There are two types of risk registers namely with and
without aggregation. Differentiate between these two types of risk
registers?
Answers
Answer:
Explanation:
The two types of risk registers, with and without aggregation, differ in how they handle and present risk information:
Risk Register with Aggregation:
In a risk register with aggregation, risks are grouped or consolidated based on common characteristics or categories.
Risks are assessed and recorded at a higher level, often with summary information that represents multiple individual risks.
Aggregation allows for a broader view of risk, providing an overview of risk exposure for specific categories or areas.
This type of risk register is useful for identifying trends, prioritizing risks, and allocating resources based on aggregated risk data.
It provides a high-level understanding of the overall risk landscape.
Risk Register without Aggregation:
In a risk register without aggregation, risks are documented individually, without grouping or consolidation.
Each risk is assessed and recorded separately, with detailed information about its nature, likelihood, impact, and mitigation measures.
This type of risk register provides a comprehensive and granular view of individual risks, allowing for specific analysis and response planning.
It is particularly useful for understanding the unique characteristics and details of each risk, enabling focused risk management efforts.
The absence of aggregation allows for a more detailed examination of risks and their specific implications.
The choice between using a risk register with or without aggregation depends on the organization's specific needs and preferences. Some organizations may prefer a consolidated view to understand the overall risk profile, while others may prioritize a detailed analysis of individual risks. Ultimately, the selection should align with the organization's risk management objectives and the level of granularity required for effective decision-making.
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Related Questions
In a limited partnership, the limited partner has the legal authority to make decisions that affect the company without
having to consult the general partner.
True
False
Answers
once market segments have been defined and analyzed and target markets have been selected for development, the firm must turn its attention to creating, communicating, delivering, and exchanging offerings that have value to the target markets.
Answers
This process is known as positioning.
Once market segments have been defined and analyzed, and target markets have been identified for development, the firm must focus on developing, communicating, delivering, and exchanging offerings of value to the target markets—that is, positioning the product so that customers understand its ability to meet their needs and desires.
Market segmentation is a marketing strategy that identifies specific groups of consumers in order to present specific products or product lines to them in a way that appeals to their interests.
Demographic, psychographic, behavioral, geographic, and firmographic segmentation are the five methods for segmenting markets.
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Bellandro Brewery recently became certified as an ISO 14001 company. Which of the following criteria would decision makers evaluate for this award?
Answers
Answer:
environmental improvement plans at the brewery
Explanation:
A card issued by a bank that allows users to finance
a purchase.
Credit card
Debit card
Answers
Answer: Credit Card
Explanation:
Debit cards allow you to spend money by drawing on funds you’ve deposited at the bank.
Credit cards allow you to borrow money from the card issuer up to a certain limit in order to buy items or withdraw cash.
I hope this helps!
if+a+firm+has+an+roa+of+5%+and+desires+an+roe+of+10%,+what+debt-to-equity+ratio+will+accomplish+this?
Answers
The ROA of a firm is equal to Net Income divided by Total Assets. ROA = Net Income/Total Assets. The formula for ROE is Net Income divided by Equity.
ROE = Net Income/Equity. The DuPont Formula connects these two ratios and allows for a quick analysis of the return on equity. ROE = ROA x Asset Turnover x Financial Leverage. The above equation shows that ROE is a function of ROA, asset turnover, and financial leverage. The DuPont formula is an essential tool in a financial analyst's toolkit, as it helps them determine what's driving a firm's ROE. ROA is impacted by profit margins, and asset turnover is impacted by asset productivity. Financial leverage is the ratio of debt to equity, and it impacts ROE. Thus, we can calculate the debt-to-equity ratio that a firm would need to obtain its desired ROE of 10% using the following formula: ROE = ROA x Asset Turnover x Financial Leverage10% = 5% x Asset Turnover x Financial Leverage Asset Turnover = 2Financial Leverage = ROE/ROA = 2/5 = 0.4The conclusion is that the firm would need a debt-to-equity ratio of 0.4 to achieve its target ROE of 10%.
The DuPont formula provides a method for calculating the return on equity (ROE) of a company. It is essentially a decomposition of ROE, expressing it as a product of several other financial ratios. The formula is particularly useful because it helps an analyst isolate the causes of changes in ROE. The formula is ROE = ROA x Asset Turnover x Financial Leverage.ROE measures how much profit a company generates for each dollar of shareholder's equity, and it is a critical metric used by investors and analysts. It can be used to compare a company's performance to other firms in the same industry or to industry averages.
ROA is calculated by dividing a company's net income by its total assets. It measures how efficient a company is at using its assets to generate profits. Asset turnover measures how efficiently a company is using its assets to generate sales. The formula for asset turnover is Revenue divided by Total Assets. Financial leverage is the ratio of debt to equity and is used to measure how much debt a company has taken on to finance its operations. The formula for financial leverage is Debt divided by Equity. ROE can be increased by increasing any of the three components of the DuPont formula. For example, a company can increase its ROE by improving its profit margins, which would increase its ROA. Alternatively, it could increase its asset turnover, or it could increase its financial leverage by taking on more debt. However, all of these options come with risks and must be carefully considered by management.
Therefore, the DuPont formula is a useful tool to help management understand how their firm's ROE is being driven and to develop strategies to improve it. The firm would need a debt-to-equity ratio of 0.4 to achieve its target ROE of 10%.
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arbitragers applying covered interest arbitrage drive the international currency and money markets toward the equilibrium described by:
Answers
Arbitragers applying covered interest arbitrage drive the international currency and money markets toward the equilibrium described by the Covered Interest Rate Parity (CIRP). This ensures that currency markets adjust to align with interest rate differentials between countries.
Arbitragers applying covered interest arbitrage drive the international currency and money markets towards the equilibrium described by interest rate parity.
What is Interest Rate Parity?
Interest rate parity refers to the fact that the interest rate differential between two currencies is equal to the expected rate of change in the currency exchange rate between the two countries. This means that if the interest rate differential between the two countries is X%, the currency with the lower interest rate is expected to depreciate by approximately X% compared to the currency with the higher interest rate. In other words, interest rate parity reflects the concept that the currency markets will eventually move towards equilibrium, where interest rate differentials between two currencies are balanced out by changes in the exchange rate. When arbitragers apply covered interest arbitrage, they are taking advantage of these interest rate differentials to make a profit while simultaneously driving the markets toward this equilibrium state.
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What are the basic points to be considered while running the occupation? for each of them
Answers
Answer:
interest
qualification
skills
finance
It is a poor investment to have a certain amount of money set aside for emergencies.T F
Answers
Answer: Having a certain amount of money set aside for emergencies is not a bad investment.
Explanation: An emergency fund is an essential component of personal financial management. While an emergency fund may appear to be a passive investment, its purpose is to provide financial security and protection against unforeseen circumstances. Individuals can lessen the impact of unexpected expenses such as medical bills, car repairs, or job loss by setting aside a specific amount of money for emergencies.
To begin with, an emergency fund serves as a safety net, allowing people to avoid going into debt or relying on high-interest loans when faced with unexpected financial burdens. It provides financial stability and peace of mind by providing a financial cushion to fall back on in times of crisis.
Having an emergency fund can also help you achieve your long-term financial goals. Individuals who keep emergency funds on hand can continue to focus on other financial goals, such as saving for retirement, education, or investments, without fear of depleting their savings in the event of an unforeseen event.
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To compute net income for a merchandiser, you will start with net sales, subtract cost of goods sold and subtract other.
Answers
The next items to subtract from net sales in order to compute net income for a merchandiser are Expenses.
What are the expenses for a merchandiser?The expenses for a merchandiser include selling and distribution expenses. Others are administrative expenses, including depreciation for long-term assets, and tax expenses.
Thus, o compute net income for a merchandiser, you will start with net sales, subtract the cost of goods sold and subtract other expenses.
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A business group wants its city to finance construction of a new airport. The city commissioners and some citizens feel that the new airport will be too expensive and that the proposed site is too close to an old city neighborhood with many low income residents. The business leaders supporting the new airport can take a number of different approaches to get it built. Match the four approaches that represent the democratic process of compromise, consensus building, negotiation, and persuasion. Question 28 options: persuasion negotiation consensus building compromise 1. Buy homes in the neighborhood to force the residents to move away so that the airport faces less opposition. 2. Hold neighborhood meetings to encourage widespread support for the airport. 3. Run commercials explaining how the cost of the airport will be offset by the economic benefits that it will bring. 4. Build the airport as proposed despite the opposition. 5. Try and replace the members of the city commission with officials who support the existing plan without changes. 6. Make a concession to their opponents by offering to build the airport in a different location in the city. 7. Bring both sides of the issue together to try and settle differences through discussion.
Answers
The business group can use the democratic processes of compromise, reaching a consensus, negotiating, and persuading in a variety of methods to have the new airport built. .
Below is a table showing the matching of the four approaches for the democratic process of compromise, consensus building, negotiation, and persuasion: Approaches Democratic Process Explanation Persuasion This involves the business group trying to convince the city commissioners and citizens that the new airport is beneficial and will bring economic benefits that outweigh the costs.
Negotiation The business group and the city commissioners can meet and agree on some aspects of the proposed new airport, such as the location, which will suit both parties. Compromise The business group can give up some of their demands, such as building the airport on the proposed site and instead suggest building it on another location that is acceptable to both parties. Consensus Building Both sides can come together and find a solution that will be acceptable to all parties involved in the project.
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The process of planning future business actions and expressing them as formal plans is called.
Answers
Budgeting. the method involved with arranging future business activities and communicating them as formal plans.
What are the budgeting strategies?Companies typically use one of four types of budgets:
1) incremental
2) based on activities
3) based on a value proposition
4) based on zero. Each of these four approaches to budgeting has its own set of benefits and drawbacks, which this guide will go over in greater depth.
How do organizations use budgets to plan for future activities?It provides accurate data for programs and activities' evaluation, modification, and analysis. It helps make decisions. It provides a historical reference that can be utilized for planning the future. As you begin to prepare your budget, it is helpful to know the priorities, objectives, and goals of your organization.
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Who sets the price in a monopolistic competition?
Producers and consumers
Consumers only
Government
Producers only
Answers
Answer:
Consumers and producers
Explanation:
so A on edg 2021
The Producers and consumers set the price in a monopolistic competition.
What is a monopolistic competition?This is a competition that occurs in the market place due to the fact that there are a lot of firms offering similar products that are not identical.
In this type of market the price setting is done by those that consume the products and the product makers.
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prepare a double entry ledger entries January 3 took out of the cash till$50 and put into the business by cheque Jan 4 the proprietor put a further$5000 in to business by cheque .please I need it quick
Answers
Explanation:
In the first entry, $50 is taken out of the cash till and put into the business as drawings. The effect is a decrease in the cash balance and an increase in the drawings account.
In the second entry, the proprietor puts a further $5000 into the business by cheque. The effect is an increase in the capital account and an increase in the bank balance.
It's important to note that "Drawings" and "Capital" are the accounts used to record the personal transactions of the business owner in this case, it is assumed that the business is a proprietorship. Other forms of business may have different accounts to record the personal transactions of the owne
Jackie told Casey that if she wants to sleepover she will have to sneak over some of her parents beer. Casey really doesn't want to break her parents trust.Jackie is likely exerting control over Casey using A. Emotional Abuse B. Intimidation C. Blame D. Peer Pressure
Answers
Answer:
D. Jackie is exerting control using Peer Pressure
the market (sales comparison) approach to value is most important for determining the value of:
Answers
The market (sales comparison) approach to value is an important tool used to determine the value of a property. This approach relies on comparing the subject property to similar properties that have recently sold in the same or similar market.
The market approach to value relies on the principle of substitution, which suggests that a buyer would pay no more for a property than the cost of purchasing a similar property elsewhere in the same market. Therefore, by analyzing the sale prices of similar properties in the same market, appraisers can estimate the value of the subject property.
The market approach to value is most important for properties that have a high number of comparable sales in the same or similar market. This is because the reliability of the approach depends on having a good sample of recent sales data that are truly comparable to the subject property. For example, a single-family home in a neighbourhood with a large number of similar homes that have recently sold would be an excellent candidate for valuation using the market approach.
In summary, the market (sales comparison) approach to value is an important tool in determining the value of a property. It is most effective for residential properties with a high number of comparable sales in the same or similar market. By relying on recent sales data, appraisers can estimate the value of the subject property with a high degree of accuracy.
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consider what happens when the new $1 million deposit to first purity bank works itself through the entire banking system.
Answers
When the new $1 million deposit is made to First Purity Bank, it becomes a part of the bank's reserves, and the bank can lend a portion of it out.
This creates new deposits in the banking system as the borrower of the loan spends the funds and the recipient of those funds deposits them into their own bank account. This process continues, with each new deposit creating additional deposits, until a certain portion of the original deposit is held in reserve by the banking system.
The amount of deposits created in the system is determined by the reserve requirement and the money multiplier, which is the inverse of the reserve requirement. Ultimately, the new deposit can lead to an increase in the money supply, as more funds become available for lending and spending.
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do females like when being proposed? or which way? to make it official.
Answers
Answer:
yes few like few not .
sometimes it's even worst
What is a command economy controlled by?
Answers
Command economy is controlled by the Central Government.
A command economy is a key aspect of a political system in which a central governmental authority dictates the levels of production that are permissible and the prices that may be charged for goods and services. Most industries are publicly owned. The main alternative to a command economy is a free market system in which demand dictates production and prices. The command economy is a component of a communist political system, while a free market system exists in capitalist societies.
In a command economy, the central government dictates the level of production of goods and controls their distribution and prices. Proponents of command economies argue government control rather than private enterprise can ensure the fair distribution of goods and services.
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what is democracy????
Answers
Explanation:
a system of government by the whole population or all the eligible members of a state, typically through elected representatives.
Answer:
A system in which government is selected by the citizens....
a standard vacuum pump designed specifically for evacuation and dehydration can
Answers
A standard vacuum pump designed specifically for evacuation and dehydration can be used alone as a system-dependent (passive) recovery device. The correct answer is D.
A vacuum pump is typically used in HVAC (Heating, Ventilation, and Air Conditioning) systems to remove air and moisture from refrigeration systems.
While it can assist in the recovery process by removing refrigerant from a system, it does not qualify as a self-contained (active) recovery device (option A) because it does not have the capability to store or separate the recovered refrigerant.
It is important to note that a vacuum pump should not be used alone as a substitute for any recovery device (option C) because it does not meet the requirements for proper refrigerant recovery, which involves capturing, storing, and recycling or disposing of the recovered refrigerant in an environmentally responsible manner.
Regarding option B, a vacuum pump can be used in combination with a pressurized container for recovery purposes, but it is not the primary recovery device. The vacuum pump aids in removing refrigerant from the system, and the pressurized container may be used to store and transport the recovered refrigerant.
In conclusion, a standard vacuum pump designed for evacuation and dehydration can be used as a system-dependent (passive) recovery device, but it is not a standalone, self-contained recovery device and should not be used as a substitute for proper recovery equipment and procedures. The correct answer is D.
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Complete Question:
A standard vacuum pump designed specifically for evacuation and dehydration can:
A. be used alone as a self-contained (active) recovery device.
B. never be used as a recovery device in combination with a pressurized container.
C. be used alone as a substitute for any recovery device.
D. be used alone as a system-dependent (passive) recovery device.
A standard vacuum pump designed for evacuation and dehydration is used to remove air and moisture, often in HVAC or refrigeration systems. The evacuation lowers pressure to push out refrigerant and the dehydration eliminates lingering moisture.
Explanation:A standard vacuum pump designed specifically for evacuation and dehydration is commonly used in a variety of industries, especially in HVAC (Heating, Ventilation, and Air Conditioning) and refrigeration. It's function is to remove air and moisture from a system. The evacuation process involves reducing the pressure below atmospheric pressure, which allows the refrigerant to vaporize and leave the system. The dehydration process involves removing any remaining moisture in the system. An example of this is the use of the vacuum pump to ensure no air or moisture is present in a refrigeration system before introducing the refrigerant.
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which is the purpose of the securities and exchange commission (sec)? responses manage the growth of the u.s. economy manage the growth of the u.s. economy protect bank depositors against losing their money protect bank depositors against losing their money issue government bonds issue government bonds prevent stock market fraud
Answers
The primary purpose of the Securities and Exchange Commission (SEC) is to protect investors and maintain fair, orderly, and efficient markets.
What are Securities and Exchange Commission (SEC)?The Securities and Exchange Commission (SEC) is a United States government organization created in 1934 in accordance with the Securities Exchange Act to safeguard investors and uphold honest and effective markets. The SEC's three-pronged purpose is to safeguard investors, uphold fair, orderly, and efficient markets, and promote capital formation.
The SEC accomplishes its objective by upholding federal securities laws, overseeing the securities industry and its participants, and supplying information to investors so they can make wise investment choices.
The following are only a few of the SEC's crucial duties:
1. Before putting their securities out for public sale, companies that issue securities must register with the SEC. This makes it possible for investors to get rapid access to correct information about the securities being sold, such as financial statements, management disclosures, and other pertinent data.
2. Enforcement of Securities Laws: The SEC is in charge of looking into and prosecuting violations of the securities laws, such as insider trading, market manipulation, and accounting fraud. To obtain compensation for injured investors, the government may also file civil cases.
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How much will we end up buying?
Answers
(a) Industry A:
• Let a firm's total cost function in industry A be: TCA(q) = 300 + 20*q + 1.5*q2.
• The minimum efficient scale (MES) of a firm with this cost function is qMES = 14.14.
(i) What is the average cost at this level of output? AC(qMES) = (Round to 2 decimal places.)
(ii) What is the average cost for a firm entering and producing q = 1? AC(q=1) = (Round to 2 decimal places.)
(b) Industry B:
• In industry B, a typical firm's total cost function is: TCB(q) = 250 + 16*q + 1.5*q2.
• The minimum efficient scale of a firm with this cost function is qMES = 12.91.
(i) For a firm in Industry B, what is the average cost at this level of output? AC(qMES) = (Round to 2 decimal places.)
(ii) In Industry B, what is the average cost for a firm entering and producing q = 1? AC(q=1) = (Round to 2 decimal places.)
(c) In which industry, A or B, do economies of scale present a more serious barrier to entry? (Enter A or B.)
SHOW WORK PLEASE
Answers
(a) Industry A:
(i) Average cost at this level of output is $26.74 (rounded to 2 decimal places).
(ii) average cost for a firm entering and producing q = 1 is $321.50 (rounded to 2 decimal places).
(b) Industry B:
(i) the average cost at this level of output $24.27 (rounded to 2 decimal places).
(ii) the average cost for a firm entering and producing q = 1 is $267.50 (rounded to 2 decimal places).
(c) In Industry B, the economies of scale present a more serious barrier to entry because the minimum efficient scale of a firm is lower, meaning that the firm can begin to achieve economies of scale at a smaller level of output.
a) Industry A:
(i) What is the average cost at this level of output?
AC(qMES) = TCA(qMES)/qMESATC = (TCA(qMES))/qMESATC = (300 + 20*14.14 + 1.5*14.14^2)/14.14 = $26.74 (rounded to 2 decimal places).
(ii) What is the average cost for a firm entering and producing q = 1?
AC(q=1) = TCA(1)/1AC(q=1) = (300 + 20*1 + 1.5*1^2)/1 = $321.50 (rounded to 2 decimal places).
b) Industry B:
(i) For a firm in Industry B, what is the average cost at this level of output?
AC(qMES) = TCB(qMES)/qMESATC = (TCB(qMES))/qMESATC = (250 + 16*12.91 + 1.5*12.91^2)/12.91 = $24.27 (rounded to 2 decimal places).
(ii) In Industry B, what is the average cost for a firm entering and producing q = 1?
AC(q=1) = TCB(1)/1AC(q=1) = (250 + 16*1 + 1.5*1^2)/1 = $267.50 (rounded to 2 decimal places).
c) In Industry B, the economies of scale present a more serious barrier to entry because the minimum efficient scale of a firm is lower, meaning that the firm can begin to achieve economies of scale at a smaller level of output.
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True or false: Operating activities are the primary sources of revenue and expenses involved in running a business.
Answers
It is true that operating activities are the primary sources of revenue and expenses.
What is operating activities?Operating activities are the primary source of revenues and expenses of a business which ultimately determine whether a company make profit or incurs loss. The amounts a business charges its customers when it provides goods or service is referred to operating activities.
Operating activities involve those activities a business engages for the purpose of making profit.
Operating activities includes:
Investing activitiesFinancing activitiesHence, operating activities are truly the primary sources of revenue and expenses.
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What is significance of evaluating PeCS of a successfull entrepreneur? What insights can you draw from this activity?
Answers
Answer:
It is very important to assess one's personal entrepreneurial competencies (PECs) in order to know the strengths and weaknesses of the entrepreneur. In that manner, the entrepreneur can design a plan to compensate for his weaknesses and develop his strength in order to deliver the excellency that was expected of him.
Direct sales of livestock often result in which of the following additional expenses?
A.
Fees for agents
B.
Yardage fees
C.
A substantial loss due to the fact that livestock generally do not travel well
D.
The cost of feeding mature livestock while waiting for the rest of the herd to mature
Answers
Direct sales of livestock often result in yardage fees, which are the charges for keeping livestock at feedlot or other facility until they can be sold or shipped.
What are direct sales?Direct sales is a business model in which products or services are sold directly to consumers without the involvement of a retail middleman. This means that the manufacturer or service provider sells directly to the end user through various methods such as door-to-door sales, in-home parties, or through online sales platforms. Direct sales allow for a more personalized shopping experience for the consumer and can often result in cost savings for both the manufacturer and the consumer. Direct sales companies typically use a network of independent sales representatives who are compensated for their sales efforts through commissions and bonuses. These representatives can also recruit and manage their own sales teams, creating a network marketing structure. Direct sales have become increasingly popular due to advancements in technology and the rise of e-commerce.
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QUICKLY PLEASE ITS TIMED!!!!
Which of the following approaches measures team performance by the team's ability to meet specific, predefined goals
O the results approach
the behaviors/process approach
the goals approach
the outcome approach
Answers
Answer:
the results approach.
Explanation:
This is because this approach emphasises on the results and outcomes produced by the team.
The approaches that measures team performance by the team's ability to meet specific, predefined goals is: results approach.
What is result approach?Result approach is a performance evaluation approach and can be defined as the type of approach that is used to determine a person perfomance based on the outcome of their tasks.
Most companies tend to make use of result approach to know how well an employee perform on the tasks they are assigned especially when the employee meet or achieved the set goals.
Therefore the approaches that measures team performance by the team's ability to meet specific, predefined goals is: results approach.
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Dawn walks into a customer's office with her sales presentation planned and immediately recognizes that the customer is upset about something. In this situation, Dawn should Dawn walks into a customer's office with her sales presentation planned and immediately recognizes that the customer is upset about something. In this situation, Dawn should:
a. maintain a happy and cheerful demeanor.
b. sit down immediately and begin the presentation.
c. All of the answers are correct.
d. say something funny in an attempt to lighten the customer's mood.
e. ask if she should come back some other time for the meeting.
Answers
SEND HELP PERSONAL FINANCE TIMED TEST
People most likely need to take out a mortgage when they
have bad credit.
are making a large purchase.
are spending less than $1,000.
have legal problems.
Answers
Answer:
are making a large purchase.
Explanation:
A mortgage is a long term debt. It takes at least five years to repay a mortgage. In practice, mortgages are issues for between 10 and 30 years.
Mortgages are ideal for purchases requiring a colossal amount of money. For example, the purchase of homes, land, plants, and equipment. The repayment of the amount borrowed to facilitate such purchases is spread over many years. This enables the borrower to repay the loan in affordable monthly installments.
9. Suppose the principal of a public school re-
quired all students to recite a prayer at the start
of each school day. What level of government
(federal, state, or local) would most likely deter-
mine whether or not the principal's action was
constitutional?
Answers
Answer: Federal government
Explanation:
Based on the scenario in the question, the federal government would most likely determine whether or not the principal's action was constitutional.
This is a national issue and shouldn't be left in the hands of the local or state government. It should be noted that in 1962, school sponsored prayer in the public schools was banned by the United States Supreme Court, on the basis that the First Amendment was being violated.
The court later ruled that students can meet and then pray on their respective school grounds so far it's done privately and no one is forced.
Hence, the federal government would most likely determine whether or not the principal's action was constitutional.