unbanked is a term for people who:
a. have a current relationship with a bank or credit union, but still use alternative financial services.
b. do you know use all the products or services a bank or credit union provides.
c. do not have a current relationship with a bank or credit union.
d. preferred credit unions to banks.

A multinational corporation is one that has operations and business locations in two or more different nations.

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Answer:

see below

Explanation:

Ethics are a set of regulations and that guide people's behaviors. They are a set of generally accepted behavior in society. Ethics in business refers to the deliberate efforts to do the right thing.

Honesty and ethics are important in finance and business careers due to the following reasons

Finance and business professionals deal with sensitive information.  They have access to financial records, accounting records, and personal shareholders and employees' records. Honesty and integrity are essential to ensure that the reports they present are accurate and reliable.

The majority of fraudulent activities originate from finance and business departments. Having employees of high integrity in those units will help protect business assets and assure the reliability of financial data.

  2. Public Image and Brand Value Increases

Honest and ethical workers add to the goods reputation of a company. Business partners and customers will feel more confident transactions with the company. The company's brand image and value increase in the eyes of the public.

3. Team Work develops:

Honest workers have a relatively easy time working with others. Teamwork increases when employees work responsibly and as expected.

Solvency is the capacity of a business to pay its debts, including interest, when they are due.

A company's capacity to meet its financial obligations is referred to as its "solvency." It involves more than just a company's ability to settle its current debts, though. Long-term financial stability is a prerequisite for financial solvency.

The solvency ratio enables us to evaluate a company's capacity to fulfill its long-term financial commitments. After deducting depreciation, divide an industry's after-tax net income by the total of its liabilities to arrive at the ratio (short-term and long-term).

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True. As corporations expand globally, advertising continues to be a local concern. While corporations may have a global presence and marketing strategies,

Advertising often needs to be tailored to specific local markets and cultural contexts. Consumer behavior, preferences, and communication channels can vary significantly across different regions and countries. Therefore, companies need to adapt their advertising campaigns to resonate with local audiences and effectively communicate their brand message. This localization of advertising ensures that it is relevant, relatable, and culturally sensitive, ultimately increasing its effectiveness in reaching and engaging target customers in different markets.

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Answer:

Strengths, Weaknesses, Opportunities, and Threats

Explanation:

Answer:

Strengths, Weaknesses, Opportunities, Threats. AKA. SWOT.

Explanation:

A SWOT analysis is a technique for assessing these four aspects of your business.

The information technology creates the major growth, better economic policy in the economy

The term Information technology simply said that IT is the creation, process, storage, security, and sharing of all types of electronic data using computers, collection, connectivity, and various physical devices, infrastructure, and procedures.

Here we need to find the impact created by information technology on economy.

Here we have listed down the impacts as follows:

This one has allowed economists to better predict how resources should be allocated.

And this will also assisted governments to make better economic policy decisions.

Finally it helps in the expanded growth and outlook in information technology careers.

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Retained earnings are $209,000 and expenses incurred totaled $1067,000. Retained earnings can be desthe amount of net profit the company remains after paying dividends to investors or other distributions.

Retained earnings may also be referred to as “undefined profit surplus” or “accumulated profit.” Retained earnings can be used to determine whether a business is truly profitable. Because this income is what is left after all obligations are met, final retained earnings are an indicator of the true value of a company. This remaining amount is retained by the company. If there is a surplus of retained earnings, the business can choose to use this money for purposes that will support its growth.

If the company has retained positive profits, this means it has a surplus of income that can be used to reinvest itself. Conversely, if profit is negative, it means that the company has built up a deficit and owes more money than the business earned.

Retained earning = Beginning retained earning - net income - dividend

Retained Earning =  ($346,000+$1,384,000) - $1,038,000 - $83,000 - $400,000

Retained earning = $209,000

Total Expenses = Net Revenue - Net Income

Total expenses =  $1,384,000+$83,000+$346,000-$400,000 = $1067,000

Beacon, Incorporated Reported The Following Amounts At The End Of The First Year Of Operations:

Common stock = $346,000

Sales revenue = $1,384,000

Total assets = $1,038,000

Dividends declared = $83,000

Total liabilities = $400,000

What are the retained earnings of beacon at the end of the year, and what amount of expenses were incurred during the year?

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The most important qualifications of an external auditor are: a qualified accountant, understanding of business and audit risk, knowledge of the standard audit rules, etc.

An external auditor is the person who performs audit. Audit is the process of examination of the financial records or accounts of various branches of an organization. Auditor ensures that the financial statements present by the institutions are accurate and fair.

Accountant is the person who maintains the records of the finances of an organization or business. They are responsible for ensuring correct and lawful expenses by their organization. They also act as an internal auditor of the sole place they work in.

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Michael's agreement to pay for the laptop computer in full 30 days from today is an example of a deferred payment or a credit purchase. It allows him to acquire the laptop immediately and settle the payment at a later date.

When Michael purchased the laptop computer from the retail outlet, he entered into an agreement where he is granted a period of 30 days to pay for the purchase in full. This arrangement is commonly seen in credit purchases or deferred payment plans. By agreeing to this arrangement, Michael is essentially obtaining the laptop on credit, allowing him to use it before making the full payment. Deferred payment options can be beneficial for consumers who may not have the immediate funds to make a purchase but can comfortably settle the payment within the agreed-upon timeframe. It provides flexibility and convenience for buyers while enabling them to acquire the desired product or service promptly.

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Answer:

Velocity of money = 4

Explanation:

Given:

Real GDP = $5 million

Quantity of money circulating = $2.5 million

Average price level = 2

Find:

Velocity of money

Computation:

Velocity of money = [Real GDP x Average price level] / Quantity of money circulating

Velocity of money = [$5 million x 2] / $2.5 million

Velocity of money = [$10 million] / $2.5 million

Velocity of money = 4

a) Interpretation of the interval is as follows: There is a 95% chance that the true average following distance of all the taxi drivers in Greece lies between 3.17 meters and 3.83 meters.

The following interval is obtained by using the formula for a confidence interval where the sample mean following distance is 3.50 meters, the sample standard deviation is 1.13 meters, sample size is 100, degrees of freedom (df) is 99, and t (value for 95% confidence interval) is 1.984 (obtained using t-distribution table). Thus, the interval is calculated as follows: $$(\bar{x}-t_{\alpha/2}\frac{s}{\sqrt{n}},\bar{x}+t_{\alpha/2}\frac{s}{\sqrt{n}})$$$$=(3.50-1.984\frac{1.13}{\sqrt{100}},3.50+1.984\frac{1.13}{\sqrt{100}})$$$$=(3.17,3.83)$$b)

The assumption that must be made in order to generalize this confidence interval to the population of all taxi drivers in Greece is that the taxi drivers used in the study are representative of all taxi drivers in Greece. Therefore, option B is correct. It is important to have a random sample of taxi drivers to ensure that the results of the study can be generalized to the population of all taxi drivers in Greece. If the sample is not random and representative, the results of the study cannot be applied to the population and it would not be valid to generalize the findings.

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Answer:

spend money on bills first then food then save the leftover money for later

Answer:

Explanation:

most like to live in : north korea

why ? i would would most like to live here because of the culture and food and the many places to see also because i've always wanted to see the different animals there and compare them from the ones where i'm from .

least like to live in : new zealand

because there winters are a negative -10c and im not for cold weather which is why i would rather not live in this area , but i do like the vast amount of mountains in the area they are beautiful.

Answer:

He should tell his coworker that there is mistakes, but in a polite way.

Explanation:

hope this helps

Answer:

underutilized

Explanation:

wait:( is there's no b because my answer on my own work is b

Answer:

here's your answer below

Explanation:

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Answer:

They compete by giving better bundels or lowering prices.

Explanation:

They do that because people usually want a better price so if their the same thing then someone would want to go to a store with cheaper options.

The issue price of the bond is found to be  $191,948.48 by the Snap Company issues.

Given information:

Snap Company issues 10%, five-year bonds, on January 1 of this year, with a par value of $200,000 and semiannual interest payments. Semiannual Period-End Unamortized Discount (0) January 1, issuance $.

The issue price is the price at which the bond is sold to investors.

The formula to calculate the issue price of the bond is as follows:

Issue Price = Present Value of Interest Payments + Present Value of Principal Repayment

For coupon rate 10%, semi-annual coupon payment

= 10% * $200,000 / 2

= $10,000

The market interest rate is 8% (semi-annual) and the number of periods is 5 years, i.e. 10 semi-annual periods.

Using the formula for the present value of an annuity, the present value of 10 semi-annual interest payments of $10,000 each at a discount rate of 8% is:

Present Value of Interest Payments = $10,000 * [1 - 1/(1 + 4%)¹⁰]/[4%]

≈ $69,464.09

The present value of principal repayment at maturity can be calculated as:

Present Value of Principal Repayment = $200,000 / (1 + 4%)¹⁰

≈ $122,484.39

Hence, the Issue Price of the bond is the sum of the Present Value of Interest Payments and the Present Value of Principal Repayment.

Issue Price = Present Value of Interest Payments + Present Value of Principal Repayment

= $69,464.09 + $122,484.39

= $191,948.48

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When firms direct their marketing strategy on something other than price, they engage in nonprice competition.

So, the correct answer is Option 3.

In nonprice competition, businesses focus on factors such as product quality, customer service, brand reputation, and unique features to differentiate themselves from competitors. This allows companies to attract customers without relying solely on low prices.

By emphasizing these non-price aspects, businesses can potentially achieve higher customer satisfaction and loyalty, resulting in a more sustainable competitive advantage.

This strategy is commonly used in industries where products or services are not easily differentiated based solely on price, such as technology or luxury goods.

Hence,the answer of the question is option 3

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The new Girl Scout cookie that has been in high demand is called Adventurefuls. This cookie is a delicious treat featuring a caramel-flavored crème filling, a hint of sea salt, and a chocolatey drizzle on top of a brownie-inspired cookie base.

Its unique flavor and appealing presentation have quickly made it a popular choice among cookie enthusiasts, leading to rapid sales and increased prices on resale websites. Adventurefuls showcase the spirit of the Girl Scouts by offering a fun, adventurous, and tasty experience for consumers, adding to the excitement surrounding its release.

The new cookie is a French toast-flavored cookie dipped in icing, and it features the Girl Scout logo on it. The Toast-Yay! cookies have proven to be so popular that they have been selling out quickly in many locations, and some people have been buying them in bulk and reselling them for much higher prices online.

While the high demand for the new cookie has caused some frustration for those who haven't been able to get their hands on them, it has also been a boon for the Girl Scouts organization, as the proceeds from cookie sales fund programs and activities for young girls across the country.

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The correct answer is D. Communist government that provides a lot of regulation.

Explanation:

In a command economy, the economy is not controlled by the relations of supply/demand or by individual decisions to produce/buy/sell products. Instead, these aspects of the economy are controlled by the government. Moreover, this type of economy is most common in communists or socialists governments because in these, individual freedoms tend to be limited and the government has a lot of control over most aspects of the society, including economy. Also, in a command economy, the government issues a lot of regulations and has a lot of control. According to this, the correct answer is D.

Answer:

(D)  communist government that provides a lot of regulation.

Explanation:

Your Welcome :D

The loan will allow you to borrow money to buy a car, but you will have to pay it back with interest over time. Option d is correct.

It corresponds to an agreement between a creditor, such as banks and financial institutions, that lends a financial amount to a borrower, who becomes responsible for repaying the debt at the end of an agreed period with the payment of an interest rate.

Therefore, loans can be used to make a purchase, meet expenses, open a new business, among others, but it is necessary to pay attention to the type of interest charged so that the debt does not become out of the personal budget.

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Answer: I hope this is helpful mark brainlist if right then no if wrong

Explanation:

Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.Technologies employed by the native inhabitants of a country and which constitute an important part of its cultural heritage and should therefore be protected against exploitation by industrialized countries; the problem of indigenous knowledge has been discussed during the Rio Conference but it does not receive much ...Types of indigenous technology in India are; (i) Generic Drugs. (ii) Thorium based Nuclear Reactors. (iii) Plastic RoadsIndigenous Technology is created within a sensory environment that builds on our sense of relationship, meaning, balance, feeling, memory and place as well as sight, sound, smell, taste and touchIndigenization is the process by which Indigenous ways of knowing, being, doing and relating are incorporated into educational, organizational, cultural and social structures of the institution.One example of Indigenous Technologies in action today can be witnessed in differential approaches to medicine. Medical technologies in the Western Scientific sense of the term might conjure images of biomedical research labs, electromagnetic monitors or imaging systems such as CT or MRI scans.Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.

If Samantha wants to become an electrician but she has not been able to find work in an apprenticeship. The other alternative she  might consider to learn this occupation is: going to technical school.

A technical school is a school that help to impact knowledge and as well enables student to have the necessary skills they need to succeed in their chosen field.

Technical college enables student to have knowledge about construction, engineering, technology etc.

Therefore If Samantha wants to become an electrician but she has not been able to find work in an apprenticeship. The other alternative she  might consider to learn this occupation is: going to technical school.

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The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.

This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.

The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.

The number of qualified persons may become more than the job that is available for the people to do in the long run.

Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.

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The difference between the technical and administrative manpower is as follows:

Manpower is the human resource or workforce being employed on the work assigned in the organization.

Therefore, the comparison between both the man-powers being explained as above.

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Answer:

The chart is placed in a database with five groups.

Hope this helped.