What aspects do financial institutions like the Bank of Rhode Island assess before granting funding to businesses

John Regan, an employee at Home Depot, made deposits of $800 at the end of each year for 4 years.  The value of John’s annuity at the end of 4 years is; John's annuity $3,397.20. This is further explained below.

Generally, An annuity is a kind of financial instrument that provides its owner with a predetermined and ongoing stream of payments. This type of product is often purchased by retirees in order to supplement their income during their golden years.

In conclusion, During his four years as an employee at Home Depot, John Regan deposited a total of $8,000 at the conclusion of each calendar year. At the conclusion of four years, John's annuity will be worth $3,397.20, which is the value of John's annuity.

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When submitting written assignments, please remember to Proofread for spelling, grammar, and punctuation. Hence, option B is correct.

Proofread is the double-checking of the written assignment or the work that is being already done to the person. It helps the person to identify the little mistakes that they have made during the making of the assignment.

Proofread is always a better solution to understand the work and makes the work complete and perfect. After Proofread, one can identify their mistakes and make them correct.

Thus, option B is correct.

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Answer:

pater

Explanation:

and also rupa that's all

pater po

1. Based on the information provided, it is not possible to ascertain whether Nicholas is an unethical manager. However, Joseph’s account of the situation raises some red flags about Nicholas’ behavior.

2. The chosen ethical decision-making concept is fairness, which is one of the key ethical principles in business.

1. Based on the information provided, it is not possible to ascertain whether Nicholas is an unethical manager. However, Joseph’s account of the situation raises some red flags about Nicholas’ behavior. It appears that Nicholas did not take the time to review the contract or the team’s thoughts, but still took over the conversation with the supplier and changed the figures. This behavior could be seen as a violation of the ethical principle of fairness, which involves treating others in a reasonable, equitable, and impartial way. Nicholas’ actions suggest that he did not give due consideration to the team’s input or their efforts to finalize the contract, which could affect their working relationship and trust in him as their manager.

2. The chosen ethical decision-making concept is fairness, which is one of the key ethical principles in business. Fairness is based on the idea of treating all stakeholders equitably and impartially, taking into account their needs, interests, and perspectives. In this case study, Nicholas’ actions appear to violate the principle of fairness by disregarding the efforts of Joseph and his team to finalize the contract, and making unilateral changes without adequate review or discussion.

To analyze this situation using an analytical tool, we can use the Stakeholder Mapping tool, which helps to identify and categorize stakeholders based on their level of interest and power. In this tool, stakeholders are divided into four categories: High power/high interest, High power/low interest, Low power/high interest, and Low power/low interest. In this case, Joseph and his team are the stakeholders with high power and high interest in the situation, as they are responsible for finalizing the contract.

Using the Stakeholder Mapping tool, we can see that Nicholas’ actions have the potential to undermine the trust and collaboration of high power/high-interest stakeholders, who are critical to the success of the project. Specifically, his actions may cause frustration, resentment, and loss of confidence in his management ability. This could result in a breakdown of communication and cooperation, which would ultimately affect the team’s performance and the overall success of the project. Therefore, it is important for Nicholas to consider the perspectives and input of all stakeholders, including those with high power and high interest, when making decisions that affect them. By doing so, he can ensure that his decisions are ethical, fair, and aligned with the needs of all stakeholders.

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We can see here that such company gotten after searching for company that mentions funds for starting the business is Go-o-gle.

Funds for starting the business: $1 million in funding from Andy Bechtolsheim.

Employee data: over 160,000 employees worldwide.

A company is a legal and organizational entity formed by individuals or a group of individuals with the purpose of conducting business activities. It is an association of individuals who come together to engage in commercial, industrial, or professional activities in order to generate revenue and make a profit.

Their products are digital and online services.

Comparing this company, we see Microsoft.

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Answer:

Allow the phone to ring "five to six times"

B. Possible customers

Answer:

Obermeyer Imports

a) Journal Entries to record each transaction:

1. Debit Accounts Receivable $2,600,000

Credit Sales Revenue $2,600,000

To record the sale of goods on account.

2. Debit Sales Returns $45,000

Credit Accounts Receivable $45,000

To record the return of goods on account.

3. Debit Cash Account $2,250,000

Credit Accounts Receivable $2,250,000

To record collections from customers.

4. Debit Uncollectible Expenses $10,000

Credit Accounts Receivable $10,000

To record the write-off of accounts deemed uncollectible.

5. Debit Cash Account $3,000

Credit Uncollectible Expenses $3,000

To record the recovery of bad debts previously written off.

b) T-accounts:

Accounts Receivable

Accounts Titles            Debit          Credit

Beginning balances $250,000

Sales Revenue        2,600,000

Sales Returns                                    45,000

Cash Account                              2,250,000

Uncollectible Expenses                     10,000

Ending Balances                             545,000

Total                     $2,850,000 $2,850,000

Allowance for doubtful accounts

Accounts Titles            Debit          Credit

Beginning balances                    $15,000

Uncollectible expense                    7,000

Ending balances       $22,000

c) Journal Entry

Debit Uncollectible Expense $7,000

Credit Allowance for doubtful accounts $7,000

To record the allowance for uncollectibles.

Explanation:

a) Data and Calculations:

Accounts receivable $250,000

Less: Allowance for doubtful accounts 15,000

b) The allowance for Doubtful Accounts will increase by $7,000 to $22,000.  As a result, the Uncollectible Expense will be debited with $7,000 while the Allowance for doubtful accounts will be credited with $7,000.  This brings the total of Allowance for Doubtful Accounts to $22,000 in accordance with the new estimate based on the aging of accounts receivable.

The journal entries to record each of the transactions will be:

Debit Accounts Receivable $2,600,000

Credit Sales Revenue $2,600,000

(To record the sale of goods on account)

Debit Sales Returns $45,000

Credit Accounts Receivable $45,000

(To record the return of goods on account).

Debit Cash Account $2,250,000

Credit Accounts Receivable $2,250,000

(To record collections from customers)

Debit Uncollectible Expenses $10,000

Credit Accounts Receivable $10,000

(To record the write-off of accounts deemed uncollectible).

Debit Cash Account $3,000

Credit Uncollectible Expenses $3,000

(To record the recovery of bad debts previously written off)

The balances in accounts receivable and allowance for doubtful accounts will be calculated thus:

Debit Beginning balance $250000.

Debit sales revenue $2,600,000.

Credit Sales return $45000

Credit Cash account $2250000

Credit Uncollectible expenses $10000

Credit ending balances $545000

Lastly, the journal entry to record bad debt expense for 2019 will be:

Debit Uncollectible expense $7000.

Credit Allowance for doubtful accounts $7000.

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Explanation:

it's D because I'm just making this longer so I can post it thank you and good bye

Answer:

A. Assessments for local improvements, such as sewers and sidewalks, and the cost of extending utility service lines to the property.

Explanation:

Assessments for local improvements, such as sewers and sidewalks, and the cost of extending utility service lines to the property increases basis.

The cost of demolishing buildings is generally added to the basis of the land on which the buildings were located

Both C and D decrease basis.

Answer:

Explanation:

While Chapter 7 eliminates your debts while Chapter 13 restructures them, you will be able to enjoy something called an “automatic stay” when you file either. This stay means that your creditors are unable to contact you about recovering existing debts while the order is in place, and can be penalized by the courts if they violate the stay. In addition, this stay will put a halt to any wage garnishing that you have been subject to, meaning that you will be able to retain all of your earnings during this time.

Answer:

The undervaluation penalty is $560

Explanation:

Solution

Under valuation penalty applied when a person valued assets understated to save tax.

The undervaluation reduces the tax and hence comes with accuracy related penalty.

From the example, Tim undervalued the gift of $7,000 which is valued at $15,000 by IRS.

The deduction is undervalued for more than 150% and hence penalty is assessed. this is so because the income tax valuation is lower than 40%, so the penalty rate is 20%

Thus,

The calculation of overvaluation penalty is given below:

Undervaluation = $8000

Tax rate = 35%

Tax amount = $2,800

Penalty rate = 20%

Penalty on undervaluation is =$560

Therefore, the undervaluation penalty is $560

Followership is the capacity and willingness of individuals to work collaboratively with a leader to achieve a common goal or purpose. It involves recognizing and respecting the authority and expertise of the leader, while also contributing one's own skills, knowledge, and ideas to the collective effort. Effective followership requires active engagement, commitment, and a willingness to share responsibility for the success of the group. Followership can take many forms, from providing support and feedback to the leader, to challenging assumptions and proposing alternative strategies. It is a critical component of effective teamwork, as well as of effective leadership, as leaders rely on followers to help implement their vision and achieve their goals.

While this answer may provide you with helpful infromation regarding your assignment, it is important to remember that using it verbatim could be seen as plaigiarism. To avoid this, it is best to cite your own sources, and put everything in your own words.

~~~Harsha~~~

An individual pays for service rendered so when someone buys something on the menu, what are they paying for service.

A service charge is the amount an individual pays for a service that is been rendered.

It could be a product that is purchased or workdone and the amount is computed and paid for.

Therefore, When someone buys something on the menu, what are they paying for service.

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As we go from home operation to international operations, we can potentially receive a rise in our costs, but we can also see our profits increase. This is about business expansion.

When a company reaches a certain point in its growth and starts looking for new ways to increase profits, that stage is known as business expansion.

Managing business growth or development is a challenge that successful firms and startups alike eventually encounter.

It is to be noted that while business expansion comes with possible potential increases in profit and net worth, incurring additional costs is a certainty.

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The Preparing Adjusted Trial Balance with the help of Worksheet: is given below:

Solutions Company

Worksheet

December 31

Accounts Unadjusted Trial Balance Adjusting Entries Adjusted Trial Balance

Debit Credit Debit Credit Debit Credit

Cash $20,000    $20,000

Accounts Receivable 0  $2,450  2,450

Supplies 7,600   $4,150 3,450

Machinery 50,000    50,000

Accumulated Depreciation  $20,000  3,800  $23,800

Accounts Payable  0    0

Interest Payable  0  800  800

Salaries Payable  0  400  400

Unearned Rental Fees  7,200 4,000   3,200

Note Payable  30,000    30,000

Common Stock  10,000    10,000

Dividends 9,500   9,500

Retained Earnings  14,200    14,200

Rental Fees  32,450  6,450  38,900

Salaries Expense 24,500  400  24,900

Interest Expense 2,250  800  3,050

Supplies Expense 0  4,150  4,150

Depreciation Expense 0  3,800  3,800

Totals $113,850 $113,850 $15,600 $15,600 $121,300 $121,300

Preparing Income Statement:-

Solutions Company

Income Statement

For the Year Ended December 31

Accounts Amount Amount

Revenue:-  

Rental Fees $38,900

Total Revenue  $38,900

Expenses:-  

Salaries Expense $24,900

Interest Expense 3,050

Supplies Expense 4,150

Depreciation Expense 3,800

Total Expenses  ($35,900)

Net Income  $3,000

Preparing Statement of Retained Earnings:-

Solutions Company

Statement of Retained Earnings

For the Year Ended December 31

Accounts Amount

Retained Earnings 14,200

Net Income 3,000

$17,200

Dividends (9,500)

Retained Earnings, Ending $7,700

Preparing Balance Sheet:-

Solutions Company

Balance Sheet

December 31

Accounts Amount Amount

Assets:-  

Cash $20,000

Accounts Receivable 2,450

Supplies 3,450

Machinery 50,000

Accumulated Depreciation (23,800)

Total Assets  $52,100

Liabilities:-  

Accounts Payable $0

Interest Payable 800

Salaries Payable 400

Unearned Rental Fees 3,200

Note Payable 30,000

Total Liabilities  $34,400

Stockholders Equity:-  

Common Stock $10,000

Retained Earnings, Ending 7,700

Total Stockholders Equity  $17,700

Total Liabilities and Stockholders Equity  $52,100

Preparing Closing Entries:-

Solutions Company

General Journal

December 31

Date Accounts Title and Explanation Debit Credit

December 31 Rental Fees $38,900

Income Summary  $38,900

(To close Revenue Account)  

December 31 Income Summary $35,900

Salaries Expense  $24,900

Interest Expense  $3,050

Supplies Expense  $4,150

Depreciation Expense  $3,800

(To close Expenses Accounts)  

December 31 Income Summary $3,000

Retained Earnings  $3,000

(To close Income Summary)  

December 31 Retained Earnings $9,500

Dividends  $9,500

(To close Dividends Account)

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Explanation:

to calculated this question to solve

Answer:

$120.62

ExplanationExplanation:

6.52*18.5=120.62

All of the following are benefits to paying the full balance on your credit card each month except​: your credit score can decrease. The Option A is correct.

There will be no interest charges on your balance: Most credit card companies charge interest or APR if you carry your balance over to the next month, which means you'll be paying interest on top of the unpaid balance. If you pay off your credit card balance in full each month by the due date, you will avoid paying interest.

Its Improves your credit score. Using your credit card and repaying your balance will assist you in establishing a good payment history. Your credit score may improve if you pay off your credit card balance in full, which means lenders are more likely to accept your credit applications and offer better borrowing terms.

Missing options "a) Your credit score can decrease. b) You won't have to pay interest. c) You won't have to pay any late fees. d) Your credit score can increase.

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Out of the given answer choices, the interest rate that Amelia needs to earn to double her money in twelve years is 16.6 percent.

To find out how much interest Amelia needs to earn to double her money in twelve years, we need to use the compound interest formula.

This formula is used to determine the future value of an investment based on the principal, the interest rate, the number of compounding periods, and the time involved.
The formula is as follows: FV = PV x (1 + r/n)^(n*t)where FV = future value, PV = present value (the amount of money Amelia currently has), r = annual interest rate, n = number of times the interest is compounded per year, and t = time in years.

To double her money, Amelia needs to have a future value that is twice her present value. Therefore, we can set FV = 2PV and solve for r.

2PV = PV x (1 + r/n)^(n*t)Dividing both sides by PV, we get:2 = (1 + r/n)^(n*t)

Taking the natural logarithm of both sides, we get: ln(2) = ln[(1 + r/n)^(n*t)]

Using the power rule of logarithms, we can simplify the right side of the equation to ln(2) = (n*t) ln(1 + r/n)

Dividing both sides by (n*t), we get:ln(2) / (n*t) = ln(1 + r/n)

Finally, we can solve for r by raising both sides as the power of e: e^(ln(2) / (n*t)) = 1 + r/n

Subtracting 1 from both sides and multiplying by n, we get:r = n x (e^(ln(2) / (n*t)) - 1)

Plugging in the values given, we get:r = n x (e^(ln(2) / (n*12)) - 1)

We don't know the value of n, so we can try each of the answer choices to see which one gives us a value of r that works.

Using a financial calculator or a spreadsheet program like Excel, we can calculate the values of r for each interest rate.

Using 12 percent: r = 1 x (e^(ln(2) / (1*12)) - 1) = 0.0956 or 9.56 percent

Using 16.6 percent: r = 1 x (e^(ln(2) / (1*12)) - 1) = 0.1407 or 14.07 percent

Using 6 percent: r = 1 x (e^(ln(2) / (1*12)) - 1) = 0.0488 or 4.88 percent

Using 10 percent: r = 1 x (e^(ln(2) / (1*12)) - 1) = 0.0794 or 7.94 percent

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Answer:

Yes Please

Explanation:

So I can get more help in school since I'm failing.

Answer:

thx

Explanation:

Yes, you can maintain the use of your credit card by making only the Minimum Payment Due each month. However, there won't be an interest-free time and you'll have to pay exorbitant interest rates.

What takes place when you only pay the minimum amount. Even though it's crucial to make at least the minimum payment each month, it's not recommended to carry a credit card balance from month to month because you'll accrue interest fees (unless you're taking advantage of an introductory 0% APR) and run the danger of going into debt. A minimum payment won't lower your credit score by itself because you aren't skipping a payment.

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Working memory involves holding a limited amount of information and the ability to integrate new information to plan and organize.

Retaining a little amount of information in an easily accessible format is known as working memory. Planning, understanding, thinking, and problem-solving are all made easier by it. Although working memory is used frequently in human mind, there is ongoing debate over the best method to use what is known about working memory to enhance education.

Working memory is a term that is commonly used in psychology. In people ranging in age from infancy to old age and in all kinds of animals, it has frequently been linked to or related to intelligence, information processing, executive function, understanding, problem-solving, and learning. This idea is so pervasive in the field that it needs to be carefully examined both historically and in terms of definition in order to determine its essential traits and limitations.

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According to our textbook, mass media have at least six functions. The function involves media providers affecting or controlling which information is transmitted to their audiences is called "Information and Education"

The term "mass media" refers to a wide range of media technologies that reach a broad audience through mass communication.

The technology used for this communication include a range of channels. Broadcast media, which includes cinema, radio, recorded music, and television, disseminate information electronically.

The six functions of Mass Media are:

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If the cost of a product is R 909 then the selling price, based on the markup would be d. R 1, 272.60.

The price that is paid for goods that are bought for resale is called the A. cost price.

The markup is 40%, so we need to calculate 40% of the cost price, which is R909:

Markup amount = 0.40 x R909 = R363.60

Now, add the markup amount to the cost price to get the selling price:

Selling price = Cost price + Markup amount = R909 + R363.60 = R1272.60

So, the selling price of the product is R1, 272.60

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Answer:

Estimated average income is $5,400

Explanation:

Proposed investment = $60,000

Depreciation = Straight-line method

Useful life = 4 years

Expected total income yield = $21,600

To find average investment, we divide the income by the useful life of the investment.

Therefore, estimated average income = $21,600 ÷ 4 = $5,400

Answer:

don't know how much they were going home from my phone number is a good day of the year and I'm sorry I'm sorry I'm sorry but he did I say anything else and I'm sure it to you and I have a great day of the us to be a great day of the us and we are you ready for the first time ever you want to see you soon I don't know how much you love you all for you to be a great day of the us and we are you ready for the first time ever you ready for the first time ever you ready for the first time ever you ready for some reason to get the best way I can see you soon and I am a very happy birthday is a good day for me and my family and I have to be in my heart and soul mate and we will not let you soon and I am a very happy birthday is your answer me and my heart and soul mate and I have a good time with you and

Marginal cost usually entails the cost of an additional unit.

The option that is actually true is:

C. A marginal cost is the cost of making one more unit.

Marginal cost is known to be the cost that is incurred for producing one more unit of a good. It usually includes all the costs that are incurred as there is a change in the level of production.

When a firm wants to expand their production and then decides to build a new firm, the cost of building that firm is marginal cost.

In order to calculate marginal cost, one can use the change in quantity to divide the change in production costs.

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Answer:   Crystalline solids

                Ionic solids

                 Molecular solids

                Network covalent solids

                Metallic solids

               Amorphous solids

Explanation:

Answer:Maybe they are trying to get people to notice them and come into their shop

Explanation:

Answer:

public relations

Explanation:

In order to have the design that would fulfil the project requirement, they should should identify elements from both design approaches that are compatible and can be combined to create posters that are suitable for the project. Option B

Making things appear to be composed of something else is referred to as skeuomorphism (or realism). purposefully creating digitally-based products that closely mimic the "real thing"

To be able to cope with situations practically and to view things as they truly are. an intelligent, practical attitude or person. attempting to have a realistic assessment of their prospects of achievement. 3.: grounded in reality rather than on hopes or desires: neither irrational nor idealistic.

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