Answer:
areoplane
Explanation:
you can tell if it is a service because you travel on it
A credit card company advertises an APR of 14.7%, compounded daily. What
is the effective interest rate? Round your answer to two decimal places.
Answer:
16%
Explanation:
Effective interest rate = (1 + i/m)^m - 1
= (1 + 0.147/365)^365 - 1
= 0.1583
= 0.16 = 16%
The $1,000 face value ABC bond has a coupon rate of 6%, with interest paid semi-annually, and matures in 5 years. If the bond is priced to yield 8%, what is the bond's value today? o FV = $1,000 o CF = $60/2 = $30 o N = 5 x 2 = 10 o i = 8%/2 = 4% o PV = $918. 89
Correct! Using the formula for the present value of a bond, we can calculate the value of the ABC bond today:
PV = (C / (1 + r)^1) + (C / (1 + r)^2) + ... + (C + FV / (1 + r)^n)
where:
C = the semi-annual coupon payment ($60 in this case)
r = the semi-annual yield (8% / 2 = 4% in this case)
n = the number of semi-annual periods (5 years x 2 = 10 semi-annual periods)
FV = the face value of the bond ($1,000 in this case)
Plugging in the numbers, we get:
PV = ($30 / 1.04^1) + ($30 / 1.04^2) + ... + ($30 + $1,000 / 1.04^10)
PV = $918.89
Therefore, the value of the ABC bond today is $918.89.
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When a financial institution makes a real estate loan to a home buyer, the transaction takes place: - When the buyer proves his creditworthiness -Illegally -In a primary market -In a secured environment
Answer:
When the buyer proves his creditworthiness
Explanation:
In simple words, the creditworthiness refers to the ability of a borrower to pay back the loan to the lender at the specified time and interest. While taking loan form a financial institution the home buyer first have to prove that he or she is able to pay back the loan taken.
Thus, from the above we can conclude that the correct option is A.
Dean is taking a personal assessment and notices that many of his interests involve the reading and creation of language arts and poetry. What career cluster will the assessment most likely indicate to be fitting for Dean?
Technology
Art and Performance
Legal
Public Service
Art and performance is the profession cluster that the assessment is most likely to suggest is appropriate for dean.
What is Career ?A student discovers his potential and career priorities after completing or while continuing their higher education. One can choose a stable job or venture. Everyone has different priorities for their career. The area of study a student decides to specialise in is their career.
The dean's ideal career would be in the performing and visual arts.
Career clusters are collections of similar job categories. They provide you with a simple approach to investigate several job types under a single broad category.
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Answer:
art and performance
Explanation:
:)
Both the production and selling and administrative expense budgets are prepared using information directly from the:.
Answer:
Both the production and selling and administrative expense budgets are prepared using information directly from the: Sales Budget
how long does it take for your taxes to be approved?
Less than 21 calendar days will pass before it is reimbursed. Though processing your return could take up to four weeks if you filed on paper and are anticipating a refund.
What time period elapses between tax approval and deposit?You will be subject to the IRS's refund schedule once your return has been accepted. When your e-filed return is approved by the IRS, refunds are normally issued in less than 21 days. Beginning 24 hours after you e-file, you can utilize the IRS Where's My Return tool or call the IRS at 800-829-1954 to check on the progress of your refund.
When a tax refund is accepted, what happens?This indicates that the IRS has reviewed your tax return and approved your refund. If you asked for a paper check, the IRS is already getting ready to ship your refund straight to you. If not, it will be sent to your bank.
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Explain one reason why a business may use social media to promote
Answer:
Social media offers many benefits to business owners, as it allows them to reach out to their customers and to gain the attention of more people/potential customers
Explanation:
Sam and Alice are married and together they own a house that has a market value of $250,000. The loan balance on the house is $175,000. Sam also owns a care valued at $15,000 and has no debt on it. Alice owns a SUV valued at $20,000 and it has a loan balance of $12,000. Sam has a IRA retirement account for $2,000 and Alice has jewelry worth $5,000. Finally, they have a joint bank account with a balance of $7,500. What is the net worth of Sam and Alice
Answer:
The net worth of her is $486,500
Explanation:
I added all values listed.
Net worth of Sam and Alice 's net worth is $ 112,500.
What is net worth ?Wealth is measured by net worth. A person's or a company's net worth is the total of all of their assets, less any liabilities or commitments. A person or institution's net worth is determined by deducting the value of all of its outstanding liabilities from the total value of all of its financial and non-financial assets.
Net worth can alternatively be succinctly represented as non-financial assets plus net financial assets because financial assets minus outstanding obligations equal net financial assets. It can be used by businesses, people, governments, entire nations, or even certain economic sectors like the financial industry.
Computation of Net worth
Assets and Liabilities of Sam and Alice are as listed below
Assets
House = $250,000
Sam's car = $15,000
Alice's SUV = $20,000
IRA retirement account = $2,000
Alice's Jewellery = $5,000
Joint Bank Account balance = $7,500
Total value of assets = $250,000 + $15,000 + $20,000 + $2,000 + $5,000 + $7,500 = $299,500
Liabilities
House Loan Balance = $175,000
Alice's SUV loan = $12,000
Total value of liabilities = $175,000 + $12,000 = $187,000
Net Worth = Assets - Liabilities = $299,500 - $187,000 = $112,500
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What function of money is highlighted when someone brags about having a net worth of over $5 million?
The function of money is highlighted when someone brags about having a net worth of over $5 million Unit of account.
Bragging is boasting or talking about how amazing things are for you. whilst you cannot prevent telling absolutely everyone how a good deal money you're making or how big your home is, this is an instance of bragging.[ + that ] They bragged that their team had in no way been beaten.
Boasts don't suggest boasting, but I got a promotion well beforehand of schedule. brag She loves to brag approximately how her son is a physician. Crowe may not stop crowing approximately how a lot of cash he makes.
Humans brag because they may be insecure. They want to be commonplace, and they're no longer confident. So, it is like their mouth is telling their brain they in reality are precise and sufficient. Braggers work hard — weaving tricky stories — to get the admiration they crave.
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Henly Company enters into a contract to transfer a product to Propel Inc. On July 31, 2019. It is agreed that Propel will pay the full price of $10,000 in advance on April 15, 2019. Henly delivers the product on July 31, 2019. The cost of the product is $7,500. Requirement: What journal entries are required in 2019?
Answer and Explanation:
The journal entries are shown below:
1. No journal entry should be recorded for entered into a contract
2. On April 15
Cash Dr $10,000
To Unearned sales revenue $10,000
(Being advance is recorded)
3. On July 31
Unearned Sales Revenue $10,000
To Sales Revenue $10,000
(Being the unearned sales revenue is recorded)
Cost of Goods Sold $7,500
Inventory $7,500
(Being the cost of a product is recorded)
5 years ago, an individual had invested $10,000 in an Investment Trust. Over those years, the trust has distributed $2,000, consisting of $1,600 of dividends and $400 of capital gains. The investor has reinvested these distributions in additional trust units. The investor's aggregate current cost basis in the Trust is:
Answer: $12,000
Explanation:
From the question, we are informed that years ago, an individual had invested $10,000 in an Investment Trust and that over those years, the trust has distributed $2,000, consisting of $1,600 of dividends and $400 of capital gains and also that the investor has reinvested these distributions in additional trust units.
The investor's aggregate current cost basis in the Trust will be the beginning basis which was $10,000 added to the $2000 that was distributed. This will be $12,000.
Joe Chin bought a house for $180,000. He made a 20% down payment. Joe secured a loan for the balance of the purchase price at 6.5% interest for 30 years. What will be the monthly payments on the loan? (do not use commas or dollar signs in your answer)
Answer:
910.18
Explanation:
After Chin's down payment the amount borrowed is ...
(1 - 20%)($180,000) = 0.80·$180,000 = $144,000
The amount of the payment is given by the amortization formula ...
A = P(r/n)/(1 -(1 +r/n)^(-nt))
for P borrowed at rate r for t years, compounded n times per year.
A = 144000(0.065/12)/(1 -(1 +.065/12)^(-12·30)) = 910.18
The monthly loan payments will be 910.18.
write on perfect competition
A new school building was recently built in the area. The entire cost of the project was $20,000,000. The city has put the project on a 20-year loan with an APR of 2.7%. There are 21,000 families that will be responsible for making monthly payments towards the loan. Determine the total amount that each family should be required to pay each year to cover the cost of the new school building. Round your answer to the nearest cent, if necessary.
Each family should be required to pay approximately $25.71 per year to cover the cost of the new school building.
To determine the total amount that each family should be required to pay each year to cover the cost of the new school building, we can follow these steps:
Calculate the total loan amount.
The loan amount is the cost of the project, which is $20,000,000.
Calculate the annual interest payment.
The annual interest payment can be calculated using the formula:
Annual Interest Payment = Loan Amount * Annual Interest Rate
Annual Interest Rate = APR / 100
In this case, the annual interest rate is 2.7% or 0.027.
Annual Interest Payment = $20,000,000 * 0.027 = $540,000
Determine the number of families responsible for payments.
There are 21,000 families responsible for making monthly payments.
Calculate the total amount each family should pay each year.
Total Amount per Family = Annual Interest Payment / Number of Families
Total Amount per Family = $540,000 / 21,000
Rounding the result to the nearest cent, each family should be required to pay approximately $25.71 per year to cover the cost of the new school building.
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QuickMovers limits the size of the packages it delivers to 75 pounds. This is
an example of what type of requirement?
O A. Internal
O B. Voluntary
O C. Government
O D. External
Answer:
internal
Explanation:
i took the test
A cost that can be easily and conveniently traced to a specific cost object is a(n) Blank 1 of 2 cost of that cost object, whereas costs that cannot be easily and conveniently traced to that specific cost object are
Answer:
Direct; indirect cost.
Explanation:
A cost that can be easily and conveniently traced to a specific cost object is a direct cost of that cost object, whereas costs that cannot be easily and conveniently traced to that specific cost object are indirect cost.
In Financial accounting, direct cost can be defined as any expense which can easily be connected to a specific cost object such as a department, project or product. Some examples of direct costs are cost of raw materials, machineries or equipments.
On the other hand, any cost associated with the running, operations and maintenance of a company refers to indirect costs. Some examples of indirect costs are utility bill, office accessories, diesel etc.
In the third step of the strategic management process, managers should 22 Multiple Choice establish the organization's purpose or reason for being conduct an organizational assessment translate the broad mission and vision into a corporate strategy checkon possible roadblocks within the organization's structure and culture. Jetit, the chief human resources officer for a major financial services company, has met with each of her employees to set their objectives. Now, Terin expects the employees to 6 Mihoc adoptow mediteracy deadlines that have motivated Which level of strategy is concerned with how much to spend on marketing or whether to expand facilities? Multiple Choice operational practical business corporate After establishing the mission, visionand values, what is the next step in strategic management? 26 Multiple Choice maintaining strategic control encouraging new ideas assessing the current reality implementing the strategy
(1). In the third step of the strategic management process, managers should translate the broad mission and vision statement into a corporate strategy.
What is management?In order to accomplish desired goals and objective lens, a person or group of people must be challenged and managed, according to the concept of administration. Furthermore, the capacity to organise, supervise, and guide people is a constituent of management.
As, the correct option is as follows.
(2). Develop action plans
(3). Business
(4). Assessing the current reality.
Therefore, The right option (A) is correct.
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What has the biggest positive impact on workplace cooperation?
Answer: I would say its being able to talk to people and be social and not awkward
Explanation:
Contrast the difference between a financial emergency and nonemergency.
The difference between a financial emergency and nonemergency is:
What is a Financial Emergency?This refers to the unplanned expenses which requires to the use of money or finances which are not included in a budget.
With this in mind, we can see that a financial emergency is markedly different from a non emergency because this means that there is no hurry to do something.
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Adnan Hassan earned 5% commission as a sales trainee. After
promotion to a sales associate, he earned 8% commission. His year-end
report showed $673,874 in total sales and $45,006.52 in commission.
What did his sales total as (a) a sales trainee and (b) a sales associate?
Answer:
He earns $296780 as a Sales Trainee and $377094 as a Sales Associate
Explanation:
Given
Let x represents his sales as a sales trainee
Let x represents his sales as a sales associate
Total Sales: \(x + y = 673874\)
Total Commission: \(0.05x + 0.08y = 45006.52\)
Required
Find x and y
Equations
\(x + y = 673874\) --- (1)
\(0.05x + 0.08y = 45006.52\) --- (2)
Make y the subject of formula in (1)
\(x + y = 673874\)
\(y = 673874 - x\)
Substitute this in (2)
\(0.05x + 0.08y = 45006.52\)
\(0.05x + 0.08(673874 - x) = 45006.52\)
Open Bracket
\(0.05x + 53909.92 - 0.08x = 45006.52\)
Collect Like Terms
\(0.05x - 0.08x = 45006.52 - 53909.92\)
\(- 0.03x = -8903.4\)
Divide through by -0.03
\(x = \frac{-8903.4}{-0.03}\)
\(x = 296780\)
Recall that
\(y = 673874 - x\)
\(y = 673874 - 296780\)
\(y = 377094\)
Hence;
He earns $296780 as a Sales Trainee and $377094 as a Sales Associate
What are some factors that would influence supply? Explain
Answer:
6 Factors Affecting the Supply of a Commodity (Individual Supply) |
Price of the given Commodity: ADVERTISEMENTS: ...
Prices of Other Goods: ...
Prices of Factors of Production (inputs): ...
State of Technology: ...
Government Policy (Taxation Policy): ...
Goals / Objectives of the firm:
Explanation:
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QUESTION 1 Porter's Five Forces model is a tool used by organisations to determine their current position in a specific industry, as well as evaluating possible threats from competitors. 1. Demonstrate how the threat of new entrants will influence Ocean Basket Restaurant?
The company must prepare and take necessary measures to retain its customers and compete effectively. It must focus on providing a unique and value-adding service that differentiates it from other new restaurants that may enter the market.
This model comprises five essential forces that can impact a company's position in the market. These include the threat of new entrants, bargaining power of buyers, bargaining power of suppliers, the threat of substitute products or services, and competitive rivalry. In this case, we have to demonstrate how the threat of new entrants will influence Ocean Basket Restaurant. The threat of new entrants in any industry refers to the possibility of new competitors entering the market. New companies have the potential to alter the current market conditions, affect the prices, and change the competition intensity. In the foodservice industry, any new restaurant or cafe that enters the market may lead to a reduction in the customer base of existing companies like Ocean Basket Restaurant. Thus, the threat of new entrants can affect the revenue streams of Ocean Basket Restaurant, and it can also force it to spend more money on advertising and promotions to retain customers. However, Ocean Basket Restaurant can control this threat by implementing strategies like building a unique brand image, providing better service, and establishing customer loyalty. to how the threat of new entrants will influence Ocean Basket Restaurant is that it can impact its revenue streams, customer base, and competition intensity. Thus, the company must prepare and take necessary measures to retain its customers and compete effectively. It must focus on providing a unique and value-adding service that differentiates it from other new restaurants that may enter the market.
The threat of new entrants is one of the most critical forces that impact a company's position in the market. For Ocean Basket Restaurant, this threat can be a double-edged sword, both impacting its revenue and forcing it to be more competitive. However, with the right strategies and focus, the company can mitigate this threat and maintain its market share.
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information on kimble company's direct labor costs for the month of january is as follows: actual direct labor hours 34,500 standard direct labor hours 35,000 total direct labor payroll$241,500 direct labor efficiency variance-favorable$3,200 what is kimble's direct labor rate variance?
Kimble's direct labor rate variance is favorable by $3,450 for the month of January.
To calculate the direct labor rate variance for Kimble company, we need to use the formula: Direct Labor Rate Variance = (Actual Rate - Standard Rate) x Actual Hours.
First, we need to find the standard direct labor rate, which is calculated by dividing the total direct labor payroll by the standard direct labor hours.
Standard Direct Labor Rate = Total Direct Labor Payroll / Standard Direct Labor Hours
= $241,500 / 35,000
= $6.90 per hour
Next, we can calculate the actual direct labor rate by dividing the total direct labor payroll by the actual direct labor hours.
Actual Direct Labor Rate = Total Direct Labor Payroll / Actual Direct Labor Hours
= $241,500 / 34,500
= $7.00 per hour
Now we can calculate the direct labor rate variance:
Direct Labor Rate Variance = (Actual Rate - Standard Rate) x Actual Hours
= ($7.00 - $6.90) x 34,500
= $3,450 (favorable)
Therefore, Kimble's direct labor rate variance is favorable by $3,450 for the month of January. This indicates that the actual hourly rate paid to workers was slightly higher than the standard rate, which resulted in a favorable variance.
Kimble Company's direct labor rate variance for the month of January. Here are the steps:
1. Calculate the actual direct labor rate: Divide the total direct labor payroll ($241,500) by the actual direct labor hours (34,500). This gives us an actual direct labor rate of $7 per hour.
2. Calculate the standard direct labor cost: Since we know the direct labor efficiency variance is favorable at $3,200, we can subtract it from the total direct labor payroll ($241,500) to get the standard direct labor cost, which is $238,300.
3. Calculate the standard direct labor rate: Divide the standard direct labor cost ($238,300) by the standard direct labor hours (35,000). This gives us a standard direct labor rate of $6.81 per hour.
4. Calculate the direct labor rate variance: Subtract the standard direct labor rate ($6.81) from the actual direct labor rate ($7) and multiply by the actual direct labor hours (34,500). This gives us a direct labor rate variance of $6,555 unfavorable.
So, Kimble's direct labor rate variance for January is $6,555 unfavorable.
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antitrust laws protect consumers from all of the following except a. public utilities. b. deceptive packaging. c. misleading labeling. d. false advertising.
Antitrust laws protect consumers from all of the following except deceptive packaging.
The antitrust laws generally forbid mergers and commercial activities that are illegal, leaving it up to the courts to determine which ones are on the basis of the specific facts of each case. From the era of horse-drawn carriages to the modern digital era, courts have applied antitrust rules to shifting marketplaces.
It outlaws any agreements or plots that restrict trade or commerce. Price fixing, market allocation, boycotts, bid rigging, and tying agreements are examples of these forbidden restraints. The Sherman Act forbids monopolization in any sector of the economy as well as attempts to do so.
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briefly describe the risk and the negative impact of outsourcing in information systems operations.
Outsourcing in information systems operations poses risks and negative impacts.
Outsourcing certain aspects of information systems operations can introduce risks and negative impacts for organizations. When companies choose to outsource their IT operations to external service providers, they relinquish direct control over critical functions and sensitive data. This lack of control can lead to potential risks such as compromised data security, loss of intellectual property, and reduced service quality. Additionally, outsourcing can result in a loss of in-house expertise, limited flexibility in responding to changing business needs, and difficulties in managing vendor relationships. These factors can have a detrimental impact on the organization's overall performance and productivity.
Outsourcing information systems operations exposes the organization to the risk of compromised data security. By entrusting sensitive data to external providers, the company may face increased vulnerability to data breaches, unauthorized access, or data leaks. This can lead to reputational damage, legal implications, and financial losses.
Furthermore, outsourcing can result in a loss of in-house expertise. When key IT functions are outsourced, the organization may rely heavily on the expertise of the external vendor, which can limit the development and retention of internal knowledge and skills. This dependence can hinder the organization's ability to adapt to technological advancements or address complex IT issues promptly.
Managing vendor relationships also poses a challenge when outsourcing. Organizations may face difficulties in ensuring service quality, maintaining effective communication, and enforcing contract terms. Lack of alignment between the organization's goals and the vendor's priorities can lead to conflicts, delays, and subpar performance.
In conclusion, while outsourcing information systems operations can offer benefits such as cost savings and access to specialized skills, it also carries risks and negative impacts. Companies must carefully evaluate the potential risks and develop robust strategies to mitigate them, ensuring that the benefits of outsourcing outweigh the associated drawbacks.
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Which section of a business plan gives details about a business’s core products and services?
The section of a business plan talks about a business’s core products and services, and their features and benefits to the consumers.
Answer:
Executive summary.
Explanation:
A business plan can be defined as a formally written document that comprises of the financial and operational objectives (plans) of a business firm.
Basically, a business plan is a roadmap or guide that outline the goals of a business, methods on how to achieve those goals, and the timeframe required to achieve those goals.
A business plan should be written in such a way that it comprises of all the important informations that an investor looks out for, in order to convince him or her to invest money in the business. Thus, the main section (contents) of a business plan include the following;
I. Title page.
II. Market analysis and competition.
III. Industry overview.
IV. Operating plan.
V. Sales and marketing plan.
VI. Financial plan.
VII. Management plan.
VIII. Appendices and exhibits.
IX. Executive summary.
The executive summary section of a business plan talks about a business’s core products and services, and their features and benefits to the consumers. Thus, the executive summary is the most important section of a business plan because it provides a concise summary of the business and it's the first section to be seen by an investor.
Purple Sulfur (PSB) and Green Sulfur Bacteria (GSB) both use sulfide to support photosynthesis. GSB tolerate higher sulfide levels than PSB. How does that tolerance relate to where they congregate in the column
The higher tolerance of Green Sulfur Bacteria (GSB) to sulfide levels compared to Purple Sulfur Bacteria (PSB) influences their congregation in the column, with GSB typically found at deeper levels where sulfide concentrations are higher.
Purple Sulfur Bacteria (PSB) and Green Sulfur Bacteria (GSB) are both types of bacteria that utilize sulfide for photosynthesis. However, GSB have a higher tolerance to sulfide levels than PSB. This difference in tolerance influences their distribution within the water column.
Sulfide is often more abundant at deeper levels of aquatic environments, such as lakes or oceans, where anaerobic conditions prevail. GSB, with their higher tolerance to sulfide, are better adapted to survive and carry out photosynthesis in these environments. Therefore, GSB tend to congregate at deeper levels in the water column, where sulfide concentrations are higher.
On the other hand, PSB, with a lower tolerance to sulfide, are less equipped to thrive in areas with elevated sulfide levels. They are more commonly found in the upper layers of the water column, where sulfide concentrations are relatively lower.
In summary, the higher tolerance of Green Sulfur Bacteria (GSB) to sulfide levels allows them to congregate at deeper levels in the water column, where sulfide concentrations are higher. In contrast, Purple Sulfur Bacteria (PSB) tend to inhabit the upper layers of the water column, where sulfide levels are comparatively lower due to their lower tolerance to sulfide.
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Myanmar, a low-income country in Southeast Asia with a population of 65 million people, can be considered as one of the emerging markets.
Yes, Myanmar can be considered one of the emerging markets in Southeast Asia.
Despite being a low-income country with a population of 65 million people, Myanmar has been undergoing significant economic and political reforms since 2011. This has led to an increase in foreign investment and a growing middle class, which have created new opportunities for businesses and investors.
Additionally, Myanmar has abundant natural resources and a strategic location between India and China, making it an attractive market for companies looking to expand in the region. However, Myanmar still faces challenges such as inadequate infrastructure, a lack of skilled workers, and ongoing conflicts in certain regions. Nonetheless, the country's potential for growth and development makes it a promising emerging market in Southeast Asia.
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hellp! WILL GIVE 30 POINTS!!
Alexis and Damian are both taking a course on picking a career. They go to the same art club so they both know what they enjoy doing. Surprisingly, Alexis and Damian might find careers in the Architecture and Construction Career Cluster that allow them to express themselves through art. Create a list of possible jobs in this cluster that could use an artistic person and explain a task that each job does that the two students might particularly enjoy.
*Dont answer for points, cuz I've gotten scames so many times :/
Answer:
A few jobs that express how you feel through art are house remodeling because you can decorate with things that make you happy or that show how you feel, professional painter because you can paint how you feel, and a gardener because you make the garden look like something that expresses how you feel.
Explanation:
Hope this helps! Just make sure to edit it a little so that you don't get in trouble! :)
Name the institutions which provide technical education in nepal and describe any one of them
Answer:
The institutions which provide technical education in Nepal are:-
i)Tribhuwan University (TU)
ii) Mahendra Sanskrit University (MSU) iii) Lumbini Bauddha University (LBU) iv)Kathmandu University (KU)
v)Purbanchal University (PurU)
vi) Pokhara University (PokhU).