjustments include the allocable share of ordinary losses that are not taken due to recognition rules and the allocable share of ordinary income and separately stated income and gain items.
D.None of the above.
A. Positive adjustments include distributions excluded from gross income, the allocable share of ordinary losses that are not taken due to recognition rules.
Positive adjustments to the basis of an S corporation shareholder's stock investment include items that increase the shareholder's investment in the company. These adjustments include distributions excluded from gross income, which reduce the shareholder's stock basis, as well as the allocable share of ordinary losses that are not taken due to recognition rules, which increase the shareholder's stock basis. Additionally, the allocable share of ordinary income and separately stated income and gain items also increase the shareholder's stock basis. These adjustments are important for determining the tax consequences of the shareholder's investment in the S corporation.
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What problems were associated with the Free Banking Era (1837-1863), dominated by state-chartered banks?
During the Free Banking Era (1837-1863), state-chartered banks were allowed to issue their own currency without federal regulation.
This resulted in several problems including an overproduction of banknotes leading to inflation, the failure of many banks due to inadequate reserves and risky lending practices, and the inability to enforce uniform banking laws across states.
Additionally, the lack of a central bank during this time period meant that there was no lender of last resort to provide liquidity during financial crises, leading to widespread bank runs and economic instability.
Another issue was the lack of accountability and transparency in the banking industry, as state-chartered banks were not required to report their financial information to a central authority. This made it difficult for investors and depositors to assess the financial health of individual banks.
Overall, the Free Banking Era was marked by economic volatility and uncertainty, highlighting the need for a more stable and regulated banking system.
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Why is creative thinking important to generate business ideas?
Answer: Creative thinking is necessary for business problem-solving.
Explanation: The skill of creative thinking is a helpful skill because it teaches workers/business owners to find opportunities and ways to improve something even if the situation is challenging. This also lets the person face a problem or situations by a different view. I hope this helped!
.. If two variables have a direct relationship on a graph, it indicates that
A. both variables are not related.
B. as one variable rises, the other variable falls.
C. both variables are moving in the same direction.
D. as one variable rises, the other variable is constant.
Answer:
Option C. Both variables are moving in the same direction.
Explanation:
The reason is that in the direct relationship, the variables move in the same direction which means if one of the variable increases then the other will also increase and vice versa. So the only option that satisfies this condition is option C.
Marta is twenty eight years old, and she has no dependents. She has saved an emergency fund and an extra $1,500.
She would like to save or invest this money in hopes that it will grow fast. Marta does not mind taking risks with her
money. Which type of account or investment is best for her?
fifteen-year savings bond
IDA
mutual fund
basic savings account earning 1.3 percent Interest, compounded monthly
Answer:
Mutual Fund
Explanation:
Mutual fund is a type of investment where professionals managed a pooled sum money contributed by different investors. These funds are invested into buying stocks , bonds other securities towards profit making.
It has its advantages in professional management , shared risks, dividends reinvestment and convenience. However , the disadvantages include poor trade execution ,potential for management bias and high fees.
Answer:
The correct answer would be a basic savings account earning 1.3% interest, compounded monthly.
Explanation:
Taking into account that Marta does not like taking risks with her money and does not have an emergency fund she should not invest in stocks. She also wishes to use her money within 18 months, so a fifteen-year savings bond would not be a great choice.
A mutual fund is a collection of money from a group of investors to buy different investments. This choice will also not work well for Marta.
An IDA is an individual development account for low-income families to save towards a targeted amount usually used for building assets in the form of home ownership, post-secondary education and small business ownership. Not a great account for a single person with no dependants.
$1,500 at 1.3% interest, compounded monthly after 18 months equals about $1,520. Even though Marta won't be earning a huge amount of money, she will still earn some. Since she doesn't have an emergency fund and doesn't like risks, a basic savings account earning 1.3% interest, compounded monthly will be the right choice for her.
the attribute that distinguishes personal property from real property is:
The attribute that distinguishes personal property from real property is primarily the nature of the property and its relationship to the land on which it exists.
Personal property, also known as chattel or movable property, refers to any type of property that is not permanently attached to land or a building. Examples of personal property include vehicles, furniture, clothing, and other personal belongings.In contrast, real property, also known as real estate or immovable property, includes land and anything permanently attached to the land, such as buildings, fences, and other structures. This type of property has a fixed location and cannot be moved without altering its essence.
The distinction between personal and real property is crucial in various legal and financial situations, such as property taxes, estate planning, and property ownership transfers. This distinction allows for the proper classification and management of property rights, as well as the determination of how certain laws and regulations apply to the property in question.
In summary, the primary attribute that distinguishes personal property from real property is the nature of the property itself and its attachment to land or a building. Personal property is movable and not permanently attached, while real property is immovable and attached to land.
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Suppose the market price of chicken wings in a university town recently increased. Economics students studying at the university are discussing potential causes of the price increase. One group of students theorize that the price increased because several wing joints in the area have recently gone out of business. Others claim the increase in the price of chicken wings is because of a recent decrease in the price of beer.
Everyone agrees that the decrease in the price of beer was caused by a recent decrease in the price of hops, which are not generally used in making chicken wings.
The first group of students claim the increase in the price of chicken wings can be attributed to the fact that several wing joints in the area have recently gone out of business.
This may explain the price increase, as the decreased competition in the economics market could lead to an increase in price.
What is economics market?Economics market is an environment where buyers and sellers interact in order to exchange goods and services for money. It is the basis for the study of economics, which is the study of the production, distribution, and consumption of goods and services. Markets can be divided into different types depending on the nature of the product or service being exchanged. The two primary types of markets are the perfect competition market and the imperfect competition market. Perfect competition markets are those in which all buyers and sellers are equal and have access to the same information.
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Party Time Amusements Company owns movie theaters. Party Time engaged in the following business transactions in 2015; January 1 Darrell Palusky invested $350,000 personal cash in the business by depositing that amount in a bank account titled Party Time Amusements The business gave capital to Palusky. 2 Paid $320,000 cash to purchase a theater building 5 Borrowed $220,000 from the bank. Palusky signed a note payable to the bank in the name of Party Time. Purchased theater supplies on account, $1,000. 15 Paid $600 on account. 15 Paid property tax expense on theater building. $350. 16 Paid employees' salaries $2,900, and rent on equipment $1,300. 28 Palusky withdrew $8,000. 30 Received $20,000 cash from service revenue and deposited that amount in the bank 10 Party Time Amusements uses the following accounts: Cash Supplies Building Accounts Payable Notes Payable Darrell Palusky, Capital Withdrawals Service Revenue Salary Expense Rent Expense Property Tax expense Required: - Balance Sheet accounts'ending balances as of January 31, 2020. - Balances of the Income Statement accounts for the month ended January 31, 2020. Cash Supplies Building Accounts Payable Notes Payable Darrell Palusky, Capital Withdrawals Service Revenue Salary Expense Rent Expense Property Tax Expense Current Assets Total Liabilities Total Proprietorship Total debit amount of the Unadjusted Trial Balance
To determine the ending balances of the Balance Sheet accounts as of January 31, 2020, and the balances of the Income Statement accounts for the month ended January 31, 2020, we need to analyze the given transactions.
Based on the information provided, here are the answers:
Balance Sheet accounts' ending balances as of January 31, 2020:
- Cash: $369,000 ($350,000 investment + $20,000 service revenue - $8,000 withdrawals)
- Supplies: $1,000
- Building: $320,000
- Accounts Payable: $400 ($1,000 theater supplies - $600 paid on account)
- Notes Payable: $220,000
- Darrell Palusky, Capital: $141,100 ($350,000 investment - $8,000 withdrawals - $200,000 note payable)
Income Statement accounts for the month ended January 31, 2020:
- Service Revenue: $20,000
- Salary Expense: $2,900
- Rent Expense: $1,300
- Property Tax Expense: $350
Total debit amount of the Unadjusted Trial Balance:
- The total debit amount of the Unadjusted Trial Balance cannot be determined from the given information as we don't have the debit and credit amounts for each account.
Please note that these calculations are based solely on the information provided. It is always advisable to consult with a professional accountant or use accounting software for accurate financial analysis.
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How long had it been since boats were the only way on & off manahattan
Answer:
The previous day, Monday, September 10, 2001, had been a long night for the New York charter boat captain
Explanation:
Freitas was about to take part in what has become known as the 9/11 boat lift—the largest water evacuation in history and one of the uplifiting, if lesser-known, episodes of that terrible day when terrorists flew two passenger jets into the iconic Twin Towers—part of a multipronged attack on America A makeshift armada of about 150 commercial vessels of various types—tugboats, ferries, charter boats—would transport an estimated 500,000 people out of the disaster zone of lower Manhattan to safety in New Jersey and Brooklyn.
Which statement is true about principal? (1 point)
It is everything you pay in addition to repaying the
amount you borrow.
O It is the amount you borrow.
It is a percentage of the amount you borrow overtime.
It is a simple way to compare all the various
elements of different loans.
Answer:
It is the amount you borrow
Explanation:
It is the amount you borrow.
The statement that is true about the principal is "It is the amount you borrow." The correct option is B.
What is the principal amount?The principal amount is the total sum that you owe at all times. When you simply took out the loan, it is exactly the amount you borrowed. As you make EMI payments, the principal amount drops until it hits zero, at which point your loan is closed.
Principal refers to the original amount of money that is borrowed from a lender, such as a bank or financial institution. It is the starting point of a loan and does not include any additional fees or interest that may be charged by the lender. The principal amount is the portion of the loan that must be repaid over time, along with any interest charges or fees that are associated with the loan.
Thus, the ideal selection is option B.
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A d d m e o n d i s c o r d
Katelyn#6394
Answer:
ok and thanks for the points
thanks:)
Answer:
ok
Explanation:
FREEEEEEE POINTS
To examine
the weekly payroll of all employees, one would look at the:
To examine the weekly payroll of all employees, one would look at the: d. payroll register.
What is the payroll register?The payroll register is a book or record that is used to fill in the details of all the employees and their payment logs. A record of this register is often kept in good condition in case of any future discrepancies that will have to be resolved.
A person who wants to examine the weekly payroll of all employees in an organization must be able to look at the payroll register to know what is obtainable. There, he would find the names of the employees, their job roles and payment record.
Options:
a. W-4
b. employee earnings record
c. W-2
d. payroll register.
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Isaiah has the opportunity to participate in a work-study program at college. If he participates, how might this benefit him?
He can earn college credit for each hour that he works.
He will get the chance to meet with experts who work in his chosen career field.
He will have the ability to study while at his job on campus.
He will work a part-time job on campus to help pay for his tuition.
Answer :He can earn college credit for each hour that he works.
Explanation:
It would help him because he wouldn't have to pay for the credits
Define vocational training and vocation with examples.
Answer: If you're learning a skill that could lead to a specific job, like how to repair cars or how to be a chef, you're getting vocational training. Vocational means "related to a career." A vocation is a job or career, so something vocational is related to a specific kind of work. Vocational skills typically refers to occupations that you can learn with some basic training or on-the-job in lieu of a college degree. Electricians, truck drivers, hair stylists, medical records technicians and emergency medical technicians are some examples of occupations with vocational skills. Many trade schools focus on a specific career or industry. Types of vocational schools include:
Mechanical and automotive schools.
Business schools.
Culinary schools.
Art and design schools.
Cosmetology schools.
Education programs.
Health care schools.
Legal and criminal justice schools.
Hope this helps....... Stay safe and have a Merry Christmas!!!!!!!!!! :D
(credit goes to Indeed.com Vocational training.)
If Amazon enters the Japanese online market by translating its U.S. website into Japanese the company is using which internationalization strategy
If Amazon enters the Japanese online market by translating its U.S. website into Japanese, the strategy used is the meganational strategy.
A meganational strategy is an international strategy that focuses on reaping cost reductions through the economies of scale. It's a strategy that's used in seeing the world as one big national market.
Since Amazon enters the Japanese online market by translating its U.S. website into Japanese, then the strategy that is used is the meganational strategy.
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What are the other options to insurance
A software start up is pitching to raise money to write code and they need a team of 4/4 for two years and each color cost 100,000 per year the opposite for 0.25 how many do they need to so just to cover the coding
Answer:
the number of codes for cover the coding is 3,200,000
Explanation:
The computation of the number of codes for cover the coding is as follows:
= (Number of coders × number of years × cost per year) ÷ (0.25)
= (4 coders × 2 years × 100,000 per year) ÷ (0.25)
= 3,200,000
Hence, the number of codes for cover the coding is 3,200,000
We simply applied the above formula
if an economy has experienced an inflation rate of over 1000% per year for several years, this economic condition would best be described as
'if an economy has experienced an inflation rate of over 1000% per year for several years, this economic condition would best be described as Hyperinflation.
In economics, hyperinflation is very high and usually accelerates inflation. As the prices of all commodities skyrocket, the real value of the local currency is rapidly lost. This allows people to minimize their holdings of that currency as they usually switch to a more stable foreign currency.
Hyperinflation is the term used when inflation exceeds 50%. This is usually due to the rapid increase in the fiat currency supply. The best-studied example is Germany after World War I, when the Weimar Republic had to pay war reparations and stimulate economic growth.
By 1923, inflation had reached a staggering 29,500%. At such rates, the national currency became essentially useless.
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what are Budgets ....
Answer: Budgets is an estimate of income and expenditure for a set period of time. The term budget refers to an estimation of revenue and expenses over a specified future period of time and is usually compiled and re-evaluated on a periodic basis. Budgets can be made for any entity that wants to spend money, including governments and businesses, along with people and households at any income level.
To manage your monthly expenses, prepare for life's unpredictable events, and be able to afford big-ticket items without going into debt, budgeting is important. Keeping track of how much you earn and spend doesn't have to be drudgery, doesn't require you to be good at math, and doesn't mean you can't buy the things you want. It just means that you'll know where your money goes, and you'll have greater control over your finances
Explanation:
A budget is an estimation of revenue and expenses over a specified future period of time and is utilized by governments, businesses, and individuals at any income level.
A budget is basically a financial plan for a defined period, normally a year that is known to greatly enhance the success of any financial undertaking.
Corporate budgets are essential for operating at peak efficiency.
Aside from earmarking resources, a budget can also aid in setting goals, measuring outcomes, and planning contingencies.
Personal budgets are extremely useful in managing an individual's or family's finances over both the short and long-term horizon.
Hope this was helpful
Answer:A budget is a financial document used to project future income and expenses. To put it simply, a budget plans future saving and spending as well as planned income and expenses.
What type of record should always be kept in hard copy form?
O A. corporate bylaws
OB. articles of incorporation
C. dividend vouchers
OD. financial statements
The record that should always be kept in hard copy form is B. articles of incorporation.
Why should these be in hard copy ?Articles of incorporation are legal documents that establish a corporation. They are filed with the state in which the corporation is formed and must include certain information, such as the name of the corporation, its purpose, and the names and addresses of its directors.
Articles of incorporation are important documents that should be kept in a safe place. They may be needed for a variety of reasons, such as to prove the existence of the corporation or to obtain financing.
It is a good idea to keep hard copies of articles of incorporation, as well as digital copies. Hard copies can be stored in a safe deposit box or other secure location. Digital copies can be backed up on a computer or external hard drive.
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Answer: dividend vouchers
Explanation: hope this helps!
In three to four sentences, explain if there is excess supply or demand of goods at the equilibrium price and why.
Answer:
At the equilibrium price, there is no excess demand or supply of goods or services in the market
Explanation:
The equilibrium price represents a market price in which the quantity supplied matches the quantity demanded. Both sellers and buyers are happy with that price level for the stated volume. The equilibrium price is identified as the intersection of demand and supply curves in a graph. Because the quantity supplied match with quantity demanded, there is no excess or shortage of either demand or supply in the market.
Because an insurance policy is a legal contract, it must conform to the state laws governing contracts which require all of the following elements EXCEPT?
All of the following, with the exception of conditions, are required.
Describe insurance.One party will agree to compensate another in the event of a certain loss, damage, or injury in exchange for a fee in order to safeguard oneself from financial loss. It is a risk management technique that is typically used to guard against the danger of a hypothetical loss that may or may not materialise.
An underwriter, insurer, firm, or carrier is a company that provides insurance. A person or organisation that obtains insurance is known as a policyholder, whereas a person or organisation that the policy protects is known as an insured.
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Insurance
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alright, anyone got any chocalate
Answer:
No, I don't really like chocolate.
Explanation:
Answer:
Yes.
Explanation:
But sadly I can't give them away.
#teamtrees #WAP (Water And Plant)
The prosecutor replies that the Bill of Rights does not protect you from state actions. Is the prosecutor correct? Why or why not
Answer:
I would say no, because the bill of rights refers to ALL Americans. I might be wrong tho.
the corridor approach is used to reduce the balance of the oci-gain/loss account balance in comparison to gains and losses being reflected. (True or false)?
The statement is true. The corridor approach is an accounting method that is used to reduce the impact of fluctuations in the value of certain financial instruments on a company's financial statements.
This approach applies to gains and losses related to pension plans and other post-employment benefits, which are recorded in the other comprehensive income (OCI) section of the balance sheet. The corridor approach limits the number of gains or losses that are reflected in the OCI-gain/loss account by requiring that these amounts fall outside of a certain range, or "corridor."
Any gains or losses that fall within this range are deferred and amortized over time, rather than being immediately reflected in the financial statements. This approach helps to reduce volatility in the company's financial results and provides a more stable picture of its financial performance over time. In conclusion, the statement is true, and the corridor approach is an important tool for managing the impact of OCI gains and losses on a company's financial statements.
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kemper has approximately _____ associates dedicated to meeting the ever-changing needs of its customers.
Kemper has approximately 9,500 associates dedicated to meeting the ever-changing needs of its customers.
However, Kemper is a large insurance company that offers a wide range of insurance products, including auto, home, and life insurance.
As a result, it is likely that Kemper has a significant number of associates dedicated to meeting the ever-changing needs of its customers, including claims adjusters, customer service representatives, underwriters, and other professionals.
The number of associates at Kemper may also fluctuate over time based on the company's business needs and growth strategies.
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