we modified our basic finance principle to the following relationship: the greater the diversifiable risk, the greater the required return
Answers
The modified financial principle is to diversify risk.
The potential return and market risk of various investments differ. Risk is the possibility that an investment will yield a smaller return than anticipated or perhaps lose value. Return is the amount of money you make from the assets you invest in, or the overall value growth of the investment. Investors choose mutual funds over individually managing their own portfolios for a variety of reasons. The three main benefits of investing in mutual funds over individual equities are convenience, cost savings, and diversification.
It's crucial to make sure your portfolio is well-diversified, but if you hold too many funds, there is a chance that some of them may overlap. Investment values can go down as well as up, and you might get back less than you put in.
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Related Questions
The process of determining the relative worth of various jobs in a firm is called___ a) a benefits plan. b) job evaluation. c) wage structure. d) job specification. e) job analysis.
Answers
The process of determining the relative worth of various jobs in a firm is called b) job evaluation.
Job evaluation is a systematic method for assessing the importance and value of different positions within an organization. This process helps employers establish a fair and equitable wage structure, ensuring that employees are compensated according to the responsibilities and demands of their roles.
Job evaluation typically involves comparing various job-related factors such as skill level, responsibility, effort, and working conditions. This comparison helps determine the appropriate pay level for each position, promoting fairness and consistency in compensation practices.
It's important to note that job evaluation is different from (e) job analysis, which is the process of gathering information about the tasks, responsibilities, and requirements of a specific job. Job analysis provides the necessary data for job evaluation, but it does not determine the value of the job.
Job evaluation also differs from (d) job specification, which is a detailed description of the qualifications, skills, and experience required for a specific role. This document helps employers and potential candidates understand the expectations and requirements of a position.
In conclusion, job evaluation is a crucial process for determining the value of different positions within a company, ensuring that employees are fairly compensated for their work. By comparing factors such as skill, responsibility, and working conditions, employers can create a just and equitable wage structure.
Therefore, the correct answer is b) job evaluation.
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50 POINTS
If (it) management does not "buy-in" to the plan, what might happen?
a. reduce confidence
b. nothing will change
c. increase confidence
d. management will be fired
Answers
Answer:
reduce confidence
Explanation:
i got it right on odyssey
Complete the statement using the correct term.
Social networking involves using the -?-
to meet and keep in touch with people.
Answers
Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answers
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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variables that are included because they are believed to have a significant contrributory
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The variables that are included in a study or analysis because they are believed to have a significant contributory role are known as independent variables. Independent variables are factors that are manipulated or measured in an experiment in order to determine their effect on the dependent variable, which is the outcome or response variable of interest.
independent variables are included in research studies because they are believed to have a significant contributory role in the outcome being studied. Controlling for other potential factors and analyzing the relationship between independent and dependent variables is essential for establishing causal relationships and understanding the complex factors that contribute to outcomes.
These variables, often called "influential variables" or "key variables," are included in an analysis or model because they are believed to have a considerable impact on the outcome or dependent variable. Identifying and incorporating these variables helps ensure that the analysis is accurate and meaningful, leading to more reliable conclusions and predictions.
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Which best description of joint tenancy is best? Two or more people own a property equally or two or more people in the same family own a property equally
Answers
Answer:
Two or more people own a property equally
Explanation:
This persons who equally own a property may not necessarily be a family member, and the property may be a business, brokerage accounts or a real estate (a single home).
In most cases however, this Joint tenancy is made between married couples, wherein both parties equally own a property and share in the responsibilities of that property. Ownership is transferred to the other remaining members of the agreement automatically if one party dies.
The best description that can denote joint tenancy that two or more people own a property equally. So, the correct option that matches the above statement is A.
Joint tenancy refers to the condition where at least two people jointly hold, acquire or possess the benefits of a property under their name in proportion as may be determined.
The joint ownership is a condition where at least two people are required to make contracts of owning, buying, renting, leasing or selling such property in an equal proportion.The ratio of ownership in case of a joint ownership of a property where the benefits are shared equally is 1:1. One partner will share the benefits and bear losses equally in proportion of the other owners.There exists a relationship of vicarious liability in case of a joint tenancy which refers that one partner will be liable for the acts of the other partner(s).Hence, the correct option is A that the best example of a joint tenancy is when two or more people own a property equally.
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Which statement explains how a credit card is a form of financial exchange?
A credit card can be used to pay for goods, and the charges are immediately deducted from the user's account.
A credit card can be used to pay for services, and the user agrees to pay these charges at a later time.
Each credit card has a certain monetary value, which users exchange with each other like currency.
Credit cards are paper documents that users write on to indicate the amount being paid to a merchant.
Answers
Answer:
A credit card can be used to pay for goods, and the charges are immediately deducted from the user's account.
Which of the following research strategies uses concept testing?
Responses
Product research
Market intelligence research
Media research
Quantitative research
Answers
Concept testing is one of the research methods used in product research.
What is concept testing research?Concept testing is a research technique that entails interviewing consumers about your concepts and ideas for a product or service prior to its actual launch. As a result, you may predict customer acceptance and purchase intent and make important decisions prior to the launch. By gathering feedback from client segments that make up the target market, concept testing surveys assist teams in evaluating product development, an advertising campaign, or even a message or claim. A typical form of qualitative research project that aims to gauge and comprehend what customers are likely to think of a concept or group of concepts.
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an auditor is conducting an audit, but determines that a significant amount of documentation has been destroyed or is missing. what ought she do?
Answers
The auditor should document the missing or destroyed documentation, assess the impact on the audit, inform relevant stakeholders, and consider alternative audit procedures to gather sufficient evidence.
This ensures transparency, highlights the issue, and allows for appropriate action to be taken.
When a significant amount of documentation is missing or destroyed during an audit, the auditor should first document the situation, including details of what was lost or damaged. This documentation will serve as evidence of the issue and help in explaining the impact on the audit process.
The next step is to assess the impact of the missing or destroyed documentation on the audit objectives and the ability to gather sufficient evidence. This evaluation will help the auditor determine the significance of the issue and whether additional procedures or resources are needed to compensate for the missing evidence.
The auditor should then inform relevant stakeholders about the situation, such as the audit committee, management, or regulatory bodies. Transparency is crucial in such cases to ensure that all parties are aware of the potential limitations in the audit findings.
Finally, the auditor should consider alternative audit procedures or sources of evidence to compensate for the missing or destroyed documentation. This may involve conducting additional interviews, examining electronic records, or relying on third-party confirmations. The goal is to gather sufficient evidence to support the audit conclusions despite the challenges posed by the missing or destroyed documentation.
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If an engine has a Base Timing of 10° BTDC, but is currently firing at 5°, which is it
Answers
Based on the principle of starting engine, the correct answer is turbocharged engine
Turbocharged engineStarting a turbocharged engine, the timing is reduced to compel the peak starting pressure later in the combustion stroke.In conclusion, we can conclude that the correct answer is turbocharged engine.
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The table below shows the earnings, in thousands of dollars, for three different commissioned employees. $2,000 3% on all sales 7% on all sales 5% on the first $40,000 8% on anything over $40,000 December 4. 4 5. 6 5. 2 January 2003. 5 3. 85 3. 6 February 2004. 7 4. 9 4. 4 Who had the largest dollar amount in sales for the month of December? a. The salary plus commission employee. B. The straight commission employee. C. The graduated commission employee. D. They each had the same dollar amount in sales.
Answers
The earnings of the three employees are X=$2,135, Y=$392, Z=$260.
What is the commission?The commission is basically the amount of service charge which is given by the employer to their employee in addition to his income.
Let, the three employees be X, Y, and Z.
Given that,
Employee X earns $2,000 with 3% on all sales.
Employee Y earns 7% on all sales.
Employee Z earns 5% on the first $40,000, and 8% for sales over $40,000.
The table is shown in the image below about the sales of December, January, and February.
Computation of earning:Earning in December are as follows:
Employee X:
\(=\$2000+3\%(\$4,400)\\ = \$2,132.\)
Employee Y:
\(7\%(\$5,600) = \$392\)
Employee Z:
\(5\%(\$5,200) = \$260\)
Hence, employee A has the largest amount of earnings in the month of December.
Therefore, option A is correct, where A is the salary plus commission employee.
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Answer:
The correct answer is D.
Explanation:
They each had the same dollar amount in sales.
Penny Cassidy is considering forming her own pool service and supply company, Penny's Pool Service & Supply, Inc. (PPSS). She has decided to incorporate the business to limit her legal liability. She expects to invest $ 20,000 of her own savings and receive 1,000 shares of common stock. Her plan for the first year of operations forecasts the following amounts at December 31, the end of the current year: Cash in bank, $ 2,900 ; amounts due from customers for services rendered, $ 2,300 ; pool supplies inventory, $ 4,600 ; equipment, $ 28,000 ; amounts owed to Pool Corporation, Inc. , a pool supply wholesaler, $ 3,500 ; note payable to the bank, $ 5,000. Penny forecasts first-year sales of $ 60,000 , wages of $ 24,000 , cost of supplies used of $ 8,200 , other administrative expenses of \,500 , and income tax expense of $ 4,000. She expects to pay herself a $ 10,000 dividend as the sole stockholder of the company.
Required: If Penny's estimates are correct, what would the following first-year financial statements look like for Penny's Pool Service & Supply (use Exhibits 1. 2,1. 3 , and 1. 4 as models)?
(c) Balance sheet
Answers
Based on Penny's estimates, the first-year financial statements would look like the following for Penny's Pool Service & Supply and show retained earnings of $9,300.
a) Penny's Pool Service & Supply
Income StatementFor the first year ended December 31
Sales $60,000
Wages $24,000
Supplies Expense 8,200
Administrative Expense 4,500 $36,700
Operating Income $23,300
Income tax expenses 4,000
Net Income $19,300
b) Penny's Pool Service & Supply
Statement of Retained EarningsFor the first year ended December 31
Net Income $19,300
Dividends $10,000
Retained earning $9,300
c) Penny's Pool Service & Supply
Balance SheetAs of December 31
AssetsCurrent Assets:
Cash $2,900
Accounts Receivable 2,300
Supplies Inventory 4,600
Total current assets $9,800
Equipment $28,000
Total assets $37,800
Liabilities and EquityCurrent liabilities:
Accounts Payable $3,500
Long-term liabilities:
Note Payable $5,000 $8,500
Equity:
Common Stock $20,000
Retained Earnings 9,300 $29,300
Total liabilities and equity $37,800
Data and Calculations:Cash $20,000 Common Stock $20,000
Forecasts at December 31:
Cash $2,900
Accounts Receivable $2,300
Supplies Inventory $4,600
Equipment $28,000
Accounts Payable $3,500
Note Payable $5,000
Sales $60,000
Wages $24,000
Supplies Expense $8,200
Administrative Expense $4,500
Income tax expenses $4,000
Dividends $10,000
Thus, the Retained Earnings for the forecast first year would be $9,300.
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Producers can create their maximum combination of goods, as long as they: a. Stay within the production possibility curve b. Use all of their available resources c. Produce goods that are in high demand d. None of the above
Answers
d. None of the above
Producers cannot create their maximum combination of goods solely based on staying within the production possibility curve, using all available resources, or producing goods that are in high demand.
a. Staying within the production possibility curve means operating at maximum efficiency, utilizing all available resources to produce goods and services. However, the production possibility curve represents the limits of production given the available resources and technology, so it does not guarantee the maximum combination of goods.
b. While using all available resources is important for efficient production, it does not guarantee the maximum combination of goods. Factors such as technological limitations, market demand, and resource allocation also play crucial roles.
c. Producing goods that are in high demand is essential for profitability, but it does not automatically result in the maximum combination of goods. Market demand fluctuates, and producers need to consider various factors like costs, competition, and consumer preferences when deciding their production mix.
To achieve the maximum combination of goods, producers must consider a range of factors, including available resources, production efficiency, market demand, profitability, and strategic decision-making.
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Swaggy and cool peeps tryna answer or find questions about their business course
Answers
Answer:
..............................
Which of the following are characteristics of hard money? i. donations from individuals and interest group pacs ii. regulated by the federal election commission iii. goes directly to a political candidate iv. can be used for advertising or other campaign expenses a. i, ii, iii, and iv b. i and ii only c. i, iii, and iv only d. ii, iii, and iv only please select the best answer from the choices provided a b c d
Answers
The characteristics of hard money include donations from individuals and interest group PAC'S, and they are regulated by the Federal Election Commission.
What is hard money?Hard money and soft money are often used to describe the type of currency and also refer to political currency in the United States.
These two combined factors are the definition of what is considered "hard money" in politics.
Hard money is separated from soft cash, because the latter comes from a donation that can be controlled by the Federal Election Commission.
Thus, the correct answer is option B.
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Which of the following steps is essential to ensure that merchandise is floor-ready?
A.) Cross-docking
B.)Break-packing
C.)Ticketing
D.)Retailing
E.) Warehousing
Answers
The essential step to ensure that merchandise is floor-ready is ticketing. Ticketing involves the process of attaching price tags, security tags, and other relevant information to the merchandise to make them ready for sale. The correct answer is option c.
This step ensures that the products are properly identified and priced, making it easier for customers to make a purchase. Cross-docking and break-packing are important steps in the supply chain process that involve the efficient movement of goods from one place to another. Warehousing is the storage of goods before they are sent to their final destination.
Retailing is the final step in the process, which involves selling the products to customers. However, without proper ticketing, merchandise will not be ready for sale and may result in confusion and delays for both employees and customers. Therefore, ticketing is the most essential step in ensuring that merchandise is floor-ready.
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Question 1 master help!
Answers
If 60% of the population is female and 30% of females buy physical therapy services, and 70% of men buy physical therapy services, is there more demand for physical therapy from women or men?
a. women
b. men
Answers
Answer:
Men.
Explanation:
Well, 70% of 40% (100% - 60%) = 28% total population demand.
30% of 60% = 18%
28% > 18%
Answer:
Men
Explanation:
Let the number of men and female be 100
60% of 100 is 60
Therefore there are 60 female
30% of 60 is 18
so 18 women buy physical therapy
40% of 100 is 40
Therefore there are 40 men
70% of 40 is 28
so 28 men buy physical therapy
28>18 therefore there is a greater demand of physical therapy from men
Patty’s Pottery Company decided to sell its coffee mugs in the local coffee shop. What marketing decision was this?
Question 10 options:
Place
Promotion
Product
Price
Answers
Answer:
A- Place
Explanation:
Place refers to distribution or the methods and location.
Soft and Silky, Inc. manufactures bedding sets. The budgeted production is for 53,000 comforters during the upcoming year. Each comforter requires 6 yards of material. The estimated January 1, 20Y7, beginning inventory is 31,000 yards. The desired ending balance is 30,000 yards of material. If the material costs $1.50 per yard, determine the materials budget for the year.
Answers
Answer:
The materials budget for the year = $475,500
Explanation:
let us first lay out the particulars
beginning inventory = 31,000 yards
ending balance = 30,000 yards
amount sold from beginning inventory = 31,000 - 30,000 = 1,000 yards
budgeted production = 53,000 comforters
requirement for each comforter = 6 yards
total budgeted yards to be required = (requirement for each comforter) × (number of comforters)
= 6 × 53,000 = 318,000 yards
Note that required number of yards to be required during the year = 318,000 yards, but we have 1,000 yards available from the beginning inventory, as shown above, therefore, the number of yards to be produced is calculated as follows:
number of yards to be produced = (required number of yards) - ( number of yards from beginning inventory)
= 318,000 - 1000 = 317,000 yards.
Next, we are told that material cost per yard = $1.50
1 yard = $1.50
∴ 317,000 yards = 1.50 × 317,000 = $475,500
Therefore the materials budget for the year = $475,500
The winner of a $140 million lawsuit, terry bollea is better known by what name?.
Answers
step-by-step
Question 1 of 3
The bank limits deposits to $200 per day. Ash has $300
to deposit. What should she do?
Select a response.
A Make multiple deposits over a few days
B Not agree to the Terms and Conditions
Answers
According to the information provided, Ash should make several deposits spread out over a few days. Thus option A is correct.
Ash can divide the deposit into two separate transactions because the bank only allows deposits of $200 per day and she has $300 to deposit. She is permitted to deposit $200 on the first day and the final $100 on the second day.
She will be able to successfully complete her deposit and stay inside the bank's deposit cap with this method. The correct response is, "Make several deposits over a few days."
Therefore, option A is appropriate.
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what is IAAS define?
with example.
Answers
Answer:
IAAS is a cloud computing service model by means of which computing resources are hosted in a public, private or hybrid cloud.
Explanation:
The full form of IAAS is Infrastructure As A Service.
Answer:
AAS is a cloud computing service model by means of which computing resources are hosted in a public, private or hybrid cloud.
Explanation:
which best describes alphabet's strategy for deciding when to transition from telework to in-person work?
Answers
During the COVID-19 pandemic, the parent business, Alphabet, has carefully switched from telework to in-person work.
The business has made it clear that it won't switch to in-person labor until a number of conditions are satisfied, such as a sharp decline in the incidence of COVID-19 in the neighborhood, the accessibility of immunizations, and adherence to local laws.
Employees at Alphabet are free to continue working remotely if they so wish, further demonstrating the company's flexibility in its strategy. Overall, Alphabet's plan places a high priority on employee safety and well-being while also taking into account the needs of the business and the changing pandemic environment.
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1) The skills and knowledge a person has acquired through experience and/or
education.
O Human Capital
O Entrepreneurial talents
O Physical Capital
O Perfect competition
Answers
Answer:
O Human Capital
Explanation:
Human capital is an employee's knowledge, skills, and competencies that a company uses in productivity. It is the attributes of labor that impact production and influence compensation. Human capital is enhanced through education, job training, work experiences, and research.
Human capital is compensated through wages and salaries. Its cost is monetized as labor and is one of the factors of production.
The housing market has come to a standstill and the government wants to encourage first-time home buyers to make housing purchases. What action can the Fed take that will most likely result in more first-time home purchases?
decrease interest rates
sell bonds to commercial banks
increase reserve requirements
increase interest rates
Answers
Byron has noticed that, lately, there is less traffic congestion on his commute and that his commute time is shorter. If Byron suffers from confirmation bias, which of these is true?
a. Byronโs commute was shorter two days this week, but has been longer almost every day of the last month.
b. Byron looks at every other vehicle on the road and classifies it as a vehicle that is ugly or cool.
c. Byron spent a lot of money on a fancy new car, so he is more comfortable while driving.
d. Byron recently started working graveyard shift, and traffic is always lighter at night and in the early morning hours.
Answers
If Byron suffers from confirmation bias, then option a is likely true. Byronโs commute was shorter two days this week, but has been longer almost every day of the last month.
Confirmation bias is the tendency to look for and interpret information in a way that confirms one's existing beliefs or biases.
In this case, Byron may have already formed the belief that traffic congestion is getting better, and he is now noticing and selectively recalling instances that support this belief while ignoring or dismissing those that do not. This can lead to a distorted perception of reality, where Byron may overestimate the frequency or significance of his recent shorter commutes while underestimating or forgetting the longer ones that contradict his belief.
Options b and c do not seem to be related to the observation of traffic congestion and commute time, and are therefore less likely to be affected by confirmation bias. Option d is a plausible alternative explanation, but it does not address the possibility of confirmation bias.
If Byron's recent switch to a graveyard shift is the main reason for the lighter traffic, then he may still be susceptible to confirmation bias in interpreting his commute experience based on his pre-existing belief about traffic congestion.
Hence, option a is correct.
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In personal finance, one makes decisions based on needs vs. wants. What is considered a need?
something one would like to have
something ones does not budget for
something one can afford
something one cannot live without
Answers
Answer:
something you cannot live without
Explanation:
In personal finance, one makes decisions based on needs and wants, need considered as something one cannot live without.
What do you suggest via way of means of need?A need is dissatisfaction at a specific point in time and in a specific context are outstanding. In the case of a need, a deficiency causes a clean unfavorable outcome: a disorder or death.
In other words, a need is something required for a safe, solid and healthy life (e.g. air, water, meals, land, shelter), even as a need is a desire, want or aspiration.
When wishes or needs are sponsored via means of shopping power, they've the ability to grow to be monetary demands. Basic needs, such as air, water, food, are essential for an organism's survival.
Needs can be objective and physical, such as the desire for food, or psychological and subjective, such as the desire for self-esteem.
His idea proposed that humans have a hierarchy of mental wishes, which vary from simple physiological or decreased order wishes such as meals, water, and safety through to better ordered wishes such as self-actualization.
Therefore, from the above assertions, it's clear that alternative D, which is something one cannot stay without, is the precise alternative.
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daniel has several properties listed around town. he receives a call from a prospective buyer who is very interested in one of the properties and wants to schedule a showing. what should daniel do?
Answers
Daniel has a number of houses listed in the neighborhood. A potential customer calls to express great interest in one of the properties and request a showing time.
Daniel disclose his agency relationship with the seller to the prospective buyer. a property of the thing. an object's characteristics are its properties. In the Car class, there are several characteristics, or features, that all automobiles share, such as steering wheels, brakes, and color, albeit the values of each characteristic might vary from object to object.
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determine if Pepsi and Coca Cola are a duopoly
Answers
Answer:
The soft drink industry is a duopoly with differentiated products. Two firms, Coca-cola and Pepsi, compete through Cournot quantity-setting competition. Denote the quantity that Coca-cola and Pepsi produce by Q1 and Q2, respectively. The demand curve for the industry is P = 10 – Q1 – 2Q2.
Explanation: