What is a cosigner and what considerations should they make before co-signing a loan?.
Answers
Answer:
Explanation:
The biggest consideration is: do you think the person getting the loan will honor his commitment to the debt? If you don't, then don't sign. There are no favors in business except those that will be honored.
In the event the person getting the loan defaults, can you afford to take on the debt yourself. If you can't, don't do it.
Do you trust the financial institution giving out the money. There is a difference between a pay day loan and a bank loan. If you don't like the institution don't do it.
Is it easy to check up on the status of the loan? That is a consideration. Some institutions -- I would say most -- are very careful about who they give information to.
Related Questions
I need help on these two. 15 pts. Brainliest...
Answers
Match the task to the correct phase.
1. creating the communication plan
project-initiation phase
2. completing the project charter
project-planning phase
3. noting the team's accomplishments
project-closure phase
4. monitoring the project schedule
project-execution phase
Answers
The following task is correctly matched to the correct phase.
creating the communication plan - project-planning phasecompleting the project charter - project-initiation phasenoting the team's accomplishments - project-closure phasemonitoring the project schedule - project-execution phaseThe project planning stage provides project managers with a road map. everything from preliminary planning and stakeholder meetings to research, writing, scheduling, and gaining final approval. Each of these actions and duties plays a part in making the project successful and achieving the goals and vision of the sponsor.
A communication plan for your project is crucial because it can help you keep it on schedule, under budget, and on track. All stakeholders are kept up to date on the project's development thanks to a robust project communication plan, which also improves client satisfaction.
Thus, the mentioned above tasks are correctly matched to the correct phase.
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What consequences will occur if a producer acts without a bond that is required? a) The producer's license will be maintained without fee. b) The producer will be fined $350. c) The producer will be required to fulfill extra CE requirements. d) The producer's license may be revoked.
Answers
Answer:
The producers license may be revoked
Explanation:
the producers license may be revoked if the producer ask without a bond that is required
1. In the context of management process, which of the following best describes the process of controlling?
A. It is the process of setting objectives and determining what should be done to accomplish them.
B. It is process of assigning tasks, allocating resources, and coordinating work activities.
C. It is the process of arousing enthusiasm and inspiring efforts to achieve goals.
D. It is the process of measuring performance and taking actions to ensure desired results.
E. It is the process of developing action priorities for accomplishing goals and plans.
2. According to Mintzberg, a manager's informational role involves being a:
A. leader.
b. Disturbance handler.
c. Resource allocator.
d. Disseminator.
e. Entrepreneur.
3. MBO is a technique which requires that the objectives of the enterprise:
a. be written and defined in broad terms.
b. lay down the time period for achieving the desired results.
c. includes a plan of action for achieving the desired result.
d. be defined in terms of measurable results.
4. ___________ are in charge of relatively large departments or divisions consisting of several smaller work units.
a. Top managers.
b. Middle managers
c. Team leaders
d. General managers
e. Project managers.
5. A plant manager who oversees the purchasing manufacturing, warehousing, sales, and personal functions may be described as a.
a. General manager
b. administrator
c. functional manager
d. staff manager
e. project manager.
6. Linda assigns Brian a project to be completed by the end of the month and holds periodic meetings with him to review his progress. Which of the management function is Linda performing?
a. Delegating
b. planning
c. organising
d. leading
e. controlling.
7. Applejack is clothes manufacturing company. Though the company has been effective in managing its resources without any wastage. Its productivity efficiency report shows a decrease in the year 2021 when compared to the previous year this outcome indicates that its productivity is:
a. Efficient but not effective
b. neither effective nor efficient
c. effective and efficient
d. effective but not efficient.
8. In Line and Staff organisation, the authority lies in
a. Line
b. Staff
c. Both Line and staff
d. None of the above
9. Johanna is a software engineer and develop games for ABC.com. Which of the following skills Is most likely to be used by Johanna for fulfilling her job responsibilities.
a. financial skills
b. Gross motor skills
c. interpersonal skills
d. human skills
e. technical skills.
10. If a general manager asked the sales manager to recruit some salesman on his behalf an instance of:
a. Decentralization of authority.
b. Division of authority.
C. Delegation of authority.
d. Delegation of responsibility.
Answers
1. In the context of the management process, the process of controlling best describes option D: It is the process of measuring performance and taking actions to ensure desired results.
2. According to Mintzberg, a manager's informational role involves being a D: Disseminator.
3. MBO (Management by Objectives) is a technique which requires that the objectives of the enterprise be D: defined in terms of measurable results.
4. Middle managers (option B) are in charge of relatively large departments or divisions consisting of several smaller work units.
5. A plant manager who oversees the purchasing, manufacturing, warehousing, sales, and personnel functions may be described as an A: General manager.
6. In this situation, Linda is performing management function E: Controlling.
7. In the case of Applejack, its productivity outcome indicates that it is D: effective but not efficient.
8. In Line and Staff organization, the authority lies in C: Both Line and Staff.
9. As a software engineer, Johanna is most likely to use E: Technical skills for fulfilling her job responsibilities.
10. If a general manager asks the sales manager to recruit some salesmen on his behalf, it is an instance of C: Delegation of authority.
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Direct sales of livestock often result in which of the following additional expenses?
A.
Fees for agents
B.
Yardage fees
C.
A substantial loss due to the fact that livestock generally do not travel well
D.
The cost of feeding mature livestock while waiting for the rest of the herd to mature
Answers
Direct sales of livestock often result in yardage fees, which are the charges for keeping livestock at feedlot or other facility until they can be sold or shipped.
What are direct sales?Direct sales is a business model in which products or services are sold directly to consumers without the involvement of a retail middleman. This means that the manufacturer or service provider sells directly to the end user through various methods such as door-to-door sales, in-home parties, or through online sales platforms. Direct sales allow for a more personalized shopping experience for the consumer and can often result in cost savings for both the manufacturer and the consumer. Direct sales companies typically use a network of independent sales representatives who are compensated for their sales efforts through commissions and bonuses. These representatives can also recruit and manage their own sales teams, creating a network marketing structure. Direct sales have become increasingly popular due to advancements in technology and the rise of e-commerce.
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A(n) _________ refers to the result obtained when a decision alternative is chosen and a chance event occurs.
A)payoff table
B)outcome
C)state of nature
D)node
Answers
An outcome refers to the result obtained when a decision alternative is chosen and a chance event occurs.
Payoff table refers to a table that shows the potential outcomes of different decision alternatives based on various scenarios or states of nature. State of nature refers to a possible future event or circumstance that is beyond the control of the decision maker, and node refers to a point in a decision tree where a decision must be made.
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if the demand for tickets to hockey games rises at the same time viewership on television increases, what will be the result? the price of tickets will increase and the salaries of players will decrease. the price of tickets will decrease and the salaries of players will decrease. the price of tickets will decrease and the salaries of players will increase. the price of tickets will increase and the salaries of players will increase.
Answers
If the demand for tickets to hockey games rises at the same time viewership on television increases, the result will be an increase in the price of tickets and the salaries of players.
When the demand for tickets increases, it means that more people are interested in attending the games. This increased demand puts upward pressure on ticket prices because there is a limited supply of tickets available. The ticket prices will increase to match the higher demand, allowing the organizers to maximize their revenue.
At the same time, when viewership on television increases, it indicates that more people are watching hockey games from the comfort of their homes. This increased viewership leads to higher advertising revenue for television networks, which in turn allows them to pay higher broadcasting fees to the hockey leagues. As a result, the leagues have more money available to invest in their teams and players, leading to higher player salaries.
In summary, when the demand for tickets to hockey games rises and viewership on television increases, the price of tickets will increase due to higher demand, and the salaries of players will increase due to higher broadcasting fees and revenue.
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suppose there are two types of people: high-ability and low-ability. a particular diploma costs a high-ability person $8,000 and costs a low-ability person $20,000. firms wish to use education as a screening device where they intend to pay $25,000 to workers without a diploma and $k to those with a diploma. in what range must k be to make this an effective screening device?
Answers
The range that k must be to make this an effective screening device is "33000<=K<=45000".
What does range mean?In statistic, range of a data, refers to difference between the largest and smallest values. Range is often the result of subtracting the sample maximum and minimum which is expressed in the same units as the data.
It is also size of the smallest interval which contains all the data and provides an indication of statistical dispersion. As its depends on two of observations, it is most useful in representing the dispersion of small data sets.
High-ability range:
= 8000 + 25000
= 33000
Low-ability range:
= 20000 + 25000
= 45000.
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Has the comparative advantage in making guitars. has the comparative advantage in making violins.
Answers
Spain has the comparative advantage in making guitars, while Italy has the comparative advantage in making violins.
Comparative advantage is the ability of a country or individual to produce a particular good or service at a lower opportunity cost than another country or individual.Assuming the two countries in question are country A and country B, if country A can produce guitars at a lower opportunity cost than country B, then it has a comparative advantage in making guitars.On the other hand, if country B can produce violins at a lower opportunity cost than country A, then it has a comparative advantage in making violins.This means that it would be more efficient for country A to produce more guitars and for country B to produce more violins, and then they can trade with each other to benefit from the comparative advantage.The opportunity cost of producing a good is the value of the next best alternative forgone.
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Answer:
Annie's Music makes guitars while the music factory makes violins
Explanation:
edge 2023
What is a Multi-Step Income Statement?
Answers
A multi step income statement is a company's financial statement that is presented in a fashion that shows revenues, costs, and expenses for a certain reporting period.
What distinguishes a multi step income statement from a simple income statement?A single calculation is used to report the company's net income in a one-step income statement. An itemised breakdown and various computations are used to determine the business's operational income and gross profit in a multi-step income statement, which is more detailed. Operating and non-operating incomes and expenses are divided into categories on the multi-step income statement. It assists users in assessing the organization's financial performance. The users will be aware of the profit made from the main activities of purchasing and selling things as well as how it differs from non-operating activities.
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Compare and contrast the elements of centralization and formalization within the Arab Alliance and the IDF. Explain how those inherent differences may have affected the outcome of the war.
Answers
The correct answer to this open question is the following.
The elements of centralization and formalization within the Arab Alliance and the IDF were key to understand the Israeli victory over the Arab army. Without a doubt, those inherent differences affected the outcome of the war.
The Arab Alliance was formed by soldiers from different Arab states such as Jordan, Syria, Saudi Arabia, Tunisia, Algeria, Morocco, and Egypt. The alliance had strong numbers, good supplies and weapons, machines, tanks, and the support of the Soviet Union.
However, the Israeli al Defense Force (IDF) won the war by capturing the Gaza Strip, the West Bank, and the Sinai Peninsula. And the Israelis could do that because they had better training, a different mentality, and a modern strategic approach.
Israel not only recruited loyal soldiers, as was the main cause for the Arabs. Israel recruited the best talent for each military position and trained until they became the best. Lack of this kind of recruiting and training was notorious in the Arab alliance.
Another factor that favored Israel was the Structure of Command and Control, emphasizing combat aspects such as strategy, swiftness, agility, improvisation, flexibility, and decision making on the move. Totally different from the bureaucratic Arab approach in the line of command.
That is why Israel won the Six-Day War that was fought from June 5-10, 1967.
How do I make a MC server?
Answers
Install or update Minraft as the first step, Install or update Java in step two, Download the Server.jar file in step three, Mincraft Build a Server Folder in step four,
What is MC server?A Micraft server is a player- or company-owned multiplayer gaming server for the 2009 video game Minraft from Mojang Studios. Rather than referring to a single machine in this sense, the term "server" is sometimes used to refer to a network of connected servers.
Independently created, dependable Micraft community partners host servers, which offer multiplayer experiences. Every Server has its own distinctive features, like minigames that allow players to cooperate and compete with one another. Players can also access free things on the Server by participating in the game.
Thus, Fifth step: First startup, Restarting the server is step six, Build an automatic script in step seven.
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The owner invested personal equipment in the business.
To record this transaction:
a. debit Equipment and credit Accounts Payable.
b. debit Accounts Payable and credit Equipment.
c. debit Equipment and credit Capital.
d. credit Equipment and debit Capital.
Answers
The correct answer is c.
The owner invested personal equipment in the business. To record this transaction debit Equipment and credit Capital is required.
When the owner invests personal equipment in the business, the business is receiving an asset (equipment) and the owner is investing capital into the business.
Therefore, the Equipment account should be debited to increase the asset and the Capital account should be credited to increase the owner's equity in the business. Hence option C is correct.
The other options are incorrect because they involve the Accounts Payable account, which is not relevant in this transaction. Accounts Payable is used to record liabilities owed to suppliers or creditors, not for recording the investment of personal equipment by the owner.
Hence option C is correct.
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What the the importance of modernization in business?
Answers
Answer:
6 Key Reasons Why Business Modernization Is Important
It's about improving the customer experience and engaging with your shoppers on a deeper level. It improves efficiency, add convenience, grows communication, increases customer outreach, builds more security, and expands marketing channels.
The manufacturing overhead account is debited when ______.
Answers
Production process involves different type of cost and expenses, manufacturing overhead account is one and it is debited when overhead applied is less than the actual overhead costs incurred.
What is manufacturing overhead cost?It is the sum of all the indirect costs that were spent while manufacturing a product.
The amount in the manufacturing overhead account can either be a debit or credit.
It is a debit when the overhead is less than the actual overhead costs that were spent.
Therefore, The manufacturing overhead account is debited when the overhead applied is less than the actual overhead costs incurred.
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what to argue about financial literacy
Answers
Answer: Finance Course Prompts Debate,” argues that “the $600,000 is a low cost if the [financial literacy program] is effective. An
effective course will return that investment,” speaking in reference to the cost of the program. Courses, especially financial
literacy, greatly give back on investments made in them by using the students’ education gained from the class.
Explanation:
article 9 of the code of ethics about written agreements requires realtors® to
Answers
Article 9 of the Code of Ethics about written agreements requires Realtors to make reasonable efforts to reduce their verbal agreements to written agreements.
The National Association of Realtors has a code of ethics that each member must follow. The code of ethics serves as a guideline to ensure that members act professionally and ethically in their dealings with clients. One of the most important provisions in the Code of Ethics is Article 9, which relates to written agreements. Article 9 requires Realtors to make a reasonable effort to reduce their verbal agreements to writing.
This requirement is essential because it helps prevent misunderstandings between Realtors and their clients. By putting their agreements in writing, the parties can avoid confusion over what was agreed upon and have a clear record of their understanding if any disputes arise in the future. Realtors can create written agreements using standard forms approved by their local or state Realtor association or legal counsel. Therefore, Article 9 of the Code of Ethics requires Realtors to make reasonable efforts to reduce their verbal agreements to written agreements.
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1. Suppose we have obtained the following regression results: ý = 12 - 6x +0.5(Male x x) + 3Male - 2Rural + 1(Rural x Male) where Male is a dummy variable that takes one for males and zero for females and similarly Rural takes one if individual lives in a rural area and zero if urban. (a) What is the equation for a female that lives in a rural area? (b) What is the equation for a male that lives in an urban area? (c) What coefficient estimates would we get if we estimated the following model instead: y = Bo+3₁x+3₂(Femalexx)+B3Female+34Urban+35(Urbanx Female) + u where Female takes a value one for females and zero for males and Urban takes a value one if individual lives in an urban area and zero if rural? (d) Using the model in part a) explain how you would test the hypothe- sis that there is no differences across gender (while still allowing for differences across regions) in the relationship between y and x in the two areas, that is, explain how to do a Chow Test. Describe all the steps in performing this test, the hypothesis being tested, the models, the regressions you need to do, the test statistic used and how to get the corresponding critical value.
Answers
ý = 12 - 2Rural. ý = 12 + 0.5 + 3. Coefficient estimates would remain the same as in the original model. Perform separate regressions for rural and urban areas, calculate SSR, and use Chow Test statistic for hypothesis testing.
To test the hypothesis of no differences across gender in the relationship between y and x in the two areas, we would perform separate regressions for rural and urban areas. Then, calculate the sum of squared residuals (SSR) for each regression. The Chow Test statistic, which compares the SSR from the separate regressions to the SSR from the combined regression, can be used to test the hypothesis. The critical value for the test can be obtained from the F-distribution table. If we estimate the model y = Bo + 3₁x + 3₂(Femalexx) + B3Female + 34Urban + 35(Urbanx Female) + u, the coefficient estimates would remain the same as in the original model, as the coefficients represent the same relationships between the variables.
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How would you respond to this customer?
Role-Playing Scenario #2 – The Dissatisfied Customer
A customer has bought a GPS system for his tractor and claims that it doesn’t comply with the characteristics specified by the manufacturer. Remember that not all is lost in this scenario. Instead of simply issuing a refund, try to find out the nature of the dissatisfaction and recommend a better alternative.
Customer: Hi there, I bought this GPS system 3 days ago, but it doesn’t perform as well as described on the website. I chose my platform and the coordinates I would be plotting, but the system doesn’t come anywhere close to hitting the frame rate that the manufacturer said it would even on the lowest graphic settings. I’d like to return it.
Answers
Dear valued customer,
I apologize for the inconvenience you have experienced with the GPS system you purchased from us. I understand that it has not met your expectations in terms of its performance. However, before proceeding with a refund, I would like to ask a few questions to better understand the nature of your dissatisfaction.
Can you provide me with some details on the specific issues you are facing? Is the system failing to provide accurate coordinates or is the frame rate simply too slow? Have you tried adjusting any of the settings on the system to see if that helps improve its performance?
Based on your response, we may be able to recommend a better alternative that better suits your needs. We have a range of GPS systems available that offer different features and specifications. Our team is always ready to help you find the best solution to meet your needs.
Thank you for your patience and understanding. We look forward to hearing from you soon.
Best regards,
Ginny
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This software application can be used to organize, analyze, and illustrate data.
Answers
Answer:
its Excel :)
Explanation:
I learned abt it
Answer:
person above me
Explanation:
Which of the following is a list of assets?
A.cash, accounts payable, inventory, furniture
B.cash, accounts receivable, inventory, furniture
C.cash, bank loan, inventory, furniture
D.cash, accounts receivable, inventory, owner's equity
Answers
True or false is April 15th is an important date for people who have a job.
Answers
Answer:
true
Explanation:
its Tax Day so they are very busy
what is meant by recession
Answers
Answer:
Spatial recession in paintings is the relationship between objects which appear to lie near to the observer and those which seem further away, and thus recede into space. ...
Explanation:
Look for _____ in research information showing preferential treatment or consideration regardless of legitimate reasoning.
credibility
relevance
bias
additional sources
Answers
Answer:
bias
Explanation:
bias is the true anwer
Pretend you are a highschool student who makes minimum wage. You want to buy a new car, but you are $10,000 short. You are looking at the two loans identified below. Explain which loan is more appealing and why you would choose that over the other. Use details to support your answer.
Thanks for the help!!!
Answers
The benefit of Loan B is the term of payment is longer and the monthly repayments are lower. This could be good for someone working minimum wage due to having a low income.
In conclusion, I think Loan A would be better due to the interest being lower which is always a plus for loans.
what is the main purpose of alcohol when doing poly gel nails?
Answers
Answer:
Gel gloss are included stronger components that realize the nail tighter than traditional lacquers and also are solid sufficient to withstand day-to-day wear and tear without damaging, discusses Essie Global Lead Instructor Rita Comment. A few distinctions in between the formula and also your normal lacquer? Gel polishes are much more adaptable, so they withstand chips; Gels are treated under a UV or LED light and brightens treatment in oxygen. Gels have to be eliminated by soaking in acetone for at the very least 10 minutes, while polishes can be quickly wiped away with nail gloss cleaner.
Explanation:
Logo and website design are
examples of start-up costs.
Answers
True: Logo and website design are examples of start-up costs. Operating costs include payroll. Building improvements should be calculated into start-up costs.
What are two potential rewards of being an exceptional manager? (choose every correct answer.)
Answers
The two potential rewards of being an exceptional manager are: A. The ability to earn more than most workers. B. Fringe benefits, such as a large office or stock options.
Who is a manager?Manager can be defined as someone that is in charge of the day to day operation of a business as they help to plan, organize coordinate etc.
The rewards for an exceptional manager will be the ability to earn high salary than most worker as well as to receive fringe benefits.
Therefore the correct option is A and B.
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The complete question is:
What are two potential rewards of being an exceptional manager? (choose every correct answer.)
a. The ability to earn more than most workers
b. Fringe benefits, such as a large office or stock options
c. The ability to make decisions without being questioned
d. A guarantee of employment in one's chosen field
A new business is likely to need what bank service(s)? *
Answers
Answer:
Checking Account tell me if i'm wrong
Explanation:
A company in Maine sends lobsters to France What is Maine doing? Select three options
Answers
Answer:
Following are the answer to this question:
Explanation:
Some information is missing in the question. So, the correct choices can be described as follows:
i) practicing international trade
ii) exporting products
iii) participating in globalization
Maine has been globally traded because its, company transfers it's own goods at international frontiers when a client gives lobster with France in Maine. It exports products as its goods are manufactured in one nation, in this scenario the USA, is one other country, France in this case.Finally, it participates in the process of globalization because the company operates internationally by selling its products.Answer:
B. practicing international trade
C. exporting products
D. participating in globalization